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Release Date: January 17, 2025

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States 1

Percent change at break adjusted, seasonally adjusted, annual rate. Make Full Screen
Account 2020 2021 2022 2023 2024 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Sep
2024
Oct
2024
Nov
2024
Dec
Assets
1 Bank credit 8.3 8.1 6.9 -0.3 3.8 -1.2 -0.2 3.8 3.1 4.7 3.5 3.7 5.3 0.6 2.3
2 Securities in bank credit 2 20.7 21.8 -2.3 -7.3 6.5 -7.4 -5.6 6.9 3.7 10.4 4.5 9.2 8.6 -5.9 -2.6
3 Treasury and agency securities 3 23.2 22.8 -2.3 -6.2 9.3 -5.1 -2.5 9.1 7.1 12.9 6.8 11.2 9.4 -2.6 3.1
6 Other securities 12.7 18.2 -2.3 -11.3 -4.2 -15.6 -17.3 -1.4 -10.0 -0.2 -5.3 0.4 5.2 -20.2 -28.4
9 Loans and leases in bank credit 8 3.6 2.0 11.7 2.9 2.7 1.5 2.0 2.5 2.8 2.3 3.1 1.3 3.9 3.4 4.4
10 Commercial and industrial loans 11.3 -7.4 14.1 -0.3 0.8 -1.0 0.0 -1.4 0.2 1.6 2.9 4.6 4.1 1.1 0.2
11 Real estate loans 1.1 2.0 10.2 4.1 2.0 1.6 2.7 3.8 2.4 0.7 0.8 -0.1 1.6 0.9 1.2
12 Residential real estate loans -1.8 -0.4 8.9 3.4 2.1 0.1 2.4 4.0 2.2 1.1 1.1 0.4 0.0 2.5 3.4
13 Revolving home equity loans -11.7 -12.5 1.4 -0.7 2.8 -1.9 0.9 1.7 1.4 4.1 3.7 4.6 2.3 3.7 5.1
14 Closed-end residential loans 9 -0.2 1.4 9.9 3.8 2.0 0.3 2.6 4.2 2.3 0.8 0.7 -0.1 -0.2 2.4 3.1
15 Commercial real estate loans 3.9 4.3 11.3 4.8 1.8 2.9 2.9 3.7 2.6 0.3 0.6 -0.6 2.9 -0.5 -0.6
20 Consumer loans -4.4 7.6 11.9 4.5 2.2 3.4 2.9 3.9 1.0 0.8 3.2 1.1 3.8 2.4 7.6
21 Credit cards and other revolving plans -10.9 5.8 17.6 10.0 5.1 8.2 7.8 8.8 4.6 2.8 3.9 2.5 5.5 -0.3 8.8
22 Other consumer loans 3.3 9.3 6.5 -1.4 -1.2 -2.0 -2.8 -1.9 -3.5 -1.8 2.2 -0.6 1.6 6.0 6.1
25 All other loans and leases 7.4 12.2 12.3 2.3 7.6 2.9 2.1 2.9 8.9 8.9 8.9 1.1 9.6 13.4 14.6
28 LESS: Allowance for loan and lease losses 60.0 -23.6 -0.1 15.5 4.6 11.9 7.6 8.9 2.4 2.8 3.8 4.2 6.0 0.6 1.8
29 Cash assets 21 77.9 34.0 -23.5 9.4 -7.5 -1.9 16.3 10.5 -10.7 -11.6 -18.8 -37.2 -2.2 -29.4 -27.3
30 Total federal funds sold and reverse RPs 22 8.0 -25.8 -9.4 8.9 4.9 -19.1 1.9 1.2 3.1 15.3 -0.2 26.6 -13.9 -10.1 49.5
31 Loans to commercial banks 23 41.2 -44.5 -40.5 18.8 -4.9 4.4 -39.6 -87.8 -37.5 27.6 103.2 38.7 281.2 30.4 -118.5
32 Other assets including trading assets 24 9.3 6.0 9.9 0.0 3.7 6.2 3.3 -3.2 7.3 -0.5 11.2 3.2 9.1 23.8 20.6
33 Total assets 14.8 10.7 1.1 1.2 2.1 -1.3 2.4 4.1 1.3 2.2 0.8 -1.6 4.1 -2.0 1.0
 
Liabilities
34 Deposits 20.8 11.8 -0.8 -2.7 2.7 0.7 0.6 2.8 2.2 2.4 3.4 6.8 4.1 1.1 -1.1
35 Large time deposits -17.0 -6.4 11.8 38.2 6.6 35.1 27.0 12.0 5.6 4.0 4.3 13.9 4.2 -6.9 -2.2
36 Other deposits 26.9 13.7 -1.8 -6.8 2.2 -3.6 -3.1 1.4 1.7 2.1 3.2 5.7 4.0 2.3 -0.9
