Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: March 12, 2009
Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
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Personal sector total financial assets asset 1407.8 1197.2 1211.4 1327.1 606.8 2023.5 1493.6 1558.4 853.4 979.0 -963.4 1
Households and nonprofit organizations private foreign deposits asset 5.4 2.4 5.3 13.0 -18.3 13.9 -1.6 -22.5 -22.2 -9.5 -18.8 2
Personal sector checkable deposits and currency asset 58.6 -49.0 33.0 -67.6 108.1 -190.9 25.1 -143.8 81.3 19.3 475.7 3
Personal sector total time and savings deposits asset 450.0 510.7 506.6 499.9 119.6 467.9 434.9 468.9 -139.8 362.6 -213.3 4
Personal sector money market mutual fund share holdings asset -50.6 50.0 171.8 249.4 236.4 304.8 200.0 656.6 -123.9 88.8 324.0 5
Personal sector securities 189.0 47.0 -280.4 -209.6 -4.2 728.0 -222.2 -254.4 645.6 227.7 -635.8 6
Nonprofit organizations commercial paper asset 30.2 28.1 23.4 -38.0 -139.2 -122.0 -70.7 -128.9 -138.9 -174.6 -114.5 7
Federal government U.S. savings bonds liability 0.6 0.7 -2.7 -6.0 -2.4 -4.5 -5.0 -4.2 -1.1 -1.3 -3.0 8
Personal sector total Treasury securities, excluding U.S. savings bonds asset 31.7 -93.1 -76.5 -143.5 88.0 -44.8 -354.8 40.0 264.9 232.6 -185.5 9
Households and nonprofit organizations U.S. government agency securities asset 29.8 99.1 -40.3 336.8 180.7 484.8 444.1 -54.7 -91.5 645.3 223.6 10
Personal sector municipal securities and loans asset 40.3 78.7 54.0 34.1 53.4 51.7 -4.4 -14.9 -1.2 82.0 147.7 11
Households and nonprofit organizations corporate and foreign bonds asset 98.3 120.3 205.2 154.0 -241.2 556.6 701.3 -407.1 -35.3 -275.7 -246.6 12
Households and nonprofit organizations corporate directly held equities asset -258.2 -414.9 -665.9 -805.9 112.5 -352.7 -1022.2 267.9 194.8 -17.4 4.4 13
Households and nonprofit organizations mutual fund share holdings asset 216.4 228.1 222.4 258.8 -55.9 158.8 89.5 47.4 453.9 -263.1 -461.9 14
Households and nonprofit organizations life insurance reserves asset 33.1 16.1 65.6 34.2 35.7 28.9 43.1 36.2 52.9 31.0 22.8 15
Households and nonprofit organizations pension fund reserves asset 288.4 238.3 197.1 162.9 20.9 104.7 167.6 -3.3 90.0 -37.2 34.2 16
Personal sector miscellaneous and other assets 433.7 381.7 512.4 644.9 108.6 566.1 846.7 820.8 269.5 296.3 -952.2 17
Personal sector gross investment in tangible assets, total 1818.8 1964.0 1997.8 1933.1 1769.2 1954.1 1875.0 1847.5 1821.7 1756.1 1651.6 18
Personal sector gross fixed investment, residential construction 663.4 765.6 747.9 632.6 483.5 662.0 565.6 523.2 499.8 475.1 435.7 19
Personal sector gross fixed investment, nonresidential equipment, software, and structures 235.7 257.9 287.2 305.8 351.2 294.5 311.1 342.2 357.3 354.7 350.6 20
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 909.1 938.0 964.0 993.4 939.1 996.7 994.0 983.1 972.2 932.8 868.5 21
Personal sector inventory investment (change in inventories) 10.6 2.4 -1.2 1.3 -4.6 1.0 4.3 -1.1 -7.7 -6.5 -3.2 22
Personal sector consumption of fixed capital, total (all tangible assets) 1141.7 1274.5 1264.2 1317.8 1346.1 1325.4 1339.3 1319.9 1334.5 1384.4 1345.6 23
Personal sector consumption of fixed capital residential fixed investment 233.4 341.9 261.1 273.4 288.9 278.0 279.3 280.1 284.4 302.0 289.1 24
