Z.7 - Flow of Funds Summary Statistics
Release Date: June 13, 1996

Z.7: Release | Release dates

Z.7 (788)                                                    For immediate release
                                                                     June 13, 1996


                          FLOW  OF FUNDS SUMMARY STATISTICS

   Growth of debt of domestic nonfinancial sectors strengthened to a 6-1/4 percent
rate in the first quarter of 1996.  The pickup was accounted for by a snapback in
federal government borrowing, which had been held down by the debt ceiling impasse.
Debt of nonfederal sectors grew at a 5-1/2 percent pace in the first quarter, near the
rate of the fourth quarter.  Household debt rose at a 7-3/4 percent rate, with increases
in both home mortgage and consumer credit borrowing.  Nonfinancial business debt growth
slowed to a 4-1/2 percent rate in the first quarter, owing in part to a reduction in
borrowing in the bond markets.  Debt of state and local governments was about unchanged
in the first quarter, as new issuance of tax exempt securities about matched
retirements of previously refunded debt.

   The level of nonfinancial debt outstanding at the end of the first quarter of 1996
was $14.1 trillion.  Debt of the nonfederal sectors was $10.4 trillion, and federal
debt was $3.7 trillion.



                        A.  Growth of Domestic Nonfinancial Debt1
          (Percent changes; quarterly data are seasonally adjusted annual rates)
 -------------------------------------------------------------------------------------
                                                         Nonfederal
                                        ----------------------------------------------

               Total   U.S. govt.       Total   Households    Business      State &
                                                                          local govts.

 -------------------------------------------------------------------------------------

     1989       7.6       7.0            7.8       8.7           7.5         5.7
     1990       6.6      11.0            5.3       7.9           3.1         4.9
     1991       4.4      11.1            2.4       5.0          -1.7         8.2
     1992       4.8      10.9            2.8       5.2           0.5         2.0
     1993       5.3       8.3            4.2       6.2           1.6         5.7
     1994       4.9       4.7            5.0       8.5           3.8        -3.7
     1995       5.6       4.1            6.1       8.3           6.4        -4.1

 1995--Q1       6.7       7.6            6.3       7.7           7.7        -4.0
     --Q2       6.6       5.7            7.0       8.3           7.6        -1.0
     --Q3       4.3       1.8            5.2       9.3           4.5       -10.0
     --Q4       4.2       1.2            5.3       6.8           5.3        -1.5

 1996--Q1       6.2       7.9            5.6       7.7           4.6        -0.3
 _____________________________________________________________________________________
1.  Changes shown are on an end-of-period basis and thus may differ from month-average
     data in the Board's H.6 release.


.
                    B. Growth of Debt Aggregates:  Supplemental Data

         (Percent changes; quarterly data are seasonally adjusted annual rates)
 -------------------------------------------------------------------------------------
                                       Sectors                             Memo:
                ------------------------------------------------

                  Domestic                                  All            Private

                nonfinancial     Foreign     Financial    Sectors      financial assets
 _____________________________________________________________________________________

     1989           7.6            4.0         10.5         8.1               5.7
     1990           6.6            9.1          8.8         7.1               4.6
     1991           4.4            5.2          6.0         4.7               1.9
     1992           4.8            7.6          8.7         5.6               1.6
     1993           5.3           22.0          9.6         6.5               1.3
     1994           4.9           -5.3         14.1         6.6               4.6
     1995           5.6           18.7         11.7         7.2               3.1

     1995--Q1       6.7           17.0          7.2         7.0               3.6
         --Q2       6.6           10.7         11.3         7.7               5.1
         --Q3       4.3           24.3         12.3         6.5               2.6
         --Q4       4.2           18.3         14.2         6.8               1.1

     1996--Q1       6.2            8.6          7.4         6.5               4.2
 _____________________________________________________________________________________
1.  Holdings of deposits and credit market claims by households, nonfinancial business,
    and state and local governments.




                                 Explanatory Notes
                                 -----------------

   Domestic debt includes credit market funds borrowed by U.S. entities from both
domestic and foreign sources, while foreign debt represents amounts borrowed by foreign
financial and nonfinancial entities in U.S. markets only.  Financial sectors consist of
government-sponsored enterprises, federally related mortgage pools, and private financial
institutions.  Credit market debt consists of debt securities, mortgages, bank loans,
commercial paper, consumer credit, U.S. government loans, and other loans, as shown in
table L.2; it excludes trade debt, loans for the purpose of carrying securities, and
funds raised from equity sources.
   Growth rates in the summaries above are calculated by dividing seasonally adjusted
flows from table F.2 by seasonally adjusted levels at the end of the previous period.
Seasonally adjusted quarterly levels in flow of funds statistics are derived by carrying
forward year-end levels by seasonally adjusted flows.  Growth rates calculated from
changes in unadjusted levels printed in table L.2 can differ from those shown above.
   The flow of funds accounts are available on 3-1/2" diskettes.  The diskettes contain
quarterly data beginning in 1952 organized in files that correspond to the tables
published in the Z.1 release.  In addition, the diskettes contain files with the monthly
debt aggregate data published in the Board's H.6 release; data from the Balance Sheets
for the U.S. Economy (C.9 release) are not available at this time owing to a delay in
receiving  source material compiled at the Department of Commerce.
   Subscriptions to this summary release, the full statements for sectors and transaction
types for flows and amounts outstanding (the Z.1 release),  and diskettes may be obtained
through Publications Services, Stop 127, Board of Governors of the Federal Reserve System,
Washington, D.C. 20551, (202) 452-3244.  This release is also available on the Economic
Bulletin Board of the Department of Commerce.  A 670-page Guide to the Flow of Funds
Accounts is available from Publications Services for $8.50.  The Guide explains the
principles underlying the accounts and describes how they are constructed.

.Z.7, JUNE 13, 1996
Funds Raised                                                                                                            Funds Raised

                                          F.2-F.5 Funds Raised in Credit and Equity Markets

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                           F.2 Credit Market Borrowing by Nonfinancial Sectors
---------------------------------------------------------------------------------------------------

 1   481.7   543.0   628.5   618.9   732.9           634.8   880.4   888.3   584.8   578.2   863.5 Domestic                        1

 2   278.2   304.0   256.1   155.9   144.4           150.1   266.8   202.8    65.8    42.4   288.7   U.S. government               2
 3   292.0   303.8   248.3   155.7   142.9           155.7   268.0   201.2    65.4    37.2   291.0     Treasury securities         3
 4   -13.8     0.2     7.8     0.2     1.5            -5.7    -1.2     1.6     0.4     5.1    -2.3     Budget agency secur.&mtgs.  4

 5   203.5   239.0   372.3   463.1   588.5           484.7   613.6   685.6   519.1   535.9   574.8   Private, by transaction       5
 6    87.8    30.5    74.8   -29.3   -41.3           -53.8   -45.8    -4.3  -107.4    -7.6    -6.4     Municipal securities        6
 7    78.8    67.6    75.2    23.3    73.3             6.2    53.0    98.4    59.8    82.0    58.9     Corporate bonds             7
 8   158.4   130.9   157.2   194.3   237.5           210.6   222.5   239.6   290.5   197.4   285.4     Mortgages                   8
 9   173.6   187.6   187.9   202.4   204.7           216.8   196.8   207.2   256.8   157.8   250.1       Home                      9
10    -5.5   -10.4    -6.0     1.3    11.0            -4.2     2.7    14.2    13.7    13.6    15.6       Multifamily              10
11   -10.0   -47.8   -25.0   -11.1    20.1            -3.4    21.2    16.3    17.7    25.2    17.4       Commercial               11
12     0.4     1.4     0.5     1.8     1.7             1.4     1.7     1.8     2.3     0.8     2.2       Farm                     12

13   -13.7     5.0    61.5   124.9   142.9           141.8   138.3   156.9   158.5   118.2   121.7     Consumer credit            13
14   -40.9   -13.7     3.8    73.1   103.0            76.7   152.5    96.8    76.8    86.0    52.8     Bank loans n.e.c.          14
15   -18.4     8.6    10.0    21.4    18.1            30.7    12.3    39.1    13.9     7.2    37.9     Commercial paper           15
16   -48.5    10.1   -10.2    55.4    54.9            72.4    80.8    59.1    27.1    52.7    24.5     Other loans and advances   16


17   203.5   239.0   372.3   463.1   588.5           484.7   613.6   685.6   519.1   535.9   574.8   Private, by sector           17
18   183.8   198.4   249.1   362.2   383.5           392.4   358.6   393.0   448.1   334.5   387.7     Household sector           18
19   -61.9    19.5    61.0   144.3   250.7           160.8   300.1   303.6   181.5   217.4   190.7     Nonfinancial business      19
20     2.1     1.3     2.0     2.8     2.0            -2.0     0.9     3.6     4.3     -.8     0.9       Farm                     20
21   -11.0   -16.0     7.0    12.1    35.9            16.5    51.3    34.4    29.8    28.2    29.3       Nonfarm noncorporate     21
22   -53.0    34.1    52.0   129.3   212.7           146.3   247.9   265.6   147.4   190.0   160.5       Corporate                22
23    81.6    21.1    62.3   -43.4   -45.7           -68.5   -45.1   -11.1  -110.6   -16.0    -3.7     State and local govts.     23

24    14.8    22.6    68.8   -20.3    67.7            33.5    61.4    40.4    94.1    75.1    36.9 Fgn. borrowing in U.S.         24
25    15.0    15.7    81.3     7.1    46.5            27.7    13.5    49.9    52.1    70.6    45.4   Bonds                        25
26     3.1     2.3     0.7     1.4     8.5             -.5     8.1     5.6     8.2    11.9     8.7   Bank loans n.e.c.            26
27     6.4     5.2    -9.0   -27.3    13.6             5.9    37.9   -11.1    30.9    -3.4   -13.8   Commercial paper             27
28    -9.8     -.6    -4.2    -1.6     -.8             0.4     1.9    -4.0     2.9    -4.1    -3.3   Other loans and advances     28

29   496.5   565.6   697.3   598.6   800.7           668.3   941.8   928.8   678.9   653.3   900.4 Domestic and foreign           29

---------------------------------------------------------------------------------------------------
                            F.3 Credit Market Borrowing by Financial Sectors
---------------------------------------------------------------------------------------------------

 1   155.6   240.0   291.1   467.9   444.9           536.8   273.1   436.1   490.0   580.4   313.6 By transaction                  1

 2   145.7   155.8   164.2   288.6   205.1           321.2    89.4   192.1   221.4   317.5   147.2   U.S. government-related       2
 3     9.2    40.3    80.6   176.9   106.9           249.0    62.9   127.2   101.5   136.1    37.4     GSE securities              3
 4   136.6   115.6    83.6   116.5    98.2            72.2    26.4    64.9   119.9   181.4   109.8     Mortgage pool securities    4
 5      *       *       -     -4.8      -               -       -       -       -       -       -      Loans from U.S. government  5

 6     9.8    84.2   126.9   179.2   239.8           215.6   183.7   244.0   268.6   262.9   166.4   Private financial sectors     6
 7    69.9    82.7   120.1   117.5   185.5            84.9   167.5   182.3   208.1   184.0   136.2     Corporate bonds             7
 8     0.5     0.6     3.6     9.8     5.3             4.9     5.2     5.2     5.2     5.6     5.5     Mortgages                   8
 9     8.8     2.2   -13.0   -12.3     3.0             1.9    -3.0    21.2     7.1   -13.4     7.6     Bank loans n.e.c.           9
10   -32.0     -.7    -6.2    41.6    42.6            85.9    38.5    34.0    43.3    54.7    22.6     Open market paper          10
11   -37.3     -.6    22.4    22.6     3.4            38.1   -24.5     1.3     4.9    32.0    -5.5     Other loans and advances   11

12   155.6   240.0   291.1   467.9   444.9           536.8   273.1   436.1   490.0   580.4   313.6 By sector                      12

13     9.1    40.2    80.6   172.1   106.9           249.0    62.9   127.2   101.5   136.1    37.4   Govt.-spons. enterprises     13
14   136.6   115.6    83.6   116.5    98.2            72.2    26.4    64.9   119.9   181.4   109.8   Fed. related mortgage pools  14

15     9.8    84.2   126.9   179.2   239.8           215.6   183.7   244.0   268.6   262.9   166.4   Private financial sectors    15
16   -10.7     7.7     4.6     9.9     8.1             4.1     6.3    18.2     8.8     -.9    -4.8     Commercial banks           16
17    -2.5     2.3     8.8    10.3    14.4            16.0    16.3    20.8    28.2    -7.8   -25.8     Bank holding companies     17
18    -6.5    13.2     2.9    24.2    32.0            11.1    61.5    21.7    52.1    -7.3    26.6     Funding corporations       18
19   -44.7    -7.0    11.3    12.8     2.6            36.1   -18.9    -7.2     5.1    31.5    10.9     Savings institutions       19
20      -       *      0.2     0.2     -.1             0.2     -.3     -.1     0.1      *      -.1     Credit unions              20
21      -       *      0.2     0.3     -.1             1.3      *      0.1     -.1     -.4     2.5     Life insurance companies   21
22    17.7    -1.6     0.2    50.2    51.6            57.3    83.1    57.2     6.5    59.6    50.0     Finance companies          22
23    -2.4     8.0      *    -11.5    -2.1             1.1    -7.4    14.8     4.0   -20.0     0.7     Mortgage companies         23
24     1.2     0.3     3.4    13.7     5.4             6.3     5.2     5.2     5.2     6.0     5.9     REITs                      24
25     3.7     2.7    12.0     0.5    -5.0            19.3   -29.5     -.1     2.1     7.7   -31.8     Brokers and dealers        25
26    54.0    58.5    83.3    68.5   133.0            62.8    67.6   113.2   156.5   194.5   132.2     ABS issuers                26

---------------------------------------------------------------------------------------------------
                          F.4 Credit Market Borrowing, All Sectors, by Transaction
---------------------------------------------------------------------------------------------------

 1   652.1   805.6   988.4  1066.5  1245.6          1205.2  1214.8  1364.9  1169.0  1233.7  1214.0 Total                           1
 2   424.0   459.8   420.3   449.3   349.5           471.3   356.2   394.9   287.2   359.9   435.9   U.S. government securities    2
 3    87.8    30.5    74.8   -29.3   -41.3           -53.8   -45.8    -4.3  -107.4    -7.6    -6.4   Municipal securities          3
 4   163.6   166.0   276.6   147.9   305.3           118.8   234.0   330.6   320.0   336.7   240.5   Corporate and foreign bonds   4
 5   158.9   131.5   160.8   204.1   242.8           215.5   227.7   244.8   295.7   202.9   290.9   Mortgages                     5

 6   -13.7     5.0    61.5   124.9   142.9           141.8   138.3   156.9   158.5   118.2   121.7   Consumer credit               6
 7   -29.1    -9.3    -8.5    62.2   114.5            78.1   157.6   123.7    92.1    84.5    69.0   Bank loans n.e.c.             7
 8   -44.0    13.1    -5.1    35.7    74.3           122.5    88.8    61.9    88.1    58.5    46.6   Open market paper             8
 9   -95.6     8.9     8.0    71.7    57.5           111.0    58.1    56.5    34.9    80.6    15.7   Other loans and advances      9

---------------------------------------------------------------------------------------------------
                         F.5 Funds Raised Through Mutual Funds and Corporate Equities
---------------------------------------------------------------------------------------------------

 1   209.4   294.9   442.1   150.8   159.3           -81.1    40.0   156.7   196.1   244.3   273.4 Total net issues                1
 2   147.2   209.1   323.7   128.9   173.9           -12.6    78.5   173.3   195.3   248.6   290.9   Mutual funds                  2
 3    62.2    85.8   118.4    21.9   -14.7           -68.5   -38.5   -16.6     0.7    -4.3   -17.6   Corporate equities            3
 4    18.3    27.0    21.3   -44.9   -74.2          -118.0   -60.0   -71.3   -92.8   -72.8  -118.0     Nonfinancial                4
 5    13.3    28.1    36.6    24.1    12.3            16.3     8.7    17.7     9.7    13.3    11.5     Financial                   5
                                                                                                       Foreign shares purchased
 6    30.7    30.7    60.5    42.7    47.2            33.2    12.8    37.0    83.9    55.3    89.0      by U.S. residents          6

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Total Claims                                                                                                            Total Claims

                                                     F.6-F.7 Total Claims

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                        F.6 Total Net Borrowing and Lending in Credit Markets (1)
---------------------------------------------------------------------------------------------------
 1   652.1   805.6   988.4  1066.5  1245.6          1205.2  1214.8  1364.9  1169.0  1233.7  1214.0 Total net borrowing             1

 2   481.7   543.0   628.5   618.9   732.9           634.8   880.4   888.3   584.8   578.2   863.5   Domestic nonfinan. sectors    2
 3   278.2   304.0   256.1   155.9   144.4           150.1   266.8   202.8    65.8    42.4   288.7     U.S. government             3
 4   203.5   239.0   372.3   463.1   588.5           484.7   613.6   685.6   519.1   535.9   574.8     Private domestic            4
 5   183.8   198.4   249.1   362.2   383.5           392.4   358.6   393.0   448.1   334.5   387.7       Household sector          5
 6     2.1     1.3     2.0     2.8     2.0            -2.0     0.9     3.6     4.3     -.8     0.9       Farm business             6
 7   -11.0   -16.0     7.0    12.1    35.9            16.5    51.3    34.4    29.8    28.2    29.3       Nonfarm noncorp. bus.     7
 8   -53.0    34.1    52.0   129.3   212.7           146.3   247.9   265.6   147.4   190.0   160.5       Nonfin. corporate bus.    8
 9    81.6    21.1    62.3   -43.4   -45.7           -68.5   -45.1   -11.1  -110.6   -16.0    -3.7       State and local govts.    9

10    14.8    22.6    68.8   -20.3    67.7            33.5    61.4    40.4    94.1    75.1    36.9   Rest of the world            10
11   155.6   240.0   291.1   467.9   444.9           536.8   273.1   436.1   490.0   580.4   313.6   Financial sectors            11
12     9.1    40.2    80.6   172.1   106.9           249.0    62.9   127.2   101.5   136.1    37.4     Govt.-spons. enterprises   12
13   136.6   115.6    83.6   116.5    98.2            72.2    26.4    64.9   119.9   181.4   109.8     Fed. related mtg. pools    13
14   -10.7     7.7     4.6     9.9     8.1             4.1     6.3    18.2     8.8     -.9    -4.8     Commercial banks           14
15    -2.5     2.3     8.8    10.3    14.4            16.0    16.3    20.8    28.2    -7.8   -25.8     Bank holding companies     15
16    -6.5    13.2     2.9    24.2    32.0            11.1    61.5    21.7    52.1    -7.3    26.6     Funding corporations       16
17   -44.7    -7.0    11.5    13.0     2.5            36.3   -19.2    -7.3     5.2    31.5    10.8     Thrift institutions        17
18      -       *      0.2     0.3     -.1             1.3      *      0.1     -.1     -.4     2.5     Life insurance companies   18
19    17.7    -1.6     0.2    50.2    51.6            57.3    83.1    57.2     6.5    59.6    50.0     Finance companies          19
20    -2.4     8.0      *    -11.5    -2.1             1.1    -7.4    14.8     4.0   -20.0     0.7     Mortgage companies         20
21     1.2     0.3     3.4    13.7     5.4             6.3     5.2     5.2     5.2     6.0     5.9     REITs                      21
22     3.7     2.7    12.0     0.5    -5.0            19.3   -29.5     -.1     2.1     7.7   -31.8     Brokers and dealers        22
23    54.0    58.5    83.3    68.5   133.0            62.8    67.6   113.2   156.5   194.5   132.2     ABS issuers                23

24   652.1   805.6   988.4  1066.5  1245.6          1205.2  1214.8  1364.9  1169.0  1233.7  1214.0 Total net lending              24

25   105.2    87.9    65.6   258.9   -84.8           227.8    35.3  -142.3   -54.9  -177.3  -133.6   Private dom. nonfin. sectors 25
26    29.0    81.7    52.2   304.7    51.5           343.4   170.8   -77.2   203.2   -90.7  -103.6     Household sector           26
27    -5.3     -.1     0.6     0.7     1.0             0.9     0.5     1.1     1.1     1.2     1.2     Nonfarm noncorp. business  27
28    30.7    27.8     9.1    48.1    -3.5            53.2   -41.1    39.5   -50.2    37.6    52.7     Nonfin. corporate business 28
29    50.8   -21.5     3.7   -94.6  -133.7          -169.7   -94.9  -105.7  -209.0  -125.3   -83.9     State & local governments  29
30    10.5   -11.9   -18.4   -24.2   -21.3           -24.4   -13.2   -24.3   -23.9   -23.9   -24.6   U.S. government              30

31    13.3    98.2   128.3   134.4   271.7           210.9   241.2   326.1   358.0   161.7   327.6   Rest of the world            31
32   523.1   631.5   812.8   697.4  1080.0           790.8   951.6  1205.3   889.8  1273.1  1044.5   Financial sectors            32
33    15.1    68.8    90.2   119.1    94.7           171.4    28.2    97.5    61.5   191.7    42.3     Govt.-spons. enterprises   33
34   136.6   115.6    83.6   116.5    98.2            72.2    26.4    64.9   119.9   181.4   109.8     Fed. related mtg. pools    34
35    31.1    27.9    36.2    31.5    12.7            30.0    16.3    20.8   -11.1    24.7    14.3     Monetary authority         35

36    80.8    95.3   142.2   163.4   266.3           174.5   343.1   315.6   248.9   157.7   130.7     Commercial banking         36
37    35.7    69.5   149.6   148.1   186.5           174.2   183.4   222.4   227.5   112.9    85.9       U.S.-chartered banks     37
38    48.5    16.5    -9.8    11.2    75.4            -5.6   158.8    83.9    24.1    35.0    51.1       Fgn. banking off. in US  38
39    -1.5     5.6      *      0.9     -.3            -2.4    -1.5     5.3    -9.6     4.6    -5.3       Bank holding companies   39
40    -1.9     3.7     2.4     3.3     4.7             8.3     2.4     4.0     7.0     5.2     -.9       Banks in U.S.-aff. areas 40
41     8.2    17.7   -19.4   -27.4     6.2            -4.2    39.8    -3.5     5.5   -17.0   154.9     Funding corporations       41
42  -146.1   -61.3    -1.7    34.9     8.7            32.4    28.2     9.7    43.6   -46.8    -2.1     Thrift institutions        42
43    86.5    78.5   100.9    66.3    98.7            79.4   132.4   131.2    77.0    54.3   122.1     Life insurance cos.        43
44    30.0     6.7    27.7    24.9    21.4            30.4    19.2    21.7    21.8    22.8    22.2     Other insurance cos.       44
45    35.4    41.1    45.9    47.0    61.3            74.7    58.9    57.2    50.5    78.5    77.8     Private pension funds      45
46    41.1    23.0    19.8    29.0    21.4            36.6    62.4     3.2     6.8    13.2    87.3     St.&loc.govt. rtr. funds   46

47    -9.2     7.5    -9.0    68.2    63.6            81.7    92.5    65.7    43.7    52.7    56.7     Finance companies          47
48    11.2     0.1      *    -22.9    -3.4             2.1   -14.4    29.9     7.3   -36.4     1.7     Mortgage companies         48
49    80.1   126.2   159.5    -7.1    52.5           -70.4   -15.1    21.5    52.0   151.5    62.9     Mutual funds               49
50    12.8    18.2    11.0    -5.5     5.8           -10.0     3.5     6.4     8.4     5.0    -1.2     Closed-end funds           50
51    32.7     4.7    20.4    30.0    86.5            53.9    53.1   135.2    33.2   124.6   170.1     Money mkt. mutual funds    51
52     -.7     1.1     0.6     4.7     1.8             0.2     1.8     1.8     1.8     1.9     1.9     REITs                      52
53    17.5    -1.3    14.8   -44.2    90.1            -8.0    30.5   146.2    -1.8   185.6  -101.1     Brokers and dealers        53
54    50.0    53.7    80.8    61.9   112.3            42.6    55.5   100.9   144.6   148.0   112.2     ABS issuers                54
55    10.0     8.0     9.5     7.1   -18.8             1.4   -10.8   -20.6   -23.7   -20.2   -18.1     Bank personal trusts       55

                                                                         (1) Excludes corporate equities and mutual fund shares.�
---------------------------------------------------------------------------------------------------
                   F.7 Total Liabilities and Their Relation to Total Financial Assets
---------------------------------------------------------------------------------------------------
                                                                                                Net flows through credit markets
 1   652.1   805.6   988.4  1066.5  1245.6          1205.2  1214.8  1364.9  1169.0  1233.7  1214.0   (from preceding table)        1
                                                                                                   Other financial sources:
 2    -5.9    -1.6     0.8    -5.8     8.8            -8.6    17.8    10.3     9.0    -1.9    -2.1   Official foreign exchange     2
 3      -     -2.0      -       -      2.2              -       -       -      8.6      -       -    SDR certificates              3
 4      *      0.2     0.4     0.7     0.6             0.7     0.7     0.7     0.8      -       *    Treasury currency             4
 5    25.7    27.3    35.2    34.0    49.9            21.6    54.0    49.9    29.9    66.0    56.0   Life insurance reserves       5
 6   198.2   238.6   247.3   248.0   258.5           293.4   302.5   310.7   223.0   197.7   301.5   Pension fund reserves         6
 7    -3.4    49.4    50.5    89.7    10.1            99.9   -13.6    25.2   -43.2    71.8   -80.9   Interbank claims              7

 8    86.3   113.5   117.3    -9.7   -12.5           -40.5    42.8   133.5  -151.5   -75.0    51.7   Checkable dep. and curr.      8
 9     1.5   -57.2   -70.3   -40.0    96.5           -46.9    18.1   112.0   142.2   113.6   174.7   Small time & savings dep.     9
10   -58.5   -73.2   -23.5    19.6    65.6            36.5   116.8    69.2    76.3     0.3    52.0   Large time deposits          10
11    41.6     4.5    20.2    43.3   142.3            86.5    59.9   233.5   121.2   154.8   225.6   Money market fund shares     11
12   -16.5    43.1    71.2    78.3   110.7            51.9   161.8   130.7    85.1    65.2   -31.6   Security RPs                 12
13   -26.5    -3.5   -18.5    45.8     5.8            97.9    39.2    90.6   -63.8   -42.8   -32.0   Foreign deposits             13

