Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending August 21, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

FROST BANK

* Branch

Frost Bank, San Antonio, Texas to establish a branch located at 2051 West Airport Freeway, Euless, Texas 76040

Newspaper:	08/26/2021
Federal Register:	Not applicable

SECURITY HOLDING COMPANY

CIC

Notice under the Change in Bank Control Act ("CIBCA") by Security State Bank & Trust ("Bank"), Fredericksburg, Texas, to retain control of voting the shares of Security Holding Company ("Company"), Fredericksburg, Texas, as co-trustee of the Kathleen Keller 2016 Trust, Blanco County, Texas, and the Kay Durst Family 2016 Trust, Gillespie County, Texas, which owns Company stock and thereby indirectly owns Bank. Additionally, the Elliott Gage Hayne GST Trust, Elliott Gage Hayne, as Trustee; the James L. Hayne, Jr. GST Trust, James L. Hayne, Jr. , as Trustee; the Nancy Elliott Hayne GST Trust, Nancy Elliott Hayne, as Trustee; the Walter Catto Hayne GST Trust, and Walter Catto Hayne, as Trustee; all of San Antonio, Texas, have provided notification to join other members of the Bonnen/Durst/Hayne/Igler/Keller/Kemp/LeJeune/Loth control group, a group acting in concert, previously cleared by the Federal Reserve Board under CIBCA on June 15, 2015, or January 13, 2017, to retain 25 percent or more of the shares of Company and indirectly Bank

Newspaper:	08/31/2021
Federal Register:	08/30/2021

WOODFOREST FINANCIAL GROUP EMPLOYEE STOCK OWNERSHIP PLAN (WITH 401(K) PROVISIONS) (AMENDED AND RESTATED EFF. 01/01/16)

* 3A3

Application by Woodforest Financial Group Employee Stock Ownership Plan (with 401(k) Provisions) (Amended and Restated Effective January 1, 2016), and the related Woodforest Financial Group Employee Stock Ownership Trust, to acquire up to 32 percent of Woodforest Financial Group, Inc., all of The Woodlands, Texas, and indirectly acquire Woodforest National Bank, The Woodlands, Texas

Newspaper:	Not available
Federal Register:	09/13/2021

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021) and First Quarter of 2022 (January 1, 2022 - March 31, 2022)

Institution	Location	Quarter
BANK & TR SSB	DEL RIO, TEXAS	Fourth Quarter of 2021
CIERA BK	GRAHAM, TEXAS	Fourth Quarter of 2021
CROWELL ST BK	CROWELL, TEXAS	Fourth Quarter of 2021
FIRST ST BK	ABILENE, TEXAS	Fourth Quarter of 2021
UNITED TX BK	DALLAS, TEXAS	Fourth Quarter of 2021
FIRST ST BK OF LIVINGSTON	LIVINGSTON, TEXAS	First Quarter of 2022
SUSSER BK	BEDFORD, TEXAS	First Quarter of 2022
TEXAS FIRST BK	TEXAS CITY, TEXAS	First Quarter of 2022

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending August 21, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2021 (October 1, 2021 - December 31, 2021) and First Quarter of 2022 (January 1, 2022 - March 31, 2022)

District: 11
Federal Reserve Bank of: Dallas