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures 205.8 195.7 235.5 250.2 259.4 249.1 254.7 254.8 254.5 280.3 248.0 25
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 702.5 737.0 767.6 794.2 797.8 798.3 805.3 784.9 795.6 802.2 808.5 26
Personal sector net investment in tangible assets, total 677.1 689.5 733.7 615.3 423.1 628.7 535.7 527.5 487.2 371.7 306.0 27
Personal sector net fixed investment, residential construction 430.0 423.7 486.9 359.2 194.6 384.0 286.3 243.1 215.5 173.1 146.5 28
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 29.9 62.2 51.7 55.6 91.8 45.4 56.4 87.4 102.8 74.4 102.6 29
Households and nonprofit organizations net fixed investment; consumer durable goods 206.6 201.1 196.4 199.2 141.4 198.3 188.7 198.1 176.7 130.6 60.0 30
Personal sector inventory investment (change in inventories) 10.6 2.4 -1.2 1.3 -4.6 1.0 4.3 -1.1 -7.7 -6.5 -3.2 31
Personal sector total financial liabilities liability 1512.9 1698.9 1828.5 1468.3 130.8 1380.0 1537.3 1007.9 4.7 709.5 -1198.8 32
Personal sector home mortgages liability 1020.6 1108.3 1038.2 685.4 -90.3 497.7 610.8 249.1 -77.3 -299.3 -233.8 33
Personal sector total mortgages liability 151.7 117.1 241.6 264.0 113.2 332.7 264.9 157.8 151.7 117.7 25.5 34
Households and nonprofit organizations consumer credit liability 115.0 94.5 104.4 133.6 44.3 178.4 104.3 120.8 101.0 38.4 -83.0 35
Households and nonprofit organizations policy loans liability 1.6 0.8 3.3 3.6 4.6 6.2 0.9 4.8 4.4 4.4 4.8 36
Households and nonprofit organizations security credit liability 81.5 -31.6 59.7 33.4 -160.7 -150.0 116.1 159.2 -295.4 443.4 -949.9 37
Personal sector other liabilities 142.5 409.8 381.3 348.3 219.8 515.1 440.4 316.3 120.4 404.8 37.6 38
Households and nonprofit organizations net capital transfers (SNA) -16.0 -16.1 -18.6 -5.1 -1.0 -7.4 -0.2 -1.7 -2.4 -0.5 0.5 39
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) 587.9 204.0 135.2 479.2 900.1 1279.7 492.2 1079.7 1338.3 641.7 540.9 40
Households and nonprofit organizations net fixed investment; consumer durable goods 206.6 201.1 196.4 199.2 141.4 198.3 188.7 198.1 176.7 130.6 60.0 41
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) 381.4 2.9 -61.2 280.0 758.8 1081.3 303.5 881.6 1161.6 511.1 480.9 42
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 181.7 32.5 70.7 57.4 192.9 46.8 42.4 20.6 267.9 139.8 343.2 43
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) 199.7 -29.5 -131.9 222.6 565.9 1034.5 261.1 861.0 893.8 371.3 137.6 44
Households and nonprofit organizations disposable personal income (NIPA) 8680.9 9062.0 9640.7 10170.5 10645.8 10228.8 10351.5 10425.5 10806.0 10699.7 10652.0 45
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 6.8 2.3 1.4 4.7 8.5 12.5 4.8 10.4 12.4 6.0 5.1 46
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 4.4 0.0 -0.6 2.8 7.1 10.6 2.9 8.5 10.7 4.8 4.5 47
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.1 0.4 0.7 0.6 1.8 0.5 0.4 0.2 2.5 1.3 3.2 48
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 2.3 -0.3 -1.4 2.2 5.3 10.1 2.5 8.3 8.3 3.5 1.3 49

  FOOTNOTES
  1.  Consolidated statement for households and nonprofit organizations, nonfarm noncorporate business, and farm business. Return to text


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