37 Borrowings -13.2 -1.3 8.0 27.8 -6.9 -17.5 8.4 6.0 0.3 -9.2 -24.7 -35.2 -21.6 -30.0 -32.3
39 Other liabilities including trading liabilities 25 12.6 4.2 15.8 4.7 3.6 24.5 13.3 3.2 7.0 -10.0 14.5 -11.9 21.1 46.2 6.0
40 Total liabilities 16.5 11.3 1.6 0.3 1.6 -0.9 2.4 3.6 2.0 0.8 0.1 -2.9 3.4 -1.2 -1.4

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.

Table 2. Assets and Liabilities of Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 17,351.7 17,664.7 17,728.1 17,797.5 17,852.5 17,929.0 17,931.3 17,965.0 17,969.2 17,970.6 17,946.1 18,018.3
2 Securities in bank credit 2 5,092.1 5,237.1 5,278.4 5,327.6 5,368.6 5,407.4 5,382.4 5,370.6 5,368.6 5,365.5 5,361.7 5,383.0
3 Treasury and agency securities 3 4,070.5 4,243.0 4,284.2 4,330.0 4,370.6 4,405.1 4,397.0 4,408.5 4,411.8 4,406.3 4,398.7 4,419.6
4 Mortgage-backed securities (MBS) 4 2,518.4 2,569.6 2,585.5 2,611.2 2,639.1 2,658.2 2,647.1 2,642.3 2,643.2 2,639.1 2,632.0 2,638.6
5 Non-MBS 5 1,552.1 1,673.4 1,698.7 1,718.8 1,731.4 1,746.9 1,750.0 1,766.2 1,768.6 1,767.3 1,766.7 1,781.0
6 Other securities 1,021.5 994.0 994.1 997.7 998.0 1,002.3 985.4 962.1 956.8 959.1 963.0 963.4
7 Mortgage-backed securities (MBS) 6 103.4 95.0 94.8 95.3 95.8 95.8 95.0 93.9 93.5 93.7 93.4 93.9
8 Non-MBS 7 918.1 899.0 899.4 902.3 902.2 906.5 890.4 868.2 863.3 865.4 869.6 869.4
9 Loans and leases in bank credit 8 12,259.6 12,427.6 12,449.8 12,469.9 12,483.9 12,521.6 12,548.9 12,594.4 12,600.7 12,605.2 12,584.4 12,635.3
10 Commercial and industrial loans 2,761.2 2,767.1 2,761.0 2,765.5 2,776.2 2,785.8 2,788.4 2,788.9 2,786.5 2,791.0 2,770.4 2,791.6
11 Real estate loans 5,532.2 5,598.0 5,607.8 5,607.6 5,607.0 5,614.4 5,618.6 5,624.3 5,630.0 5,623.3 5,621.1 5,639.1
12 Residential real estate loans 2,567.5 2,602.0 2,605.1 2,605.7 2,606.5 2,606.6 2,612.0 2,619.3 2,622.4 2,620.0 2,620.8 2,622.4
13 Revolving home equity loans 254.4 255.9 257.3 258.5 259.5 260.0 260.8 261.9 261.8 262.0 262.9 263.5
14 Closed-end residential loans 9 2,313.1 2,346.1 2,347.8 2,347.1 2,346.9 2,346.6 2,351.3 2,357.3 2,360.7 2,358.0 2,357.9 2,359.0
15 Commercial real estate loans 2,964.6 2,995.9 3,002.7 3,001.9 3,000.5 3,007.8 3,006.6 3,005.0 3,007.6 3,003.3 3,000.3 3,016.6
16 Construction and land development loans 10 486.1 482.8 483.1 482.2 480.9 479.4 476.4 475.6 476.4 475.9 474.0 476.6
17 Secured by farmland 11 114.2 115.5 115.4 115.5 115.7 115.6 115.7 115.9 115.9 115.8 116.0 116.0
18 Secured by multifamily properties 12 580.4 596.3 595.7 595.2 595.7 597.7 601.3 602.3 602.2 601.4 601.8 605.2
19 Secured by nonfarm nonresidential properties 13 1,784.0 1,801.3 1,808.6 1,809.0 1,808.2 1,815.1 1,813.2 1,811.3 1,813.0 1,810.2 1,808.5 1,818.8
20 Consumer loans 1,900.1 1,917.0 1,915.2 1,919.0 1,920.9 1,924.1 1,920.0 1,932.2 1,929.7 1,938.6 1,936.6 1,942.5
21 Credit cards and other revolving plans 1,031.8 1,064.0 1,064.1 1,069.0 1,071.2 1,076.1 1,075.8 1,083.7 1,081.1 1,088.6 1,086.5 1,089.6
22 Other consumer loans 868.3 852.9 851.1 850.1 849.7 848.0 844.2 848.5 848.6 849.9 850.1 852.9
23 Automobile loans 14 499.6 489.0 486.2 484.0 484.0 484.2 485.4 486.4 486.0 487.0 487.4 488.8
24 All other consumer loans 15 , 16 368.7 363.9 364.9 366.1 365.7 363.8 358.8 362.1 362.6 362.9 362.7 364.0
25 All other loans and leases 2,066.2 2,145.6 2,165.8 2,177.8 2,179.8 2,197.3 2,221.9 2,249.0 2,254.5 2,252.3 2,256.3 2,262.2
26 Loans to nondepository financial institutions 17 994.5 1,081.8 1,096.1 1,103.0 1,106.1 1,118.6 1,135.7 1,156.8 1,161.2 1,159.3 1,157.1 1,168.8
27 All loans not elsewhere classified 18 , 19 1,071.7 1,063.7 1,069.7 1,074.7 1,073.6 1,078.7 1,086.2 1,092.2 1,093.3 1,093.0 1,099.2 1,093.3
28 LESS: Allowance for loan and lease losses 20 195.1 198.7 199.6 200.3 201.0 202.0 202.1 202.4 202.3 202.5 202.4 201.5
29 Cash assets 21 3,485.8 3,494.6 3,393.9 3,381.5 3,275.9 3,272.2 3,198.6 3,125.8 3,174.2 3,194.5 2,951.5 3,333.9
30 Total federal funds sold and reverse RPs 22 639.6 622.0 654.2 632.2 646.2 638.7 633.3 659.4 653.9 655.0 674.1 627.4
31 Loans to commercial banks 23 7.5 5.5 5.9 6.2 6.4 7.9 8.1 7.3 7.1 7.2 7.0 7.1
32 Other assets including trading assets 24 1,872.7 1,868.7 1,877.7 1,874.3 1,879.3 1,893.6 1,931.1 1,964.3 1,986.3 1,980.8 1,938.2 2,018.0
33 Total assets 23,162.1 23,456.7 23,460.1 23,491.4 23,459.3 23,539.5 23,500.4 23,519.5 23,588.5 23,605.7 23,314.4 23,803.2
 
Liabilities
34 Deposits 17,386.3 17,606.8 17,606.7 17,658.4 17,758.3 17,818.3 17,834.6 17,818.6 17,807.0 17,864.8 17,748.2 17,912.7
35 Large time deposits 2,246.4 2,329.2 2,317.2 2,344.8 2,372.0 2,380.3 2,366.7 2,362.3 2,345.9 2,384.2 2,366.5 2,356.3
36 Other deposits 15,139.9 15,277.6 15,289.5 15,313.6 15,386.3 15,438.0 15,467.9 15,456.2 15,461.1 15,480.6 15,381.7 15,556.4
37 Borrowings 2,364.7 2,400.7 2,356.8 2,357.7 2,288.5 2,247.3 2,191.2 2,132.3 2,167.7 2,159.4 2,009.1 2,156.9
38 Net due to related foreign offices 343.0 356.9 388.3 348.2 275.1 301.5 287.1 333.2 337.7 325.4 376.7 412.5
39 Other liabilities including trading liabilities 25 869.0 845.5 843.2 837.6 829.3 843.9 876.4 880.8 924.4 900.9 820.8 893.8
40 Total liabilities 20,962.9 21,210.0 21,195.1 21,201.9 21,151.2 21,211.0 21,189.2 21,164.8 21,236.7 21,250.5 20,954.8 21,376.0
41 Residual (Assets LESS Liabilities) 26 2,199.2 2,246.7 2,265.1 2,289.5 2,308.1 2,328.5 2,311.2 2,354.7 2,351.9 2,355.1 2,359.6 2,427.2

Footnotes appear on the last page.

