Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending February 20, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

COMERICA BANK

* Branch

Comerica Bank, Dallas, Texas to establish a branch located at 5647 W. Lovers Lane, Dallas, Texas 75209

Newspaper:	Not available
Federal Register:	Not applicable

COMERICA BANK

* Branch

Comerica Bank, Dallas, Texas, to establish a branch located at the corner of Preston and John Hickman, Frisco, Texas.

Newspaper:	Not available
Federal Register:	Not applicable

LOUISE BANCSHARES, INC.

CIC

Lloyd Myatt Hancock, Anita Ramsey Richards, both of Sugarland, Texas; John W. Hancock, Jr., Karen Irene Jenkins, William R. Jenkins, Jr., William R. "Chip" Jenkins, III, Susan Richards, all of El Campo, Texas; John W. "Trey" Hancock, III, Austin, Texas; Richard Myatt Ramsey, Danevang, Texas; and Phyllis Ramsey Lawhon, Lampasas, Texas (the "Control Group") to retain voting shares of Louise Bancshares, Inc. ("Company"), Louise, Texas, and thereby indirectly retain voting shares of First State Bank, Louise, Texas and Dilley State Bank, Dilley, Texas. Additionally, the John W. Hancock, Jr. SB Trust, Rita Hancock, as trustee, both of El Campo, Texas, to acquire voting shares of Company and to join the Control Group.

Newspaper:	Not available
Federal Register:	Not available

RIVERBEND FINANCIAL CORPORATION

CIC

Barkat Ali, Southlake, Texas, Kevin Johnston, Pantego, Texas, Mike Farhat, Southlake, Texas, Judy Han, Houston, Texas, Wea Lee, Houston, Texas, Young Yoo, Dallas, Texas, Jeung-Ho Park, Irving, Texas, Clinton Dunn, Dallas, Texas, Andrew Park, Santa Clarita, California, and Mihir Patel, Coppell, Texas, as a group acting in concert, to control Riverbend Financial Corporation, and Spectra Bank, both of Fort Worth, Texas

Newspaper:	Not available
Federal Register:	08/13/2020

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Second Quarter of 2021 (April 1, 2021 - June 30, 2021) and Third Quarter of 2021 (July 1, 2021 - September 30, 2021)

Institution	Location	Quarter
LONE STAR ST BK OF WEST TX	LUBBOCK, TEXAS	Second Quarter of 2021
PLAINSCAPITAL BK	UNIVERSITY PARK, TEXAS	Second Quarter of 2021
BANK OF TX	MIDLAND, TEXAS	Third Quarter of 2021
FARMERS ST BK OF NEWCASTLE	NEWCASTLE, TEXAS	Third Quarter of 2021
FROST BK	SAN ANTONIO, TEXAS	Third Quarter of 2021
POINTBANK	PILOT POINT, TEXAS	Third Quarter of 2021

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending February 20, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2021 (April 1, 2021 - June 30, 2021) and Third Quarter of 2021 (July 1, 2021 - September 30, 2021)

District: 11
Federal Reserve Bank of: Dallas