14   147.2   209.1   323.7   128.9   173.9           -12.6    78.5   173.3   195.3   248.6   290.9   Mutual fund shares           14
15    62.2    85.8   118.4    21.9   -14.7           -68.5   -38.5   -16.6     0.7    -4.3   -17.6   Corporate equities           15
16    51.4     4.6    61.4     -.1    26.7            37.1   -10.7    30.8    35.4    51.3    80.3   Security credit              16
17    31.0    46.6    54.4   111.0   106.0           149.4   113.6    30.5   183.2    96.8   129.7   Trade payables               17
18    -7.4     9.7     5.2     3.2     1.3             4.2    15.3    -4.3     4.0    -9.8     9.5   Taxes payable                18
19     0.5    16.7     3.4    22.6    38.7            23.1    26.9    33.5    48.6    45.7    53.1   Noncorp. proprietors' equity 19
20    16.1    -7.1     1.6    18.8   -47.7            11.9   -44.3   -45.6   -63.9   -37.1   -47.3   Inv. in bank personal trusts 20
21   278.2   280.5   364.6   236.8   461.9           303.4   327.2   505.1   347.6   667.6   466.0   Miscellaneous                21

22  1473.9  1790.4  2351.7  2113.5  2730.1          2245.7  2482.9  3237.8  2357.5  2842.3  2893.5 Total financial sources        22
                                                                                                   - Floats not incl. in assets
23   -13.1     0.7    -1.5    -4.8    -6.0           -24.4    13.2   -16.3     3.5   -24.3    17.8     Check. dep.:  U.S. govt.   23
24     4.5     1.6    -1.3    -2.8    -3.8            -2.3    -3.7    -3.9    -3.5    -4.2    -3.9                   Other        24
25    36.1    11.3    -6.6    -7.8   -14.8           -44.0    79.5    12.7   -44.1  -107.3   -71.6     Trade credit               25
                                                                                                - Liabs. not identified as assets
26     -.6     -.2     -.2     -.2     -.5             -.2     -.2     -.4     -.3    -1.0     -.9     Treasury currency          26
27    26.2    -4.9     4.2    -2.7    -3.1            -1.7     0.8     8.2     7.6   -29.1    12.4     Interbank claims           27
28    -9.5     3.6    34.3    31.5    11.0            86.7    64.4   -47.3    39.6   -12.7   -76.7     Security RPs               28
29   -24.0    -2.8    -7.0    36.9    -1.5            55.7    45.6    81.6   -93.6   -39.5   -41.5     Foreign deposits           29
30    -2.2    11.9    11.1     8.6     8.7             -.9    -8.9    31.6    10.8     1.4   -24.0     Taxes payable              30
31     9.7     -.1  -126.1  -138.7   -29.8          -107.3  -230.6   -36.9    -4.8   153.1   123.3     Miscellaneous              31
                                                                                                   Totals identified to sectors
32  1446.8  1769.3  2444.9  2193.7  2769.8          2284.2  2522.7  3208.3  2442.4  2905.9  2958.8   as assets                    32

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Household Sector                                                                                                    Household Sector

                                          F.100 Households and Nonprofit Organizations (1)

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1  4968.5  5264.2  5479.2  5750.3  6101.7          5893.9  5995.5  6061.9  6135.6  6213.9  6293.4 Personal income                 1
 2   624.8   650.6   689.9   731.4   794.3           748.1   770.1   801.4   798.5   807.1   824.5 - Personal taxes and nontaxes   2

 3  4343.7  4613.7  4789.3  5018.9  5307.5          5145.8  5225.4  5260.5  5337.1  5406.8  5468.9 = Disposable personal income    3
 4  4097.4  4341.0  4572.9  4826.5  5066.7          4928.0  4972.1  5049.0  5104.6  5140.9  5215.9 - Personal outlays              4
 5   246.4   272.7   216.4   192.4   240.8           217.8   253.3   211.5   232.5   265.9   253.0 = Personal saving, NIPA (2)     5

 6    79.4    79.7    77.8    89.2    76.8           101.1    82.3    93.8    95.2    36.1   137.6 + Govt. insur. & pension res.   6
 7    50.9    79.6    81.5   104.3   109.1           137.7   111.9   108.4   117.6    98.6   121.8 + Net inv. in cons. durables    7
 8   508.1   523.4   561.0   600.0   624.1           571.8   605.1   621.4   625.3   644.5   633.2 + Capital consumption allow.    8
 9   884.7   955.4   936.7   985.9  1050.9          1028.4  1052.7  1035.0  1070.6  1045.1  1145.6 = Gross saving                  9

10   839.8  1043.2  1032.1  1131.1  1109.5          1044.2  1239.7  1079.0  1050.5  1068.5  1236.9 Gross investment               10
11   653.0   719.0   787.8   869.7   896.4           899.3   883.5   886.2   906.4   909.5   924.2  Capital expend. net of sales  11
12   174.7   207.3   231.4   264.3   266.3           270.9   267.3   258.7   266.7   272.7   277.6    Residential construction    12
13   455.3   488.5   530.6   580.9   606.4           602.7   593.0   604.0   615.8   612.8   624.7    Consumer durable goods      13
14    23.1    23.2    25.7    24.6    23.7            25.7    23.2    23.5    23.9    24.0    21.9    Nonprofit plant and equip.  14

15   186.7   324.2   244.3   261.4   213.0           144.8   356.2   192.8   144.2   159.1   312.7  Net financial investment      15
16   394.9   525.7   521.9   628.8   606.7           553.3   698.5   589.7   633.4   505.0   739.7   Net acq. of financial assets 16

17    12.6    -4.1   -30.0    17.1   220.0            29.8   253.8   337.8   151.7   136.8   376.2     Deposits                   17
18    56.4   110.3    72.2     7.6   -28.6           -78.2    71.8     5.6  -126.1   -65.7    37.6       Checkable dep. and curr. 18
19   -54.0   -74.3  -108.2    -7.1   150.2            -2.5   151.3   157.0   179.0   113.5   187.4       Time and savings dep.    19
20     9.2   -41.3     5.8    13.6    95.4           104.2    28.2   169.4    96.8    87.0   150.8       Money mkt. fund shares   20
21     1.0     1.2     0.2     3.0     3.1             6.3     2.5     5.8     2.0     2.0     0.4       Foreign deposits         21

22    29.0    81.7    52.2   304.7    51.5           343.4   170.8   -77.2   203.2   -90.7  -103.6     Credit mkt. instruments    22
23   -21.3   112.3    13.7   338.9     7.7           362.2    90.9  -110.5   149.6   -99.3   -63.6       U.S. govt. securities    23
24   -13.8    73.8    29.8   215.9    14.8           255.1   103.3   -29.0    64.5   -79.5    -6.3         Treasury               24
25    11.9    19.1    14.7     8.0     5.1             5.2     5.8     4.8     3.9     5.9     3.4           Savings bonds        25
26   -25.7    54.6    15.2   207.9     9.8           249.9    97.6   -33.8    60.7   -85.4    -9.7           Other                26
27    -7.6    38.6   -16.2   123.0    -7.2           107.2   -12.4   -81.5    85.1   -19.8   -57.3         Agency                 27
28    38.9   -27.9   -24.0   -50.4   -45.1           -59.9     6.4   -31.2  -111.3   -44.4    -9.8       Municipal securities     28
29    33.3    -6.6    42.7     2.0    82.1             1.9    70.7    35.2   145.7    76.9   -42.6       Corporate and fgn. bonds 29
30     8.1     7.1    19.7     9.2     6.5             -.8    38.8    15.3   -14.9   -13.0    41.9       Mortgages                30
31   -29.9    -3.3     0.1     5.0     0.3            40.0   -36.0    14.0    34.0   -10.9   -29.5       Open market paper        31

32   113.6   148.3   237.7   104.1   146.5           -26.0    60.2   159.2   168.1   198.5   208.5     Mutual fund shares         32
33   -35.1    18.2   -64.6  -137.8  -160.7          -163.3  -160.8  -205.9  -170.7  -105.3  -178.8     Corporate equities         33

34    25.7    27.3    35.2    34.0    49.9            21.6    54.0    49.9    29.9    66.0    56.0     Life insurance reserves    34
35   198.2   238.6   247.3   248.0   258.5           293.4   302.5   310.7   223.0   197.7   301.5     Pension fund reserves      35
36    16.1    -7.1     1.6    18.8   -47.7            11.9   -44.3   -45.6   -63.9   -37.1   -47.3     Inv. in bank pers. trusts  36

37     0.5    16.7     3.4    22.6    38.7            23.1    26.9    33.5    48.6    45.7    53.1     Equity in noncorp. bus.    37
38    24.6   -10.8    26.0     6.7    18.6             6.6    15.8     1.1     6.9    50.5    29.3     Security credit            38
39     9.6    17.0    13.1    10.6    31.3            12.8    19.6    26.0    36.7    42.8    44.9     Miscellaneous assets       39

40   208.1   201.5   277.6   367.4   393.6           408.5   342.4   396.9   489.3   346.0   427.0   Net increase in liabilities  40
41   183.8   198.4   249.1   362.2   383.5           392.4   358.6   393.0   448.1   334.5   387.7     Credit market instruments  41
42   164.1   161.1   152.1   194.5   203.8           210.6   188.7   205.5   258.2   162.9   259.4       Home mortgages           42
43   -13.7     5.0    61.5   124.9   142.9           141.8   138.3   156.9   158.5   118.2   121.7       Consumer credit          43

44     7.7     9.3    11.9    14.5     5.9            15.0     5.3     8.1     3.7     6.4     3.3       Municipal debt           44
45    19.9    10.9     9.2     8.9     7.2             5.7     8.0    12.4    12.3    -4.0     6.5       Commercial mortgages     45
46    -3.4     2.7     7.1    11.3    16.1            12.0    12.6     1.9     8.4    41.4    -7.2       Bank loans n.e.c.        46
47     9.3     9.3     7.1     8.1     7.7             7.2     5.8     8.3     7.1     9.7     4.0       Other loans and advances 47

48    16.3    -1.6    22.6    -1.1     3.5             9.9   -22.7    -2.7    34.7     4.9    32.7     Security credit            48
49     8.8     4.7     5.0     5.3     5.7             5.3     5.6     5.6     5.6     5.8     5.7     Trade payables             49
                                                                                                       Deferred and unpaid
50     -.7      *      0.9     0.9     0.9             0.9     0.9     0.9     0.9     0.9     0.9      life insurance premiums   50

51    44.9   -87.8   -95.4  -145.2   -58.6           -15.8  -187.0   -44.0    20.1   -23.4   -91.3 Discrepancy                    51

                                                     (1) Supplementary tables (F.100.a and L.100.a) at the end of the release �
                                                         show estimates of annual flows and year-end outstandings of nonprofit�
                                                         organizations.                                                       �
                                                     (2) See table F.8 for derivation of alternative personal saving measures.�

---------------------------------------------------------------------------------------------------

                                                                                                   Memo:

                                                                                                   Net physical investment:

                                                                                                (A) Residential construction  �
52   174.7   207.3   231.4   264.3   266.3           270.9   267.3   258.7   266.7   272.7   277.6      expenditures              52
53    82.7    92.8    89.1    99.5   102.3            83.7   100.1   101.4   102.5   105.2   104.8     - Capital consumption      53
54    92.0   114.5   142.3   164.7   164.0           187.3   167.2   157.3   164.1   167.5   172.9     = Net investment           54

55   164.1   161.1   152.1   194.5   203.8           210.6   188.7   205.5   258.2   162.9   259.4     - Home mortgages           55
56   -72.0   -46.7    -9.9   -29.8   -39.8           -23.3   -21.4   -48.2   -94.0     4.6   -86.5     = Excess net investment    56

                                                                                                (B) Consumer durable goods    �
57   455.3   488.5   530.6   580.9   606.4           602.7   593.0   604.0   615.8   612.8   624.7      expenditures              57
58   404.4   408.9   449.1   476.6   497.3           465.0   481.1   495.6   498.2   514.2   502.9     - Capital consumption      58
59    50.9    79.6    81.5   104.3   109.1           137.7   111.9   108.4   117.6    98.6   121.8     = Net investment           59

60   -13.7     5.0    61.5   124.9   142.9           141.8   138.3   156.9   158.5   118.2   121.7     - Consumer credit          60
61    64.6    74.6    20.0   -20.6   -33.8            -4.1   -26.3   -48.5   -40.8   -19.6     0.1     = Excess net investment    61

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Nonfinancial Business                                                                                          Nonfinancial Business

                                                 F.101-F.103 Nonfinancial Business

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                    F.101 All Nonfinancial Business
---------------------------------------------------------------------------------------------------

 1   697.3   798.8   852.4   955.1  1018.5          1008.1  1012.8  1009.3  1021.4  1030.7  1063.5 Income before taxes             1
 2   528.2   549.9   593.8   638.4   646.3           643.3   615.7   625.2   661.2   683.1   679.8 Gross saving                    2

 3   539.6   504.3   683.6   645.7   633.0           732.3   571.0   588.5   622.4   750.1   669.2 Gross investment                3
 4   476.1   490.9   540.7   636.7   701.1           678.8   705.2   687.9   728.5   682.6   679.4  Capital expenditures           4
 5   478.5   483.9   520.1   577.2   656.4           620.1   647.1   651.5   662.2   664.8   684.2   Fixed investment              5
 6    16.3    17.9    19.7    21.3    22.6            21.9    22.3    22.4    22.8    23.0    23.4     Residential construction    6
 7   462.3   466.0   500.4   556.0   633.8           598.2   624.9   629.1   639.4   641.8   660.9     Plant and equipment         7
 8    -2.3     7.0    20.6    59.5    37.0            58.7    58.1    34.0    38.3    17.8    -5.6   Change in inventories         8
 9     -.1      -       *       -      7.6              -       -      2.4    28.0      -      0.8   Access rts. from U.S. govt.   9

10    63.4    13.4   142.9     8.9   -68.1            53.5  -134.3   -99.4  -106.1    67.5   -10.2  Net financial investment      10
11   125.3   184.7   373.6   295.3   353.7           495.3   174.1   414.6   318.0   508.1   393.1   Net acq. of financial assets 11

12    61.9   171.2   230.7   286.4   421.8           441.8   308.4   514.1   424.1   440.5   403.3   Net increase in liabilities  12
13    18.3    27.0    21.3   -44.9   -74.2          -118.0   -60.0   -71.3   -92.8   -72.8  -118.0     Corporate equities         13
14   -61.9    19.5    61.0   144.3   250.7           160.8   300.1   303.6   181.5   217.4   190.7     Credit market instruments  14
15    -1.2      *      -.1    -1.5    -2.9            -1.5    -7.4    -2.7    -2.0     0.4    -7.7       Municipal debt           15
16    78.8    67.6    75.2    23.3    73.3             6.2    53.0    98.4    59.8    82.0    58.9       Corporate bonds          16
17   -25.5   -41.1    -4.2    -9.1    26.5            -5.7    25.8    21.6    20.0    38.6    19.5       Mortgages                17
18   -37.5   -16.5    -3.3    61.8    87.0            64.7   139.9    94.9    68.4    44.6    60.0       Bank loans n.e.c.        18
19   -18.4     8.6    10.0    21.4    18.1            30.7    12.3    39.1    13.9     7.2    37.9       Commercial paper         19
20   -58.1     0.9   -16.7    48.3    48.7            66.5    76.4    52.3    21.5    44.6    22.2       Other loans and advances 20
21    23.0    40.6    40.0    95.4    82.5           128.0    99.3    13.1   153.2    64.4   103.6     Trade payables             21
22    -7.7     7.9     2.7     3.2      *              4.4    13.1    -5.2     1.8    -9.5     8.7     Taxes payable              22
23   100.2    67.1   109.7    59.2   137.4           230.0   -56.8   251.1   150.9   204.3   177.1     Miscellaneous liabilities  23
24    -9.9     9.2    -4.0    29.3    25.5            36.6    12.8    22.7    29.5    36.8    41.2     Proprietor net investment  24

25   -11.4    45.6   -89.8    -7.2    13.3           -89.0    44.8    36.7    38.8   -67.0    10.6 Discrepancy                    25

---------------------------------------------------------------------------------------------------
                                         F.102 Farm Business (1)
---------------------------------------------------------------------------------------------------

 1    30.2    38.0    32.0    35.0    29.0            32.3    28.5    27.6    28.1    31.8    38.5 Proprietor net income           1
                                                                                                     w/IVA & CCAdj.
 2     1.6     0.8     0.4     0.3     0.2             0.3     0.2     0.2     0.2     0.1     0.1 Net saving (corporate)          2
 3    21.4    22.3    22.4    23.1    22.7            22.4    22.2    22.5    22.8    23.3    22.9 Capital consumption allow.      3
 4     1.7     1.9     2.0     2.0     2.1             1.9     2.1     2.1     2.1     2.2     2.2   Corporate                     4
 5    19.7    20.4    20.4    21.1    20.6            20.4    20.2    20.4    20.7    21.1    20.7   Noncorporate                  5
 6    23.0    23.1    22.8    23.4    22.9            22.6    22.4    22.7    22.9    23.4    23.0 Gross saving                    6

 7    23.0    23.1    22.8    23.4    22.9            22.6    22.4    22.7    22.9    23.4    23.0 Gross investment                7
 8    13.0    18.5     9.2    29.4    15.8            21.7    15.9    16.2    15.7    15.5    14.2  Capital expenditures           8
 9     1.3     1.3     1.3     1.6     1.7             1.8     1.8     1.6     1.8     1.6     1.7    Residential construction     9
10    12.8    12.3    14.0    16.2    16.6            16.3    16.8    16.7    17.2    16.0    17.0    Plant and equipment         10
11    -1.1     5.0    -6.2    11.5    -2.5             3.6    -2.7    -2.1    -3.2    -2.1    -4.4    Change in inventories       11

12     9.9     4.6    13.7    -5.9     7.1             1.0     6.5     6.5     7.2     7.9     8.8  Net financial investment      12
13     2.2     3.8     3.2     3.6     4.4             3.7     4.0     4.2     4.4     4.8     4.8   Net acq. of financial assets 13
14     1.0     1.8     1.7     1.7     1.7             1.7     1.7     1.7     1.7     1.7     1.7     Checkable dep. & currency  14
15     1.3     2.0     1.5     2.0     2.7             2.0     2.3     2.5     2.8     3.2     3.2     Miscellaneous assets       15
16     1.1     2.1     1.4     2.0     2.8             2.3     2.5     2.7     2.9     3.1     3.3       Insurance receivables    16
17     0.2     -.1     0.1      *      -.1             -.3     -.2     -.1     -.1     0.1     -.1       Equity in GSEs (2)       17

18    -7.7     -.8   -10.5     9.6    -2.7             2.7    -2.6    -2.3    -2.8    -3.1    -4.0   Net increase in liabilities  18
19     2.1     1.3     2.0     2.8     2.0            -2.0     0.9     3.6     4.3     -.8     0.9     Credit market instruments  19
20     0.4     1.4     0.5     1.8     1.7             1.4     1.7     1.8     2.3     0.8     2.2       Mortgages                20
21     1.7     0.1     2.1     1.9     1.1            -2.1     0.3     2.7     2.6    -1.3    -1.3       Bank loans n.e.c.        21
22      *      -.2     -.6     -.8     -.7            -1.3    -1.1     -.9     -.5     -.3      *        Other loans and advances 22

23     0.2     0.2     1.0     1.0     1.0            -3.0     -.6     4.9     2.5    -2.9    -3.4     Trade payables             23
24   -10.0    -2.3   -13.5     5.8    -5.7             7.7    -2.9   -10.8    -9.7     0.6    -1.5     Proprietor net investment  24

                                                                                 (1) Includes corporate and noncorporate farms.�

---------------------------------------------------------------------------------------------------
                                   F.103 Nonfarm Noncorporate Business
---------------------------------------------------------------------------------------------------

 1   450.1   504.2   517.5   548.4   587.5           575.0   580.1   584.7   588.4   596.7   603.7 Net income w/ IVA and CCAdj     1
 2    83.0    88.2    90.8    93.2    77.7            90.1    76.0    76.1    76.9    81.9    78.2 Gross svg. = capital consump.   2

 3    83.0    88.2    90.8    93.2    77.7            90.1    76.0    76.1    76.9    81.9    78.2 Gross investment                3
 4    92.2    85.5   101.0   122.4   138.7           128.5   136.5   137.6   139.8   140.8   145.2  Capital expenditures           4
 5    92.3    85.4    99.6   120.0   136.7           125.8   133.4   135.8   137.8   139.8   145.3    Fixed investment (3)         5
 6     -.1     0.1     1.3     2.4     2.0             2.8     3.0     1.8     2.1     1.0     -.1    Change in inventories        6

 7    -9.2     2.7   -10.2   -29.2   -60.9           -38.4   -60.5   -61.5   -62.9   -58.8   -67.0  Net financial investment       7
 8    -6.7    13.4    13.1    13.6    16.7            15.0    15.4    16.5    17.2    17.7    18.0   Net acq. of financial assets  8
 9     0.8     5.0     2.8     3.0     3.7             3.2     3.4     3.6     3.8     4.0     4.0     Checkable dep. and curr.    9
10     -.1    -2.2     1.3     1.3     1.9             1.5     1.6     1.8     2.0     2.0     2.0     Time and savings deposits  10
11     -.1     0.1     0.1     0.1     0.2             0.2     0.2     0.2     0.2     0.2     0.2     Money market fund shares   11
12     -.3     0.7     0.6     0.6     0.7             0.6     0.7     0.7     0.7     0.8     0.8     Treasury securities        12
13      -       -       -       -       -               -       -       -       -       -       -      Consumer credit            13
14    -5.0     -.9     0.1     0.1     0.3             0.2     -.2     0.4     0.4     0.4     0.4     Mortgages                  14
15    -1.1     7.1     3.8     4.0     5.0             4.3     4.5     4.8     5.1     5.4     5.7     Trade receivables          15
16     -.9     3.6     4.4     4.5     5.0             5.1     5.2     5.0     5.0     5.0     5.0     Miscellaneous assets       16
17     3.8    -2.5     0.8     0.8     1.0             0.9     1.1     1.0     1.0     1.0     1.0       Insurance receivables    17
18      *       *      0.2     0.2      *              0.1     0.1      -       -       -       -        Equity in GSEs (2)       18
19    -4.8     6.1     3.4     3.5     4.0             4.0     4.0     4.0     4.0     4.0     4.0       Other                    19

20     2.5    10.7    23.3    42.8    77.7            53.4    76.0    78.0    80.2    76.6    85.1   Net increase in liabilities  20
21   -11.0   -16.0     7.0    12.1    35.9            16.5    51.3    34.4    29.8    28.2    29.3     Credit market instruments  21
22    -5.9   -15.1     6.1    -5.9    14.7            -6.1    14.4    15.0    13.0    16.3     8.6       Mortgages                22
23    -1.4     2.7     0.6    12.5    13.5            14.0    20.0    16.0    10.0     8.0    14.3       Bank loans n.e.c.        23
24    -3.7    -3.6     0.3     5.5     7.8             8.6    16.9     3.4     6.8     3.9     6.5       Other loans and advances 24

25     0.5     0.6     0.7     0.8     0.8             0.8     0.8     0.8     0.8     0.8     0.8     Taxes payable              25
26     -.3     6.9     2.6     2.7     4.0             3.0     3.4     3.8     4.2     4.6     5.0     Trade payables             26
27    13.2     7.5     3.5     3.8     5.7             4.1     4.8     5.4     6.1     6.7     7.2     Miscellaneous liabilities  27
28     0.2    11.6     9.5    23.5    31.1            29.0    15.6    33.5    39.2    36.2    42.7     Proprietor net investment  28

                                                                                         (2) Equity in the Farm Credit System.�
                                                 (3) Residential construction plus nonresidential plant and equipment,       �
                                                     shown on table F.1, lines 12 and 18, respectively.                      �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Nonfinancial Corporations                                                                                  Nonfinancial Corporations

                                        F.104 Nonfarm Nonfinancial Corporate Business

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1   217.1   256.7   303.0   371.7   402.1           400.8   404.2   397.0   404.9   402.2   421.3 Profits before tax (book)       1
 2    85.0    90.6   103.0   129.4   140.2           140.1   141.8   138.1   140.8   140.1   147.1 - Profit tax accruals           2
 3   123.8   132.4   151.8   160.9   175.0           169.3   171.2   175.2   174.0   179.4   187.9 - Dividends                     3
 4   362.8   371.0   385.2   413.0   430.1           420.5   423.0   426.9   431.7   438.7   444.6 + Consumption of fixed capital  4
 5   371.1   404.7   433.4   494.5   517.0           512.0   514.2   510.5   521.8   521.5   530.9 = U.S. internal funds, book     5

 6    47.1    41.5    53.4    40.7    56.8            41.4    55.0    58.1    48.9    65.1    63.7 + Fgn. earnings ret. abroad     6
 7     4.0    -7.5    -6.6   -13.3   -28.1           -22.8   -51.9   -42.3    -9.3    -8.8   -16.1 + Inv. valuation adjustment     7
 8   422.2   438.6   480.2   521.9   545.7           530.6   517.3   526.3   561.4   577.8   578.5 = Total internal funds + IVA    8

 9   433.6   393.0   570.0   529.1   532.4           619.6   472.6   489.6   522.6   644.8   567.9 Gross investment                9
10   370.9   386.9   430.6   485.0   546.6           528.6   552.9   534.1   573.0   526.3   519.9  Capital expenditures          10
11   372.2   384.9   405.1   439.4   501.4           476.3   495.1   497.4   505.6   507.4   520.3    Fixed investment (1)        11
12    -1.2     1.9    25.5    45.6    37.6            52.3    57.8    34.3    39.4    18.9    -1.1    Inventory change + IVA      12
13     -.1      -       *       -      7.6              -       -      2.4    28.0      -      0.8    Access rts. from U.S. govt. 13

14    62.7     6.2   139.4    44.1   -14.2            91.0   -80.3   -44.5   -50.4   118.4    48.0  Net financial investment      14
15   129.8   167.5   357.3   278.1   332.6           476.7   154.7   393.9   296.3   485.5   370.2   Net acq. of financial assets 15
16    15.7     6.9    13.6     4.3    14.1            32.0   -28.5    27.0    33.0    24.9   -21.4     Checkable dep. and curr.   16
17    -6.6   -15.0    22.3    -2.6    -1.5            21.3   -42.5    25.8     5.2     5.5    15.6     Time and savings dep.      17
18     5.2    15.8    -2.5     7.4    30.8            12.4     6.8    58.8    17.6    40.0    32.4     Money market fund shares   18
19     -.5     3.4    -2.6     -.4     0.2            -2.1     6.0    20.9   -20.8    -5.3     2.5     Security RPs               19
20     1.8     -.7    -1.4     0.2     0.2             6.9    -5.9     1.8     4.6     0.3     3.0     Foreign deposits           20

