Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: March 9, 2006
Release dates | Coded tables | Historical data
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F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
2001
2002
2003
2004
2005
2004
Q3
2004
Q4
2005
Q1
2005
Q2
2005
Q3
2005
Q4

Line
Personal sector total financial assets asset 678.5 579.7 984.5 1042.7 907.7 1143.7 1212.1 786.1 951.9 999.2 893.6 1
Households and nonprofit organizations private foreign deposits asset 0.4 1.3 1.3 6.7 5.9 4.8 11.8 22.3 -2.2 1.7 1.8 2
Personal sector checkable deposits and currency asset 68.9 -2.8 -51.2 -25.1 1.5 -2.5 -34.6 107.3 19.1 -174.4 53.9 3
Personal sector total time and savings deposits asset 233.4 328.1 384.8 373.0 466.4 372.9 430.9 432.6 376.9 572.3 483.8 4
Personal sector money market mutual fund share holdings asset 163.0 -40.9 -118.3 -47.6 58.6 -178.9 -20.9 -45.2 115.0 126.2 38.3 5
Personal sector securities -279.5 -10.9 327.0 122.6 -153.4 438.4 104.9 -186.9 -158.5 -92.0 -176.2 6
Nonprofit organizations commercial paper asset -0.0 13.1 -4.5 30.2 28.1 14.3 58.5 5.2 57.3 27.4 22.7 7
Federal government u.s. savings bonds liability 5.6 4.5 8.9 0.6 0.7 -1.1 -1.4 0.1 0.7 -1.7 3.6 8
Personal sector total treasury securities, excluding u.s. savings bonds asset -88.1 -119.9 24.3 58.3 -85.6 -24.7 173.0 148.6 -272.3 91.8 -310.5 9
Households and nonprofit organizations u.s. government agency securities asset -120.0 -191.1 173.4 95.6 201.8 598.6 -193.3 -49.3 267.4 383.6 205.7 10
Personal sector municipal securities and loans asset 50.6 101.3 33.9 37.3 84.0 57.0 55.8 92.5 59.3 123.3 60.9 11
Households and nonprofit organizations corporate and foreign bonds asset -27.5 163.3 -60.1 -114.4 -106.7 -224.8 192.3 -331.2 -101.1 -246.3 251.8 12
Households and nonprofit organizations corporate equities asset -241.9 -93.3 -77.5 -242.4 -501.1 -243.0 -447.0 -409.0 -378.3 -630.2 -586.8 13
Households and nonprofit organizations mutual fund share holdings asset 141.7 111.3 228.6 257.3 225.3 262.2 267.1 356.2 208.5 160.1 176.5 14
Households and nonprofit organizations life insurance reserves asset 77.2 60.1 66.8 33.1 52.2 37.9 34.4 56.0 56.9 33.3 62.5 15
Households and nonprofit organizations pension fund reserves asset 213.2 181.4 213.9 230.8 204.4 211.8 208.2 226.8 181.1 184.6 225.2 16
Personal sector miscellaneous and other assets 202.0 63.5 160.3 349.2 272.1 259.4 477.4 173.3 363.6 347.5 204.2 17
Personal sector gross investment in tangible assets, total 1515.2 1571.9 1686.1 1839.5 1979.1 1861.6 1881.9 1920.3 1976.8 2017.6 2001.7 18
Personal sector gross fixed investment, residential construction 461.6 495.7 568.8 661.6 749.4 677.9 689.2 711.5 745.7 760.7 779.6 19
Personal sector gross fixed investment, nonresidential equipment, software, and structures 241.0 227.5 238.6 254.0 280.7 250.0 253.4 264.4 274.7 288.1 295.5 20
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 814.2 850.4 877.7 918.1 956.2 924.3 939.5 947.7 964.6 978.9 933.6 21
Personal sector inventory investment (change in inventories) -1.6 -1.7 1.0 5.8 -7.1 9.3 -0.2 -3.2 -8.3 -10.0 -6.9 22
Personal sector consumption of fixed capital, total (all tangible assets) 971.4 1007.9 1056.9 1139.3 1256.7 1209.7 1155.0 1140.5 1163.8 1509.8 1212.8 23
Personal sector consumption of fixed capital, residential structures 175.7 181.7 195.8 230.1 285.3 250.2 230.5 230.4 232.4 434.6 243.8 24
