Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending July 3, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

HERITAGE NOLA BANCORP, INC.

CIC

Heritage Bank of St. Tammany ESOP, Covington, Louisiana; to acquire additional voting shares of Heritage NOLA Bancorp, Inc., and thereby indirectly acquire voting shares of Heritage Bank of St. Tammany, both of Covington, Louisiana.

Newspaper:	07/13/2021
Federal Register:	07/15/2021

REGIONS BANK

* 18C
* Branch

Regions Bank, Birmingham, Alabama, to merge with EnerBank USA, Salt Lake City, Utah, and thereby establish a branch at the main office location of EnerBank USA.

Newspaper:	07/27/2021
Federal Register:	Not applicable

REGIONS BANK

PWI

Regions Bank, Birmingham, Alabama, request for approval to make three public welfare investments.

Newspaper:	Not applicable
Federal Register:	Not applicable

UNITED COMMUNITY BANKS, INC.

4c8

United Community Banks, Inc., Blairsville, Georgia to acquire 100 percent of the outstanding shares of FinTrust Capital Partners, Greenville, South Carolina and thereby engage in certain listed nonbanking activities.

Newspaper:	Not applicable
Federal Register:	Not applicable

WASHINGTON STATE BANCSHARES, INC.

CIC

The Sue Soileau Trust, Lafayette, Louisiana (Steven G. Durio and Anthony Kip Bertrand, Co-Trustees) and The David C. Brignac, Jr. Trust, Lafayette, Louisiana (Steven G. Durio, Trustee), to acquire outstanding voting shares and to retain voting shares with the Washington State Bancshares, Inc. Employee Stock Ownership Plan (Steven G. Durio, Trustee), and thereby control, Washington State Bancshares, Inc., and its subsidiary, Washington State Bank, both of Washington, Louisiana.

Newspaper:	07/21/2021
Federal Register:	07/19/2021

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending July 3, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta