Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 1
Federal Reserve Bank of: Boston

Filings received during the week ending October 15, 2022

Filer

Filing Type

Filing Proposal

End of Comment Period

BANGOR BANCORP, MHC

4c8

Bangor Bancorp, MHC (the "MHC") submitted notice for approval pursuant to Section 225.24(a)(2) of Regulation Y for MHC to acquire forty percent (40%) voting securities in IncumbentFI, Inc., ("IncumbentFI"), through a joint venture, to engage in activities pursuant to Section 225.28 of Regulation Y.

Newspaper:	Not applicable
Federal Register:	Not available

SOUTH SHORE BANK

* Branch

Application by South Shore Bank, Weymouth, Massachusetts, for approval to establish a branch office at 1280 Belmont Street, Brockton, Massachusetts, pursuant to Section 208.6 of Regulation H.

Newspaper:	Not available
Federal Register:	Not applicable

STATE STREET BANK AND TRUST COMPANY

Investment

State Street Bank and Trust Company, Boston, Massachusetts, (SSBT) and SSBT's Edge corporation subsidiary, State Street International Holdings, Boston, Massachusetts (SSIH) and, together with its and SSBT's subsidiaries and State Street Corporation, Boston, Massachusetts (SSC) and its subsidiaries, (State Street), Boston, Massachusetts, submit a 30 day's prior notice pursuant to Section 211.9(f) of Regulation K, notifying their intention to make additional investments in certain subsidiaries of SSIH.

Newspaper:	Not applicable
Federal Register:	Not applicable

VANGUARD GROUP INC, THE

CIC

Notification submitted by The Vanguard Group, Inc., Malvern, PA, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., "Vanguard"), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (the "Vanguard funds"), intend to apply to the Federal Reserve Board for permission to increase the aggregate ownership position of the Vanguard funds to more than 15% of the common stock of Berkshire Hills Bancorp, Inc., Boston, Massachusetts, parent of Berkshire Bank, Pittsfield, Massachusetts.

Newspaper:	Not available
Federal Register:	10/21/2022

VANGUARD GROUP INC, THE

CIC

Notification submitted by The Vanguard Group, Inc., Malvern, PA, on behalf of itself, its subsidiaries and affiliates (together with The Vanguard Group, Inc., "Vanguard"), and the investment companies registered under the Investment Company Act of 1940, other pooled investment vehicles, and institutional accounts that are sponsored, managed, or advised by Vanguard (the "Vanguard funds"), intend to apply to the Federal Reserve Board for permission to increase the aggregate ownership position of the Vanguard funds to more than 15% of the common stock of Brookline Bancorp, Inc., Boston, Massachusetts, parent of Brookline Bank, Brookline, Massachusetts and Bank Rhode Island, Providence, Rhode Island.

Newspaper:	10/21/2022
Federal Register:	10/21/2022

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location	Quarter
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 1 Federal Reserve Bank of: Boston

Filings received during the week ending October 15, 2022

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 1
Federal Reserve Bank of: Boston