Table 3. Assets and Liabilities of Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 17,439.5 17,654.6 17,701.8 17,774.8 17,828.4 17,903.2 17,964.8 18,057.3 18,064.6 18,099.0 18,063.3 18,068.6
2 Securities in bank credit 2 5,101.6 5,224.4 5,256.0 5,316.3 5,342.2 5,378.3 5,393.7 5,380.3 5,377.9 5,371.5 5,368.8 5,386.6
3 Treasury and agency securities 3 4,084.7 4,225.0 4,260.4 4,317.8 4,346.7 4,381.7 4,411.8 4,422.1 4,426.4 4,417.2 4,408.5 4,421.7
4 Mortgage-backed securities (MBS) 4 2,519.1 2,562.0 2,576.6 2,611.2 2,628.4 2,642.2 2,646.4 2,643.4 2,641.1 2,633.5 2,635.0 2,635.0
5 Non-MBS 5 1,565.5 1,663.0 1,683.9 1,706.6 1,718.4 1,739.5 1,765.5 1,778.7 1,785.2 1,783.7 1,773.5 1,786.7
6 Other securities 1,017.0 999.5 995.6 998.4 995.4 996.6 981.9 958.3 951.5 954.3 960.3 964.9
7 Mortgage-backed securities (MBS) 6 102.7 95.4 95.0 95.3 95.4 95.4 94.8 93.3 93.0 93.1 92.7 93.1
8 Non-MBS 7 914.3 904.0 900.6 903.2 900.1 901.2 887.1 865.0 858.5 861.2 867.6 871.8
9 Loans and leases in bank credit 8 12,337.9 12,430.2 12,445.8 12,458.5 12,486.2 12,524.8 12,571.1 12,677.0 12,686.7 12,727.5 12,694.5 12,682.0
10 Commercial and industrial loans 2,761.1 2,780.9 2,760.6 2,750.4 2,755.7 2,768.3 2,777.4 2,789.6 2,789.3 2,807.4 2,781.8 2,781.0
11 Real estate loans 5,543.2 5,596.8 5,611.0 5,617.8 5,617.6 5,626.3 5,631.6 5,634.9 5,639.1 5,634.8 5,627.4 5,647.8
12 Residential real estate loans 2,575.1 2,598.5 2,607.8 2,612.6 2,614.2 2,616.7 2,622.5 2,626.5 2,626.9 2,626.9 2,624.6 2,631.9
13 Revolving home equity loans 255.3 256.6 257.2 258.1 259.3 260.2 261.2 262.8 262.8 263.1 263.8 263.8
14 Closed-end residential loans 9 2,319.9 2,341.9 2,350.6 2,354.5 2,354.8 2,356.4 2,361.3 2,363.7 2,364.2 2,363.8 2,360.8 2,368.0
15 Commercial real estate loans 2,968.1 2,998.3 3,003.3 3,005.2 3,003.5 3,009.7 3,009.1 3,008.4 3,012.1 3,007.9 3,002.8 3,016.0
16 Construction and land development loans 10 488.0 484.0 481.6 483.3 481.9 480.3 480.0 477.7 479.1 477.9 473.0 475.1
17 Secured by farmland 11 114.5 115.4 115.5 115.7 116.1 116.0 115.9 116.2 116.2 116.4 116.6 116.2
18 Secured by multifamily properties 12 580.9 595.2 597.2 597.2 597.6 599.5 601.7 602.7 602.8 602.5 602.2 604.6
19 Secured by nonfarm nonresidential properties 13 1,784.7 1,803.7 1,809.0 1,809.1 1,808.0 1,813.8 1,811.5 1,811.7 1,814.1 1,811.1 1,811.1 1,820.1
20 Consumer loans 1,935.3 1,911.7 1,913.5 1,922.6 1,927.2 1,927.9 1,930.4 1,968.7 1,965.1 1,984.4 1,977.3 1,967.5
21 Credit cards and other revolving plans 1,065.9 1,060.7 1,063.2 1,071.3 1,072.9 1,075.1 1,083.3 1,118.9 1,115.0 1,133.3 1,126.9 1,113.8
22 Other consumer loans 869.4 851.0 850.3 851.4 854.4 852.8 847.0 849.8 850.1 851.1 850.4 853.7
23 Automobile loans 14 499.8 488.4 486.9 485.7 486.3 486.3 486.5 486.6 486.4 487.1 486.9 488.7
24 All other consumer loans 15 , 16 369.7 362.5 363.4 365.6 368.1 366.5 360.5 363.1 363.7 364.0 363.6 365.0
25 All other loans and leases 2,098.3 2,140.7 2,160.6 2,167.7 2,185.7 2,202.3 2,231.7 2,283.8 2,293.2 2,301.0 2,308.0 2,285.7
26 Loans to nondepository financial institutions 17 1,012.2 1,077.7 1,095.1 1,099.0 1,112.8 1,123.4 1,143.0 1,177.3 1,184.1 1,186.9 1,187.6 1,181.3
27 All loans not elsewhere classified 18 , 19 1,086.1 1,063.0 1,065.6 1,068.7 1,072.8 1,079.0 1,088.7 1,106.5 1,109.1 1,114.1 1,120.5 1,104.4
28 LESS: Allowance for loan and lease losses 20 195.1 198.4 199.8 200.7 201.2 202.0 202.7 202.5 202.7 202.0 201.6 201.8
29 Cash assets 21 3,562.4 3,414.2 3,326.6 3,357.8 3,229.4 3,230.0 3,248.6 3,192.6 3,263.9 3,210.4 2,955.1 3,371.9
30 Total federal funds sold and reverse RPs 22 658.0 614.0 639.1 628.8 646.1 634.1 644.9 678.1 672.1 671.6 708.6 657.4
31 Loans to commercial banks 23 7.3 5.7 6.2 6.5 6.8 8.1 8.0 7.2 7.1 7.0 6.8 6.8
32 Other assets including trading assets 24 1,854.5 1,868.4 1,878.0 1,876.9 1,881.7 1,907.4 1,943.7 1,947.9 1,975.3 1,966.1 1,887.4 1,990.1
33 Total assets 23,326.7 23,358.4 23,351.9 23,444.1 23,391.1 23,480.7 23,607.3 23,680.6 23,780.3 23,752.1 23,419.6 23,893.1
 
Liabilities
34 Deposits 17,560.8 17,547.5 17,553.9 17,630.3 17,718.7 17,751.6 17,863.7 17,995.0 18,014.1 18,044.9 17,954.0 18,025.0
35 Large time deposits 2,228.0 2,327.2 2,312.9 2,343.5 2,357.1 2,356.6 2,349.0 2,344.1 2,330.2 2,359.9 2,335.7 2,359.2
36 Other deposits 15,332.9 15,220.3 15,241.0 15,286.7 15,361.6 15,395.0 15,514.6 15,650.9 15,683.8 15,685.0 15,618.3 15,665.8
37 Borrowings 2,343.2 2,408.9 2,338.5 2,323.7 2,247.1 2,231.0 2,189.2 2,114.4 2,159.2 2,134.5 1,974.7 2,177.7
38 Net due to related foreign offices 382.8 313.3 371.2 360.8 266.0 319.3 346.8 371.6 371.6 358.9 383.9 422.4
39 Other liabilities including trading liabilities 25 862.6 842.8 833.8 839.1 835.8 864.7 901.8 875.7 907.6 891.4 797.1 889.7
40 Total liabilities 21,149.4 21,112.5 21,097.4 21,153.9 21,067.6 21,166.6 21,301.5 21,356.7 21,452.4 21,429.8 21,109.7 21,514.7
41 Residual (Assets LESS Liabilities) 26 2,177.3 2,245.9 2,254.5 2,290.2 2,323.6 2,314.1 2,305.8 2,323.9 2,327.9 2,322.3 2,310.0 2,378.3

Footnotes appear on the last page.