21     7.6    20.6    -1.3    34.3    -7.8            15.4   -68.6    35.1   -57.4    59.8    26.1     U.S. govt. securities      21
22    20.1     1.0     8.9     4.7    -4.5            30.5   -21.2     4.4     4.6    -6.0   -11.6     Municipal securities       22
23     2.4     5.0     6.8     2.1     4.2             2.1     3.0     3.0     3.0     7.9     5.0     Mutual fund shares         23
24     6.2     1.1    -7.8     1.9     7.3             2.0     6.0     6.0     8.0     9.2     8.0     Mortgages                  24

25    -4.2     2.8     6.9     7.9     0.5             6.2    37.1     3.7   -10.6   -28.4    40.1     Consumer credit            25
26     0.9     2.3     2.4     -.8     1.0             -.9     5.6    -9.7     5.2     2.9    -9.9     Open market paper          26
27    -5.8    27.6    50.7   107.8    87.2           169.1    15.5    -9.0   204.6   137.8   165.3     Trade receivables          27
28    86.9    96.6   261.3   111.1   200.9           181.9   241.4   226.1    99.3   236.8   115.0     Miscellaneous assets       28
29    29.4    35.6    49.8    56.4    92.8            53.2    77.1    62.3    68.7   163.2    49.5       US dir. invest. abr. (2) 29
30     2.1    13.5     6.6     7.8     3.2             6.1     5.5     3.6     2.7     1.1      *        Insurance receivables    30
31     0.5      *       *      0.1      *               *      0.1      *      0.1      *      1.6       Equity in GSEs           31
32     3.1     2.3     0.8     4.1     5.6             2.2     2.9     9.9     3.3     6.3     0.1       Inv.in finance co. subs. 32
33    52.0    45.1   203.9    42.8    99.2           120.3   155.9   150.3    24.5    66.0    63.8       Other                    33

34    67.1   161.3   217.9   234.0   346.8           385.7   235.0   438.4   346.7   367.1   322.3   Net increase in liabilities  34
35   -34.8    61.1    73.3    84.4   138.5            28.3   187.9   194.3    54.6   117.2    42.5     Net funds raised in mkts.  35
36    18.3    27.0    21.3   -44.9   -74.2          -118.0   -60.0   -71.3   -92.8   -72.8  -118.0       Net new equity issues    36

37   -53.0    34.1    52.0   129.3   212.7           146.3   247.9   265.6   147.4   190.0   160.5       Credit mkt. instruments  37
38    -1.2      *      -.1    -1.5    -2.9            -1.5    -7.4    -2.7    -2.0     0.4    -7.7         Municipal debt (3)     38
39    78.8    67.6    75.2    23.3    73.3             6.2    53.0    98.4    59.8    82.0    58.9         Corporate bonds (2)    39
40   -20.0   -27.5   -10.7    -5.0    10.2            -1.0     9.7     4.8     4.7    21.5     8.7         Mortgages              40
41   -37.8   -19.3    -6.0    47.4    72.4            52.8   119.7    76.2    55.8    38.0    47.0         Bank loans n.e.c.      41
42   -18.4     8.6    10.0    21.4    18.1            30.7    12.3    39.1    13.9     7.2    37.9         Commercial paper       42

43   -54.5     4.7   -16.4    43.6    41.6            59.1    60.6    49.8    15.2    41.0    15.7         Other loans and adv.   43
44    -5.3    -5.0     -.8     -.3     1.2             0.1     3.3     0.4     0.9     0.4     1.8           Savings institutions 44
45     1.8     5.0    -6.0    38.7    34.5            55.9    62.9    28.9    15.8    30.2    30.2           Finance companies    45
46     -.8     -.1     0.2     0.5     0.8             0.6     0.7     0.7     0.8     0.9     1.0           U.S. government      46
47    -5.9    -2.9    -3.3    -2.1     -.8            -6.5     7.5     3.0    -9.7    -4.1     1.3           Accept.liab.to banks 47
48   -47.3     4.9   -16.5     2.5     -.9             1.3   -18.4     7.3     2.9     4.8   -21.2           Rest of the world    48
49     3.0     2.8    10.0     4.2     6.8             7.6     4.7     9.5     4.4     8.8     2.7           ABS issuers          49

50    -8.2     7.2     2.0     2.4     -.8             3.6    12.3    -6.0     1.0   -10.3     7.9     Taxes payable              50
51    23.1    33.4    36.4    91.8    77.5           128.0    96.5     4.4   146.4    62.6   102.0     Trade payables             51
52    87.0    59.5   106.2    55.4   131.6           225.8   -61.6   245.7   144.8   197.6   169.9     Miscellaneous liabilities  52
53    11.8    12.8     0.7    36.3    62.5            67.7    74.0    57.5    61.1    57.3    22.6       Fgn. dir. invest. in US  53
54     3.7     2.0     3.1     3.2     3.2             3.2     3.2     3.2     3.2     3.2     3.2       Pen. fund contr. payable 54
55    71.4    44.7   102.4    15.9    66.0           155.0  -138.8   185.0    80.6   137.1   144.1       Other                    55

56   -11.4    45.6   -89.8    -7.2    13.3           -89.0    44.8    36.7    38.8   -67.0    10.6 Discrepancy                    56

                                                                                                   Memo:

57   -28.9    -5.8    14.2    16.0     9.7            41.1   -81.0   -13.4    58.2    75.2    63.3 Trade receiv. net of payables  57

58    -4.2   -10.3     3.8     3.8    57.7            39.4    90.5    65.9    60.5    13.7     5.2 Financing gap (4)              58

59   98.8%   97.4%  100.8%  100.7%  111.1%          107.7%  117.6%  112.9%  111.5%  102.6%  100.9% Cap. outlays (5)/US int. funds 59
60  -14.4%    8.6%   11.8%   25.9%   37.0%           26.5%   40.9%   46.0%   25.3%   35.5%   29.9% Cr. mkt. borr./cap. outlays(5) 60
61   65.5%  179.0%  140.9%   65.2%   65.1%           19.3%   75.7%   73.1%   37.0%   61.6%   26.4% Net fds. raised/cr. mkt. borr. 61

                                                 (1) Residential construction plus nonresidential plant and equipment,       �
                                                     shown on table F.1, lines 13 and 19, respectively.                      �
                                                 (2) Through 1992:Q4, corporate bonds include net issues by Netherlands      �
                                                     Antillean financial subsidiaries, and U.S. direct investment abroad     �
                                                     excludes net inflows from those bond issues.                            �
                                                 (3) Industrial revenue bonds.  Issued by state and local governments        �
                                                     to finance private investment and secured in interest and               �
                                                     principal by the industrial user of the funds.                          �
                                                 (4) Capital expenditures (line 10) less the sum of U.S. internal funds      �
                                                     (line 5) and inventory valuation adjustment (line 7).                   �
                                                 (5) Capital outlays equal capital expenditures (line 10) less inventory     �
                                                     valuation adjustment (line 7).                                          �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
State and Local Governments                                                                              State and Local Governments

                             F.105 State and Local Governments, Excluding Employee Retirement Funds (1)

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1   784.2   844.3   897.1   946.4   996.1           965.0   980.9   994.7  1001.5  1007.1  1019.9 Receipts, NIPA basis            1
 2   569.9   607.8   644.4   680.8   718.1           697.5   704.0   711.8   725.5   731.0   742.5   Tax receipts                  2
 3    60.9    64.3    66.9    69.7    71.9            70.6    71.1    71.6    72.2    72.8    73.4   Social insurance receipts     3
 4   153.4   172.2   185.8   195.9   206.1           196.9   205.8   211.3   203.8   203.3   204.0   Grants-in-aid received        4

 5   708.4   758.1   802.2   846.6   901.1           865.6   882.0   895.7   907.6   919.0   933.3 Current expend., NIPA basis     5
 6   579.5   603.7   627.9   651.8   682.6           661.9   672.2   680.1   686.2   692.0   701.4   Consumption expenditures      6
 7   129.0   154.5   174.2   194.9   218.5           203.7   209.8   215.6   221.4   227.0   231.9   Net interest and transfers    7

 8    75.8    86.2    94.9    99.7    95.0            99.4    98.9    99.0    93.9    88.1    86.6 Net surplus, NIPA basis         8
 9    59.6    62.3    65.6    69.5    72.9            70.5    71.4    72.3    73.4    74.3    75.1 + Consumption of fixed capital  9
10    53.8    52.7    50.6    61.8    61.0            71.7    59.4    59.3    64.6    60.9    60.0 - Pension fund reserves        10
11    81.6    95.8   109.9   107.4   106.8            98.2   110.9   112.0   102.7   101.5   101.7 = Gross saving                 11

12    73.1    89.4    90.2   110.3   103.2           110.2   116.3    87.6   105.7   103.0   107.3 Gross investment               12
13   124.0   132.2   139.9   146.7   159.1           150.8   154.0   157.2   161.5   163.8   164.1  Fixed investment              13

14   -50.9   -42.8   -49.7   -36.3   -56.0           -40.6   -37.7   -69.6   -55.8   -60.8   -56.8  Net financial investment      14
15    31.5   -19.4    13.2   -79.3  -101.4          -108.6   -82.4   -80.5  -166.1   -76.7   -60.4   Net acq. of financial assets 15
16     5.2     3.1     1.4     2.5     2.9             8.1     -.3     8.4    -3.0     6.6    -7.6     Checkable dep. and curr.   16
17   -10.1    -6.2    -4.8     5.8     9.8             9.7     6.6     4.8     9.2    18.6     9.0     Time and savings deposits  17
18   -16.6     4.9    16.7    12.0    25.7            48.0    16.6    14.8    44.0    27.3    25.6     Security RPs               18

19    50.8   -21.5     3.7   -94.6  -133.7          -169.7   -94.9  -105.7  -209.0  -125.3   -83.9     Credit market instruments  19
20    46.0   -20.8     9.5   -94.0  -130.3          -170.6   -94.7  -103.8  -202.3  -120.3   -77.6       U.S. govt. securities    20
21    23.0   -20.4    26.6  -130.8  -139.1          -205.9   -79.3  -131.2  -190.8  -155.3   -74.1         Treasury               21
22    23.0     -.4   -17.1    36.8     8.9            35.3   -15.4    27.3   -11.5    35.0    -3.5         Agency                 22
23     1.4     -.6     -.5    -2.8    -6.8            -4.6    -5.3    -6.3    -7.2    -8.1    -9.1       Municipal securities     23
24     3.5      *     -5.4     2.2     3.3             5.4     5.1     4.5     0.5     3.1     2.8       Mortgages                24

25     2.1     0.3    -3.8    -5.1    -6.1            -4.7   -10.4    -2.9    -7.4    -3.7    -3.5     Taxes receivable           25

26    82.4    23.4    62.9   -43.0   -45.5           -68.0   -44.7   -10.9  -110.3   -15.9    -3.6   Net increase in liabilities  26

27    81.6    21.1    62.3   -43.4   -45.7           -68.5   -45.1   -11.1  -110.6   -16.0    -3.7     Credit market instruments  27
28    81.3    21.3    62.9   -42.3   -44.2           -67.2   -43.7    -9.6  -109.0   -14.3    -1.9       Municipal securities     28
29     6.9    -1.1     1.8    -2.2     1.2             -.9    19.8    -5.9   -20.2    11.2    10.0         Short-term             29
30    74.4    22.3    61.1   -40.2   -45.4           -66.3   -63.5    -3.7   -88.8   -25.5   -12.0         Other                  30
31     0.4     -.1     -.6    -1.1    -1.5            -1.2    -1.3    -1.4    -1.5    -1.6    -1.7       U.S. government loans    31

32     0.8     2.3     0.6     0.4     0.2             0.5     0.3     0.2     0.2     0.1     0.1     Trade payables             32

33     8.6     6.5    19.8    -2.9     3.6           -12.0    -5.5    24.4    -3.0    -1.5    -5.6 Discrepancy                    33

                                                             (1) Data for employee retirement funds are shown in table F.124.   �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
U.S. Govt., GSEs, and Pools                                                                              U.S. Govt., GSEs, and Pools

                                       F.106-F.108 U.S. Government, GSEs, and Mortgage Pools

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                        F.106 U.S. Government
---------------------------------------------------------------------------------------------------

 1  1149.0  1198.5  1275.3  1377.0  1478.5          1416.2  1449.3  1483.2  1486.6  1494.8  1521.8 Receipts, NIPA basis            1
 2   476.9   490.8   523.6   561.4   614.9           574.5   594.6   624.4   617.3   623.3   639.3   Personal taxes                2
 3   109.7   118.7   137.5   164.4   184.3           179.9   183.1   180.7   189.1   184.3   196.1   Corp. profits tax accruals    3
 4    79.8    81.9    88.2    92.7    91.2            93.2    91.7    93.5    88.4    91.3    84.4   Indirect taxes                4
 5   482.6   507.1   526.0   558.6   588.1           568.6   579.9   584.6   591.8   595.9   602.0   Social insurance receipts     5

 6  1345.1  1479.4  1530.0  1567.0  1641.1          1606.8  1622.7  1643.8  1648.1  1649.7  1677.4 Current expend., NIPA basis     6
 7   446.0   451.1   451.4   450.7   454.0           455.3   454.8   456.1   453.5   451.4   457.2   Consumption expenditures      7
 8   706.4   832.5   886.3   914.9   957.8           936.6   946.7   958.5   961.9   964.2   989.4   Transfers, etc.               8
 9   192.7   195.9   192.3   201.4   229.3           214.9   221.2   229.2   232.7   234.1   230.8   Net interest                  9

10  -196.1  -280.9  -254.8  -190.0  -162.6          -190.6  -173.4  -160.6  -161.5  -154.9  -155.6 Surplus, NIPA basis            10
11    25.6    27.0    27.2    27.5    15.8            29.3    22.9    34.5    30.7   -24.8    77.7 - Insurance and pen. reserves  11
12    63.9    65.9    68.2    70.7    73.8            72.7    73.5    74.2    73.8    73.8    73.2 + Consumption of fixed capital 12
13  -157.8  -242.0  -213.7  -146.8  -104.6          -147.2  -122.8  -120.9  -118.4   -56.3  -160.1 = Gross saving                 13

14  -176.9  -274.8  -222.3  -180.8  -137.6          -160.4  -187.0  -143.1  -187.8   -32.3  -247.8 Gross investment               14
15    76.6    76.9    70.7    65.7    62.8            65.6    65.2    66.5    63.2    56.3    63.8  Fixed investment              15
16     0.1      -       *       -     -7.6              -       -     -2.4   -28.0      -      -.8  Access rights sales           16

17  -253.6  -351.7  -293.0  -246.5  -192.7          -226.0  -252.2  -207.2  -223.0   -88.6  -310.8  Net financial investment      17
18    59.2   -25.4    -5.2   -49.9   -18.5            -5.3    17.0    36.6   -83.8   -43.8    48.0   Net acq. of financial assets 18
19    -2.6    -1.7     1.0    -2.7     6.4            -3.8    13.4     7.3     5.1      *      1.4     Gold, SDRs, and fgn. exch. 19
20    27.4   -16.9    20.7   -21.7      *             12.3     -.2    92.7   -71.2   -21.2    33.4     Checkable dep. and curr.   20
21     0.1     -.7     -.1     -.1     0.3             -.1     1.8     -.3      *      -.5     0.4     Time and savings deposits  21
22    10.5   -11.9   -18.4   -24.2   -21.3           -24.4   -13.2   -24.3   -23.9   -23.9   -24.6     Credit market instruments  22
23      -       -       -       -       -               -       -       -       -       -       -        Agency securities        23
24    15.4   -11.9   -15.4   -14.0   -13.4           -22.8    -8.4   -17.4   -13.1   -14.7    -9.6       Mortgages                24
25    -4.9      *     -2.9   -10.2    -7.9            -1.6    -4.8    -6.9   -10.9    -9.2   -15.0       Other loans and advances 25
26    -7.4    -2.6    -2.1     -.3    -1.3             9.9    34.6   -33.0     0.6    -7.5    37.0     Taxes receivable           26
27    -4.9    -7.1    -2.6    -4.2     -.1            -7.0    -3.2     -.5     -.1     3.3     4.2     Trade receivables          27
28    36.1    15.4    -3.8     3.3    -2.4             7.8   -16.2    -5.3     5.9     6.0    -3.8     Miscellaneous assets       28

29   312.8   326.3   287.8   196.6   174.3           220.8   269.1   243.8   139.3    44.8   358.7   Net increase in liabilities  29
30      -     -2.0      -       -      2.2              -       -       -      8.6      -       -      SDR certificates           30
31      *      0.2     0.4     0.7     0.6             0.7     0.7     0.7     0.8      -       *      Treasury currency          31

32   278.2   304.0   256.1   155.9   144.4           150.1   266.8   202.8    65.8    42.4   288.7     Credit market instruments  32
33    11.9    19.1    14.7     8.0     5.1             5.2     5.8     4.8     3.9     5.9     3.4       Savings bonds            33
34   280.1   284.6   233.7   147.7   137.9           150.5   262.3   196.4    61.5    31.4   287.7       Other Treas. securities  34
35   -13.8     0.2     7.8     0.2     1.5            -5.7    -1.2     1.6     0.4     5.1    -2.3       Budget agency securities 35
36      -       *       *       -       -               -       -       -       -       -       -        Multifamily mortgages    36
37    25.6    27.0    27.2    27.5    15.8            29.3    22.9    34.5    30.7   -24.8    77.7     Insur. and pen. reserves   37
38    -5.3    -2.8     3.4     8.8     6.8            14.0     2.7     0.5    11.1    12.9     6.9     Trade payables             38
39    14.3     -.1     0.7     3.9     4.5            26.7   -24.0     5.4    22.3    14.3   -14.5     Miscellaneous liabilities  39

40    19.2    32.8     8.6    34.1    33.0            13.2    64.2    22.3    69.5   -24.0    87.7 Discrepancy                    40
                                                                                                   Memo:
41    14.5   -16.9    19.2   -26.7    -5.7           -12.2    14.7    76.1   -67.8   -46.0    51.6 Change in cash balance         41

---------------------------------------------------------------------------------------------------
                              F.107 Government-Sponsored Enterprises (GSEs) (1)
---------------------------------------------------------------------------------------------------

 1     3.1     2.9     3.3     3.5     3.9             3.4     3.8     3.8     3.8     3.9     3.9 Gross saving                    1
 2     4.3     5.4     6.8     8.5     9.6             8.9     8.9     9.7     9.8     9.9    10.4 Fixed nonres. investment        2

 3    19.1    55.2    78.3   149.0   114.7           238.9    51.0   152.7   111.7   143.5    45.4 Net acq. of financial assets    3
 4     -.9      *      0.9     -.9     0.2            -1.5      *      1.3    -2.5     2.1    -2.1   Checkable dep. and currency   4
 5    -1.1    -1.0   -16.2    35.4    20.5            66.1    26.1    44.3    16.7    -5.1    -9.2   Fed. funds and security RPs   5

 6    15.1    68.8    90.2   119.1    94.7           171.4    28.2    97.5    61.5   191.7    42.3   Credit market instruments     6
 7    29.3    30.2    11.2    63.4    63.4           100.6    21.7    88.4    18.7   125.0    23.4     U.S. government securities  7
 8    18.2    17.9    -7.1     0.4     6.1            25.9     2.1     1.0     1.0    20.1   -32.5       Treasury                  8
 9    11.1    12.3    18.4    63.1    57.4            74.7    19.6    87.3    17.7   104.9    55.9       Agency                    9
10     -.7     0.2     -.6     0.8     1.0             1.3    -2.5     -.9     2.0     5.5    -1.9     Municipal securities       10
11      -       -     11.1     8.5     5.5             8.9     8.5     8.4   -14.1    19.1    -7.6     Corporate and fgn. bonds   11
12    11.7    32.1    43.7     4.8    14.7            -4.3     2.1     9.1    29.7    17.7    13.9     Mortgages                  12
13    10.9    30.5    42.2     3.9    14.0            -4.9     3.0     9.1    28.2    15.7    11.4       Home                     13
14     1.4     1.6     1.7     0.9     0.8             0.5     1.0     0.3     0.9     1.0     0.7       Multifamily              14
15     -.5     -.1     -.2     0.1     -.1             0.1    -1.9     -.2     0.6     1.0     1.7       Farm                     15
16     7.1     2.7    -1.7    14.4     -.8            21.6    12.6   -15.1    12.5   -13.4    13.5     Open market paper          16
17   -32.2     3.7    26.5    27.2    11.0            43.4   -14.3     7.6    12.8    37.7     1.0     Other loans and advances   17
18     3.0     1.5     1.8     3.6     1.9             3.2     3.3     5.9     2.1    -3.7     2.1       Sallie Mae               18
19     2.8     1.4     1.4     0.8     2.7             1.3     6.0     -.4     4.4     0.8     2.4       Farm Credit System       19
20   -38.0     0.8    23.3    22.8     6.4            38.8   -23.6     2.2     6.3    40.6    -3.6       FHLB loans to members    20
21     6.0   -12.6     3.4    -4.6     -.7             2.9    -3.4     9.6    36.0   -45.1    14.3   Miscellaneous assets         21

22    16.9    52.7    75.7   147.3   113.0           237.0    47.7   150.3   111.4   142.5    43.8 Net increase in liabilities    22
23     9.1    40.2    80.6   172.1   106.9           249.0    62.9   127.2   101.5   136.1    37.4   Credit market instruments    23
24     9.2    40.3    80.6   176.9   106.9           249.0    62.9   127.2   101.5   136.1    37.4     GSE issues (2)             24
25      *       *       -     -4.8      -               -       -       -       -       -       -      U.S. government loans      25
26     7.8    12.5    -4.9   -24.9     6.1           -12.0   -15.2    23.1     9.9     6.4     6.4   Miscellaneous liabilities    26

27    -3.4    -5.0    -6.2    -6.7    -7.5            -7.3    -8.3    -8.3    -6.4    -7.0    -8.1 Discrepancy                    27

                                                         (1) Federal Home Loan Banks, Federal National Mortgage Assn.,         �
                                                             Federal Home Loan Mortgage Corp., Student Loan Marketing          �
                                                             Assn., Farm Credit System, the Financing Corp., and the           �
                                                             Resolution Funding Corporation.                                   �
                                                         (2) Such issues are classified as U.S. government securities.         �

---------------------------------------------------------------------------------------------------
                               F.108 Federally Related Mortgage Pools (3)
---------------------------------------------------------------------------------------------------

 1   136.6   115.6    83.6   116.5    98.2            72.2    26.4    64.9   119.9   181.4   109.8 Net acq. of mortgages           1
 2   139.3   117.8    85.0   116.5    93.7            70.6    27.4    58.3   116.6   172.6   106.2   Home                          2
 3    -2.6    -2.3    -1.4      *      4.5             1.6     -.9     6.6     3.3     8.9     3.6   Multifamily                   3
 4      *       *       *       *       *               -       *       -       -       *       -    Farm                          4

 5   136.6   115.6    83.6   116.5    98.2            72.2    26.4    64.9   119.9   181.4   109.8 Net increase in pool secs. (4)  5


                                                     (3) GNMA, FNMA, FHLMC, and Farmers Home Administration pools.  Also     �
                                                         includes federally related pools that are used as collateral for    �
                                                         federally related agency-issued CMOs and privately issued CMOs.     �
                                                         Excludes Federal Financing Bank holdings of pool securities, which  �
                                                         are included with U.S. govt. mortgages and other loans and advances.�
                                                     (4) Such issues are classified as U.S. government securities.           �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Rest of the World                                                                                                  Rest of the World

                                                     F.109 Rest of the World

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1   750.6   827.8   887.9  1020.7  1152.3          1101.2  1119.8  1162.5  1165.3  1161.4  1193.3 Foreign income from U.S.        1
 2   622.3   669.0   724.9   818.4   906.7           863.3   885.1   919.3   913.3   909.2   931.7   US imports from abroad        2
 3   140.5   126.8   129.9   168.1   215.0           193.4   204.1   215.0   219.4   221.3   223.9   US factor payments to fgn.    3
 4   -12.1    32.0    33.1    34.2    30.6            44.5    30.6    28.2    32.6    30.9    37.7   Net transfers to foreign      4

 5   758.0   777.3   799.6   881.2  1011.2           939.3   975.5  1002.5  1016.4  1050.3  1056.8 Foreign outlays to U.S.         5
 6   601.8   639.4   660.0   722.0   804.5           763.6   778.6   796.9   812.5   829.9   838.2   US exports to foreign         6
 7   156.2   137.9   139.7   159.2   206.7           175.7   196.9   205.6   203.9   220.4   218.6   US factor receipts from fgn.  7
 8      -       -       -       -       -               -       -       -       -       -       -    Net capital grants from fgn.  8

 9    -7.4    50.4    88.3   139.6   141.1           161.9   144.3   160.0   148.9   111.1   136.5 Gross saving (1)                9

10    36.4    87.9    63.9   165.5   146.2           118.2    77.5    95.9   356.1    55.4   104.5 Net financial investment       10
11    74.1   195.5   286.7   284.9   410.7           286.0   357.7   468.0   493.8   323.3   329.0   Net acq. of financial assets 11
12     -.2     2.3     -.5     -.4     -.8             -.5    -3.5     -.6     1.4     -.6     -.8     Gold and SDRs (2)          12
13    -1.4     1.5     -.3     4.3     0.9             9.2    -2.9    -2.1     5.8     2.6     -.2     U.S. checkable deposits    13
14     -.2    -1.1     6.8     1.5    -6.5            -4.7    -5.4   -13.3    -8.9     1.5     9.3     U.S. time deposits         14
15   -19.9    50.3    45.6    92.7    11.2            96.4     2.2     9.1   -34.4    67.9   -58.1     Net interbank claims       15

16     1.2    20.9    19.7   -13.6    20.8          -121.1    41.7    24.2    17.3     -.1    28.9     Security RPs               16
17    10.4    -5.8    20.6     0.5    15.8           -11.9   -15.3    21.4    18.8    38.3    14.7     U.S. corporate equities    17
18    13.3    98.2   128.3   134.4   271.7           210.9   241.2   326.1   358.0   161.7   327.6     Credit market instruments  18
19    43.9    73.6   108.4    87.5   196.6           156.6   186.2   247.4   279.7    72.9   329.0       U.S. govt. securities    19
20    16.1    22.4    53.0    36.7    72.5            34.8    45.0   106.0    84.0    55.0   225.4         Official, net          20
21    14.8    18.5    49.0    30.7    68.8            29.9    40.5   100.7    82.0    51.9   225.3           Treasury             21
22     1.3     3.9     4.1     6.0     3.7             4.9     4.5     5.3     2.1     3.1     0.1           Agency               22
23    27.8    51.2    55.4    50.7   124.0           121.8   141.1   141.4   195.6    18.0   103.6         Private, net           23
24    18.8    36.9    24.1    33.8    99.1           103.7   119.6   121.3   148.8     6.7    45.8           Treasury             24
25     8.9    14.3    31.3    16.9    25.0            18.1    21.5    20.2    46.9    11.3    57.8           Agency               25
26    16.2    18.1    30.5    38.7    57.1            34.8    58.1    52.4    57.3    60.5    70.5       U.S. corporate bonds (3) 26
27   -47.3     4.9   -16.5     2.5     -.9             1.3   -18.4     7.3     2.9     4.8   -21.2       Loans to U.S. corp. bus. 27
28     0.6     1.6     5.9     5.7    19.0            18.2    15.3    19.0    18.1    23.5   -50.7       Open market paper        28

29      -       -       -       -       -               -       -       -       -       -       -      Security credit            29
30     0.8     3.0     4.9     2.4     5.8             4.6     3.0     7.9     3.6     8.6     3.6     Trade receivables          30

31    70.1    26.3    61.5    63.1    91.8           103.0    96.6    95.2   132.1    43.4     4.0     Miscellaneous assets       31
32    22.0    17.6    41.1    49.5    74.7            78.3    68.9    51.5    94.7    83.8    60.0       Fgn. dir. inv. in US (4) 32
33    45.8    31.6    26.7    32.4    48.2            53.6    54.6    32.0    45.7    60.7    40.0         Equity                 33
34   -19.5   -13.4    -9.3     7.6    13.5            13.5    13.2    11.8    13.8    15.3    16.0         Reinvested earnings    34
35    -4.3     -.6    23.7     9.5    12.9            11.2     1.1     7.6    35.2     7.8     4.0         Intercompany accounts  35
36    48.1     8.7    20.4    13.7    17.1            24.7    27.7    43.7    37.5   -40.4   -56.0       Other                    36

37    37.7   107.5   222.7   119.4   264.5           167.8   280.1   372.1   137.7   267.9   224.6   Net increase in liabilities  37
                                                                                                       U.S. off. fgn. exchange
38    -5.9    -1.6     0.8    -5.8     8.8            -8.6    17.8    10.3     9.0    -1.9    -2.1      and net IMF position      38
39   -26.5    -3.5   -18.5    45.8     5.8            97.9    39.2    90.6   -63.8   -42.8   -32.0     U.S. private deposits      39

40    30.7    30.7    60.5    42.7    47.2            33.2    12.8    37.0    83.9    55.3    89.0     Fgn. corporate equities(5) 40
41    14.8    22.6    68.8   -20.3    67.7            33.5    61.4    40.4    94.1    75.1    36.9     Credit market instruments  41
42    15.0    15.7    81.3     7.1    46.5            27.7    13.5    49.9    52.1    70.6    45.4       Corporate bonds          42

43     3.1     2.3     0.7     1.4     8.5             -.5     8.1     5.6     8.2    11.9     8.7       Bank loans n.e.c.        43
44     -.4     1.0    -1.0     -.2     0.4             -.9     1.5    -1.7     0.8     1.0    -1.4         Official               44
45     1.0     0.7     1.2      *      2.1            -2.0     0.3     2.6     4.1     1.5     4.9         Banks                  45
46     2.5     0.6     0.5     1.6     5.9             2.4     6.3     4.7     3.3     9.4     5.2         Other                  46

47     6.4     5.2    -9.0   -27.3    13.6             5.9    37.9   -11.1    30.9    -3.4   -13.8       Commercial paper         47
48    -4.4     -.7    -3.1     -.3     0.3            -3.0     1.0    -3.6     6.6    -2.8     3.0       Accept. liabs. to banks  48
49    -5.4     0.2    -1.1    -1.3    -1.1             3.4     0.9     -.4    -3.7    -1.3    -6.3       U.S. government loans    49

50      -       -       -       -       -               -       -       -       -       -       -      Security debt              50
51     3.0     1.2     2.6     2.0     9.7             6.1     6.2     9.7    10.4    12.6     8.0     Trade payables             51

52    21.6    58.1   108.4    55.0   125.2             5.6   142.8   184.0     4.2   169.7   124.8     Miscellaneous liabilities  52
53     1.5     1.4     1.1     1.4     1.5             1.8     1.2     1.0     1.6     2.1     3.5       U.S.equity in IBRD, etc. 53
54     1.0     0.1     0.3     0.2     -.1            -1.5    -1.5     0.1     1.1     0.1     0.8       U.S. govt. deposits      54
55    30.4    40.1    72.6    49.4    96.9            47.7    90.5    69.0    64.6   163.5    70.0       U.S. dir. inv.abr.(3)(4) 55
56    17.7    14.6    22.3    11.7    41.6            15.8    21.2    -6.5    32.1   119.7    40.0         Equity                 56
57    17.0    16.3    31.5    34.7    58.9            40.8    54.4    55.8    54.0    71.4    34.0         Reinvested earnings    57
58    -4.3     9.1    18.8     3.0    -3.6            -9.0    14.8    19.7   -21.5   -27.5    -4.0         Intercompany accounts  58
59   -11.3    16.5    34.3     4.0    26.8           -42.4    52.6   114.0   -63.2     3.9    50.5       Other                    59

60   -43.7   -37.5    24.3   -26.0    -5.2            43.7    66.8    64.1  -207.2    55.7    32.0 Discrepancy (FOF basis) (6)    60

                                                                                                   Memo:
61   -20.5   -29.6   -65.0   -96.4  -102.3           -99.7  -106.5  -122.4  -100.8   -79.3   -93.5 Net U.S. exports, NIPA basis   61
62    15.7    11.1     9.8    -8.9    -8.3           -17.7    -7.2    -9.4   -15.5     -.9    -5.3 + Net U.S. factor income (7)   62
63   -12.1    32.0    33.1    34.2    30.6            44.5    30.6    28.2    32.6    30.9    37.7 - Net transfer pmts.to foreign 63
64      -       -       -       -       -               -       -       -       -       -       -  + Net capital grants received  64
                                                                                                = Net fgn. investment in U.S.,�
65     7.4   -50.4   -88.3  -139.6  -141.1          -161.9  -144.3  -160.0  -148.9  -111.1  -136.5    NIPA basis                  65

                                                 (1) Line 1 minus line 5; also equal to line 65 with sign reversed.          �
                                                 (2) U.S. net sales, sign reversed.                                          �
                                                 (3) Through 1992:Q4, corporate bonds include net issues by Netherlands      �
                                                     Antillean financial subsidiaries, and U.S. direct investment abroad     �
                                                     excludes net inflows from those bond issues.                            �
                                                 (4) Direct investment is valued on a current-cost basis.  Excludes          �
                                                     capital gains/losses.  Components of direct investment--equity,         �
                                                     reinvested earnings, and intercompany accounts--are not available       �
                                                     before 1982.                                                            �
                                                 (5) Includes American Depositary Receipts (ADRs).                           �
                                                 (6) Balance of payments discrepancy adjusted to NIPA concepts.              �
                                                 (7) Consists of net receipts from foreigners of interest, corporate profits,�
                                                     and employee compensation.  Equals difference between GNP and GDP.      �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Banking System                                                                                                        Banking System

                                      F.110-F.111 Monetary Authority and Commercial Banking

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                       F.110 Monetary Authority (1)
---------------------------------------------------------------------------------------------------

 1     -.5     1.0     0.1    -2.8    -2.8            -3.1    -2.8    -2.8    -2.8    -2.8    -2.8 Gross saving                    1
 2     0.2     0.2     0.3     0.3     0.3             0.3     0.3     0.3     0.3     0.3     0.3 Fixed nonres. investment        2

 3    22.3    17.1    42.1    28.2    19.7            19.5    50.0    41.6   -31.1    18.5     9.2 Net acq. of financial assets    3
 4    -3.2    -2.2     0.4    -2.6     3.2            -4.4     7.9     3.6     2.5    -1.3    -2.8   Gold and foreign exchange     4
 5     0.6     0.4     0.6     0.9     1.0             0.9     0.9     1.1     1.1     1.0     1.0   Treasury currency             5
 6      -     -2.0      -       -      2.2              -       -       -      8.6      -       -    SDR certificates              6
 7    -1.5     2.5    -2.3    -1.6     0.8            -3.6     3.1     0.9     -.9     0.1     -.3   Federal Reserve float         7
 8      *      0.5     -.6     0.1     -.1            -1.1     -.6     0.5     0.8    -1.1     -.4   F.R. loans to domestic banks  8
 9    -2.5    -7.8     5.1    -2.6     3.3            -6.3    22.1    20.5   -19.7    -9.7     2.9   Security RPs                  9

10    31.1    27.9    36.2    31.5    12.7            30.0    16.3    20.8   -11.1    24.7    14.3   Credit market instruments    10
11    31.1    27.9    36.2    31.5    12.7            30.0    16.3    20.8   -11.1    24.7    14.3     U.S. government securities 11
12    31.4    28.5    37.0    32.5    13.7            30.6    17.2    22.0   -10.3    25.8    14.7       Treasury                 12
13     -.3     -.6     -.8    -1.0    -1.0             -.7     -.9    -1.2     -.8    -1.0     -.4       Agency                   13
14      -       -       -       -       -               -       -       -       -       -       -      Acceptances                14
15      -       -       -       -       -               -       -       -       -       -       -      Bank loans n.e.c.          15
16    -2.3    -2.2     2.6     2.6    -3.3             4.1     0.3    -5.7   -12.3     4.7    -5.5   Miscellaneous assets         16

17    22.1    16.7    41.8    28.0    19.5            23.1    40.4    47.2   -30.6    20.8     7.4 Net increase in liabilities    17
18    -9.2     2.7     2.9    -4.2    -1.2            -9.6    -3.0     1.9   -14.9    11.2   -19.8   Depository inst. reserves    18
19     1.0    -1.7     0.8     5.5     2.4            19.7   -16.2     4.5    -1.4    22.8   -14.7   Vault cash of comm. banks    19

20    29.2    17.6    37.1    25.3    17.0            20.3    52.2    53.9   -29.7    -8.6    42.7   Checkable dep. and currency  20
21     8.8   -10.3     7.2    -7.7    -1.2             2.9     8.3    32.9   -35.5   -10.6    24.0     Due to U.S. government     21
22     0.6     -.7     0.1     -.1     0.2             -.3     0.6     -.7     0.2     0.9     -.6     Due to rest of the world   22
23    19.8    28.7    29.8    33.1    18.0            17.7    43.3    21.8     5.6     1.1    19.3     Currency outside banks     23
24     1.1    -1.8     1.0     1.3     1.2            -7.3     7.3   -13.1    15.4    -4.6     -.9   Miscellaneous liabilities    24
25     0.2     0.4     0.3     0.3     0.3             0.3     0.4     0.1     0.4     0.2     0.3     Federal Reserve Bank stock 25
26     0.9    -2.2     0.6     1.1     1.0            -7.6     6.9   -13.2    15.0    -4.8    -1.2     Other                      26

27    -1.0     0.4     -.5    -3.3    -3.4             0.2   -12.7     2.5    -2.6     -.7    -4.9 Discrepancy                    27

                                                         (1) Assets and liabilities of Federal Reserve Banks and Treasury       �
                                                             monetary accounts that supply or absorb bank reserves.  Excludes   �
                                                             the accounts of the Federal Reserve Board.                         �

---------------------------------------------------------------------------------------------------
                                      F.111 Commercial Banking (2)
---------------------------------------------------------------------------------------------------

 1    39.6    53.3    51.4    53.2    56.2            54.2    56.6    55.8    57.9    54.5    54.1 Gross saving                    1
 2    32.9    34.2    33.3    30.0    34.6            29.5    30.5    35.5    36.0    36.5    39.3 Fixed nonres. investment        2

 3   103.4   181.8   237.7   232.3   338.9           281.6   410.9   471.0   242.5   231.2   173.5 Net acq. of financial assets    3
 4     -.8     -.5     -.3     0.4     0.2             1.5     -.4     0.4     -.6     1.2     -.8   Checkable dep. and currency   4

 5   105.1   115.2   162.6   156.8   273.8           204.0   330.7   350.9   252.6   161.2   146.0   Total bank credit             5
 6   111.3   104.7    72.5   -26.5    26.9           -74.4    48.6    43.6    18.5    -3.1    -6.7     U.S. government securities  6
 7    60.4    61.9    27.8   -32.1   -11.8           -73.1    28.1   -10.9   -40.1   -24.2   -21.8       Treasury                  7
 8    50.9    42.8    44.7     5.5    38.7            -1.3    20.5    54.6    58.6    21.1    15.1       Agency                    8
 9   -14.2    -5.7     1.7    -1.6    -4.2            -4.3    -8.9    -3.9    -4.3     0.2    -1.6     Municipal securities        9
10     7.6    -1.6     3.5     4.6     8.4             7.8    -6.1     6.4    24.1     9.1    -4.0     Corporate and fgn. bonds   10

11    -3.1    18.5    83.6   183.7   240.4           275.3   297.3   302.4   207.6   154.2   157.1     Total loans                11
12    31.9    19.2    47.2    65.4    77.0            95.5   109.3    92.1    73.0    33.5    56.5       Mortgages                12
13   -14.5    -6.9    34.2    63.2    44.5            78.6    39.1    49.7    49.7    39.4    11.6       Consumer credit          13
14   -29.1    -9.3    -8.5    62.2   114.5            78.1   157.6   123.7    92.1    84.5    69.0       Bank loans n.e.c.        14
15    -2.0    -1.4    -1.9    -1.5     -.1             2.5    -5.0     4.6    -1.0     0.9     1.7       Open market paper        15
16    10.6    16.9    12.7    -5.7     4.6            20.5    -3.8    32.3    -6.2    -4.2    18.4       Security credit          16

17     1.8     -.4     0.5    -1.9     0.3             -.1     0.5     1.3     0.5    -1.0     0.6     Mutual fund shares         17
18     1.7     -.4     0.9    -1.4     2.1             -.4     -.6     1.1     6.1     1.8     0.7     Corporate equities         18

19   -10.2    -3.6    -6.4    -2.4     -.6            -9.4     8.5     -.6    -3.1    -6.9     4.3   Cust. liab. on acceptances   19
20     1.0    -1.7     0.8     5.5     2.4            19.7   -16.2     4.5    -1.4    22.8   -14.7   Vault cash                   20
21    -8.8     2.5     2.5    -3.5    -1.1            -9.2    -1.9     1.5   -14.7    10.8   -19.8   Reserves at Federal Reserve  21
22    17.0    70.0    78.4    75.5    64.1            75.0    90.3   114.3     9.7    42.2    58.4   Miscellaneous assets         22

23   113.3   185.0   241.7   255.4   303.2           258.5   370.9   371.6   233.3   237.1   124.6 Net increase in liabilities    23
24    37.6    92.8    74.1   -31.7   -45.7           -74.4    -7.3    59.4  -139.9   -94.9   -17.9   Checkable deposits           24
25     5.5    -5.9    12.1   -18.9    -4.7           -15.0     4.7    43.5   -32.3   -34.9    27.1     U.S. government            25
26    -2.0     2.3     -.4     4.4     0.6             9.5    -3.4    -1.4     5.6     1.7     0.4     Rest of the world          26
27    34.1    96.4    62.4   -17.2   -41.6           -69.0    -8.5    17.2  -113.2   -61.7   -45.5     Private domestic           27

28    78.9     2.7   -11.9    -1.1   113.8             7.6    19.5   151.1   136.2   148.3   197.0   Small time and savings dep.  28
29   -24.0   -66.8   -21.0    21.3    54.8            40.3    81.7    35.4    91.0    11.2    55.6   Large time deposits          29
30   -19.3    18.2    41.5    78.2    30.5           108.3    68.7    69.3    36.8   -52.8    -3.1   Fed. funds and security RPs  30

31     4.8    48.4    46.9    88.4     8.8            89.9     5.5    18.8   -26.9    37.8   -46.4   Net interbank claims         31
32    -1.5     3.0    -2.9    -1.5     0.7            -4.7     2.5     1.5     -.1    -1.0     -.7     To monetary authority      32
33    26.2    -4.9     4.2    -2.7    -3.1            -1.7     0.8     8.2     7.6   -29.1    12.4     To domestic banks (3)      33
34   -19.9    50.3    45.6    92.7    11.2            96.4     2.2     9.1   -34.4    67.9   -58.1     To foreign banks           34

35     0.9     4.3     1.9     1.8     2.5             2.2     0.6     4.9     1.6     2.8     3.2   Corporate equity issues      35
36   -13.2    10.0    13.4    20.1    22.5            20.1    22.6    39.1    37.0    -8.8   -30.6   Credit market instruments    36
37     4.2    14.5     7.2     7.7    18.5            25.8    19.0    27.2    21.1     6.7   -19.8     Corporate bonds            37
38   -20.1    -7.7    -2.5     3.1    -2.2           -12.7     6.2    -1.9    11.6   -24.8     6.2     Open market paper          38
39     2.7     3.2     8.6     9.3     6.2             7.0    -2.6    13.7     4.2     9.3   -16.9     Other loans and advances   39

40      *      0.2     0.5     0.7     0.9             0.8     0.8     0.9     1.0     1.0     1.1   Taxes payable                40
41    47.6    75.1    96.4    77.7   115.2            63.6   178.8    -7.3    96.5   192.6   -34.2   Miscellaneous liabilities    41

42    16.5    22.2    22.1    46.3   -14.1             1.6   -13.9   -79.0    12.7    24.0   -34.0 Discrepancy                    42

43    80.8    95.3   142.2   163.4   266.3           174.5   343.1   315.6   248.9   157.7   130.7 Memo: Cred. mkt. funds adv.(4) 43

                                                     (2) U.S.-chartered commercial banks, foreign banking offices in U.S.,   �
                                                         bank holding companies, and banks in U.S.-affiliated areas.  IBFs   �
                                                         are excluded from domestic banking and treated the same as          �
                                                         branches in foreign countries.                                      �
                                                     (3) Floats and discrepancies in interbank deposits and loans.           �
                                                     (4) Total bank credit (line 5) less security credit (line 16)           �
                                                         less mutual fund shares (line 17) less corporate equities (line 18),�
                                                         plus customers' liability on acceptances (line 19).                 �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Pension Funds                                                                                                          Pension Funds

                                                      F.123-F.124 Pension Funds

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                      F.123 Private Pension Funds (1)
---------------------------------------------------------------------------------------------------

 1     1.9     2.1     1.8     1.7     1.6             1.6     1.6     1.6     1.6     1.7     1.6 Gross saving                    1
 2     6.8     7.5     7.8     8.0     8.2             8.4     8.1     8.2     8.3     8.3     8.0 Fixed nonres. investment        2

 3    67.5    76.4    76.7    80.9    91.7            95.7   113.0   121.5    49.0    83.3    80.0 Net acq. of financial assets    3
 4     -.3      *      -.1     -.1     -.1             -.1     -.1     -.1     -.1     -.1     -.1   Checkable dep. and currency   4
 5     0.5   -22.4    -7.9    -6.6   -11.0           -10.4    -8.5    -2.8   -21.1   -11.7   -13.5   Time and savings deposits     5
 6     5.4     2.1     6.6    10.2     -.3            10.4     -.5    -4.8     3.5     0.5     1.6   Security RPs                  6
 7     1.0     1.5     6.5     4.5     1.2             3.0     3.8    -4.6     5.5     0.3    -1.8   Money market fund shares      7
 8     6.2    10.2    22.7    22.9    28.1            11.0    21.7    29.8    30.1    30.8    63.3   Mutual fund shares            8
 9     4.7    32.3     9.2   -14.7     -.1            -1.7    19.5    15.0   -19.6   -15.5   -56.3   Corporate equities            9

10    35.4    41.1    45.9    47.0    61.3            74.7    58.9    57.2    50.5    78.5    77.8   Credit market instruments    10
11    20.6    19.0    16.0    13.4    27.0            31.3    27.6    27.6    19.2    33.5    32.4     U.S. government securities 11
12    13.8    12.9    10.9     9.5    17.4            20.8    18.5    17.6    12.5    20.9    19.9       Treasury                 12
13     6.9     6.1     5.1     3.9     9.6            10.6     9.1    10.0     6.7    12.6    12.5       Agency                   13
14     0.1      *       *       *      0.1              *      0.1     0.1      *      0.1     0.1     Municipal securities       14
15    15.5    23.7    22.7    22.3    33.6            31.1    30.8    33.3    27.4    42.8    41.4     Corporate and fgn. bonds   15
16    -6.2    -3.7     0.6     1.1     1.0             1.8     0.9     1.0     0.4     1.6     2.3     Mortgages                  16
17     5.4     2.1     6.6    10.2     -.3            10.4     -.5    -4.8     3.5     0.5     1.6     Open market paper          17
18    14.7    11.7    -6.1    17.7    12.7             8.8    18.1    31.8     0.2     0.6     9.0   Miscellaneous assets         18
19    13.1   -13.9   -11.8     4.8    -6.4            -3.5    -2.6    -8.1    -7.6    -7.2   -13.9     Unallo. ins. contracts (2) 19
20     3.7     2.0     3.1     3.2     3.2             3.2     3.2     3.2     3.2     3.2     3.2     Pen. fund contr. receiv.   20
21    -2.2    23.5     2.6     9.7    15.9             9.2    17.6    36.7     4.6     4.6    19.7     Other                      21

22    72.5    81.8    82.7    87.2    98.3           102.6   119.4   128.1    55.7    90.0    86.4 Pension fund reserves (liab.)  22

                                                 (1) Includes the Federal Employees' Retirement System Thrift Savings Plan.  �
                                                 (2) Assets of private pension plans held at life insurance companies        �
                                                     (e.g., GICs, variable annuities); series begins 1985:Q4.                �

---------------------------------------------------------------------------------------------------
                          F.124 State and Local Government Employee Retirement Funds
---------------------------------------------------------------------------------------------------

 1    53.8    52.7    50.6    61.8    61.0            71.7    59.4    59.3    64.6    60.9    60.0 Net acq. of financial assets    1
 2     0.1     0.8     0.7     -.6    -2.1            -3.4     0.3    -4.0     1.7    -6.4     2.1   Checkable dep. and currency   2
 3     0.1    -1.8     2.6    -3.0    -1.2             1.8    -2.7     -.8    -4.9     3.7    -5.2   Time and savings deposits     3
 4     4.3     2.9     0.2     7.5    -1.5            11.6     2.9     9.0   -13.3    -4.5    11.5   Security RPs                  4
 5    29.4    16.7    48.0    18.0    38.3           -12.0    56.5    32.3    52.8    11.6    14.6   Corporate equities            5

 6    41.1    23.0    19.8    29.0    21.4            36.6    62.4     3.2     6.8    13.2    87.3   Credit market instruments     6
 7    18.8     0.8    11.5    15.9    24.6            14.5    36.2     -.3    24.5    37.9    27.1     U.S. government securities  7
 8    13.7     4.5    15.9     8.3     8.0            -3.0    17.3   -11.0    23.5     2.1    15.4       Treasury                  8
 9     5.2    -3.7    -4.4     7.6    16.6            17.5    18.8    10.8     1.0    35.9    11.7       Agency                    9
10     -.1     0.2     0.2     -.3     0.1              *      -.1     -.1     0.1     0.7      *      Municipal securities       10
11    17.2    19.5     9.8     5.3    -2.6            12.2    20.4    -6.7    -4.8   -19.1    43.1     Corporate and fgn. bonds   11
12     0.8     -.4    -1.9     0.7     0.7             0.7     0.8     0.6     0.8     0.8     0.8     Mortgages                  12
13     4.3     2.9     0.2     7.5    -1.5             9.1     5.2     9.7   -13.7    -7.0    16.3     Open market paper          13
14   -21.2    11.1   -20.5    10.9     6.1            37.1   -59.9    19.6    21.5    43.3   -50.4   Miscellaneous assets         14

15    53.8    52.7    50.6    61.8    61.0            71.7    59.4    59.3    64.6    60.9    60.0 Net incr. in liab. (HH asset)  15

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Private Securities                                                                                                Private Securities

                                                   F.212-F.215 Private Securities

SEASONALLY ADJUSTED ANNUAL RATES                                                                    SEASONALLY ADJUSTED ANNUAL RATES
------------------------------------------------------------------------------------------------------------------------------------
                                                   |  1994 |             1995              |  1996
     1991    1992    1993    1994    1995          |   IV  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                  F.212 Municipal Securities and Loans
---------------------------------------------------------------------------------------------------

 1    87.8    30.5    74.8   -29.3   -41.3           -53.8   -45.8    -4.3  -107.4    -7.6    -6.4 Net change in liabilities       1
 2    81.3    21.3    62.9   -42.3   -44.2           -67.2   -43.7    -9.6  -109.0   -14.3    -1.9   State and local governments   2
 3     6.9    -1.1     1.8    -2.2     1.2             -.9    19.8    -5.9   -20.2    11.2    10.0     Short-term (1)              3
 4    74.4    22.3    61.1   -40.2   -45.4           -66.3   -63.5    -3.7   -88.8   -25.5   -12.0     Long-term                   4
 5     7.7     9.3    11.9    14.5     5.9            15.0     5.3     8.1     3.7     6.4     3.3   Nonprofit organizations (2)   5
                                                                                                     Nonfin. corporate business
 6    -1.2      *      -.1    -1.5    -2.9            -1.5    -7.4    -2.7    -2.0     0.4    -7.7    (industrial revenue bonds)   6

 7    87.8    30.5    74.8   -29.3   -41.3           -53.8   -45.8    -4.3  -107.4    -7.6    -6.4 Net change in assets            7
 8    38.9   -27.9   -24.0   -50.4   -45.1           -59.9     6.4   -31.2  -111.3   -44.4    -9.8   Household sector              8
 9    20.1     1.0     8.9     4.7    -4.5            30.5   -21.2     4.4     4.6    -6.0   -11.6   Nonfin. corporate business    9
10     1.4     -.6     -.5    -2.8    -6.8            -4.6    -5.3    -6.3    -7.2    -8.1    -9.1   State and local governments  10
11     -.7     0.2     -.6     0.8     1.0             1.3    -2.5     -.9     2.0     5.5    -1.9   Govt.-spons. enterprises     11
12   -14.2    -5.7     1.7    -1.6    -4.2            -4.3    -8.9    -3.9    -4.3     0.2    -1.6   Commercial banking           12
13     -.6     -.4     0.1     -.1      *              -.6      *       *      0.1     -.2      *    Savings institutions         13
14    -2.1     1.1     3.2    -1.9     -.1             1.0    -4.4     5.7    -1.8     0.2     1.6   Life insurance companies     14
15   -10.7     6.3    10.4     7.4     9.0            12.9     7.0     8.0    10.0    11.0    12.0   Other insurance companies    15
16     0.1      *       *       *      0.1              *      0.1     0.1      *      0.1     0.1   Private pension funds        16
17     -.1     0.2     0.2     -.3     0.1              *      -.1     -.1     0.1     0.7      *    St.&loc. govt.rtr.funds      17
18    27.2    28.7    42.9    -4.3     3.2           -38.9    -3.6    -2.6     2.8    16.2     5.0   Mutual funds                 18
19    11.3    14.3     4.2     7.7     5.6             0.7     6.5     6.2     5.8     3.8      -    Closed-end funds             19
20     6.6     5.4     9.6     7.8    14.3            -4.9     4.8    25.1    15.8    11.5    34.8   Money market mutual funds    20
21     1.6     1.9     5.8    -1.7    -2.7            12.2   -18.5     3.5    -9.6    13.7   -15.5   Brokers and dealers          21
22     9.2     6.1    12.9     5.3   -11.1             0.9    -6.0   -12.3   -14.2   -11.8   -10.3   Bank personal trusts         22

                                                 (1) Debt with original maturity of 13 months or less.                       �
                                                 (2) Liability of the households and nonprofit organizations sector (F.100   �
                                                                                                    and L.100).

