Actions under delegated authority

Graymont Bancorp, Inc., Graymont, Illinois -- to acquire State Bank of Saunemin, Saunemin, Illinois.
-Approved, December 17, 2021

MidCountry Acquisition Corp., Minneapolis, Minnesota -- to acquire the Tysan Corporation, Minneapolis, Minnesota, and thereby indirectly acquire Pine Country Bank, Little Falls, Minnesota, and Lake Community Bank, Long Lake, Minnesota.
-Approved, December 16, 2021

Northeast Bancorp, Lewiston, Maine -- request by Arlon Capital Partners II LP, Continental Grain Company, et al. for relief from certain commitments.
-Granted, December 13, 2021

Ocean Bankshares, Inc., and Ocean Bank, both of Miami, Florida -- request by Belkis Macedo de Graterol, et al. for relief from certain commitments.
-Granted, December 14, 2021

PB Family Bancshares, Inc., Hastings, Minnesota -- to become a bank holding company by acquiring Premier Bank Minnesota, Farmington, Minnesota, and Premier Bank Rochester, Rochester, Minnesota.
-Approved, December 16, 2021

Southpoint Bancshares, Inc., Birmingham, Alabama -- waiver of application to acquire Merchants Financial Services, Inc., and its subsidiary, Merchants Bank of Alabama, both of Cullman, Alabama, in connection with the merger of Southpoint Bank, Birmingham, Alabama, with and into Merchants Bank of Alabama.
-Granted, December 9, 2021
(A/C)

United Community Banks, Inc., Blairsville, Georgia -- waiver of application to merge with Reliant Bancorp, Inc., and thereby indirectly acquire Reliant Bank, both of Brentwood, Tennessee, in connection with the merger of Reliant Bank into United Community Bank, Greenville, South Carolina.
-Granted, December 15, 2021

RCB Bank, Claremore, Oklahoma -- to purchase certain assets and assume certain liabilities of Arvest Bank, Fayetteville, Arkansas, and thereby establish branches at 301 West 4th Avenue, Caney, Kansas, and 125 West Canadian Avenue, Vinita, Oklahoma.
-Approved, December 13, 2021

Bank of Cave City, Cave City, Arkansas -- to increase its investment in bank premises.
-Approved, December 14, 2021

Ally Bank, Sandy, Utah -- to make certain public welfare investments (two requests).
-Approved, December 16, 2021

Comerica Bank, Dallas, Texas -- to make certain community development and public welfare investments (two requests).
-Approved, December 16, 2021

Manufacturers and Traders Trust Company, Buffalo, New York -- to make a public welfare investment.
-Approved, December 16, 2021

The Northern Trust Company, Chicago, Illinois -- to make a public welfare investment.
-Approved, December 16, 2021

Regions Bank, Birmingham, Alabama -- to make certain public welfare investments.
-Approved, December 15, 2021

Citizens National Corporation, Wisner, Nebraska -- Nancy A. Kvols Irrevocable Bank Trust, Ronald K. Kvols, as trustee; Ronald K. Kvols Irrevocable Bank Trust, Nancy Kvols, as trustee, all of Wisner, Nebraska, to become members of the Kvols/Ott/Cheney Family Group, a group acting in concert, to acquire voting shares of Citizens National Corporation and thereby indirectly acquire voting shares of Citizens State Bank, Wisner, Nebraska.
-Permitted, December 16, 2021

Commercial Financial Corp., Storm Lake, Iowa -- Carrie L. Brown, Storm Lake, Iowa; Joleen M. Brown, Spirit Lake, Iowa; Timothy J. Brown CFC Revocable Trust, Timothy J. Brown, as trustee, both of Storm Lake, Iowa; John C. Brown CFC Revocable Trust, John C. Brown, as trustee, both of Spirit Lake, Iowa; John C. Brown 2020 DGT Exempt Trust, Paul Brown, as trustee, both of Spirit Lake, Iowa; Joleen M. Brown 2021 DGT Exempt Trust, Paul Brown, as trustee, both of Spirit Lake, Iowa; and CFC Control Trust, Nick Brown, as trustee, both of Storm Lake, Iowa, to become members of the Brown Family Control Group, a group acting in concert, to acquire voting shares of Commercial Financial Corp. and thereby indirectly acquire voting shares of Central Bank, Storm Lake, Iowa.
-Permitted, December 16, 2021

First National Financial Corporation, Estes Park, Colorado -- Kerstin Eckstrom, Lincoln, Nebraska, and Lynne Petro, Shoal Creek, Alabama, to join the Olson Family Control Group, a group acting in concert, to retain voting shares of First National Financial Corporation and indirectly retain voting shares of Bank of Estes Park, both of Estes Park, Colorado.
-Permitted, December 13, 2021

O&F Cattle Company, Oshkosh, Nebraska -- Kerstin Eckstrom, Lincoln, Nebraska, and Lynne Petro, Shoal Creek, Alabama, to join the Olson Family Control Group, a group acting in concert, to retain voting shares of O&F Cattle Company and indirectly retain voting shares of Nebraska State Bank, Oshkosh, Nebraska.
-Permitted, December 13, 2021

R Corp Financial, Round Rock, Texas -- the 2018 Ryan Legacy Trust, Round Rock, Texas (Nolan Reese Ryan, Austin, Texas; Wendy Ryan Bivins, Amarillo, Texas; and Robert Reid Ryan, Houston, Texas, as co-trustees), and Wendy Ryan Bivins, Amarillo, Texas, to join the Ryan Family Group, a group acting in concert, and Nolan Reese Ryan, Austin, Texas, to acquire voting shares of R Corp Financial and thereby indirectly acquire voting shares of R Bank, Round Rock, Texas.
-Permitted, December 13, 2021

Regulation BB (Community Reinvestment) -- interagency annual adjustment to the asset-size thresholds used to define "small bank" and "intermediate small bank" under the Community Reinvestment Act regulations.
-Approved, December 14, 2021

Regulatory Capital Rules -- notice of the 2021 aggregate global indicator amounts, as required under the Board's rule regarding risk-based capital surcharges for global systemically important bank holding companies.
-Approved, December 13, 2021

Bryn Mawr Bank Corporation, Bryn Mawr, Pennsylvania -- to become a savings and loan holding company on the conversion of The Bryn Mawr Trust Company, Bryn Mawr, Pennsylvania, to a federal savings association.
-Approved, December 17, 2021

Double Bottomline Corp., Caldwell, Ohio -- to become a savings and loan holding company by acquiring Community Savings Bancorp, Inc., and thereby indirectly acquire Community Savings, both of Caldwell, Ohio.
-Approved, December 17, 2021