Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: December 9, 2004
Release dates | Coded tables | Historical data
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F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
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Personal sector total financial assets asset 513.9 719.9 641.5 1022.3 899.7 1299.1 1288.5 602.0 883.9 983.8 873.2 1
Households and nonprofit organizations private foreign deposits asset 20.0 -5.0 15.7 -9.0 26.1 -23.5 -17.9 -20.7 79.0 20.5 21.6 2
Personal sector checkable deposits and currency asset -78.6 102.9 35.9 -41.2 -32.0 14.9 -27.7 -120.1 38.2 109.4 103.8 3
Personal sector total time and savings deposits asset 309.0 212.1 281.9 333.1 463.2 321.9 276.3 271.2 490.9 313.8 389.1 4
Personal sector money market mutual fund share holdings asset 154.5 168.0 -42.1 -107.9 -44.9 29.0 -184.2 -317.3 -59.8 -26.2 -149.8 5
Personal sector -395.7 -107.8 -3.8 338.7 -45.2 220.3 764.9 415.0 -386.2 -59.1 20.8 6
Nonprofit organizations commercial paper asset 14.8 3.1 13.3 -4.1 24.4 -30.0 6.1 -16.7 21.6 17.3 38.0 7
Federal government u.s. savings bonds liability -1.7 5.6 4.5 8.9 9.1 10.0 9.8 6.8 3.5 1.7 -1.5 8
Personal sector total treasury securities, excluding u.s. savings bonds asset -193.7 -104.5 -93.6 6.4 -78.5 409.6 -159.5 -146.1 -119.8 146.9 -223.6 9
Households and nonprofit organizations u.s. government agency securities asset 86.4 -90.4 -111.2 260.1 -123.3 -226.7 848.2 542.3 -307.9 15.9 118.2 10
Personal sector municipal securities and loans asset 5.8 52.3 96.2 30.6 16.2 10.0 42.5 53.8 41.4 -13.7 194.4 11
Households and nonprofit organizations corporate and foreign bonds asset 55.9 -7.4 36.6 -169.9 -89.2 -233.5 -169.3 -187.7 -141.5 -180.1 -163.3 12
Households and nonprofit organizations corporate equities asset -446.6 -134.8 -20.8 -60.7 66.1 -77.7 -74.5 -156.6 -271.7 -141.4 -238.8 13
Households and nonprofit organizations mutual fund share holdings asset 83.4 168.4 71.2 267.3 130.0 358.6 261.6 319.2 388.2 94.2 297.3 14
Households and nonprofit organizations life insurance reserves asset 50.2 77.2 60.1 66.8 73.8 41.1 42.2 110.1 70.8 70.4 66.6 15
Households and nonprofit organizations pension fund reserves asset 134.2 130.5 170.3 195.5 193.8 157.5 236.5 194.4 233.6 198.7 212.2 16
Bank personal trusts and estates total financial liabilities liability 56.6 -59.9 -2.4 -26.3 -26.6 -26.4 -26.4 -25.5 29.8 8.2 0.5 17
Personal sector 263.9 201.8 125.8 272.6 268.5 537.2 206.3 78.2 365.9 320.1 186.1 18
Personal sector gross investment in tangible assets, total 1463.1 1487.2 1531.8 1645.0 1583.6 1629.2 1679.2 1688.1 1703.0 1782.3 1819.3 19
Personal sector gross fixed investment, residential construction 443.3 464.8 497.1 565.3 534.6 548.4 579.4 598.7 612.8 656.6 668.6 20
Personal sector gross fixed investment, nonresidential equipment, software, and structures 222.2 207.7 184.7 194.7 197.7 199.5 195.5 186.1 178.7 217.0 211.7 21
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 796.0 816.3 851.0 884.9 849.0 881.3 905.4 903.9 908.7 908.0 937.3 22
Personal sector inventory investment (change in inventories) 1.6 -1.6 -0.9 0.2 2.3 0.1 -1.0 -0.7 2.8 0.7 1.7 23
Personal sector consumption of fixed capital, total (all tangible assets) 913.1 943.8 985.5 1032.7 1016.5 1026.6 1038.0 1049.5 1052.9 1071.3 1156.1 24