---------------------------------------------------------------------------------------------------
                                    F.213 Corporate and Foreign Bonds
---------------------------------------------------------------------------------------------------

 1   163.6   166.0   276.6   147.9   305.3           118.8   234.0   330.6   320.0   336.7   240.5 Net issues                      1
 2    78.8    67.6    75.2    23.3    73.3             6.2    53.0    98.4    59.8    82.0    58.9   Nonfin. corporate business    2
 3    15.0    15.7    81.3     7.1    46.5            27.7    13.5    49.9    52.1    70.6    45.4   Rest of the world (3)         3
 4    69.9    82.7   120.1   117.5   185.5            84.9   167.5   182.3   208.1   184.0   136.2   Financial sectors             4
 5     4.2    14.5     7.2     7.7    18.5            25.8    19.0    27.2    21.1     6.7   -19.8     Commercial banking          5
 6     6.9    11.7    13.6    20.0    24.4           -13.8    52.6    22.1    16.7     6.3    63.4     Funding corporations        6
 7    -4.1    -3.2    -1.5     -.8      *              -.5     -.1     0.2      *      -.3     -.8     Savings institutions        7
 8    12.2     6.1     9.7    29.0    49.7            27.0    77.6    39.8    31.0    50.5    26.7     Finance companies           8
 9     0.1     1.0     0.3     2.0     2.1             0.6     2.1     2.1     2.1     2.3     2.3     REITs                       9
10     3.7     2.7    12.0     0.5    -5.0            19.3   -29.5     -.1     2.1     7.7   -31.8     Brokers and dealers        10
11    46.7    49.9    78.7    59.0    95.7            26.4    45.9    91.0   135.0   110.7    96.3     ABS issuers                11

12   163.6   166.0   276.6   147.9   305.3           118.8   234.0   330.6   320.0   336.7   240.5 Net purchases                  12
13    33.3    -6.6    42.7     2.0    82.1             1.9    70.7    35.2   145.7    76.9   -42.6   Household sector             13
14      -       -     11.1     8.5     5.5             8.9     8.5     8.4   -14.1    19.1    -7.6   Govt.-spons. enterprises     14
15    16.2    18.1    30.5    38.7    57.1            34.8    58.1    52.4    57.3    60.5    70.5   Rest of the world (4)        15
16     7.6    -1.6     3.5     4.6     8.4             7.8    -6.1     6.4    24.1     9.1    -4.0   Commercial banking           16
17      -       -      4.0    10.0     9.8             6.0      -      8.0    16.0    15.0    24.1   Funding corporations         17
18    -2.9     7.3     9.1    -2.4    -8.2           -23.7    -7.5     6.7    -6.8   -25.2   -11.8   Savings institutions         18
19    25.4    55.0    58.3    59.9    77.0            62.0    83.8   116.2    36.1    71.9    78.7   Life insurance companies     19
20     7.4    -1.2     3.3     7.2     6.0             7.2     6.6     6.4     5.4     5.4     4.4   Other insurance companies    20
21    15.5    23.7    22.7    22.3    33.6            31.1    30.8    33.3    27.4    42.8    41.4   Private pension funds        21
22    17.2    19.5     9.8     5.3    -2.6            12.2    20.4    -6.7    -4.8   -19.1    43.1   St.&loc. govt. rtr. funds    22
23    28.4    31.0    50.6     3.2    23.3           -17.1     0.8    29.9    27.6    34.7    39.1   Mutual funds                 23
24    -1.6     2.2     4.4    -5.6    -1.7            -5.0    -3.1    -3.4     -.1     -.4      -    Closed-end funds             24
25     1.8     2.5     5.4     3.4     6.4             2.4     -.1     6.4     8.3    10.8    12.4   Money market mutual funds    25
26    12.0    10.0    22.2    -8.7    12.0            -8.5   -26.7    34.7     1.7    38.3    -4.2   Brokers and dealers          26
27     3.4     6.2    -1.1     -.4    -3.1            -1.1    -2.3    -3.3    -3.6    -3.3    -3.0   Bank personal trusts         27

---------------------------------------------------------------------------------------------------
                                        F.214 Mutual Fund Shares
---------------------------------------------------------------------------------------------------

 1   147.2   209.1   323.7   128.9   173.9           -12.6    78.5   173.3   195.3   248.6   290.9 Net issues                      1

 2   147.2   209.1   323.7   128.9   173.9           -12.6    78.5   173.3   195.3   248.6   290.9 Net purchases                   2
 3   113.6   148.3   237.7   104.1   146.5           -26.0    60.2   159.2   168.1   198.5   208.5   Household sector              3
 4     2.4     5.0     6.8     2.1     4.2             2.1     3.0     3.0     3.0     7.9     5.0   Nonfin. corp. business        4
 5     1.8     -.4     0.5    -1.9     0.3             -.1     0.5     1.3     0.5    -1.0     0.6   Commercial banking            5
 6     1.2     1.5     0.1    -4.2      *              -.3      *       *       -       -       -    Credit unions                 6
 7     8.5    18.7    10.9   -16.5     6.1           -14.3     6.3     4.0     4.0    10.0     8.4   Life insurance companies      7
 8     6.2    10.2    22.7    22.9    28.1            11.0    21.7    29.8    30.1    30.8    63.3   Private pension funds         8
 9    13.5    25.8    44.9    22.3   -11.3            15.1   -13.1   -24.0   -10.4     2.4     5.2   Bank personal trusts          9

---------------------------------------------------------------------------------------------------
                                      F.215 Corporate Equities (5)
---------------------------------------------------------------------------------------------------

 1    62.2    85.8   118.4    21.9   -14.7           -68.5   -38.5   -16.6     0.7    -4.3   -17.6 Net issues                      1
 2    18.3    27.0    21.3   -44.9   -74.2          -118.0   -60.0   -71.3   -92.8   -72.8  -118.0   Nonfin. corporate business    2
 3    30.7    30.7    60.5    42.7    47.2            33.2    12.8    37.0    83.9    55.3    89.0   Rest of the world (3)         3
 4    13.3    28.1    36.6    24.1    12.3            16.3     8.7    17.7     9.7    13.3    11.5   Financial sectors             4
 5     0.9     4.3     1.9     1.8     2.5             2.2     0.6     4.9     1.6     2.8     3.2     Commercial banking          5
 6     1.9     5.5     7.4     6.5     7.2             6.5     7.2     7.2     7.2     7.2     7.2     Other insurance companies   6
 7    14.6    18.2    13.0     0.9     3.5            -2.8     1.4     4.0     8.0     0.6     0.8     Closed-end funds            7
 8     1.6     2.0    12.9    10.3     7.3             1.2     4.8    11.2     6.4     6.8     6.2     REITs                       8
 9    -5.7    -1.9     1.3     4.7    -8.1             9.1    -5.3    -9.6   -13.5    -4.1    -5.9     Brokers and dealers         9

10    62.2    85.8   118.4    21.9   -14.7           -68.5   -38.5   -16.6     0.7    -4.3   -17.6 Net purchases                  10
11   -35.1    18.2   -64.6  -137.8  -160.7          -163.3  -160.8  -205.9  -170.7  -105.3  -178.8   Household sector             11
12    10.4    -5.8    20.6     0.5    15.8           -11.9   -15.3    21.4    18.8    38.3    14.7   Rest of the world (4)        12
13     1.7     -.4     0.9    -1.4     2.1             -.4     -.6     1.1     6.1     1.8     0.7   Commercial banking           13
14    -1.1     0.3     1.7    -1.8     0.7            -1.9     0.4     1.9     0.4      *      2.8   Savings institutions         14
15     9.5     2.7    31.8    63.3    12.2            58.3     5.7     0.2    23.6    19.2    19.6   Life insurance companies     15
16    -1.2     -.4     0.8     1.1     2.0             1.1     2.1     2.0     2.0     2.0     2.0   Other insurance companies    16
17     4.7    32.3     9.2   -14.7     -.1            -1.7    19.5    15.0   -19.6   -15.5   -56.3   Private pension funds        17
18    29.4    16.7    48.0    18.0    38.3           -12.0    56.5    32.3    52.8    11.6    14.6   St.&loc. govt. rtr. funds    18
19    48.5    59.8   115.3   100.8    87.4            58.3    75.1   118.2   113.2    43.2   229.1   Mutual funds                 19
20     1.8      *      2.0     6.4    -2.3             7.3    -2.1    -2.4     -.4    -4.4     2.0   Closed-end funds             20
21     2.4     -.6     8.1    -3.4     7.7             1.0     1.2     0.9     4.7    24.2   -33.7   Brokers and dealers          21
22    -8.6   -37.0   -55.2    -9.3   -17.7            -3.4   -20.1    -1.2   -30.2   -19.4   -34.4   Bank personal trusts         22

                                                                         (3) Net purchases of foreign issues by U.S. residents.�
                                                                         (4) Net purchases of U.S. issues by foreign residents.�
                                                                         (5) Excludes mutual fund shares shown above.          �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Credit Market Debt                                                                                                Credit Market Debt

                                                   L.2-L.4 Credit Market Debt

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                            L.2 Credit Market Debt Owed by Nonfinancial Sectors
---------------------------------------------------------------------------------------------------

 1  9439.1 10175.1 10873.6 11348.4 11894.5 12537.8 13163.0 13339.3 13548.4 13707.8 13895.9 14072.1 Domestic                        1

 2  2104.9  2251.2  2498.1  2776.4  3080.3  3336.5  3492.3  3557.9  3583.5  3603.4  3636.7  3717.2   U.S. government               2
 3  2082.3  2227.0  2465.8  2757.8  3061.6  3309.9  3465.6  3531.5  3556.7  3576.5  3608.5  3689.6     Treasury securities         3
 4    22.6    24.2    32.4    18.6    18.8    26.6    26.7    26.4    26.8    26.9    28.2    27.6     Budget agency secur.&mtgs.  4

 5  7334.2  7923.8  8375.4  8572.0  8814.2  9201.3  9670.7  9781.4  9964.9 10104.4 10259.2 10354.9   Private, by transaction       5
 6  1082.3  1135.2  1184.4  1272.2  1302.8  1377.5  1348.2  1335.4  1331.7  1309.9  1307.0  1304.1     Municipal securities        6
 7   887.2   961.1  1008.2  1086.9  1154.5  1229.7  1253.0  1266.3  1290.9  1305.8  1326.3  1341.0     Corporate bonds             7

 8  3239.4  3538.3  3799.4  3957.8  4088.7  4260.0  4454.4  4495.8  4563.2  4641.2  4691.8  4748.6     Mortgages                   8
 9  2187.2  2420.7  2676.2  2849.8  3037.4  3227.6  3430.0  3465.1  3524.4  3594.0  3634.7  3682.6       Home                      9
10   272.6   285.2   288.4   282.8   272.5   267.8   269.1   269.8   273.3   276.8   280.2   284.1       Multifamily              10
11   696.6   752.0   755.9   745.9   698.1   683.4   672.3   677.6   681.6   686.1   692.4   696.7       Commercial               11
12    83.0    80.5    78.9    79.3    80.7    81.2    83.0    83.4    83.9    84.4    84.6    85.2       Farm                     12

13   742.1   795.0   811.1   797.4   802.4   863.9   988.8   989.3  1029.7  1077.5  1131.7  1123.3     Consumer credit            13
14   690.2   726.5   726.9   686.0   672.2   676.0   749.0   782.8   810.6   825.6   852.0   861.9     Bank loans n.e.c.          14
15    85.7   107.1   116.9    98.5   107.1   117.8   139.2   149.8   162.9   163.3   157.4   173.2     Commercial paper           15
16   607.4   660.5   728.6   673.2   686.5   676.3   738.0   762.0   775.8   781.2   792.9   802.7     Other loans and advances   16

17  7334.2  7923.8  8375.4  8572.0  8814.2  9201.3  9670.7  9781.4  9964.9 10104.4 10259.2 10354.9   Private, by sector           17
18  3068.0  3346.5  3639.8  3823.1  4021.4  4272.9  4634.7  4676.5  4784.1  4908.0  5018.3  5063.2     Household sector           18
19  3370.8  3630.8  3742.5  3674.2  3696.8  3770.3  3921.1  4002.7  4084.0  4122.3  4171.8  4224.8     Nonfinancial business      19
20   133.7   134.4   135.4   135.0   136.3   138.3   141.2   138.9   142.8   144.9   143.2   140.9       Farm                     20
21  1080.1  1149.4  1150.5  1137.3  1122.9  1129.9  1142.0  1154.5  1163.3  1170.4  1178.0  1185.0       Nonfarm noncorporate     21
22  2156.9  2347.0  2456.6  2401.9  2437.6  2502.0  2638.0  2709.2  2777.8  2807.0  2850.7  2898.9       Corporate                22
23   895.5   946.5   993.2  1074.8  1095.9  1158.2  1114.8  1102.2  1096.8  1074.1  1069.1  1066.9     State and local govts.     23

                                                                                                   Foreign credit market debt
24   251.4   261.2   285.0   299.7   313.1   381.9   361.6   376.8   387.6   409.9   429.4   438.5  held in U.S.                  24
25    89.2    94.1   115.4   130.5   146.2   227.4   234.6   237.9   250.4   263.4   281.1   292.4   Bonds                        25
26    21.5    21.4    18.5    21.6    23.9    24.6    26.1    28.2    29.6    31.6    34.6    36.8   Bank loans n.e.c.            26
27    49.9    63.0    75.3    81.8    77.7    68.7    41.4    50.9    48.1    55.8    55.0    51.5   Commercial paper             27
28    90.7    82.7    75.7    65.9    65.3    61.1    59.6    59.8    59.5    59.0    58.7    57.8   Other loans and advances     28

29  9690.5 10436.3 11158.5 11648.1 12207.6 12919.7 13524.6 13716.1 13935.9 14117.7 14325.3 14510.7 Domestic and foreign           29

---------------------------------------------------------------------------------------------------
                           L.3 Credit Market Debt Owed by Financial Sectors
---------------------------------------------------------------------------------------------------

 1  2145.8  2399.3  2613.9  2769.4  3025.0  3321.5  3794.6  3861.4  3971.8  4093.9  4242.1  4317.1 By transaction                  1

 2  1098.4  1247.8  1418.4  1564.2  1720.0  1884.1  2172.7  2196.2  2247.1  2300.1  2377.8  2416.6   U.S. government-related       2
 3   348.1   373.3   393.7   402.9   443.1   523.7   700.6   716.3   748.1   773.5   807.5   816.9     GSE securities              3
 4   745.3   869.5  1019.9  1156.5  1272.0  1355.6  1472.1  1479.9  1499.0  1526.6  1570.3  1599.7     Mortgage pool securities    4
 5     5.0     5.0     4.9     4.8     4.8     4.8      -       -       -       -       -       -      Loans from U.S. government  5

 6  1047.4  1151.4  1195.5  1205.3  1305.1  1437.4  1621.9  1665.2  1724.7  1793.8  1864.3  1900.6   Private financial sectors     6
 7   456.1   525.5   579.5   649.3   738.4   858.5   973.5  1012.3  1056.4  1110.2  1158.9  1189.6     Corporate bonds             7
 8     3.4     3.7     4.3     4.8     5.4     8.9    18.7    20.0    21.3    22.6    24.0    25.4     Mortgages                   8
 9    51.4    64.9    69.6    78.4    80.5    67.6    55.3    53.4    58.4    60.3    58.3    59.1     Bank loans n.e.c.           9
10   377.7   409.1   417.7   385.7   394.3   393.5   442.8   454.1   462.8   473.6   488.1   492.8     Open market paper          10
11   158.8   148.3   124.4    87.1    86.6   108.9   131.6   125.4   125.7   127.0   135.0   133.6     Other loans and advances   11

12  2145.8  2399.3  2613.9  2769.4  3025.0  3321.5  3794.6  3861.4  3971.8  4093.9  4242.1  4317.1 By sector                      12

13   353.1   378.3   398.5   407.7   447.9   528.5   700.6   716.3   748.1   773.5   807.5   816.9   Govt.-sponsored enterprises  13
14   745.3   869.5  1019.9  1156.5  1272.0  1355.6  1472.1  1479.9  1499.0  1526.6  1570.3  1599.7   Fed. related mortgage pools  14

15  1047.4  1151.4  1195.5  1205.3  1305.1  1437.4  1621.9  1665.2  1724.7  1793.8  1864.3  1900.6   Private financial sectors    15
16    83.1    82.1    83.0    72.3    80.0    84.6    94.5    95.0    99.9   102.0   102.6   100.5     Commercial banks           16
17   136.2   142.5   114.8   112.3   114.6   123.4   133.6   137.7   142.9   150.0   148.0   141.6     Bank holding companies     17
18   117.8   130.3   145.7   139.1   161.6   169.9   199.3   221.0   229.9   240.0   233.9   244.6     Funding corporations       18
19   186.0   171.0   140.1    95.4    88.4    99.6   112.4   107.7   105.9   107.2   115.0   117.8     Savings institutions       19
20      -       -       -       -       *      0.2     0.5     0.4     0.3     0.4     0.4     0.4     Credit unions              20
21      -       -       -       -       *      0.2     0.6     0.6     0.6     0.6     0.5     1.1     Life insurance companies   21
22   323.0   350.4   374.2   391.9   390.4   390.5   440.7   456.7   467.2   471.9   492.3   499.8     Finance companies          22
23    14.5    24.6    24.6    22.2    30.2    30.2    18.7    16.9    20.6    21.6    16.6    16.8     Mortgage companies         23
24    10.3    11.6    12.4    13.6    13.9    17.4    31.1    32.4    33.7    35.0    36.5    38.0     REITs                      24
25     7.5    13.8    15.3    19.0    21.7    33.7    34.3    26.9    26.8    27.4    29.3    21.4     Brokers and dealers        25
26   169.0   225.1   285.4   339.5   404.3   487.6   556.1   570.0   596.8   637.8   689.1   718.8     ABS issuers                26

---------------------------------------------------------------------------------------------------
                           L.4 Credit Market Debt, All Sectors, by Transaction
---------------------------------------------------------------------------------------------------

 1 11836.2 12835.5 13772.4 14417.5 15232.6 16241.2 17319.2 17577.5 17907.8 18211.5 18567.4 18827.8 Total                           1
 2  3198.3  3494.1  3911.7  4335.7  4795.5  5215.8  5665.0  5754.1  5830.6  5903.5  6014.6  6133.8   U.S. government securities    2
 3  1082.3  1135.2  1184.4  1272.2  1302.8  1377.5  1348.2  1335.4  1331.7  1309.9  1307.0  1304.1   Municipal securities          3
 4  1432.6  1580.6  1703.1  1866.7  2039.0  2315.6  2461.0  2516.5  2597.7  2679.5  2766.3  2823.1   Corporate and foreign bonds   4
 5  3242.8  3542.1  3803.7  3962.6  4094.1  4269.0  4473.1  4515.9  4584.6  4663.9  4715.9  4774.0   Mortgages                     5

 6   742.1   795.0   811.1   797.4   802.4   863.9   988.8   989.3  1029.7  1077.5  1131.7  1123.3   Consumer credit               6
 7   763.1   812.7   815.0   785.9   776.6   768.2   830.4   864.4   898.6   917.4   944.9   957.8   Bank loans n.e.c.             7
 8   513.4   579.2   609.9   565.9   579.0   580.0   623.5   654.7   673.8   692.7   700.4   717.6   Open market paper             8
 9   861.8   896.6   933.5   831.0   843.1   851.1   929.1   947.2   961.0   967.1   986.6   994.2   Other loans and advances      9

---------------------------------------------------------------------------------------------------

                                                                                                   Memo:

                                                                                            Selected claims not included above:
10   118.3   133.9   137.4   188.9   217.7   279.0   279.0   269.5   277.9   286.2   305.6   318.3   Security credit              10
11   834.0   891.4   927.2   948.3   995.1  1049.4  1160.5  1159.8  1174.2  1217.3  1266.5  1269.7   Trade credit                 11
12   500.5   589.6   608.4   769.5   992.5  1375.4  1477.3  1553.3  1661.0  1782.0  1852.8  2004.8   Mutual fund shares           12
13  3098.9  3809.7  3530.2  4863.6  5462.9  6278.5  6293.4  6835.8  7393.0  8013.8  8345.4  8820.5   Corporate equities           13

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Total Claims                                                                                                            Total Claims

                                                        L.6-L.7 Total Claims

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                  L.6 Credit Market Debt Outstanding (1)
---------------------------------------------------------------------------------------------------
 1 11836.2 12835.5 13772.4 14417.5 15232.6 16241.2 17319.2 17577.5 17907.8 18211.5 18567.4 18827.8 Tot. cred. mkt. debt owed by:   1
 2  9439.1 10175.1 10873.6 11348.4 11894.5 12537.8 13163.0 13339.3 13548.4 13707.8 13895.9 14072.1   Domestic nonfinan. sectors    2
 3  2104.9  2251.2  2498.1  2776.4  3080.3  3336.5  3492.3  3557.9  3583.5  3603.4  3636.7  3717.2     U.S. government             3
 4  7334.2  7923.8  8375.4  8572.0  8814.2  9201.3  9670.7  9781.4  9964.9 10104.4 10259.2 10354.9     Private domestic            4
 5  3068.0  3346.5  3639.8  3823.1  4021.4  4272.9  4634.7  4676.5  4784.1  4908.0  5018.3  5063.2       Household sector          5
 6   133.7   134.4   135.4   135.0   136.3   138.3   141.2   138.9   142.8   144.9   143.2   140.9       Farm business             6
 7  1080.1  1149.4  1150.5  1137.3  1122.9  1129.9  1142.0  1154.5  1163.3  1170.4  1178.0  1185.0       Nonfarm noncorp. bus.     7
 8  2156.9  2347.0  2456.6  2401.9  2437.6  2502.0  2638.0  2709.2  2777.8  2807.0  2850.7  2898.9       Nonfin. corporate bus.    8
 9   895.5   946.5   993.2  1074.8  1095.9  1158.2  1114.8  1102.2  1096.8  1074.1  1069.1  1066.9       State&local governments   9

10   251.4   261.2   285.0   299.7   313.1   381.9   361.6   376.8   387.6   409.9   429.4   438.5   Rest of the world            10
11  2145.8  2399.3  2613.9  2769.4  3025.0  3321.5  3794.6  3861.4  3971.8  4093.9  4242.1  4317.1   Financial sectors            11
12   353.1   378.3   398.5   407.7   447.9   528.5   700.6   716.3   748.1   773.5   807.5   816.9     Govt.-spons. enterprises   12
13   745.3   869.5  1019.9  1156.5  1272.0  1355.6  1472.1  1479.9  1499.0  1526.6  1570.3  1599.7     Fed. rel. mortgage pools   13
14    83.1    82.1    83.0    72.3    80.0    84.6    94.5    95.0    99.9   102.0   102.6   100.5     Commercial banks           14
15   136.2   142.5   114.8   112.3   114.6   123.4   133.6   137.7   142.9   150.0   148.0   141.6     Bank holding companies     15
16   117.8   130.3   145.7   139.1   161.6   169.9   199.3   221.0   229.9   240.0   233.9   244.6     Funding corporations       16
17   186.0   171.0   140.1    95.4    88.4    99.9   112.9   108.1   106.2   107.5   115.4   118.1     Thrift institutions        17
18      -       -       -       -       *      0.2     0.6     0.6     0.6     0.6     0.5     1.1     Life insurance companies   18
19   323.0   350.4   374.2   391.9   390.4   390.5   440.7   456.7   467.2   471.9   492.3   499.8     Finance companies          19
20    14.5    24.6    24.6    22.2    30.2    30.2    18.7    16.9    20.6    21.6    16.6    16.8     Mortgage companies         20
21    10.3    11.6    12.4    13.6    13.9    17.4    31.1    32.4    33.7    35.0    36.5    38.0     REITs                      21
22     7.5    13.8    15.3    19.0    21.7    33.7    34.3    26.9    26.8    27.4    29.3    21.4     Brokers and dealers        22
23   169.0   225.1   285.4   339.5   404.3   487.6   556.1   570.0   596.8   637.8   689.1   718.8     ABS issuers                23

24 11836.2 12835.5 13772.4 14417.5 15232.6 16241.2 17319.2 17577.5 17907.8 18211.5 18567.4 18827.8 Tot. cred.mkt. assets held by: 24
25  2059.4  2219.7  2436.9  2591.6  2671.6  2730.1  3019.3  2984.8  2935.1  2942.2  2930.4  2858.6   Private dom. nonfin. sectors 25
26  1160.6  1266.9  1466.2  1544.6  1618.5  1658.9  1993.9  2013.6  1974.3  2048.3  2041.3  2001.8     Household sector           26
27    58.2    47.1    43.6    38.3    38.1    38.8    39.5    39.6    39.9    40.2    40.4    40.7     Nonfarm noncorp. business  27
28   193.5   225.5   199.4   230.0   257.8   271.5   319.7   291.0   302.8   290.4   316.1   306.6     Nonfin. corporate business 28
29   647.2   680.2   727.8   778.7   757.2   760.8   666.3   640.6   618.1   563.4   532.5   509.4     State & local governments  29
30   213.8   205.5   239.0   246.9   235.0   230.7   206.5   203.2   197.1   191.2   185.2   179.0   U.S. government              30

31   698.3   816.2   902.4   928.8  1022.8  1146.6  1255.7  1324.4  1402.6  1493.1  1527.5  1617.8   Rest of the world            31
32  8864.7  9594.2 10194.1 10650.3 11303.2 12133.8 12837.7 13065.2 13372.9 13585.1 13924.3 14172.5   Financial sectors            32
33   364.1   359.9   373.9   389.0   457.8   548.0   667.1   673.5   698.6   714.0   761.8   771.7     Govt.-spons. enterprises   33
34   745.3   869.5  1019.9  1156.5  1272.0  1355.6  1472.1  1479.9  1499.0  1526.6  1570.3  1599.7     Fed. rel. mortgage pools   34
35   240.6   233.3   241.4   272.5   300.4   336.7   368.2   367.1   375.7   370.6   380.8   379.6     Monetary authority         35

