Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending November 20, 2021

Filer

Filing Type

Filing Proposal

End of Comment Period

COMERICA BANK

PWI

Comerica Bank, Dallas, Texas, seeks prior approval to make a Community Development and Public Welfare Investment (Pacific Asian Consortium in Employment)

Newspaper:	Not applicable
Federal Register:	Not applicable

SOUTH PLAINS FINANCIAL, INC.

CIC

Notice under the Change in Bank Control Act ("CIBCA") by Curtis C. Griffith, Lubbock, Texas, for permission, in his individual capacity, to retain 14.50 percent or more, of the outstanding voting shares of South Plains Financial, Inc., ("Company") and indirectly retain voting shares of City Bank ("Bank"), both of Lubbock, Texas. Cynthia Ann Griffith; and the Curtis Clay Griffith 2021 Irrevocable Trust, Cynthia Ann Griffith, as trustee; the Richard Thomas White 2021 Trust, Curtis C. Griffith, as trustee; the Birdie Lucille White 2021 Trust, Curtis C. Griffith, as trustee; the William Hogan White 2021 Trust, Curtis C. Griffith, as trustee; the Sydney Suzanne Griffith 2021 Trust, Curtis C. Griffith, as trustee; the Johnathan Brockway Griffith 2021 Trust, Curtis C. Griffith, as trustee; (collectively "New Member Trusts and Trustees"), also provided notification, to join Curtis C. Griffith and establish the Griffith Family control group, a group acting in concert, all of Lubbock, Texas, to retain control of voting shares of Company and indirectly Bank. In addition, Curtis C. Griffith, provided notification, for permission to act as the holder of a proxy with power to exercise 14.50 percent of the outstanding voting shares of Company under a Proxy and Voting Agreement among the New Member Trusts and Trustees.

Newspaper:	11/04/2021
Federal Register:	11/05/2021

TEXAS BANC FINANCIAL CORPORATION

* 3A3

Texas Banc Financial Corporation, Fort Worth, Texas to acquire Texas Bank,Brownwood, Texas

Newspaper:	11/21/2021
Federal Register:	11/26/2021

UBANK HOLDINGS, INC.

CIC

The Shana Lowery De Paoli 2021 Trust (Shana Lowery De Paoli, trustee), Shana Lowery De Paoli, individually, both of Dallas, Texas, The Lane Lowery 2021 Trust (Shana Lowery De Paoli, trustee), Lane Lowery, individually, both of Huntington, Texas, intend to apply to the Federal Reserve Board for permission to join, and act in concert under the Change in Bank Control Act to retain control of 25 percent or more of UBank Holdings, Inc. (formerly Huntington Bancshares, Inc.), which controls UBank, both of Huntington, Texas

Newspaper:	Not available
Federal Register:	12/03/2021

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
POINTBANK, PILOT POINT, TEXAS	844567	07/26/2021	11/19/2021	S	Int Small Bank

CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) and Second Quarter of 2022 (April 1, 2022 - June 30, 2022)

Institution	Location	Quarter
FIRST ST BK OF LIVINGSTON	LIVINGSTON, TEXAS	First Quarter of 2022
SUSSER BK	DALLAS, TEXAS	First Quarter of 2022
TEXAS FIRST BK	TEXAS CITY, TEXAS	First Quarter of 2022
VERITEX CMNTY BK	DALLAS, TEXAS	First Quarter of 2022
FROST BK	SAN ANTONIO, TEXAS	Second Quarter of 2022
ORIGIN BK	CHOUDRANT, LOUISIANA	Second Quarter of 2022
THIRD COAST BK SSB	HUMBLE, TEXAS	Second Quarter of 2022

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending November 20, 2021

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2022 (January 1, 2022 - March 31, 2022) and Second Quarter of 2022 (April 1, 2022 - June 30, 2022)

District: 11
Federal Reserve Bank of: Dallas