Personal sector consumption of fixed capital, residential structures 164.6 184.0 186.5 219.3 201.4 216.4 224.7 234.9 213.4 226.4 347.1 25
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures 158.5 159.9 168.6 153.7 164.4 154.1 150.7 145.6 164.7 156.8 108.4 26
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 590.1 599.9 630.4 659.6 650.7 656.1 662.6 668.9 674.8 688.1 700.6 27
Personal sector net investment in tangible assets, total 550.0 543.3 546.4 612.4 567.0 602.6 641.2 638.6 650.1 710.9 663.2 28
Personal sector net fixed investment, residential construction 278.8 280.7 310.5 345.9 333.2 332.0 354.7 363.8 399.4 430.2 321.4 29
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 63.8 47.9 16.1 40.9 33.3 45.4 44.7 40.4 14.1 60.2 103.3 30
Households and nonprofit organizations net fixed investment, consumer durable goods 205.9 216.4 220.6 225.3 198.2 225.2 242.8 235.0 233.9 219.9 236.7 31
Personal sector inventory investment (change in inventories) 1.6 -1.6 -0.9 0.2 2.3 0.1 -1.0 -0.7 2.8 0.7 1.7 32
Personal sector total financial liabilities liability 919.9 800.5 897.5 1136.6 1187.9 1588.9 1040.0 729.5 1368.7 1163.2 1154.3 33
Personal sector home mortgages liability 409.0 509.6 677.0 794.9 858.1 905.3 767.5 648.9 942.2 729.4 855.9 34
Personal sector total mortgages liability 117.0 104.8 101.1 114.3 78.1 109.0 126.1 143.8 92.0 122.4 108.8 35
Households and nonprofit organizations consumer credit liability 167.4 139.5 83.2 88.4 89.7 108.8 108.9 46.1 126.8 47.5 123.4 36
Households and nonprofit organizations policy loans liability 2.8 2.2 1.1 -0.6 -1.9 1.1 -2.0 0.3 -0.2 1.9 0.6 37
Households and nonprofit organizations security credit liability 7.2 -38.8 -48.2 34.3 45.3 355.7 -83.4 -180.4 74.7 64.1 -30.5 38
Personal sector 216.5 83.3 83.3 105.3 118.6 108.9 123.0 70.9 133.2 198.0 96.1 39
Households and nonprofit organizations net capital transfers -36.5 -36.8 -30.2 -14.8 -16.7 -13.5 -15.2 -14.1 -15.2 -13.8 -16.8 40
Personal sector net personal saving, with consumer durable goods (FOF concept, FOF data) 180.5 499.5 320.6 513.0 295.6 326.3 904.9 525.1 180.5 545.3 398.8 41
Households and nonprofit organizations net fixed investment, consumer durable goods 205.9 216.4 220.6 225.3 198.2 225.2 242.8 235.0 233.9 219.9 236.7 42
Personal sector personal saving -25.4 283.1 100.0 287.7 97.4 101.1 662.1 290.1 -53.4 325.4 162.1 43
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 168.4 132.3 159.1 110.7 79.6 92.2 159.7 111.2 86.8 113.4 45.0 44
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) -193.8 150.8 -59.2 177.0 17.8 8.9 502.3 178.9 -140.2 212.0 117.1 45
Households and nonprofit organizations disposable personal income (NIPA) 7194.0 7486.8 7827.7 8160.0 7976.5 8075.1 8267.6 8320.6 8438.4 8562.1 8627.4 46
Personal sector net personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.5 6.7 4.1 6.3 3.7 4.0 10.9 6.3 2.1 6.4 4.6 47
Personal sector personal saving as a percentage of Households and nonprofit organizations disposable personal income (NIPA) -0.4 3.8 1.3 3.5 1.2 1.3 8.0 3.5 -0.6 3.8 1.9 48
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.3 1.8 2.0 1.4 1.0 1.1 1.9 1.3 1.0 1.3 0.5 49
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) -2.7 2.0 -0.8 2.2 0.2 0.1 6.1 2.2 -1.7 2.5 1.4 50

  FOOTNOTES
  1.  Consolidated statement for household sector, nonfarm noncorporate business, and farm business. Return to text


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