36  2479.5  2647.4  2772.5  2853.3  2948.6  3090.8  3254.3  3327.8  3409.8  3474.2  3520.6  3541.4     Commercial banking         36
37  2235.0  2371.9  2466.7  2502.5  2571.9  2721.5  2869.6  2906.5  2963.7  3023.7  3056.1  3068.8       U.S. commercial banks    37
38   215.6   242.3   270.8   319.2   335.8   326.0   337.1   373.6   396.0   401.1   412.6   422.3       Fgn. banking off. in US  38
39    13.4    16.2    13.4    11.9    17.5    17.5    18.4    18.0    19.3    16.9    18.0    16.7       Bank holding companies   39
40    15.5    17.1    21.6    19.7    23.4    25.8    29.2    29.8    30.8    32.5    33.8    33.6       Banks in U.S.-aff. areas 40
41   130.7   135.7   136.6   144.8   162.5   149.2   129.5   140.8   137.4   143.1   138.3   174.9     Funding corporations       41
42  1558.1  1472.0  1343.1  1192.6  1134.5  1132.7  1167.6  1173.4  1177.4  1188.9  1176.3  1174.6     Thrift institutions        42
43   927.2  1028.3  1134.5  1224.6  1309.1  1420.6  1487.0  1523.1  1557.1  1575.5  1585.7  1619.2     Life insurance cos.        43
44   287.9   317.5   344.0   376.6   389.4   422.7   446.4   451.8   458.5   464.4   471.9   478.1     Other insurance cos.       44
45   380.6   441.2   495.1   530.6   571.7   617.6   664.6   679.3   693.6   706.2   725.9   745.3     Private pension funds      45
46   342.8   389.3   422.1   394.5   417.5   437.3   466.3   480.7   482.1   481.8   487.7   508.2     St.&loc.govt. rtr. funds   46

47   448.0   468.6   498.1   488.9   496.4   482.8   551.0   568.5   586.9   594.7   614.6   623.3     Finance companies          47
48    29.0    49.2    49.2    60.3    60.5    60.4    37.5    33.9    41.4    43.2    34.1    34.5     Mortgage companies         48
49   304.5   327.2   360.1   440.2   566.4   725.9   718.8   719.3   724.8   739.2   771.3   791.7     Mutual funds               49
50    28.8    35.4    36.7    49.5    67.7    78.6    73.1    74.0    75.6    77.7    78.9    78.6     Closed-end funds           50
51   225.5   293.7   371.3   403.9   408.6   429.0   459.0   480.6   508.0   505.7   545.5   595.6     Money mkt. mutual funds    51
52     8.7     8.4     7.7     7.0     8.1     8.6    13.3    13.8    14.2    14.7    15.1    15.6     REITs                      52
53    23.5   103.7   106.5   124.0   122.7   137.5    93.3   101.0   137.5   137.0   183.4   158.2     Brokers and dealers        53
54   162.2   216.4   268.0   318.0   378.0   458.8   520.7   531.5   555.2   593.2   632.9   657.6     ABS issuers                54
55   177.8   197.5   213.4   223.5   231.5   240.9   248.0   245.3   240.2   234.2   229.2   224.7     Bank personal trusts       55

                                                                         (1) Excludes corporate equities and mutual fund shares.�
---------------------------------------------------------------------------------------------------
                   L.7 Total Liabilities and Their Relation to Total Financial Assets
---------------------------------------------------------------------------------------------------
                                                                                                   Total credit mkt. debt
 1 11836.2 12835.5 13772.4 14417.5 15232.6 16241.2 17319.2 17577.5 17907.8 18211.5 18567.4 18827.8   (from preceding table)        1
                                                                                                   Other liabilities:
 2    27.1    53.6    61.3    55.4    51.8    53.4    53.2    64.1    67.1    65.1    63.7    62.1   Official foreign exchange     2
 3     5.0     8.5    10.0    10.0     8.0     8.0     8.0     8.0     8.0    10.2    10.2    10.2   SDR certificates              3
 4    14.7    15.3    16.3    16.3    16.5    17.0    17.6    17.8    18.0    18.2    18.2    18.2   Treasury currency             4
 5   325.5   354.3   380.0   405.7   433.0   468.2   502.2   515.7   528.1   535.6   552.1   566.1   Life insurance reserves       5
 6  2658.5  3152.1  3306.4  3655.4  4055.1  4471.6  4693.9  4895.7  5095.4  5318.1  5499.6  5745.6   Pension fund reserves         6
 7    77.1    62.5    94.9    96.4   138.5   189.3   280.0   273.0   265.9   267.4   290.7   266.2   Interbank claims              7

 8  4549.8  4877.5  4994.2  5024.3  5050.2  5154.9  5296.0  5389.5  5572.4  5615.3  5704.4  5799.1   Deposits at financial insts.  8
 9   884.6   891.0   934.6  1020.9  1134.4  1251.7  1242.0  1193.9  1246.3  1200.4  1229.5  1183.8     Checkable deposits & curr.  9
10  2187.8  2285.5  2349.2  2350.7  2293.5  2223.2  2183.3  2200.1  2222.4  2255.6  2279.7  2336.4     Small time & savings dep.  10
11   595.1   613.0   546.9   488.4   415.2   391.7   411.2   441.1   456.2   477.4   476.9   490.6     Large time deposits        11
12   335.0   424.7   493.3   535.0   539.5   559.6   602.9   634.0   678.5   702.7   745.3   816.9     Money market fund shares   12
13   318.7   396.5   372.3   355.8   399.9   471.1   549.4   603.4   629.3   655.6   660.1   666.5     Security RPs               13
14   228.7   266.8   297.9   273.5   267.7   257.6   307.1   316.9   339.6   323.6   312.9   304.9     Foreign deposits           14

15   500.5   589.6   608.4   769.5   992.5  1375.4  1477.3  1553.3  1661.0  1782.0  1852.8  2004.8   Mutual fund shares           15
16   118.3   133.9   137.4   188.9   217.7   279.0   279.0   269.5   277.9   286.2   305.6   318.3   Security credit              16
17   834.0   891.4   927.2   948.3   995.1  1049.4  1160.5  1159.8  1174.2  1217.3  1266.5  1269.7   Trade payables               17
18    79.8    82.2    77.4    70.0    79.7    84.9    88.0    94.3    89.2    91.9    89.3    94.2   Taxes payable                18
19   470.3   541.4   551.7   639.3   660.6   691.3   699.4   719.7   739.7   758.6   767.4   781.6   Inv. in bank personal trusts 19
20  3640.2  3974.3  4133.6  4444.6  4785.2  5165.2  5397.3  5459.7  5537.2  5626.9  5769.9  5836.4   Miscellaneous                20

21 25137.2 27572.1 29071.2 30741.7 32716.4 35248.7 37271.6 37997.6 38941.9 39804.3 40757.9 41600.4 Total liabilities above        21
                                                                                                   + Financial assets not
                                                                                                      included in borrowing
22    20.7    21.0    22.0    22.3    19.6    20.1    21.1    22.7    22.9    22.1    22.1    22.1     Gold and SDRs              22
23  3098.9  3809.7  3530.2  4863.6  5462.9  6278.5  6293.4  6835.8  7393.0  8013.8  8345.4  8820.5     Corporate equities         23
24  2543.4  2668.9  2628.6  2521.0  2458.3  2476.3  2564.6  2576.7  2607.0  2619.3  2657.7  2669.9     HH equity in noncorp. bus. 24
                                                                                                   - Floats not incl. in assets
25     5.9     6.1    15.0     3.8     6.8     5.6     3.4     4.2     2.0     0.6     3.1      *      Check. dep.:  U.S. govt.   25
26    29.6    27.5    35.9    40.4    42.0    40.7    38.0    33.3    35.7    27.3    34.2    29.6                   Other        26
27  -277.3  -279.4  -290.5  -263.1  -251.1  -251.4  -260.1  -297.1  -315.8  -331.3  -274.9  -356.1     Trade credit               27
                                                                                                - Liabs. not identified as assets
28    -4.1    -4.3    -4.1    -4.7    -4.9    -5.1    -5.4    -5.4    -5.5    -5.6    -5.8    -6.0     Treasury currency          28
29   -28.5   -31.0   -32.0    -4.2    -9.3    -4.7    -6.5    -2.7    -2.9     0.1    -9.0    -2.5     Interbank claims           29
30    57.3    75.0    48.0    38.4    43.0    77.3   108.8   132.9   114.5   136.4   119.8   108.7     Security RPs               30
31   168.4   215.6   244.6   222.6   217.6   218.4   258.7   270.1   290.5   267.1   257.2   246.8     Foreign deposits           31
32    21.4    21.0    17.8    16.6    25.2    26.8    25.0    10.0    25.6    28.7    33.7    13.5     Taxes payable              32
33  -461.6  -627.3  -627.1  -638.2  -514.5  -667.2  -830.5  -892.2  -878.5  -884.9  -859.2  -896.0     Miscellaneous              33
                                                                                                   Totals identified to sectors
34 31289.0 34668.5 35844.4 38737.0 41102.3 44583.2 46819.3 48179.7 49699.2 51221.1 52483.9 53975.0   as assets                    34

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Household sector                                                                                                    Household sector

                                        L.100 Households and Nonprofit Organizations (1)

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1 12535.1 13914.5 14202.1 15696.5 16571.7 17746.1 18442.3 19122.8 19767.2 20549.5 21095.9 21763.1 Total financial assets          1

 2  3113.3  3272.9  3350.6  3363.3  3359.1  3329.6  3347.0  3408.0  3466.0  3500.0  3567.0  3658.3   Deposits                      2
 3   498.8   494.2   494.5   550.9   661.3   733.5   741.1   732.8   725.0   697.4   712.5   695.6     Checkable dep. and curr.    3
 4  2342.0  2428.8  2477.8  2423.7  2349.4  2241.2  2234.1  2279.7  2315.4  2358.5  2384.2  2439.4     Time and savings deposits   4
 5   261.8   338.0   364.9   374.1   332.8   338.6   352.2   375.3   403.8   421.9   447.5   500.4     Money market fund shares    5
 6    10.7    11.9    13.4    14.6    15.6    16.4    19.7    20.3    21.7    22.2    22.7    22.8     Foreign deposits            6

 7  1160.6  1266.9  1466.2  1544.6  1618.5  1658.9  1993.9  2013.6  1974.3  2048.3  2041.3  2001.8   Credit market instruments     7
 8   346.0   368.2   470.7   444.6   549.9   554.1   925.9   942.1   896.4   940.2   931.4   919.0     U.S. govt. securities       8
 9   317.5   324.6   397.7   382.0   456.9   480.4   727.2   745.8   719.2   744.0   740.8   741.1       Treasury                  9
10   109.6   117.7   126.2   138.1   157.3   171.9   179.9   181.4   182.6   183.5   185.0   185.8         Savings bonds          10
11   207.9   206.9   271.5   243.9   299.7   308.5   547.3   564.4   536.7   560.4   555.8   555.3         Other Treasury         11
12    28.6    43.5    72.9    62.6    93.0    73.7   198.6   196.3   177.2   196.2   190.5   177.9       Agency                   12

13   524.4   546.0   572.1   610.4   581.2   555.6   505.0   500.4   494.4   473.2   459.0   450.6     Municipal securities       13
14   132.2   167.9   213.8   301.8   295.7   337.7   337.4   353.3   359.8   399.9   418.6   405.8     Corporate and fgn. bonds   14
15    90.7   127.9   146.5   154.6   161.7   181.4   190.6   191.8   194.2   197.0   197.1   198.5     Mortgages                  15
16    67.3    56.9    63.2    33.3    29.9    30.0    35.0    26.0    29.5    38.0    35.3    27.9     Open market paper          16

17   401.6   469.9   471.9   593.3   741.0   998.4  1058.9  1093.0  1156.3  1224.9  1264.7  1364.6   Mutual fund shares           17
18  1629.7  1928.6  1760.0  2652.7  2918.9  3285.4  3198.8  3507.7  3801.0  4134.5  4312.5  4523.0   Corporate equities           18

19   325.5   354.3   380.0   405.7   433.0   468.2   502.2   515.7   528.1   535.6   552.1   566.1   Life insurance reserves      19
20  2658.5  3152.1  3306.4  3655.4  4055.1  4471.6  4693.9  4895.7  5095.4  5318.1  5499.6  5745.6   Pension fund reserves        20
21   470.3   541.4   551.7   639.3   660.6   691.3   699.4   719.7   739.7   758.6   767.4   781.6   Inv. in bank pers. trusts    21

22  2543.4  2668.9  2628.6  2521.0  2458.3  2476.3  2564.6  2576.7  2607.0  2619.3  2657.7  2669.9   Equity in noncorp. business  22
23    40.9    53.2    62.4    87.0    76.2   102.3   109.0   112.9   113.2   114.9   127.6   134.9   Security credit              23
24   191.3   206.2   224.4   234.1   251.0   264.1   274.7   279.6   286.2   295.3   306.0   317.2   Miscellaneous assets         24

25  3168.5  3463.0  3764.0  3971.6  4173.1  4453.1  4820.1  4857.8  4966.4  5100.5  5213.7  5268.4 Total liabilities              25

26  3068.0  3346.5  3639.8  3823.1  4021.4  4272.9  4634.7  4676.5  4784.1  4908.0  5018.3  5063.2   Credit market instruments    26
27  2032.9  2236.9  2490.8  2654.4  2815.5  2970.0  3164.6  3197.6  3256.5  3326.4  3368.4  3418.6     Home mortgages             27
28   742.1   795.0   811.1   797.4   802.4   863.9   988.8   989.3  1029.7  1077.5  1131.7  1123.3     Consumer credit            28

29    79.5    81.9    85.8    93.5   102.7   114.7   129.2   130.5   132.5   133.5   135.0   135.9     Municipal debt             29
30   104.7   123.7   139.1   158.9   169.8   179.1   188.4   191.6   193.9   196.5   195.5   198.4     Commercial mortgages       30
31    20.1    18.6    12.1     8.7    11.5    18.6    29.2    31.4    33.3    34.2    45.2    43.6     Bank loans n.e.c.          31
32    88.8    90.3   100.8   110.1   119.4   126.5   134.7   136.1   138.2   140.0   142.4   143.4     Other loans and advances   32

33    43.5    42.5    38.8    55.1    53.5    76.1    75.1    69.4    68.7    77.4    78.6    86.8   Security credit              33
34    41.5    57.6    68.9    77.7    82.5    87.5    92.8    94.2    95.6    97.0    98.4    99.9   Trade payables               34
                                                                                                     Deferred and unpaid
35    15.5    16.4    16.5    15.7    15.8    16.6    17.5    17.8    18.0    18.2    18.4    18.6    life insurance premiums     35

                                                     (1) Supplementary tables (F.100.a and L.100.a) at the end of the release �
                                                         show estimates of annual flows and year-end outstandings of nonprofit�
                                                         organizations.                                                       �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Nonfinancial Business                                                                                          Nonfinancial Business

                                                L.101-L.103 Nonfinancial Business

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                       L.101 All Nonfinancial Business
---------------------------------------------------------------------------------------------------

 1  3808.0  4062.2  4167.6  4292.9  4477.6  4851.1  5146.5  5174.3  5285.0  5361.8  5500.2  5583.8 Total financial assets          1
 2   216.6   236.6   251.4   268.9   282.6   300.8   309.7   291.7   301.6   312.6   329.2   313.0   Checkable dep. and currency   2
 3   143.6   141.0   124.4   117.7   100.5   124.0   122.8   112.6   119.5   121.3   123.2   127.6   Time and savings deposits     3
 4    19.1    19.9    30.0    35.1    51.0    48.6    56.1    57.9    72.6    77.0    87.1    95.2   Money mkt. fund shares        4
 5     5.0     2.8     2.1     1.6     5.1     2.5     2.2     3.7     8.9     3.7     2.4     3.0   Security RPs                  5
 6    20.2    13.3    13.2    15.0    14.3    12.9    13.1    11.6    12.0    13.2    13.3    14.0   Foreign deposits              6

 7   251.6   272.6   242.9   268.3   296.0   310.3   359.1   330.6   342.7   330.5   356.6   347.4   Credit market instruments     7
 8    10.6    11.7     9.7    14.8    21.1    29.8    31.1    34.5    38.1    42.0    47.8    49.8   Mutual fund shares            8
 9   984.1  1033.1  1065.0  1058.1  1092.8  1142.7  1254.4  1286.2  1314.4  1368.7  1346.6  1422.4   Trade receivables             9
10  2157.1  2331.3  2428.8  2513.4  2614.3  2879.6  2998.0  3045.6  3075.1  3092.8  3194.1  3211.4   Miscellaneous assets         10

11  5579.8  6011.8  6197.9  6297.8  6580.3  6874.7  7129.6  7190.4  7312.1  7410.4  7515.8  7602.4 Total liabilities              11

12  3370.8  3630.8  3742.5  3674.2  3696.8  3770.3  3921.1  4002.7  4084.0  4122.3  4171.8  4224.8   Credit market instruments    12
13   116.4   115.5   115.2   114.0   114.0   113.9   112.4   110.6   109.9   109.4   109.5   107.6     Municipal debt             13
14   887.2   961.1  1008.2  1086.9  1154.5  1229.7  1253.0  1266.3  1290.9  1305.8  1326.3  1341.0     Corporate bonds            14
15  1101.8  1177.7  1169.4  1144.4  1103.3  1110.9  1101.4  1106.7  1112.9  1118.4  1127.9  1131.6     Mortgages                  15
16   670.1   707.9   714.7   677.2   660.8   657.4   719.8   751.4   777.3   791.4   806.8   818.3     Bank loans n.e.c.          16
17    85.7   107.1   116.9    98.5   107.1   117.8   139.2   149.8   162.9   163.3   157.4   173.2     Commercial paper           17
18   509.6   561.5   618.1   553.1   557.2   540.5   595.2   618.0   630.1   634.1   643.9   653.1     Other loans and advances   18

19   641.1   668.9   699.0   722.1   762.6   802.6   898.1   893.4   901.4   936.8   980.6   976.6   Trade payables               19

20    76.4    77.9    73.5    65.8    73.7    76.4    79.5    85.2    79.9    82.1    79.6    84.3   Taxes payable                20
21  1491.5  1634.2  1682.9  1835.8  2047.2  2225.4  2230.8  2209.1  2246.8  2269.1  2283.9  2316.7   Miscellaneous liabilities    21

---------------------------------------------------------------------------------------------------
                                           L.102 Farm Business (1)
---------------------------------------------------------------------------------------------------

 1    42.8    45.0    47.4    49.6    53.4    56.6    60.2    61.2    62.3    63.4    64.6    65.8 Total financial assets          1
 2    10.4    10.5    10.9    11.8    13.6    15.3    17.0    17.4    17.8    18.2    18.6    19.0   Checkable dep. and currency   2
 3    32.4    34.5    36.6    37.8    39.8    41.3    43.3    43.9    44.5    45.2    46.0    46.8   Miscellaneous assets          3
 4    29.4    32.4    34.6    35.6    37.7    39.1    41.1    41.7    42.3    43.1    43.8    44.6     Insurance receivables       4
 5     3.0     2.2     2.0     2.2     2.1     2.2     2.2     2.2     2.2     2.1     2.2     2.1     Equity in GSEs (2)          5

 6   145.5   146.6   148.2   147.9   149.5   152.5   156.3   154.0   159.1   161.8   159.3   156.2 Total liabilities               6
 7   133.7   134.4   135.4   135.0   136.3   138.3   141.2   138.9   142.8   144.9   143.2   140.9   Credit market instruments     7
 8    83.0    80.5    78.9    79.3    80.7    81.2    83.0    83.4    83.9    84.4    84.6    85.2     Mortgages                   8
 9    29.8    30.8    32.9    34.6    34.7    36.8    38.7    36.9    40.0    41.5    39.7    37.6     Bank loans n.e.c.           9
10    21.0    23.1    23.6    21.1    20.9    20.3    19.5    18.6    19.0    19.0    18.8    18.1     Other loans and advances   10

11    11.8    12.3    12.7    13.0    13.2    14.2    15.2    15.0    16.3    16.9    16.2    15.3   Trade payables               11

                                                                                 (1) Includes corporate and noncorporate farms.�

---------------------------------------------------------------------------------------------------
                                    L.103 Nonfarm Noncorporate Business
---------------------------------------------------------------------------------------------------

 1   479.5   498.1   485.8   479.1   492.4   505.5   519.1   523.0   527.1   531.4   535.8   540.4 Total financial assets          1
 2    71.3    75.1    73.7    74.6    79.6    82.4    85.3    86.2    87.1    88.1    89.1    90.1   Checkable dep. and currency   2
 3    44.8    51.4    51.1    50.9    48.7    49.9    51.3    51.7    52.1    52.6    53.1    53.6   Time and savings deposits     3
 4     3.5     3.7     3.6     3.6     3.6     3.8     3.9     4.0     4.0     4.0     4.1     4.1   Money market fund shares      4
 5    10.3    11.9    12.5    12.2    13.0    13.6    14.2    14.3    14.5    14.7    14.9    15.1   Treasury securities           5
 6      -       -       -       -       -       -       -       -       -       -       -       -    Consumer credit               6
 7    47.8    35.1    31.1    26.0    25.2    25.2    25.3    25.3    25.4    25.5    25.6    25.7   Mortgages                     7
 8    88.3    95.1    97.8    96.7   103.8   107.6   111.6   112.8   114.0   115.2   116.6   118.0   Trade receivables             8

 9   213.5   225.8   215.9   215.0   218.7   223.0   227.5   228.8   230.1   231.3   232.6   233.8   Miscellaneous assets          9
10    39.1    43.3    38.6    42.4    39.9    40.8    41.6    41.8    42.1    42.3    42.6    42.8     Insurance receivables      10
11     0.7     0.8     0.6     0.6     0.6     0.8     0.9     1.0     1.0     1.0     1.0     1.0     Equity in GSEs (2)         11
12   173.7   181.7   176.8   172.0   178.1   181.5   185.0   186.0   187.0   188.0   189.0   190.0     Other                      12

13  1242.6  1332.4  1320.3  1320.1  1321.1  1333.5  1353.4  1366.5  1377.8  1387.6  1398.2  1408.5 Total liabilities              13

14  1080.1  1149.4  1150.5  1137.3  1122.9  1129.9  1142.0  1154.5  1163.3  1170.4  1178.0  1185.0   Credit market instruments    14
15   857.0   913.1   917.2   911.3   896.2   902.3   896.4   900.0   903.8   907.0   911.1   913.2     Mortgages                  15
16   122.4   134.3   136.4   135.0   137.7   138.2   150.7   155.7   159.7   162.2   164.2   167.8     Bank loans n.e.c.          16
17   100.7   102.0    96.9    91.1    89.1    89.4    94.9    98.8    99.8   101.2   102.7   104.0     Other loans and advances   17

18    26.8    31.4    32.0    32.5    33.1    33.8    34.6    34.8    35.0    35.2    35.4    35.6   Taxes payable                18
19    53.3    58.7    60.0    59.7    66.6    69.2    71.9    72.7    73.7    74.7    75.9    77.2   Trade payables               19

20    82.4    92.9    77.8    90.6    98.4   100.6   105.0   104.4   105.8   107.3   109.0   110.8   Miscellaneous liabilities    20

                                                                                         (2) Equity in the Farm Credit System.�

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Nonfinancial Corporations                                                                                  Nonfinancial Corporations

                                              L.104 Nonfarm Nonfinancial Corporate Business

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1  3285.7  3519.1  3634.4  3764.2  3931.7  4289.0  4567.1  4590.1  4695.6  4767.0  4899.7  4977.7 Total financial assets          1
 2   134.9   151.1   166.8   182.5   189.4   203.1   207.4   188.1   196.7   206.4   221.5   203.9   Checkable dep. & currency     2
 3    98.8    89.7    73.4    66.8    51.8    74.1    71.6    60.9    67.4    68.7    70.1    74.0   Time and savings deposits     3
 4    15.6    16.2    26.3    31.5    47.3    44.8    52.2    53.9    68.6    73.0    83.0    91.1   Money mkt. fund shares        4
 5     5.0     2.8     2.1     1.6     5.1     2.5     2.2     3.7     8.9     3.7     2.4     3.0   Security RPs                  5
 6    20.2    13.3    13.2    15.0    14.3    12.9    13.1    11.6    12.0    13.2    13.3    14.0   Foreign deposits              6

 7    34.0    60.6    40.9    48.5    69.2    67.9   102.2    85.1    93.9    79.5    94.5   101.0   U.S. government securities    7
 8    16.8    32.4    24.7    44.8    45.8    54.7    59.4    54.1    55.3    56.4    54.9    52.0   Municipal securities          8
 9    10.6    11.7     9.7    14.8    21.1    29.8    31.1    34.5    38.1    42.0    47.8    49.8   Mutual fund shares            9
10    68.1    54.4    52.8    59.0    60.0    52.3    54.2    55.7    57.2    59.2    61.5    63.5   Mortgages                    10

11    60.9    63.8    67.1    63.0    65.7    77.2    85.2    78.1    79.4    77.6    85.6    75.2   Consumer credit              11
12    13.6    14.3    13.8    14.7    17.0    19.4    18.6    18.0    17.1    17.6    19.6    14.9   Open market paper            12
13   895.8   938.0   967.2   961.4   988.9  1035.0  1142.8  1173.5  1200.5  1253.4  1230.0  1304.4   Trade receivables            13
14  1911.2  2070.9  2176.3  2260.5  2355.8  2615.3  2727.2  2773.0  2800.6  2816.3  2915.6  2930.8   Miscellaneous assets         14
15   498.1   504.8   558.5   578.0   578.4   594.0   654.3   674.1   691.5   709.7   738.7   751.9     U.S. dir. invest. abr. (1) 15
16   120.0   134.2   147.5   149.5   163.0   169.7   177.5   178.9   179.8   180.4   180.7   180.7     Insurance receivables      16
17     1.3     1.3     1.3     1.8     1.9     1.9     2.0     2.0     2.0     2.0     2.0     2.4     Equity in GSEs             17
18     9.2     8.8    15.2    18.2    20.5    21.4    25.5    26.2    28.7    29.5    31.1    31.1     Inv. in finance co. subs.  18
19  1282.6  1421.8  1453.8  1513.0  1592.0  1828.3  1867.9  1891.8  1898.7  1894.7  1963.0  1964.7     Other                      19