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 16,064.8 16,318.7 16,384.1 16,442.4 16,490.8 16,548.2 16,554.1 16,575.6 16,578.5 16,569.0 16,565.4 16,627.0
2 Securities in bank credit 2 4,867.9 5,002.1 5,043.2 5,085.6 5,121.9 5,158.8 5,140.6 5,128.1 5,124.1 5,119.7 5,123.1 5,136.1
3 Treasury and agency securities 3 3,927.5 4,089.1 4,129.8 4,172.0 4,205.6 4,237.1 4,235.3 4,247.3 4,249.4 4,243.1 4,241.0 4,253.5
4 Mortgage-backed securities (MBS) 4 2,488.0 2,538.3 2,555.0 2,577.6 2,603.6 2,620.9 2,607.2 2,602.2 2,602.2 2,599.5 2,594.8 2,599.1
5 Non-MBS 5 1,439.5 1,550.7 1,574.8 1,594.4 1,602.0 1,616.3 1,628.2 1,645.1 1,647.2 1,643.5 1,646.2 1,654.3
6 Other securities 940.3 913.0 913.4 913.7 916.3 921.7 905.3 880.8 874.8 876.7 882.1 882.7
7 Mortgage-backed securities (MBS) 6 101.6 93.7 93.6 94.2 94.7 94.6 93.8 92.7 92.3 92.6 92.3 92.8
8 Non-MBS 7 838.8 819.3 819.8 819.5 821.6 827.1 811.4 788.1 782.4 784.1 789.9 789.9
9 Loans and leases in bank credit 8 11,197.0 11,316.6 11,340.9 11,356.8 11,368.9 11,389.4 11,413.5 11,447.5 11,454.4 11,449.3 11,442.3 11,490.9
10 Commercial and industrial loans 2,255.6 2,255.1 2,256.7 2,261.8 2,273.5 2,273.2 2,276.3 2,276.6 2,276.9 2,273.3 2,259.9 2,279.2
11 Real estate loans 5,420.6 5,482.8 5,491.0 5,490.6 5,491.6 5,498.3 5,500.8 5,507.0 5,512.5 5,505.7 5,505.2 5,522.9
12 Residential real estate loans 2,567.0 2,601.5 2,604.5 2,605.1 2,606.0 2,606.1 2,611.5 2,618.6 2,621.8 2,619.4 2,619.9 2,621.6
13 Revolving home equity loans 254.4 255.9 257.2 258.4 259.4 259.9 260.7 261.7 261.6 261.8 262.5 263.1
14 Closed-end residential loans 9 2,312.6 2,345.6 2,347.3 2,346.7 2,346.6 2,346.2 2,350.8 2,356.9 2,360.2 2,357.6 2,357.4 2,358.5
15 Commercial real estate loans 2,853.6 2,881.3 2,886.5 2,885.6 2,885.6 2,892.3 2,889.2 2,888.4 2,890.7 2,886.4 2,885.3 2,901.3
16 Construction and land development loans 10 473.5 469.8 469.4 468.1 466.3 464.6 461.2 459.7 460.7 459.9 457.8 460.3
17 Secured by farmland 11 114.1 115.4 115.2 115.3 115.5 115.4 115.5 115.7 115.7 115.6 115.8 115.8
18 Secured by multifamily properties 12 560.0 574.5 573.4 573.5 574.8 577.1 581.0 582.5 582.4 581.6 582.0 585.5
19 Secured by nonfarm nonresidential properties 13 1,706.0 1,721.6 1,728.5 1,728.6 1,728.9 1,735.2 1,731.6 1,730.4 1,731.9 1,729.3 1,729.6 1,739.7
