Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: September 17, 2009
Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
2004
2005
2006
2007
2008
2008
Q1
2008
Q2
2008
Q3
2008
Q4
2009
Q1
2009
Q2

Line
Personal sector total financial assets asset 1413.1 1231.2 1247.9 1525.5 818.4 1476.2 1114.6 1370.1 -687.6 47.4 -23.9 1
Households and nonprofit organizations private foreign deposits asset 5.4 2.4 5.2 15.8 -21.2 -26.1 -24.8 -17.7 -16.1 -16.4 -20.4 2
Personal sector checkable deposits and currency asset 58.6 -48.9 33.0 -13.1 119.9 -242.9 180.6 7.3 534.4 -20.3 187.9 3
Personal sector total time and savings deposits asset 450.3 510.5 506.8 491.6 185.2 559.8 -247.0 575.0 -147.1 -15.1 -213.1 4
Personal sector money market mutual fund share holdings asset -50.6 50.0 171.8 249.3 240.2 621.9 -140.1 149.4 329.5 92.9 -154.1 5
Personal sector securities 175.2 52.7 -280.1 -64.3 40.9 -272.9 921.2 240.8 -725.5 325.6 323.0 6
Nonprofit organizations commercial paper asset 30.2 28.1 23.4 -38.0 -139.2 -128.9 -138.9 -174.6 -114.5 -12.5 6.4 7
Federal government U.S. savings bonds liability 0.6 0.7 -2.7 -6.0 -2.4 -4.2 -1.1 -1.3 -3.0 -0.3 -1.0 8
Personal sector total Treasury securities, excluding U.S. savings bonds asset 31.5 -93.7 -80.2 -80.4 153.7 56.0 378.1 157.6 23.2 1070.8 339.6 9
Households and nonprofit organizations U.S. government agency securities asset 30.6 101.6 -49.0 347.1 84.6 -167.1 99.1 566.4 -159.8 -1100.7 -1216.0 10
Personal sector municipal securities and loans asset 40.3 78.7 52.2 25.1 42.5 -40.1 -28.1 132.1 105.9 74.9 95.3 11
Households and nonprofit organizations corporate and foreign bonds asset 95.6 120.4 168.6 237.6 -143.5 -198.1 45.2 -283.3 -137.6 26.4 127.7 12
Households and nonprofit organizations corporate directly held equities asset -269.9 -411.2 -598.3 -794.2 48.9 123.6 75.7 47.0 -50.6 501.2 288.1 13
Households and nonprofit organizations mutual fund share holdings asset 216.4 228.1 205.9 244.4 -3.8 85.9 491.2 -203.2 -389.0 -234.2 683.0 14
Households and nonprofit organizations life insurance reserves asset 33.1 16.1 65.6 34.2 67.0 36.2 52.9 83.0 96.0 72.4 9.4 15
Households and nonprofit organizations pension fund reserves asset 303.8 253.3 234.1 172.1 79.6 -1.3 121.1 51.1 147.5 59.5 103.1 16
Personal sector miscellaneous and other assets 437.2 395.2 511.4 639.8 106.8 801.5 250.7 281.2 -906.3 -451.1 -259.6 17
Personal sector gross investment in tangible assets, total 1908.8 2044.9 2073.7 1995.8 1793.6 1879.9 1848.3 1781.0 1665.0 1578.2 1517.0 18
Personal sector gross fixed investment, residential equipment, software, and structures 669.5 763.1 749.9 617.6 467.3 507.3 483.9 458.9 418.9 366.4 338.4 19
Personal sector gross fixed investment, nonresidential equipment, software, and structures 234.7 251.0 272.3 298.2 312.9 317.1 318.7 315.5 300.1 262.7 245.5 20
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 993.1 1028.2 1051.9 1079.6 1021.9 1069.1 1051.2 1015.7 951.7 956.7 940.0 21
Personal sector inventory investment (change in inventories) 11.6 2.6 -0.4 0.4 -8.5 -13.6 -5.5 -9.0 -5.7 -7.6 -7.0 22
Personal sector consumption of fixed capital, total equipment, software, and structures, current cost basis 1138.9 1214.3 1285.8 1344.1 1381.9 1361.7 1377.2 1389.5 1399.0 1376.1 1373.3 23
Personal sector consumption of fixed capital residential equipment, software, and structures, current cost basis 214.6 236.8 258.9 269.7 268.3 263.8 266.7 269.7 272.9 272.7 270.8 24