20  4191.7  4532.7  4729.4  4829.8  5109.7  5388.6  5619.8  5670.0  5775.3  5860.9  5958.3  6037.7 Total liabilities              20
21  2156.9  2347.0  2456.6  2401.9  2437.6  2502.0  2638.0  2709.2  2777.8  2807.0  2850.7  2898.9   Credit market instruments    21
22   116.4   115.5   115.2   114.0   114.0   113.9   112.4   110.6   109.9   109.4   109.5   107.6     Municipal debt (2)         22
23   887.2   961.1  1008.2  1086.9  1154.5  1229.7  1253.0  1266.3  1290.9  1305.8  1326.3  1341.0     Corporate bonds (1)        23
24   161.8   184.2   173.3   153.8   126.4   127.4   122.1   123.3   125.3   126.9   132.2   133.1     Mortgages                  24
25   517.9   542.8   545.5   507.7   488.4   482.4   530.4   558.7   577.6   587.6   602.8   612.9     Bank loans n.e.c.          25
26    85.7   107.1   116.9    98.5   107.1   117.8   139.2   149.8   162.9   163.3   157.4   173.2     Commercial paper           26

27   387.9   436.4   497.6   440.9   447.2   430.8   480.8   500.6   511.3   514.0   522.4   531.0     Other loans and advances   27
28    24.6    23.5    17.2     9.7     6.2     5.4     5.1     5.9     6.0     6.3     6.4     6.8       Savings institutions     28
29   220.8   243.2   264.3   266.2   271.2   265.2   303.9   316.7   325.7   326.2   338.3   342.9       Finance companies        29
30     9.9     9.6     8.8     7.9     7.9     8.1     8.6     8.8     9.0     9.2     9.4     9.6       U.S. government          30
31    32.6    35.8    29.2    23.3    20.4    17.1    15.0    16.0    16.6    15.6    14.2    13.7       Acceptance liab.to banks 31
32   100.0   122.3   172.4   125.1   129.9   113.4   122.3   126.1   124.5   126.3   121.4   124.5       Rest of the world        32
33      -      2.0     5.8     8.8    11.6    21.6    25.9    27.0    29.4    30.5    32.7    33.4       ABS issuers              33

34    49.6    46.5    41.5    33.3    40.5    42.5    44.9    50.4    44.9    46.9    44.2    48.7   Taxes payable                34
35   576.1   597.9   626.3   649.4   682.8   719.3   811.0   805.6   811.5   845.2   888.5   884.2   Trade payables               35
36  1409.1  1541.3  1605.0  1745.2  1948.8  2124.8  2125.9  2104.7  2141.0  2161.8  2174.9  2205.9   Miscellaneous liabilities    36
37   367.7   422.7   473.8   483.3   494.3   490.8   530.5   556.9   575.1   587.9   589.9   599.5     Fgn. direct invest. in US  37
38    16.9    15.9    13.6    17.3    19.3    22.4    25.6    26.4    27.2    28.0    28.8    29.6     Pen. fund contr. payable   38
39  1024.4  1102.8  1117.7  1244.6  1435.1  1611.6  1569.7  1521.3  1538.7  1545.9  1556.2  1576.8     Other                      39

                                                                                                   Memo:

40   319.7   340.1   340.9   312.0   306.1   315.8   331.8   367.8   389.0   408.2   341.5   420.3 Trade receiv. net of payables  40
41  2242.8  2728.7  2610.8  3614.7  3968.8  4393.1  4470.1  4854.5  5240.9  5609.1  5833.0  6139.1 Market value of equities       41

42  1165.5  1260.7  1296.6  1354.8  1394.8  1471.0  1487.5  1500.1  1526.1  1542.1  1568.0  1581.7 Securities and mortgages       42
43   991.4  1086.3  1159.9  1047.1  1042.8  1031.0  1150.4  1209.1  1251.8  1264.9  1282.6  1317.2 Loans and short-term paper     43
44  1617.1  1730.7  1827.7  1729.8  1766.1  1792.8  2006.4  2065.2  2108.2  2156.9  2215.3  2250.0 Total s-t liabilities (3)      44
45   349.6   392.0   371.0   420.3   461.1   509.2   557.7   509.9   557.9   560.5   607.0   603.7 Total liquid assets (4)        45

46   54.0%   53.7%   52.7%   56.4%   57.2%   58.7%   56.3%   55.3%   54.9%   54.9%   55.0%   54.5% L-t debt/credit market debt    46
47   45.9%   46.2%   47.2%   43.5%   42.7%   41.2%   43.6%   44.6%   45.0%   45.0%   44.9%   45.4% S-t debt/credit market debt    47
48   21.6%   22.6%   20.2%   24.2%   26.1%   28.4%   27.7%   24.6%   26.4%   25.9%   27.4%   26.8% Liquid assets/s-t liabil.      48

                                                 (1) Through 1992:Q4, corporate bonds include net issues by Netherlands      �
                                                     Antillean financial subsidiaries, and U.S. direct investment abroad     �
                                                     excludes net inflows from those bond issues.                            �
                                                 (2) Industrial revenue bonds.  Issued by state and local governments        �
                                                     to finance private investment and secured in interest and               �
                                                     principal by the industrial user of the funds.                          �
                                                 (3) Loans (except mortgages), short-term paper, taxes payable,              �
                                                     and trade payables.  Includes loans due in more than one year           �
                                                     and excludes current maturities of bonds and mortgages.                 �
                                                 (4) Sum of lines 2 through 9, plus line 12.                                 �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
State and Local Governments                                                                              State and Local Governments

                            L.105 State and Local Governments, Excluding Employee Retirement Funds (1)

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1   839.9   879.5   896.6   925.9   908.1   925.3   850.4   829.3   811.9   768.4   749.0   733.4 Total financial assets          1

 2    19.5    19.9    18.9    24.1    27.1    28.5    31.1    28.7    32.2    31.1    34.0    29.9   Checkable dep. and currency   2
 3    73.4    70.6    67.9    57.8    51.6    46.8    52.6    57.8    55.9    58.8    62.4    68.3   Time and savings deposits     3
 4    65.9    71.5    44.9    28.3    33.3    50.0    62.0    66.1    69.8    80.9    87.7    94.1   Security RPs                  4

 5   647.2   680.2   727.8   778.7   757.2   760.8   666.3   640.6   618.1   563.4   532.5   509.4   Credit market instruments     5
 6   539.0   563.3   603.6   649.5   628.7   638.3   544.3   518.6   496.6   443.6   414.0   392.4     U.S. government securities  6
 7   385.3   364.7   400.2   423.1   402.8   429.4   298.6   278.0   247.5   197.6   159.5   140.2       Treasury                  7
 8   153.7   198.6   203.4   226.4   226.0   208.9   245.7   240.6   249.1   246.0   254.5   252.2       Agency                    8
 9     9.6    11.9    14.0    15.4    14.8    14.3    11.5    10.2     8.6     6.8     4.7     2.5     Municipal securities        9
10    98.6   105.0   110.2   113.7   113.7   108.3   110.5   111.8   112.9   113.0   113.8   114.5     Mortgages                  10

11    33.9    37.4    37.1    37.0    38.9    39.1    38.5    36.1    35.8    34.3    32.4    31.8   Taxes receivable             11

12   924.3   978.1  1027.7  1100.2  1123.7  1186.6  1143.6  1131.1  1125.7  1103.1  1098.1  1096.0 Total liabilities              12

13   895.5   946.5   993.2  1074.8  1095.9  1158.2  1114.8  1102.2  1096.8  1074.1  1069.1  1066.9   Credit market instruments    13
14   886.5   937.8   983.5  1064.8  1086.1  1149.0  1106.6  1094.3  1089.3  1067.0  1062.4  1060.7     Municipal securities       14
15    20.0    23.3    26.2    33.1    32.0    33.8    31.7    35.3    31.1    31.1    32.9    34.1       Short-term               15
16   866.5   914.5   957.3  1031.7  1054.0  1115.1  1075.0  1059.1  1058.1  1035.9  1029.6  1026.6       Other                    16
17     9.0     8.8     9.6    10.0     9.9     9.2     8.2     7.8     7.5     7.1     6.7     6.2     U.S. government loans      17

18    28.8    31.5    34.6    25.4    27.7    28.4    28.8    28.9    28.9    29.0    29.0    29.0   Trade payables               18

                                                 (1) Data for employee retirement funds are shown in table L.124.            �


BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
U.S. Govt., GSEs, and Pools                                                                              U.S. Govt., GSEs, and Pools

                                       L.106-L.108 U.S. Government, GSEs, and Mortgage Pools

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                        L.106 U.S. Government
---------------------------------------------------------------------------------------------------

 1   363.5   371.2   443.1   501.2   476.5   490.9   448.2   462.7   481.5   457.2   430.0   452.2 Total financial assets          1

 2    27.7    31.7    39.7    39.1    38.8    40.2    41.4    50.5    55.1    54.5    53.8    53.3   Gold, SDRs & off. fgn. exch.  2
 3    32.1    26.1    25.4    50.9    31.7    52.2    27.8    16.3    59.0    38.7    22.2    24.2   Checkable dep. and currency   3
 4     1.4     1.3     1.4     1.6     0.9     0.8     0.7     1.1     1.1     1.1     0.9     1.0   Time and savings deposits     4

 5   213.8   205.5   239.0   246.9   235.0   230.7   206.5   203.2   197.1   191.2   185.2   179.0   Credit market instruments     5
 6      -       -       -       -       -       -       -       -       -       -       -       -      Agency securities           6
 7    48.0    47.3    82.9    98.3    86.4    85.0    71.0    68.8    64.5    61.3    57.6    55.1     Mortgages                   7
 8   165.8   158.2   156.2   148.6   148.6   145.7   135.5   134.3   132.6   129.9   127.6   123.9     Other loans and advances    8
 9    24.5    23.8    22.5    16.4    15.5    18.9    24.5    48.1    27.8    28.9    23.2    48.9   Taxes receivable              9
10    43.7    47.2    45.3    40.4    33.3    30.7    26.6    26.8    26.0    25.9    26.4    28.5   Trade receivables            10
11    20.3    35.6    69.8   105.9   121.3   117.4   120.7   116.7   115.3   116.8   118.3   117.4   Miscellaneous assets         11

12  2437.9  2620.0  2885.7  3183.5  3509.8  3796.9  3989.6  4050.9  4087.8  4131.1  4159.2  4250.0 Total liabilities              12

13     5.0     8.5    10.0    10.0     8.0     8.0     8.0     8.0     8.0    10.2    10.2    10.2   SDR certificates             13

14    14.7    15.3    16.3    16.3    16.5    17.0    17.6    17.8    18.0    18.2    18.2    18.2   Treasury currency            14
15  2104.9  2251.2  2498.1  2776.4  3080.3  3336.5  3492.3  3557.9  3583.5  3603.4  3636.7  3717.2   Credit market instruments    15
16   109.6   117.7   126.2   138.1   157.3   171.9   179.9   181.4   182.6   183.5   185.0   185.8     Savings bonds              16
17  1972.7  2109.3  2339.6  2619.7  2904.3  3138.0  3285.6  3350.1  3374.1  3392.9  3423.5  3503.7     Other Treasury securities  17
18    22.6    24.2    32.4    18.6    18.8    26.6    26.7    26.4    26.8    26.9    28.2    27.6     Budget agency securities   18
19      *       *       *       *       *       *       *       *       *       *       *       *      Multifamily mortgages      19

20   219.2   240.4   262.4   288.0   315.0   342.2   369.6   364.1   373.0   391.2   385.4   393.5   Insur. and pension reserves  20
21    88.2    96.8    91.2    85.8    83.1    86.5    95.2    96.4    98.5   101.5   102.0   104.4   Trade payables               21
22     5.8     7.8     7.7     7.0     6.9     6.8     6.8     6.6     6.8     6.6     6.7     6.6   Miscellaneous liabilities    22

---------------------------------------------------------------------------------------------------
                              L.107 Government-Sponsored Enterprises (GSEs) (1)
---------------------------------------------------------------------------------------------------

 1   419.3   451.4   474.5   493.6   548.9   627.2   776.2   788.9   827.1   855.0   890.9   902.3 Total financial assets          1
 2     3.6     2.3     2.1     1.2     1.2     2.1     1.3     1.3     1.6     1.0     1.5     1.0   Checkable dep. and currency   2
 3    33.8    61.8    68.7    67.6    66.6    50.3    85.8    92.3   103.4   107.5   106.3   104.0   Fed. funds and security RPs   3

 4   364.1   359.9   373.9   389.0   457.8   548.0   667.1   673.5   698.6   714.0   761.8   771.7   Credit market instruments     4
 5    26.6    19.2    46.2    75.5   105.7   116.9   180.3   189.9   211.5   213.3   243.8   254.0     U.S. government securities  5
 6    26.3    13.0    34.3    40.8    58.7    51.6    51.9    56.6    56.3    53.7    58.0    54.2       Treasury                  6
 7     0.3     6.2    11.9    34.7    47.0    65.3   128.4   133.3   155.1   159.6   185.8   199.8       Agency                    7
 8     2.9     2.9     3.7     3.0     3.2     2.6     3.4     2.8     2.6     3.0     4.4     3.9     Municipal securities        8
 9      -       -       -       -       -     11.1    19.5    21.7    23.8    20.2    25.0    23.1     Corporate and fgn. bonds    9
10   144.5   150.5   156.1   167.9   199.9   243.6   248.4   248.9   251.2   258.6   263.1   266.5     Mortgages                  10
11   104.7   110.0   115.3   126.2   156.7   198.9   202.8   203.5   205.8   212.9   216.8   219.7       Home                     11
12     9.5    12.0    13.2    14.6    16.2    17.9    18.7    19.0    19.0    19.3    19.5    19.7       Multifamily              12
13    30.2    28.4    27.6    27.1    27.0    26.8    26.9    26.4    26.4    26.5    26.8    27.2       Farm                     13
14     0.4     3.3     3.8    10.9    13.5    11.9    26.3    25.3    22.1    28.1    25.5    24.5     Open market paper          14

15   189.8   184.0   164.1   131.8   135.5   162.0   189.1   184.9   187.5   190.8   200.1   199.7     Other loans and advances   15
16    19.5    22.8    27.1    30.1    31.6    33.4    37.0    37.8    39.3    39.8    38.9    39.4       Sallie Mae               16
17    17.5    19.4    19.9    22.7    24.0    25.4    26.3    27.1    27.7    28.9    29.0    28.9       Farm Credit System       17
18   152.8   141.8   117.1    79.1    79.9   103.1   125.9   120.0   120.5   122.1   132.3   131.4       FHLB loans to members    18
19    17.9    27.5    29.8    35.9    23.3    26.7    22.0    21.9    23.6    32.5    21.3    25.6   Miscellaneous assets         19

20   416.1   447.6   469.1   486.0   538.7   614.4   761.7   773.6   811.2   839.0   874.6   885.6 Total liabilities              20
21   353.1   378.3   398.5   407.7   447.9   528.5   700.6   716.3   748.1   773.5   807.5   816.9   Credit market instruments    21
22   348.1   373.3   393.7   402.9   443.1   523.7   700.6   716.3   748.1   773.5   807.5   816.9     GSE issues (2)             22
23     5.0     5.0     4.9     4.8     4.8     4.8      -       -       -       -       -       -      U.S. government loans      23

24    63.1    69.3    70.6    78.3    90.8    85.9    61.1    57.3    63.1    65.5    67.1    68.7   Miscellaneous liabilities    24

                                                         (1) Federal Home Loan Banks, Federal National Mortgage Assn.,         �
                                                             Federal Home Loan Mortgage Corp., Student Loan Marketing          �
                                                             Assn., Farm Credit System, the Financing Corp., and the           �
                                                             Resolution Funding Corporation.                                   �
                                                         (2) Such issues are classified as U.S. government securities.         �

---------------------------------------------------------------------------------------------------
                                L.108 Federally Related Mortgage Pools (3)
---------------------------------------------------------------------------------------------------

 1   745.3   869.5  1019.9  1156.5  1272.0  1355.6  1472.1  1479.9  1499.0  1526.6  1570.3  1599.7 Total mortgage holdings         1
 2   723.6   843.8   991.1  1130.4  1248.2  1333.2  1449.7  1457.7  1475.1  1501.9  1543.4  1571.9   Home                          2
 3    21.6    25.7    28.7    26.1    23.8    22.5    22.4    22.2    23.9    24.7    26.9    27.8   Multifamily                   3
 4      *       *       *       *       *       *       *       *       *       *       *       *    Farm                          4

 5   745.3   869.5  1019.9  1156.5  1272.0  1355.6  1472.1  1479.9  1499.0  1526.6  1570.3  1599.7 Total pool securities (4)       5

                                                     (3) GNMA, FNMA, FHLMC, and Farmers Home Administration pools.  Also     �
                                                         includes federally related pools that are used as collateral for    �
                                                         federally related agency-issued CMOs and privately issued CMOs.     �
                                                         Excludes Federal Financing Bank holdings of pool securities, which  �
                                                         are included with U.S. govt. mortgages and other loans and advances.�
                                                     (4) Such issues are classified as U.S. government securities.           �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Rest of the World                                                                                                  Rest of the World

                                                 L.109 Rest of the World

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------

 1  1491.8  1794.4  1900.2  2038.3  2195.8  2528.4  2749.6  2826.1  2933.0  3060.8  3087.6  3210.6 Total financial assets          1
 2    21.9    22.1    21.8    20.4    21.9    21.6    25.9    25.2    24.7    26.1    26.8    26.7   U.S. checkable dep.           2
 3    45.2    49.9    49.2    49.0    47.9    54.7    56.3    54.9    51.6    49.4    49.8    52.1   U.S. time deposits            3
 4    35.2    27.7    53.3    36.6    79.9   125.4   218.1   214.3   209.8   210.3   229.3   209.5   Net interbank claims          4

 5    13.0    23.1    19.7    20.9    41.7    61.4    47.9    58.3    64.3    68.6    68.6    75.9   Security RPs                  5
 6   213.8   276.1   243.8   299.0   329.0   372.9   337.9   334.1   339.5   344.2   353.7   357.4   U.S. corporate equities       6
 7   698.3   816.2   902.4   928.8  1022.8  1146.6  1255.7  1324.4  1402.6  1493.1  1527.5  1617.8   Credit market instruments     7
 8   387.2   469.3   502.1   559.0   628.4   740.8   796.7   843.2   905.1   975.0   993.2  1075.5     U.S. government securities  8
 9   260.9   263.7   295.0   315.9   335.7   388.3   414.9   426.2   452.7   473.7   487.4   543.8       Official holdings         9
10   253.0   257.3   287.9   307.1   323.0   371.2   393.4   403.5   428.7   449.2   462.2   518.5         Treasury               10
11     8.0     6.4     7.1     8.8    12.7    17.1    21.5    22.6    24.0    24.5    25.2    25.3         Agency                 11
12   126.2   205.5   207.0   243.1   292.7   352.5   381.8   417.0   452.4   501.3   505.8   531.7       Private holdings         12
13   100.9   166.5   162.4   189.5   224.8   253.3   265.6   295.6   325.9   363.1   364.7   376.2         Treasury               13
14    25.4    39.1    44.6    53.6    67.9    99.2   116.1   121.5   126.5   138.2   141.1   155.5         Agency                 14
15   199.3   211.9   217.2   233.4   251.5   273.5   312.2   326.8   339.9   354.2   369.3   386.9     U.S. corporate bonds (1)   15
16   100.0   122.3   172.4   125.1   129.9   113.4   122.3   126.1   124.5   126.3   121.4   124.5     Loans to U.S. corp. bus.   16
17    11.8    12.7    10.7    11.3    12.9    18.8    24.5    28.3    33.1    37.6    43.5    30.8     Open market paper          17

18      -       -       -       -       -       -       -       -       -       -       -       -    Security credit              18
19    34.3    36.6    42.8    42.3    44.7    47.9    51.2    51.9    53.9    54.8    57.0    57.9   Trade receivables            19

20   430.0   542.7   567.3   641.4   608.0   697.8   756.7   763.0   786.7   814.3   775.0   813.4   Miscellaneous assets         20
21   375.2   435.9   467.3   491.9   498.6   535.8   580.5   597.6   610.7   635.0   655.2   670.1     Fgn. dir. inv. in US (2)   21
22    54.8   106.8   100.0   149.5   109.4   162.0   176.2   165.5   176.0   179.3   119.8   143.3     Other                      22

23  1144.1  1274.6  1389.8  1387.8  1395.5  1533.3  1624.3  1678.4  1760.4  1783.4  1841.0  1839.3 Total liabilities              23
                                                                                                     U.S. official fgn. exchange
24    27.1    53.6    61.3    55.4    51.8    53.4    53.2    64.1    67.1    65.1    63.7    62.1    and net IMF position        24
25   228.7   266.8   297.9   273.5   267.7   257.6   307.1   316.9   339.6   323.6   312.9   304.9   U.S. private deposits        25

26   251.4   261.2   285.0   299.7   313.1   381.9   361.6   376.8   387.6   409.9   429.4   438.5   Credit market instruments    26
27    89.2    94.1   115.4   130.5   146.2   227.4   234.6   237.9   250.4   263.4   281.1   292.4     Corporate bonds            27
28    21.5    21.4    18.5    21.6    23.9    24.6    26.1    28.2    29.6    31.6    34.6    36.8     Bank loans n.e.c.          28
29     4.8     3.4     2.8     2.4     3.3     2.4     2.2     2.5     2.1     2.3     2.6     2.2       Official                 29
30     7.8     8.6     5.9     6.9     7.6     8.8     8.8     8.9     9.5    10.6    10.9    12.2       Banks                    30
31     8.9     9.4     9.8    12.3    13.0    13.5    15.2    16.7    17.9    18.7    21.1    22.4       Other                    31

32    49.9    63.0    75.3    81.8    77.7    68.7    41.4    50.9    48.1    55.8    55.0    51.5     Commercial paper           32
33    24.9    19.6    16.3    12.0    11.3     8.2     7.9     7.9     7.7     8.1     8.2     8.9     Acceptance liabs. to banks 33
34    65.8    63.2    59.3    53.9    54.1    52.9    51.7    51.9    51.8    50.9    50.6    49.0     U.S. government loans      34

35      -       -       -       -       -       -       -       -       -       -       -       -    Security debt                35
36    25.8    28.6    27.4    30.4    31.8    34.4    36.4    38.0    40.4    43.0    46.2    48.2   Trade payables               36

37   611.1   664.4   718.3   728.8   731.1   806.1   865.9   882.6   925.8   941.8   988.8   985.6   Miscellaneous liabilities    37
38    19.6    20.7    22.0    23.5    25.0    26.1    27.5    27.8    28.1    28.5    29.0    29.9     U.S. eq. in IBRD, etc.     38
39     0.7     0.6     0.6     1.6     1.7     2.0     2.1     1.8     1.8     2.0     2.1     2.3     U.S. government deposits   39
40   549.3   577.6   632.1   655.4   666.4   706.6   761.0   784.4   803.4   820.7   857.9   876.4     U.S. dir. inv. abr. (1)(2) 40
41    41.5    65.5    63.5    48.2    38.1    71.4    75.2    68.7    92.5    90.7    99.9    77.1     Other                      41

                                                                                                   Memo:
42    86.0   119.9   110.0   158.8   178.1   297.7   313.9   317.1   326.4   347.3   361.1   383.4   Market value of fgn.equities 42
                                                                                                      held by US residents (3)

                                                 (1) Through 1992:Q4, corporate bonds include net issues by Netherlands      �
                                                     Antillean financial subsidiaries, and U.S. direct investment abroad     �
                                                     excludes net inflows from those bond issues.                            �
                                                 (2) Direct investment is valued on a current-cost basis.                    �
                                                 (3) Includes American Depositary Receipts (ADRs).                           �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Banking System                                                                                                        Banking System

                                           L.110-L.111 Monetary Authority and Commercial Banking

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                      L.110 Monetary Authority (1)
---------------------------------------------------------------------------------------------------

 1   304.3   315.5   342.3   364.6   381.7   423.8   452.1   450.1   468.9   453.4   471.8   459.6 Total financial assets          1
 2    20.1    42.9    43.6    38.6    32.5    33.3    33.0    36.2    34.9    32.6    32.1    30.9   Gold and foreign exchange     2
 3    18.8    19.6    20.4    21.0    21.5    22.1    23.0    23.2    23.5    23.8    24.0    24.3   Treasury currency             3
 4     5.0     8.5    10.0    10.0     8.0     8.0     8.0     8.0     8.0    10.2    10.2    10.2   SDR certificates              4
 5     1.3     1.1     2.2     0.7     3.3     0.9     -.7     0.1     0.3     0.1     0.1      *    Federal Reserve float         5
 6     2.2     0.5     0.2     0.2     0.7     0.1     0.2     0.1     0.2     0.4     0.1      *    F.R. loans to domestic banks  6
 7     6.9     2.1    18.4    15.9     8.1    13.2    10.6     6.7    16.8     6.5    13.9     4.9   Security RPs                  7

 8   240.6   233.3   241.4   272.5   300.4   336.7   368.2   367.1   375.7   370.6   380.8   379.6   Credit market instruments     8
 9   240.6   233.3   241.4   272.5   300.4   336.7   368.2   367.1   375.7   370.6   380.8   379.6     U.S. government securities  9
10   233.7   226.8   235.1   266.5   295.0   332.0   364.5   363.7   372.6   367.7   378.2   377.1       Treasury                 10
11     7.0     6.5     6.3     6.0     5.4     4.6     3.6     3.4     3.1     2.9     2.6     2.5       Agency                   11
12      -       -       -       -       -       -       -       -       -       -       -       -      Acceptances                12
13      -       -       -       -       -       -       -       -       -       -       -       -      Bank loans n.e.c.          13
14     9.4     7.5     6.0     5.6     7.4     9.6     9.8     8.6     9.4     9.2    10.7     9.7   Miscellaneous assets         14

15   302.2   313.2   339.9   362.0   378.7   420.4   448.4   444.0   464.2   448.8   467.9   455.2 Total liabilities              15
16    39.3    35.6    38.7    29.4    32.1    35.0    30.8    30.0    24.9    23.4    29.6    24.7   Depository inst. reserves    16
17    27.6    28.7    32.6    33.6    31.9    32.7    38.1    31.3    33.6    33.1    40.6    34.4   Vault cash of comm. banks    17

18   229.5   239.1   264.3   293.5   311.1   348.2   373.5   375.7   398.4   385.5   390.5   389.6   Checkable dep. and currency  18
19     9.1     6.7     9.5    18.3     8.0    15.2     7.5     4.9    21.3     8.9     6.2     7.3     Due to U.S. government     19
20     0.4     0.6     0.4     1.0     0.2     0.4     0.3     0.4     0.2     0.3     0.5     0.4     Due to rest of the world   20
21   220.1   231.8   254.4   274.2   302.8   332.6   365.7   370.3   376.9   376.2   383.7   381.9     Currency outside banks     21

