Federal Reserve Statistical Release, Z.1,
 Flow of Funds Accounts of the United States; title with eagle logo links to Statistical Release home page

Release Date: December 10, 2009
Release dates | Coded tables | Historical data
Current release | Screen reader | PDF (450 KB)

F.10 Derivation of Measures of Personal Saving1
Billions of dollars; quarterly figures are seasonally adjusted annual rates

Description
2005
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Q1
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Personal sector total financial assets asset 1228.7 1246.7 1551.5 805.5 1466.8 1103.8 1504.9 -853.6 4.4 -285.8 624.4 1
Households and nonprofit organizations private foreign deposits asset 2.4 5.2 15.8 -21.2 -26.1 -24.8 -17.7 -16.1 -16.4 -20.4 -23.6 2
Personal sector checkable deposits and currency asset -48.9 31.9 -0.7 132.8 -237.9 181.8 17.6 569.5 -2.2 234.6 31.9 3
Personal sector total time and savings deposits asset 510.5 506.8 492.1 191.7 559.2 -247.0 679.6 -225.0 -6.7 -252.8 157.0 4
Personal sector money market mutual fund share holdings asset 50.0 171.8 238.2 240.5 622.1 -140.1 149.7 330.2 62.5 -173.3 -588.5 5
Personal sector securities 52.7 -282.1 -68.4 2.5 -297.7 903.8 259.2 -855.2 306.3 109.7 1238.4 6
Nonprofit organizations commercial paper asset 28.1 23.4 -38.0 -139.2 -128.9 -138.9 -174.6 -114.5 -12.5 6.4 -1.7 7
Federal government U.S. savings bonds liability 0.7 -2.7 -6.0 -2.4 -4.2 -1.1 -1.3 -3.0 -0.3 -1.0 -2.8 8
Personal sector total Treasury securities, excluding U.S. savings bonds asset -93.6 -79.9 -81.4 181.0 73.9 405.3 261.6 -16.9 1062.7 326.3 738.0 9
Households and nonprofit organizations U.S. government agency securities asset 101.6 -51.5 350.1 105.1 -201.9 91.5 687.7 -156.9 -1094.6 -1274.2 -286.9 10
Personal sector municipal securities and loans asset 78.7 52.2 24.6 40.5 -46.1 -27.6 131.6 103.9 63.8 1.5 111.4 11
Households and nonprofit organizations corporate and foreign bonds asset 120.4 169.0 237.7 -184.6 -197.1 13.6 -334.7 -220.2 43.9 -22.8 -46.2 12
Households and nonprofit organizations corporate directly held equities asset -411.2 -598.3 -798.4 10.0 120.6 65.1 -85.1 -60.5 465.2 396.1 36.5 13
Households and nonprofit organizations mutual fund share holdings asset 228.1 205.9 243.0 -7.8 86.0 495.9 -226.0 -387.2 -221.9 677.4 690.0 14
Households and nonprofit organizations life insurance reserves asset 16.1 65.6 34.2 67.0 36.2 52.9 83.0 96.0 72.4 13.1 23.6 15
Households and nonprofit organizations pension fund reserves asset 253.3 234.1 172.1 79.6 -0.6 120.4 48.5 150.2 63.5 66.2 64.8 16
Personal sector miscellaneous and other assets 392.6 513.3 668.1 112.6 811.7 256.8 285.1 -903.2 -475.0 -262.9 -279.3 17
Personal sector gross investment in tangible assets, total 2047.8 2075.2 1995.5 1791.1 1878.4 1846.2 1778.3 1661.5 1574.2 1522.5 1567.9 18
Personal sector gross fixed investment, residential equipment, software, and structures 768.3 755.2 622.6 471.5 511.9 488.3 463.1 422.7 370.1 341.7 354.9 19
Personal sector gross fixed investment, nonresidential equipment, software, and structures 248.7 268.6 292.9 306.1 311.0 312.1 308.6 292.8 255.1 245.2 239.0 20
Households and nonprofit organizations gross fixed investment, expenditures on consumer durable goods (NIPA) 1028.2 1051.9 1079.6 1021.9 1069.1 1051.2 1015.7 951.7 956.7 943.9 980.4 21
Personal sector inventory investment (change in inventories) 2.6 -0.4 0.4 -8.5 -13.6 -5.5 -9.0 -5.7 -7.6 -8.2 -6.4 22
Personal sector consumption of fixed capital, total equipment, software, and structures, current cost basis (includes consumer durables) 1214.8 1287.0 1343.5 1382.9 1362.8 1377.8 1390.3 1400.8 1378.4 1375.1 1377.2 23
Personal sector consumption of fixed capital residential equipment, software, and structures, current cost basis 236.8 258.9 269.7 268.3 263.8 266.7 269.7 272.9 272.7 269.1 266.6 24