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures, current cost basis 174.8 188.8 203.9 215.8 227.7 227.9 227.3 227.4 228.2 226.9 229.8 25
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 750.9 789.2 824.2 858.0 886.9 871.2 883.9 893.2 899.5 878.5 880.8 26
Personal sector net investment in tangible assets, total 770.0 830.6 787.9 651.7 411.7 518.2 471.1 391.5 266.0 202.1 143.7 27
Personal sector residential equipment, software, and structures, current cost basis 454.9 526.3 491.0 347.9 199.0 243.4 217.2 189.2 146.0 93.7 67.7 28
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 59.8 62.2 68.5 82.4 85.2 89.3 91.4 88.1 71.9 35.8 15.7 29
Households and nonprofit organizations consumer durable goods, current cost basis 242.2 239.0 227.6 221.7 135.0 197.9 167.3 122.5 52.2 78.2 59.3 30
Personal sector inventory investment (change in inventories) 11.6 2.6 -0.4 0.4 -8.5 -13.6 -5.5 -9.0 -5.7 -7.6 -7.0 31
Personal sector total financial liabilities liability 1517.7 1703.2 1839.9 1459.3 146.0 1030.3 26.5 640.2 -1113.1 -537.9 -466.6 32
Personal sector home mortgages liability 1015.3 1103.5 1051.7 686.3 -106.9 249.8 -93.0 -326.7 -257.6 -36.9 -187.2 33
Personal sector total mortgages liability 164.2 123.1 245.6 255.3 139.3 175.5 166.4 139.0 76.2 -8.6 -20.2 34
Households and nonprofit organizations consumer credit liability 117.0 100.3 95.3 136.9 40.2 115.0 105.4 16.6 -76.4 -95.3 -166.8 35
Households and nonprofit organizations policy loans liability 1.6 0.8 3.3 3.6 5.9 4.8 4.4 4.4 10.1 1.5 2.2 36
Households and nonprofit organizations security credit liability 81.5 -31.6 59.7 33.4 -160.7 159.2 -295.4 443.4 -949.9 -121.1 52.1 37
Personal sector other liabilities 138.0 407.0 384.4 343.7 228.2 326.1 138.7 363.4 84.6 -277.5 -146.7 38
Personal sector net capital transfers paid (NIPA) -3.7 -35.0 16.8 3.1 -11.5 0.2 0.9 -45.3 -1.5 -6.5 -9.7 39
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) 661.7 323.7 212.6 721.0 1072.7 964.3 1560.1 1076.2 690.0 780.8 576.7 40
Households and nonprofit organizations consumer durable goods, current cost basis 242.2 239.0 227.6 221.7 135.0 197.9 167.3 122.5 52.2 78.2 59.3 41
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) 419.5 84.7 -15.1 499.3 937.7 766.5 1392.8 953.7 637.8 702.7 517.4 42
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 303.7 127.7 235.0 178.9 286.4 126.3 374.4 235.7 409.2 403.1 545.5 43
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) 115.7 -43.0 -250.0 320.5 651.3 640.1 1018.3 718.0 228.6 299.5 -28.1 44
Households and nonprofit organizations disposable personal income (NIPA) 8889.4 9277.3 9915.7 10403.1 10806.4 10610.4 10966.7 10849.3 10799.1 10765.4 10902.9 45
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 7.4 3.5 2.1 6.9 9.9 9.1 14.2 9.9 6.4 7.3 5.3 46
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 4.7 0.9 -0.2 4.8 8.7 7.2 12.7 8.8 5.9 6.5 4.7 47
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 3.4 1.4 2.4 1.7 2.7 1.2 3.4 2.2 3.8 3.7 5.0 48
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 1.3 -0.5 -2.5 3.1 6.0 6.0 9.3 6.6 2.1 2.8 -0.3 49

  FOOTNOTES
  1.  Consolidated statement for households and nonprofit organizations, nonfarm noncorporate business, and farm business. Return to text


Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

Statistical releases