22     5.8    10.0     4.3     5.5     3.7     4.6     6.0     7.0     7.2     6.9     7.2     6.5   Miscellaneous liabilities    22
23     2.1     2.2     2.4     2.7     3.1     3.4     3.7     3.8     3.8     3.9     4.0     4.0     Federal Reserve Bank stock 23
24     3.6     7.7     1.9     2.8     0.6     1.2     2.3     3.2     3.4     2.9     3.3     2.5     Other                      24

                                                         (1) Assets and liabilities of Federal Reserve Banks and Treasury       �
                                                             monetary accounts that supply or absorb bank reserves.  Excludes   �
                                                             the accounts of the Federal Reserve Board.                         �

---------------------------------------------------------------------------------------------------
                                       L.111 Commercial Banking (2)
---------------------------------------------------------------------------------------------------

 1  2952.4  3232.0  3338.6  3443.8  3657.2  3894.9  4163.8  4257.7  4345.8  4421.5  4501.1  4518.2 Total financial assets          1
 2     3.0     2.6     2.5     1.8     1.3     1.0     1.4     1.3     1.4     1.3     1.6     1.4   Checkable dep. and currency   2
 3  2455.9  2637.1  2767.2  2872.3  3011.8  3174.4  3331.2  3395.9  3486.9  3551.7  3605.1  3623.1   Total bank credit             3
 4   360.6   395.8   456.9   568.2   672.9   745.4   718.9   741.6   745.5   751.2   745.8   755.0     U.S. government securities  4
 5   185.3   165.3   172.1   232.5   294.4   322.2   290.1   307.8   298.0   289.0   278.3   283.8       Treasury                  5
 6   175.3   230.5   284.8   335.7   378.5   423.2   428.7   433.9   447.5   462.2   467.4   471.2       Agency                    6

 7   151.6   133.8   117.4   103.2    97.5    99.2    97.6    95.3    94.4    93.3    93.3    92.9     Municipal securities        7
 8    89.0    84.1    88.7    96.3    94.7    98.2   102.8   101.3   102.9   108.9   111.2   110.1     Corporate & foreign bonds   8

 9  1854.7  2016.6  2100.2  2097.0  2139.8  2223.5  2407.1  2452.8  2538.7  2591.2  2647.5  2657.4     Total loans                 9
10   676.9   770.7   849.3   881.3   900.5   947.7  1013.1  1033.8  1062.1  1081.9  1090.0  1097.1       Mortgages                10
11   370.7   385.1   387.0   372.4   365.5   399.7   462.9   463.0   476.3   492.4   507.4   499.8       Consumer credit          11
12   763.1   812.7   815.0   785.9   776.6   768.2   830.4   864.4   898.6   917.4   944.9   957.8       Bank loans n.e.c.        12
13    10.1     9.9    12.7    10.6     9.2     7.3     5.8     4.5     5.7     5.4     5.7     6.1       Open market paper        13
14    33.9    38.2    36.2    46.8    88.0   100.7    94.9    87.2    96.0    93.9    99.5    96.7       Security credit          14

15      -      2.2     1.9     3.7     3.4     3.9     2.0     2.1     2.4     2.6     2.3     2.5     Mutual fund shares         15
16      *      4.7     2.2     3.8     3.4     4.3     2.9     2.8     3.0     4.6     5.0     5.2     Corporate equities         16

17    57.5    55.4    45.5    35.3    31.7    25.3    22.9    24.0    24.3    23.7    22.3    22.6   Cust. liab. on acceptances   17
18    27.6    28.7    32.6    33.6    31.9    32.7    38.1    31.3    33.6    33.1    40.6    34.4   Vault cash                   18
19    34.0    31.1    35.3    26.5    29.0    31.5    28.0    27.5    22.3    20.8    26.9    22.0   Reserves at Federal Reserve  19
20   374.4   477.1   455.4   474.3   551.6   630.0   742.2   777.7   777.3   790.9   804.6   814.7   Miscellaneous assets         20

21  2890.1  3149.5  3251.0  3363.2  3532.8  3750.9  4049.8  4116.3  4174.8  4249.3  4336.8  4333.3 Total liabilities              21

22   565.6   562.3   584.0   621.6   714.3   788.4   756.7   707.0   731.6   694.1   711.1   659.6   Checkable deposits           22
23    29.0    25.6    30.9    36.4    30.6    42.6    23.8    15.6    39.7    30.3    19.0    16.8     U.S. government            23
24    21.6    21.5    21.4    19.4    21.7    21.3    25.6    24.8    24.4    25.8    26.2    26.4     Rest of the world          24
25   515.1   515.2   531.6   565.7   662.1   724.5   707.4   666.6   667.5   638.0   665.8   616.4     Private domestic           25

26  1084.0  1184.7  1307.6  1386.5  1389.3  1377.4  1376.3  1389.9  1421.9  1455.8  1490.1  1548.6   Small time and savings dep.  26
27   416.8   445.7   423.6   399.6   332.8   311.7   333.0   354.1   360.7   385.6   387.8   402.4   Large time deposits          27
28   236.6   274.5   248.8   229.6   272.0   313.5   391.7   415.7   426.9   440.6   422.2   428.3   Fed. funds and security RPs  28

29    10.1    -1.7    23.7    33.4    74.5   121.7   211.1   211.7   207.3   210.9   220.6   207.1   Net interbank claims         29
30     3.5     1.6     2.4     0.9     3.9     1.0     -.5     0.1     0.5     0.5     0.2     0.1     To monetary authority      30
31   -28.5   -31.0   -32.0    -4.2    -9.3    -4.7    -6.5    -2.7    -2.9     0.1    -9.0    -2.5     To domestic banks (3)      31
32    35.2    27.7    53.3    36.6    79.9   125.4   218.1   214.3   209.8   210.3   229.3   209.5     To foreign banks           32

33   219.4   224.6   197.7   184.6   194.6   208.0   228.1   232.7   242.8   252.0   250.6   242.0   Credit market instruments    33
34   109.1   113.7   108.9   113.2   127.6   134.9   142.6   147.4   154.2   159.4   161.1   156.2     Corporate bonds            34
35   106.0   106.1    82.2    62.1    54.4    51.9    55.0    55.5    55.3    58.2    52.8    53.4     Open market paper          35
36     4.3     4.7     6.7     9.3    12.5    21.2    30.5    29.9    33.3    34.4    36.7    32.4     Other loans and advances   36

37     0.6     0.8     0.6     0.5     0.7     1.2     1.9     2.1     2.3     2.6     2.8     3.1   Taxes payable                37
38   357.1   458.8   465.0   507.4   554.6   629.0   750.9   803.1   781.2   807.7   851.7   842.1   Miscellaneous liabilities    38

39  2479.5  2647.4  2772.5  2853.3  2948.6  3090.8  3254.3  3327.8  3409.8  3474.2  3520.6  3541.4 Memo: Cred. mkt. funds adv.(4) 39


                                                         (2) U.S.-chartered commercial banks, foreign banking offices in U.S.,  �
                                                             bank holding companies, and banks in U.S.-affiliated areas.        �
                                                             IBFs are excluded from domestic banking and treated the same as    �
                                                             branches in foreign countries.                                     �
                                                         (3) Floats and discrepancies in interbank deposits and loans.          �
                                                         (4) Total bank credit (line 3) less security credit (line 14)          �
                                                             less mutual fund shares (line 15) less corporate equities (line 16)�
                                                             plus customers' liability on acceptances (line 17).                �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Pension Funds                                                                                                          Pension Funds

                                            L.123-L.124 Pension Funds

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                     L.123 Private Pension Funds (1)
---------------------------------------------------------------------------------------------------

 1  1377.4  1620.7  1610.9  1816.2  1984.4  2174.3  2263.7  2366.3  2457.7  2565.4  2627.3  2717.5 Total financial assets          1
 2     4.5     4.1     3.3     3.0     3.0     2.9     2.8     2.7     2.7     2.7     2.7     2.6   Checkable dep. and currency   2
 3    85.8   108.2    98.9    99.5    77.0    69.1    62.5    60.4    59.7    54.4    51.5    48.1   Time and savings deposits     3
 4    23.0    26.9    27.2    32.7    34.8    41.4    51.6    51.5    50.3    51.1    51.3    51.7   Security RPs                  4
 5    14.8    17.8    17.8    18.8    20.3    26.7    31.2    32.2    31.0    32.4    32.5    32.0   Money market fund shares      5

 6    22.0    27.5    30.0    48.4    78.0   131.8   175.6   197.9   225.9   256.4   267.9   302.8   Mutual fund shares            6
 7   480.6   609.7   592.5   686.6   821.9   924.9   921.4   988.0  1044.1  1111.4  1148.7  1191.9   Corporate equities            7

 8   380.6   441.2   495.1   530.6   571.7   617.6   664.6   679.3   693.6   706.2   725.9   745.3   Credit market instruments     8
 9   210.0   255.1   293.5   314.1   333.1   349.1   362.5   369.3   376.3   381.1   389.4   397.5     U.S. government securities  9
10   147.9   177.0   201.7   215.4   228.3   239.2   248.7   253.3   257.7   260.9   266.1   271.1       Treasury                 10
11    62.1    78.1    91.8    98.7   104.8   109.9   113.8   116.0   118.5   120.2   123.3   126.5       Agency                   11
12     0.6     0.6     0.6     0.6     0.6     0.6     0.7     0.7     0.7     0.7     0.7     0.7     Municipal securities       12
13   126.4   133.9   149.2   164.7   188.4   211.1   233.4   241.1   249.5   256.3   267.0   277.4     Corporate & foreign bonds  13
14    16.6    24.6    24.7    18.4    14.8    15.3    16.4    16.7    16.9    17.0    17.4    18.0     Mortgages                  14
15    26.9    26.9    27.2    32.7    34.8    41.4    51.6    51.5    50.3    51.1    51.3    51.7     Open market paper          15
16   366.0   385.3   346.0   396.9   377.8   359.9   354.0   354.3   350.4   350.7   346.9   343.1   Miscellaneous assets         16
17   183.3   195.8   189.4   210.0   195.8   189.2   197.2   198.7   198.6   200.0   200.5   199.4     Unallo. ins. contracts (2) 17
18    16.9    15.9    13.6    17.3    19.3    22.4    25.6    26.4    27.2    28.0    28.8    29.6     Pen. fund contr. receiv.   18
19   165.7   173.6   143.0   169.6   162.6   148.3   131.3   129.2   124.5   122.6   117.6   114.1     Other                      19

20  1402.4  1652.2  1640.3  1844.8  2009.0  2199.0  2289.4  2391.8  2482.9  2590.4  2652.1  2742.2 Pen. fund reserves (liab.) (3) 20

                                                 (1) Includes the Federal Employees' Retirement System Thrift Savings Plan.  �
                                                 (2) Assets of private pension plans held at life insurance companies        �
                                                     (e.g., GICs, variable annuities); series begins 1985:Q4.                �
                                                 (3) Equal to value of tangible and financial assets.                        �

---------------------------------------------------------------------------------------------------
                        L.124 State and Local Government Employee Retirement Funds
---------------------------------------------------------------------------------------------------

 1   609.0   766.7   820.4   878.8   997.5  1087.7  1145.7  1214.2  1277.8  1337.1  1386.6  1453.0 Total financial assets          1
 2     4.4     3.2     4.7     4.8     5.6     6.3     5.7     5.2     4.4     4.4     3.6     3.5   Checkable dep. and currency   2
 3     7.1     9.1     7.4     7.5     5.6     8.2     5.2     5.0     4.6     3.9     4.0     3.3   Time and savings deposits     3
 4    10.2     9.7    11.8    16.1    19.0    19.2    26.6    27.9    30.4    26.9    25.2    28.7   Security RPs                  4

 5   219.7   300.1   296.1   386.6   448.9   506.7   507.4   562.4   611.3   668.3   705.7   752.4   Corporate equities            5
 6   342.8   389.3   422.1   394.5   417.5   437.3   466.3   480.7   482.1   481.8   487.7   508.2   Credit market instruments     6
 7   181.6   197.6   224.6   232.9   233.7   245.2   261.1   270.1   270.0   276.1   285.6   292.4     U.S. government securities  7
 8   123.9   124.8   142.4   156.1   160.6   176.5   184.8   189.1   186.4   192.2   192.7   196.6       Treasury                  8
 9    57.7    72.7    82.3    76.8    73.1    68.7    76.3    81.0    83.7    83.9    92.9    95.8       Agency                    9
10     0.5     0.3     0.4     0.2     0.5     0.7     0.4     0.4     0.3     0.3     0.5     0.5     Municipal securities       10
11   134.9   166.5   169.3   128.4   147.8   157.7   163.0   166.9   165.8   162.6   160.4   169.9     Corporate & foreign bonds  11
12    15.6    15.3    16.1    16.9    16.5    14.5    15.2    15.4    15.6    15.7    15.9    16.1     Mortgages                  12
13    10.2     9.7    11.8    16.1    19.0    19.2    26.6    27.9    30.4    26.9    25.2    29.3     Open market paper          13
14    24.8    55.3    78.3    69.3   100.8   110.2   134.5   132.9   145.0   151.8   160.5   156.9   Miscellaneous assets         14

15   609.0   766.7   820.4   878.8   997.5  1087.7  1145.7  1214.2  1277.8  1337.1  1386.6  1453.0 Total liabilities (3)          15

                                                             (3) Equal to value of financial assets.  These liabilities        �
                                                                 are assets of the household sector.                           �

BILLIONS OF DOLLARS.
.Z.7, JUNE 13, 1996
Private Securities                                                                                                Private Securities

                                                    L.212-L.215 Private Securities

PERIOD-END LEVELS                                                                                                  PERIOD-END LEVELS
------------------------------------------------------------------------------------------------------------------------------------
                                                           |             1995              |  1996
     1988    1989    1990    1991    1992    1993    1994  |    I      II     III      IV  |    I
---------------------------------------------------------------------------------------------------
                                   L.212 Municipal Securities and Loans
---------------------------------------------------------------------------------------------------

 1  1082.3  1135.2  1184.4  1272.2  1302.8  1377.5  1348.2  1335.4  1331.7  1309.9  1307.0  1304.1 Total liabilities               1
 2   886.5   937.8   983.5  1064.8  1086.1  1149.0  1106.6  1094.3  1089.3  1067.0  1062.4  1060.7   State and local governments   2
 3    20.0    23.3    26.2    33.1    32.0    33.8    31.7    35.3    31.1    31.1    32.9    34.1     Short-term (1)              3
 4   866.5   914.5   957.3  1031.7  1054.0  1115.1  1075.0  1059.1  1058.1  1035.9  1029.6  1026.6     Long-term                   4

 5    79.5    81.9    85.8    93.5   102.7   114.7   129.2   130.5   132.5   133.5   135.0   135.9   Nonprofit organizations (2)   5
 6   116.4   115.5   115.2   114.0   114.0   113.9   112.4   110.6   109.9   109.4   109.5   107.6   Nonfin. corporate business    6
                                                                                                     (industrial revenue bonds)

 7  1082.3  1135.2  1184.4  1272.2  1302.8  1377.5  1348.2  1335.4  1331.7  1309.9  1307.0  1304.1 Total assets                    7
 8   524.4   546.0   572.1   610.4   581.2   555.6   505.0   500.4   494.4   473.2   459.0   450.6   Household sector              8
 9    16.8    32.4    24.7    44.8    45.8    54.7    59.4    54.1    55.3    56.4    54.9    52.0   Nonfin. corporate business    9
10     9.6    11.9    14.0    15.4    14.8    14.3    11.5    10.2     8.6     6.8     4.7     2.5   State and local governments  10
11     2.9     2.9     3.7     3.0     3.2     2.6     3.4     2.8     2.6     3.0     4.4     3.9   Govt.-spons. enterprises     11
12   151.6   133.8   117.4   103.2    97.5    99.2    97.6    95.3    94.4    93.3    93.3    92.9   Commercial banking           12
13     2.8     2.6     3.0     2.4     2.1     2.1     2.0     2.0     2.0     2.0     2.0     2.0   Savings institutions         13
14     9.1     9.0    12.3    10.2    11.4    14.7    12.8    11.7    13.2    12.7    12.8    13.2   Life insurance companies     14
15   134.1   134.8   136.9   126.8   134.3   146.1   153.8   155.8   158.0   160.4   163.8   166.8   Other insurance companies    15
16     0.6     0.6     0.6     0.6     0.6     0.6     0.7     0.7     0.7     0.7     0.7     0.7   Private pension funds        16
17     0.5     0.3     0.4     0.2     0.5     0.7     0.4     0.4     0.3     0.3     0.5     0.5   St.&loc. govt. rtr. funds    17
18    82.9    98.6   112.6   139.7   168.4   211.3   207.0   206.1   205.4   206.1   210.2   211.4   Mutual funds                 18
19     7.5    12.1    14.1    25.4    39.7    43.9    51.6    53.2    54.7    56.2    57.1    57.1   Closed-end funds             19
20    66.1    70.1    84.0    90.6    96.0   105.6   113.4   119.3   120.8   123.3   127.7   141.0   Money market mutual funds    20
21     7.5     7.1     7.9     9.4    11.3    17.1    15.5    10.8    11.7     9.3    12.7     8.8   Brokers and dealers          21
22    65.9    73.0    80.8    89.9    96.0   108.9   114.2   112.7   109.6   106.1   103.1   100.6   Bank personal trusts         22

                                                 (1) Debt with original maturity of 13 months or less.                       �
                                                 (2) Liability of the households and nonprofit organizations sector (F.100   �
                                                                                                    and L.100).

---------------------------------------------------------------------------------------------------
                                    L.213 Corporate and Foreign Bonds
---------------------------------------------------------------------------------------------------

 1  1432.6  1580.6  1703.1  1866.7  2039.0  2315.6  2461.0  2516.5  2597.7  2679.5  2766.3  2823.1 Total liabilities               1
 2   887.2   961.1  1008.2  1086.9  1154.5  1229.7  1253.0  1266.3  1290.9  1305.8  1326.3  1341.0   Nonfin. corporate business    2
 3    89.2    94.1   115.4   130.5   146.2   227.4   234.6   237.9   250.4   263.4   281.1   292.4   Rest of the world (3)         3
 4   456.1   525.5   579.5   649.3   738.4   858.5   973.5  1012.3  1056.4  1110.2  1158.9  1189.6   Financial sectors             4
 5   109.1   113.7   108.9   113.2   127.6   134.9   142.6   147.4   154.2   159.4   161.1   156.2     Commercial banking          5
 6     6.2     4.9     7.7    14.7    26.4    40.0    60.0    73.1    78.7    82.8    84.4   100.2     Funding corporations        6
 7    21.7    18.3    12.7     8.6     5.5     3.9     3.1     3.1     3.1     3.1     3.1     2.9     Savings institutions        7
 8   147.0   162.7   178.0   190.2   196.3   206.0   235.0   254.4   264.4   272.1   284.7   291.4     Finance companies           8
 9     2.5     2.7     2.8     3.0     4.0     4.3     6.3     6.8     7.4     7.9     8.5     9.0     REITs                       9
10     7.5    13.8    15.3    19.0    21.7    33.7    34.3    26.9    26.8    27.4    29.3    21.4     Brokers and dealers        10
11   162.2   209.4   254.0   300.8   356.9   435.7   492.2   500.6   521.9   557.5   587.9   608.6     ABS issuers                11

12  1432.6  1580.6  1703.1  1866.7  2039.0  2315.6  2461.0  2516.5  2597.7  2679.5  2766.3  2823.1 Total assets                   12
13   132.2   167.9   213.8   301.8   295.7   337.7   337.4   353.3   359.8   399.9   418.6   405.8   Household sector             13
14      -       -       -       -       -     11.1    19.5    21.7    23.8    20.2    25.0    23.1   Govt.-spons. enterprises     14
15   199.3   211.9   217.2   233.4   251.5   273.5   312.2   326.8   339.9   354.2   369.3   386.9   Rest of the world (4)        15
16    89.0    84.1    88.7    96.3    94.7    98.2   102.8   101.3   102.9   108.9   111.2   110.1   Commercial banking           16
17      -       -       -       -       -      4.0    14.0    14.0    16.0    20.0    23.8    29.8   Funding corporations         17
18   105.3    91.0    75.6    72.7    80.0    89.1    86.7    84.9    86.5    84.8    78.5    75.6   Savings institutions         18
19   457.5   511.0   566.9   595.1   653.9   719.5   779.4   800.3   829.4   838.4   856.3   876.0   Life insurance companies     19
20    65.7    79.3    89.2    97.2    97.8   103.1   110.1   111.7   113.5   115.0   117.0   118.1   Other insurance companies    20
21   126.4   133.9   149.2   164.7   188.4   211.1   233.4   241.1   249.5   256.3   267.0   277.4   Private pension funds        21
22   134.9   166.5   169.3   128.4   147.8   157.7   163.0   166.9   165.8   162.6   160.4   169.9   St.&loc. govt. rtr. funds    22
23    49.8    54.6    59.3    87.7   118.7   169.3   172.4   172.7   180.1   187.0   195.7   205.5   Mutual funds                 23
24    16.5    16.7    15.7    14.1    16.3    20.8    15.2    14.4    13.5    13.5    13.4    13.4   Closed-end funds             24
25     2.3     3.7     2.0     3.8     6.3    11.7    15.2    15.1    16.7    18.8    21.5    24.6   Money market mutual funds    25
26    29.1    32.9    28.9    40.9    50.9    73.0    64.4    57.7    66.4    66.8    76.4    75.3   Brokers and dealers          26
27    24.5    27.1    27.3    30.7    36.8    35.8    35.3    34.8    33.9    33.0    32.2    31.5   Bank personal trusts         27

---------------------------------------------------------------------------------------------------
                                         L.214 Mutual Fund Shares
---------------------------------------------------------------------------------------------------

 1   500.5   589.6   608.4   769.5   992.5  1375.4  1477.3  1553.3  1661.0  1782.0  1852.8  2004.8 Shares at market value          1

 2   500.5   589.6   608.4   769.5   992.5  1375.4  1477.3  1553.3  1661.0  1782.0  1852.8  2004.8 Holdings at market value        2
 3   401.6   469.9   471.9   593.3   741.0   998.4  1058.9  1093.0  1156.3  1224.9  1264.7  1364.6   Household sector              3
 4    10.6    11.7     9.7    14.8    21.1    29.8    31.1    34.5    38.1    42.0    47.8    49.8   Nonfin. corp business         4
 5      -      2.2     1.9     3.7     3.4     3.9     2.0     2.1     2.4     2.6     2.3     2.5   Commercial banking            5
 6     1.4     1.2     1.4     2.6     4.1     4.2      *       *       -       -       -       -    Credit unions                 6
 7    18.5    19.1    30.7    13.1    16.9    23.9     7.4     9.0    10.0    11.0    14.1    17.0   Life insurance companies      7
 8    22.0    27.5    30.0    48.4    78.0   131.8   175.6   197.9   225.9   256.4   267.9   302.8   Private pension funds         8
 9    46.5    57.9    62.7    93.6   128.1   183.5   202.4   216.7   228.3   245.1   256.0   268.1   Bank personal trusts          9

---------------------------------------------------------------------------------------------------
                                        L.215 Corporate Equities (5)
---------------------------------------------------------------------------------------------------

 1  3098.9  3809.7  3530.2  4863.6  5462.9  6278.5  6293.4  6835.8  7393.0  8013.8  8345.4  8820.5 Shares at market value          1
 2  2242.8  2728.7  2610.8  3614.7  3968.8  4393.1  4470.1  4854.5  5240.9  5609.1  5833.0  6139.1   Nonfin. corporate business    2
 3    86.0   119.9   110.0   158.8   178.1   297.7   313.9   317.1   326.4   347.3   361.1   383.4   Rest of the world (3)         3
 4   770.1   961.2   809.3  1090.1  1316.1  1587.7  1509.4  1664.2  1825.8  2057.4  2151.2  2298.1   Financial corporations        4

 5  3098.9  3809.7  3530.2  4863.6  5462.9  6278.5  6293.4  6835.8  7393.0  8013.8  8345.4  8820.5 Holdings at market value        5
 6  1629.7  1928.6  1760.0  2652.7  2918.9  3285.4  3198.8  3507.7  3801.0  4134.5  4312.5  4523.0   Household sector              6
 7   213.8   276.1   243.8   299.0   329.0   372.9   337.9   334.1   339.5   344.2   353.7   357.4   Rest of the world (4)         7
 8      *      4.7     2.2     3.8     3.4     4.3     2.9     2.8     3.0     4.6     5.0     5.2   Commercial banking            8
 9     8.5    11.0     8.8    10.3    11.2    12.5    10.4    11.3    12.6    13.6    14.3    15.9   Savings institutions          9
10    89.3   106.5    97.9   151.4   175.5   228.0   274.4   291.7   314.6   341.1   356.4   378.2   Life insurance companies     10
11    71.4    84.0    79.9    94.1    97.3   103.4   112.1   121.6   131.0   140.8   148.6   158.2   Other insurance companies    11
12   480.6   609.7   592.5   686.6   821.9   924.9   921.4   988.0  1044.1  1111.4  1148.7  1191.9   Private pension funds        12
13   219.7   300.1   296.1   386.6   448.9   506.7   507.4   562.4   611.3   668.3   705.7   752.4   St.&loc. govt. rtr. fnds     13
14   187.6   250.5   233.2   308.9   401.3   607.4   709.6   784.3   886.2   991.7  1024.9  1159.1   Mutual funds                 14
15    14.3    17.1    16.2    21.8    23.8    27.7    33.1    35.3    37.3    39.8    40.8    43.8   Closed-end funds             15
16    12.2    14.1     9.6    14.3    14.8    24.2    20.1    22.0    23.9    26.8    34.2    27.8   Brokers and dealers          16
17   171.7   207.3   190.1   234.2   216.9   181.0   165.3   174.7   188.6   197.0   200.5   207.5   Bank personal trusts         17

                                                                                                Memo: Market value of domestic
18  2914.9  3570.0  3312.3  4570.9  5145.5  5821.2  5811.2  6337.0  6871.5  7454.5  7755.7  8202.2       corporations (6)         18

                                                 (3) Holdings of foreign issues by U.S. residents.                           �
                                                 (4) Holdings of U.S. issues by foreign residents.                           �
                                                 (5) Excludes mutual fund shares shown above.                                �
                                                 (6) Sum of lines 2 and 4 less the sum of lines 8, 11, 15, and 16;           �
                                                     line 1 excludes intercorporate holdings of nonfinancial corporations.   �

BILLIONS OF DOLLARS.



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Last update: July 16, 1996 12:00 pm