Actions under delegated authority

Bank Independent, Sheffield, Alabama -- to establish a branch on South Memorial Parkway, Huntsville, Alabama.
-Approved, August 5, 2021

Centennial Bank, Conway, Arkansas -- to establish a branch at 690 Bald Eagle Drive, Marco Island, Florida.
-Approved, August 6, 2021

Lake City Bank, Warsaw, Indiana -- to establish a branch at 2608 California Road, Elkhart, Indiana.
-Approved, August 4, 2021

Glacier Bancorp, Inc., Kalispell, Montana -- waiver of application to acquire Altabancorp and indirectly acquire Altabank, both of American Fork, Utah, in connection with the merger of Altabank with and into Glacier Bank, Kalispell, Montana.
-Granted, August 4, 2021

TruNorth Bancorp, MHC, and TruNorth Bancorp, Inc., both of North Brookfield, Massachusetts -- to become a mutual bank holding company and a stock bank holding company, respectively, by acquiring North Brookfield Savings Bank, North Brookfield, Massachusetts.
-Approved, August 2, 2021

Regions Bank, Birmingham, Alabama -- to merge with EnerBank USA, Salt Lake City, Utah, and thereby establish a branch at the main office of EnerBank USA.
-Approved, August 4, 2021

Silicon Valley Bank, Santa Clara, Florida -- to make a public welfare investment.
-Approved, August 5, 2021

Community Bank Corp., Park Ridge, Illinois -- the Thomas E. Carter, Sr. Trust, Thomas E. Carter, Sr., individually, and Allison M. Carter, individually, as co-trustees, both of Park Ridge, Illinois; the Allison M. Carter Trust, Allison M. Carter, individually, and Thomas E. Carter, Sr., individually, as co-trustees, both of Park Ridge, Illinois; Gwen M. Carter, Park Ridge, Illinois; Joseph G. Carter, Arlington Heights, Illinois; Louis J. Carter, Chicago, Illinois; Mack N. Carter, Park Ridge, Illinois; Mary C. Carter Seidel, Apex, North Carolina; Paul P. Carter, Chicago, Illinois; Samuel K. Carter, Park Ridge, Illinois; Sarah J. Carter, Park Ridge, Illinois; Thomas E. Carter, Jr., Park Ridge, Illinois; certain minor children in the Carter family, all of Park Ridge, Illinois; and Geoffrey Yerke, Chicago, Illinois, to form the Carter Family Control Group, to retain voting shares of Community Bank Corp. and thereby indirectly retain voting control of Park Ridge Community Bank, Park Ridge, Illinois.
-Permitted, August 6, 2021

Emerald Bank, Burden, Kansas -- Jason D. Catlin, Dexter, Kansas, to acquire voting shares of Emerald Bank and join the Catlin Family Group, a group acting in concert.
-Permitted, August 5, 2021

Emerald Bank, Burden, Kansas -- Michael H. Slack and Janice K. Slack, Oxford, Kansas, individually and as members of the Catlin Family Group, a group acting in concert, to acquire additional voting shares of Emerald Bank.
-Permitted, August 5, 2021

Goodenow Bancorporation, Okoboji, Iowa -- Abigail Goodenow, West Des Moines, Iowa; Nicholas Goodenow, Okoboji, Iowa; John M. Blum, Centennial, Colorado; and Katie Blum Cone, Storm Lake, Iowa, to join the Goodenow Family Control Group, a group acting in concert, to retain voting shares of Goodenow Bancorporation and thereby indirectly retain voting shares of Bank Midwest, Spirit Lake, Iowa.
-Permitted, August 5, 2021

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- extension to November 6, 2021, to acquire additional shares of 473 Broadway Holding Corporation and of The Adirondack Trust Company, both of Saratoga Springs, New York.
-Granted, August 2, 2021

Catalyst Bancorp, Inc., Opelousas, Louisiana -- extension to November 4, 2021, to become a bank holding company by acquiring St. Landry Homestead Federal Savings Bank (Savings Bank), Opelousas, Louisiana, in connection with the mutual-to-stock conversion of Savings Bank.
-Granted, August 5, 2021

The Central Trust Bank, Jefferson City, Missouri -- extension to November 28, 2021, (1) to merge with Central Bank of Audrain County, Mexico; Central Bank of Boone County, Columbia; Central Bank of Branson, Branson; Central Bank of Lake of the Ozarks, Osage Beach; Central Bank of Moberly, Moberly; Central Bank of Sedalia, Sedalia; Central Bank of St. Louis, Clayton; Central Bank of the Midwest, Lee's Summit; Central Bank of the Ozarks, Springfield; Central Bank of Warrensburg, Warrensburg; Jefferson Bank of Missouri, Jefferson City, all of Missouri, and with Central Bank of Oklahoma, Tulsa, Oklahoma, and (2) to retain the acquired facilities as branches.
-Granted, July 30, 2021
(A/C)

Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire (Regulation J) -- extension of the comment period to September 9, 2021, for the notice of proposed rulemaking on amendments to govern funds transfers through the Federal Reserve Banks' new FedNow Service and make other clarifying and technical changes.
-Granted, July 30, 2021
(A/C)

Morgan Stanley, New York, New York -- extension of time to conform or divest a merchant banking investment.
-Granted, July 28, 2021
(A/C)

The McGehee Bank Employee Stock Ownership Plan, McGehee, Arkansas -- extension to November 13, 2021, to acquire additional shares of Southeast Financial Bankstock Corp. and thereby increase its indirect control of McGehee Bank, both of McGehee, Arkansas.
-Granted, August 4, 2021

Lending and liquidity facilities -- reports to Congress pursuant to section 13(3) of the Federal Reserve Act in response to COVID-19.
-Approved, August 7, 2021