Personal sector consumption of fixed capital, nonresidential equipment, software, and structures, current cost basis 188.8 203.9 215.8 227.7 227.7 227.2 227.4 228.4 227.1 225.3 223.7 25
Households and nonprofit organizations consumption of fixed capital, consumer durable goods 789.2 824.2 858.0 886.9 871.2 883.9 893.2 899.5 878.5 880.8 886.9 26
Personal sector net investment in tangible assets, total 833.0 788.2 651.9 408.2 515.6 468.4 388.0 260.7 195.9 147.4 190.7 27
Personal sector residential equipment, software, and structures, current cost basis 531.6 496.3 352.8 203.2 248.1 221.6 193.3 149.8 97.4 72.6 88.3 28
Personal sector net investment in other fixed assets, nonresidential equipment, software, and structures 59.8 64.7 77.1 78.4 83.3 84.9 81.1 64.4 27.9 19.9 15.4 29
Households and nonprofit organizations consumer durable goods, current cost basis 239.0 227.6 221.7 135.0 197.9 167.3 122.5 52.2 78.2 63.1 93.4 30
Personal sector inventory investment (change in inventories) 2.6 -0.4 0.4 -8.5 -13.6 -5.5 -9.0 -5.7 -7.6 -8.2 -6.4 31
Personal sector total financial liabilities liability 1700.1 1839.4 1503.0 176.0 1122.0 25.0 674.0 -1117.0 -563.9 -485.1 -764.7 32
Personal sector home mortgages liability 1101.0 1051.6 692.8 -105.4 275.9 -102.7 -315.7 -279.3 -50.8 -212.5 -439.1 33
Personal sector total mortgages liability 123.1 245.6 309.8 144.7 181.5 173.5 142.0 82.0 -17.0 -47.8 -71.1 34
Households and nonprofit organizations consumer credit liability 100.3 95.3 136.9 40.2 115.0 105.4 16.6 -76.4 -88.7 -120.8 -81.6 35
Households and nonprofit organizations policy loans liability 0.8 3.3 3.6 5.9 4.8 4.4 4.4 10.1 1.5 2.0 -2.9 36
Households and nonprofit organizations security credit liability -31.6 59.7 33.4 -160.7 159.2 -295.4 443.4 -949.9 -121.3 53.7 104.5 37
Personal sector other liabilities 406.5 384.0 326.5 251.3 385.7 139.8 383.2 96.5 -287.7 -159.8 -274.4 38
Personal sector net capital transfers paid (NIPA) -35.0 16.8 3.1 -11.5 0.2 0.9 -45.3 -1.5 -6.5 -9.8 -9.0 39
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) 326.6 212.3 703.6 1026.2 860.5 1548.1 1173.6 522.6 757.7 336.9 1570.8 40
Households and nonprofit organizations consumer durable goods, current cost basis 239.0 227.6 221.7 135.0 197.9 167.3 122.5 52.2 78.2 63.1 93.4 41
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) 87.6 -15.4 481.9 891.3 662.7 1380.8 1051.1 470.4 679.5 273.8 1477.4 42
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) 127.7 235.0 178.9 286.4 126.3 374.4 235.7 409.2 403.1 595.7 489.9 43
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) -40.1 -250.3 303.0 604.8 536.3 1006.4 815.4 61.2 276.4 -321.9 987.4 44
Households and nonprofit organizations disposable personal income (NIPA) 9277.3 9915.7 10403.1 10806.4 10610.4 10966.7 10849.3 10799.1 10765.4 10966.2 10999.6 45
Personal sector personal saving, with consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 3.5 2.1 6.8 9.5 8.1 14.1 10.8 4.8 7.0 3.1 14.3 46
Personal sector personal saving without consumer durable goods (FOF concept, FOF data) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 0.9 -0.2 4.6 8.2 6.2 12.6 9.7 4.4 6.3 2.5 13.4 47
Households and nonprofit organizations net personal saving, excluding consumer durable goods (NIPA concept, NIPA data) (NIPA) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) 1.4 2.4 1.7 2.7 1.2 3.4 2.2 3.8 3.7 5.4 4.5 48
Personal sector difference between FOF and NIPA net personal saving, excluding durable goods (NIPA concept) as a percentage of Households and nonprofit organizations disposable personal income (NIPA) -0.4 -2.5 2.9 5.6 5.1 9.2 7.5 0.6 2.6 -2.9 9.0 49

  FOOTNOTES
  1.  Consolidated statement for households and nonprofit organizations, nonfarm noncorporate business, and farm business. Return to text


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