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures 175.8 181.1 192.7 207.4 234.5 249.6 204.2 201.4 209.5 297.3 229.8 25
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 619.9 645.2 668.4 701.8 736.9 709.9 720.4 708.7 721.9 777.9 739.2 26
Personal sector net investment in tangible assets, total 543.8 564.0 629.2 700.2 722.4 651.9 726.9 779.8 812.9 507.8 789.0 27
Personal sector net fixed investment, residential construction 285.9 314.0 373.0 431.5 464.1 427.7 458.7 481.1 513.3 326.1 535.8 28
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 65.2 46.4 45.9 46.6 46.2 0.5 49.3 63.0 65.2 -9.2 65.7 29
Households and nonprofit organizations net fixed investment, consumer durable goods 194.3 205.2 209.3 216.3 219.3 214.4 219.1 239.0 242.7 201.0 194.4 30
Personal sector inventory investment (change in inventories) -1.6 -1.7 1.0 5.8 -7.1 9.3 -0.2 -3.2 -8.3 -10.0 -6.9 31
Personal sector total financial liabilities liability 787.5 899.1 1093.1 1501.1 1609.0 1461.6 1723.8 1329.6 1720.6 1768.9 1616.8 32
Personal sector home mortgages liability 494.0 672.1 778.2 973.3 1126.1 1092.3 933.5 920.2 1135.5 1301.3 1147.4 33
Personal sector total mortgages liability 104.8 95.3 160.2 171.9 240.4 166.3 217.8 148.9 269.2 239.2 304.3 34
Households and nonprofit organizations consumer credit liability 132.3 87.1 88.4 88.8 62.5 129.4 90.9 72.8 78.5 114.3 -15.8 35
Households and nonprofit organizations policy loans liability 2.2 1.1 -0.6 1.7 -0.2 3.3 1.7 -1.4 3.0 -1.1 -1.1 36
Households and nonprofit organizations security credit liability -38.8 -48.2 34.3 81.5 -31.7 -26.6 216.7 8.2 -10.2 -22.0 -102.8 37
Personal sector other liabilities 92.9 91.7 32.7 184.0 211.9 97.0 263.3 181.0 244.7 137.2 284.6 38
Households and nonprofit organizations net capital transfers -36.8 -30.4 -14.6 -15.6 -16.2 -17.6 -14.7 -16.1 -15.6 -16.3 -16.9 39
Personal sector net personal saving, with consumer durable goods (FOF concept, FOF data) 471.6 274.9 535.1 257.4 37.3 351.5 229.8 252.3 59.8 -245.6 82.8 40
Households and nonprofit organizations net fixed investment, consumer durable goods 194.3 205.2 209.3 216.3 219.3 214.4 219.1 239.0 242.7 201.0 194.4 41
Personal sector personal saving 277.3 69.7 325.8 41.1 -181.9 137.1 10.7 13.4 -182.9 -446.5 -111.6 42
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 132.3 184.7 172.8 151.8 -33.9 104.6 205.4 47.4 -21.5 -143.9 -17.4 43
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) 145.0 -115.1 153.0 -110.7 -148.0 32.5 -194.7 -34.0 -161.4 -302.6 -94.2 44
Households and nonprofit organizations disposable personal income (NIPA) 7486.8 7830.1 8169.2 8664.2 9039.5 8670.9 8930.4 8902.0 8979.7 9030.0 9246.4 45
Personal sector net personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 6.3 3.5 6.6 3.0 0.4 4.1 2.6 2.8 0.7 -2.7 0.9 46
Personal sector personal saving as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 3.7 0.9 4.0 0.5 -2.0 1.6 0.1 0.2 -2.0 -4.9 -1.2 47
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 1.8 2.4 2.1 1.8 -0.4 1.2 2.3 0.5 -0.2 -1.6 -0.2 48
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 1.9 -1.5 1.9 -1.3 -1.6 0.4 -2.2 -0.4 -1.8 -3.4 -1.0 49

  FOOTNOTES
  1.  Consolidated statement for household sector, nonfarm noncorporate business, and farm business. Return to text


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