Actions under delegated authority

Charter Bank, Eau Claire, Wisconsin -- to establish a branch at 2789 Commercial Boulevard, Chippewa Falls, Wisconsin.
-Approved, April 28, 2022

Citizens State Bank, Wisner, Nebraska -- to establish a mobile branch at 416 Hale Avenue, Newman Grove, Nebraska.
-Approved, April 27, 2022

Frost Bank, San Antonio, Texas -- to establish a branch at 6545 Highway 6 North, Houston, Texas.
-Approved, April 28, 2022

Third Coast Bank, SSB, Humble, Texas -- to establish a branch at 200 East 8th Street, Georgetown, Texas.
-Approved, April 25, 2022

Citizens Bancshares Corporation, Olanta, South Carolina -- to acquire Sandhills Holding Company, Inc., and thereby indirectly acquire Sandhills Bank, both of North Myrtle Beach, South Carolina.
-Approved, April 28, 2022

MNB Financial Services, Inc. (company), and McCook Merger Sub, Inc., both of McCook, Nebraska -- waiver of application for company to acquire Doniphan Bancshares, Inc., and its subsidiary, Bank of Doniphan, both of Doniphan, Nebraska, in connection with the merger of Bank of Doniphan with and into MNB Bank, McCook, Nebraska
-Granted, April 29, 2022

MNB Bank, McCook, Nebraska -- to merge with Bank of Doniphan, Doniphan, Nebraska, and thereby establish branches.
-Approved, April 29, 2022

Security Savings Bank, Gowrie, Iowa -- to merge with Manson State Bank, Manson, Iowa, and thereby establish a branch at 1001 Main Street, Manson, Iowa.
-Approved, April 27, 2022

Ally Bank, Sandy, Utah -- to make certain public welfare investments (four requests).
-Approved, April 20, 2022
(A/C)

Comerica Bank, Dallas, Texas -- to make a community development and public welfare investment.
-Approved, April 29, 2022

East West Bank, Pasadena, California -- to make certain public welfare investments (two requests).
-Approved, April 21, 2022
(A/C)

Regions Bank, Birmingham, Alabama -- to make a public welfare investment.
-Approved, April 19, 2022
(A/C)

The Baraboo Bancorporation, Inc., Baraboo, Wisconsin -- Robert K. Ginther, Baraboo, Wisconsin, as trustee of the Merlin E. Zitzner Trust for the Benefit of Jenele R. Zitzner; together with Merlin E. Zitzner, Baraboo, Wisconsin; Jenele R. Zitzner, Baraboo, Wisconsin; Alexander M. E. Zitzner, Baraboo, Wisconsin; and Tara Zitzner, Baraboo, Wisconsin, as a group acting in concert, to retain voting shares of The Baraboo Bancorporation, Inc., and thereby indirectly control Baraboo State Bank, Baraboo, Wisconsin.
-Permitted, April 27, 2022

Charlevoix First Corporation, Charlevoix, Michigan -- Elizabeth M. Hodgson, Ann Arbor, Michigan, individually, to retain the voting shares of Charlevoix First Corporation, and thereby indirectly retain voting control of Charlevoix State Bank, Charlevoix, Michigan.
-Permitted, April 27, 2022

Clinton Bancshares, Inc., Clinton, Louisiana -- Amanda Ligon Landry, Ethel, Louisiana, to join the Ligon Family Group, a group acting in concert, to acquire voting shares of Clinton Bancshares, Inc., and thereby indirectly acquire voting shares of Landmark Bank, Clinton, Louisiana.
-Permitted, April 29, 2022

Napoleon Bancorporation, Inc., Napoleon, North Dakota -- Austin McLaen, Forman, North Dakota, to retain voting shares of Napoleon Bancorporation, Inc., and thereby indirectly retain voting shares of Stock Growers Bank, Forman, North Dakota.
-Permitted, April 27, 2022

North American Banking Company, Roseville, Minnesota -- extension to January 31, 2023, to establish a detached facility/branch at the northeast corner of Hemlock Lane North and Village Drive, Maple Grove, Minnesota.
-Granted, April 27, 2022

Rhodium BA Holdings, LLC, White Plains, New York -- to become a savings and loan holding company by acquiring Sunnyside Bancorp, Inc., and thereby indirectly acquiring Sunnyside Federal Savings and Loan Association of Irvington, both of Irvington, New York.
-Approved, April 29, 2022

VWF Bancorp, Inc., Van Wert, Ohio -- to become a savings and loan holding company by acquiring Van Wert Federal Savings Bank (Bank), Van Wert, Ohio, in connection with the conversion of Bank from mutual to stock form.
-Approved, April 27, 2022

Bank of America Corporation, Charlotte, North Carolina -- request to use certain alternative approaches for specified provisions of the Standardized Approach for Counterparty Credit Risk (SA-CCR), for purposes of calculating its risk-weighted assets under the Board's capital rule.
-Granted, April 26, 2022

JPMorgan Chase & Co., New York, New York -- request to use certain alternative approaches for specified provisions of the Standardized Approach for Counterparty Credit Risk (SA-CCR), for purposes of calculating its risk-weighted assets under the Board's capital rule.
-Granted, April 13, 2022
(A/C)

Morgan Stanley, New York, New York -- request to use certain alternative approaches for specified provisions of the Standardized Approach for Counterparty Credit Risk (SA-CCR), for purposes of calculating its risk-weighted assets under the Board's capital rule.
-Granted, April 13, 2022
(A/C)

Wells Fargo & Company, San Francisco, California -- request to use certain alternative approaches for specified provisions of the Standardized Approach for Counterparty Credit Risk (SA-CCR), for purposes of calculating its risk-weighted assets under the Board's capital rule.
-Granted, April 13, 2022
(A/C)