Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending August 20, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

LUMINATE CAPITAL CORPORATION

* 3A1

Luminate Capital Corp. to become a bank holding company by acquiring Luminate Bank, both of Minnetonka, Minnesota.

Newspaper:	Not available
Federal Register:	09/19/2022

PEOPLES STATE HOLDING COMPANY

CIC

Tyler Engstrom, Westhope, North Dakota, to acquire voting shares of Peoples State Holding Company, Westhope, North Dakota (Company), and thereby indirectly acquire voting shares of Peoples State Bank, Westhope, North Dakota (Bank). Additionally, Tyler Engstrom; Curtis Moum, Westhope, North Dakota; and Darin Bohl, Bottineau, North Dakota, as a group acting in concert, to acquire voting shares of Company and thereby indirectly acquire voting shares of Bank.

Newspaper:	Not available
Federal Register:	09/06/2022

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022) and First Quarter of 2023 (January 1, 2023 - March 31, 2023)

Institution	Location	Quarter
FIRST CITIZENS BK OF BUTTE	BUTTE, MONTANA	Fourth Quarter of 2022
GRANITE MNT BK	PHILIPSBURG, MONTANA	Fourth Quarter of 2022
OPPORTUNITY BK OF MT	HELENA, MONTANA	Fourth Quarter of 2022
CENTRAL SVG BK	SAULT SAINTE MARIE, MICHIGAN	First Quarter of 2023
DACOTAH BK	ABERDEEN, SOUTH DAKOTA	First Quarter of 2023
FIRST BK BLUE EARTH	BLUE EARTH, MINNESOTA	First Quarter of 2023
FIRST ST BK SOUTHWEST	PIPESTONE, MINNESOTA	First Quarter of 2023
NORTH SHORE BK OF COMMERCE	DULUTH, MINNESOTA	First Quarter of 2023

* Subject to the provisions of the Community Reinvestment Act

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending August 20, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Fourth Quarter of 2022 (October 1, 2022 - December 31, 2022) and First Quarter of 2023 (January 1, 2023 - March 31, 2023)

District: 9
Federal Reserve Bank of: Minneapolis