20 Consumer loans 1,900.1 1,917.0 1,915.2 1,919.0 1,920.9 1,924.1 1,920.0 1,932.2 1,929.7 1,938.6 1,936.6 1,942.5
21 Credit cards and other revolving plans 1,031.8 1,064.0 1,064.1 1,069.0 1,071.2 1,076.1 1,075.8 1,083.7 1,081.1 1,088.6 1,086.5 1,089.6
22 Other consumer loans 868.3 852.9 851.1 850.1 849.7 848.0 844.2 848.5 848.6 849.9 850.1 852.9
23 Automobile loans 14 499.6 489.0 486.2 484.0 484.0 484.2 485.4 486.4 486.0 487.0 487.4 488.8
24 All other consumer loans 15 368.7 363.9 364.9 366.1 365.7 363.8 358.8 362.1 362.6 362.9 362.7 364.0
25 All other loans and leases 1,620.7 1,661.8 1,678.1 1,685.3 1,682.9 1,693.7 1,716.4 1,731.6 1,735.4 1,731.7 1,740.5 1,746.3
26 Loans to nondepository financial institutions 17 782.3 838.5 852.0 859.7 862.2 872.1 888.1 901.9 905.5 903.6 901.7 912.7
27 All loans not elsewhere classified 18 838.5 823.3 826.1 825.6 820.7 821.6 828.3 829.7 829.9 828.2 838.9 833.7
28 LESS: Allowance for loan and lease losses 195.1 198.7 199.6 200.3 201.0 202.0 202.1 202.4 202.3 202.5 202.5 201.6
29 Cash assets 21 2,148.1 2,135.1 2,100.3 2,050.5 2,052.7 2,040.1 1,998.7 1,974.7 1,962.6 2,012.8 1,932.1 2,001.8
30 Total federal funds sold and reverse RPs 22 262.3 248.4 270.9 270.5 272.5 285.5 281.5 289.5 285.7 284.2 297.0 274.6
31 Loans to commercial banks 23 6.7 4.6 5.1 5.6 5.9 6.0 6.1 5.9 5.7 5.8 5.8 5.8
32 Other assets including trading assets 24 1,726.6 1,732.0 1,739.0 1,738.4 1,750.7 1,759.4 1,772.5 1,808.6 1,817.1 1,835.8 1,794.7 1,836.4
33 Total assets 20,013.4 20,240.0 20,299.7 20,307.2 20,371.5 20,437.1 20,410.8 20,452.0 20,447.2 20,505.1 20,392.5 20,544.1
 
Liabilities
34 Deposits 16,099.1 16,280.1 16,301.6 16,342.3 16,427.6 16,479.8 16,486.8 16,495.1 16,477.8 16,523.3 16,466.6 16,533.4
35 Large time deposits 1,442.5 1,533.6 1,523.7 1,539.0 1,566.9 1,584.4 1,575.3 1,559.5 1,557.1 1,567.0 1,550.3 1,548.9
36 Other deposits 14,656.6 14,746.5 14,777.9 14,803.3 14,860.7 14,895.4 14,911.5 14,935.6 14,920.6 14,956.3 14,916.3 14,984.5
37 Borrowings 1,360.7 1,399.1 1,399.7 1,381.9 1,343.4 1,356.2 1,328.9 1,288.2 1,279.4 1,282.3 1,272.0 1,279.3
38 Net due to related foreign offices -331.6 -374.0 -369.4 -387.2 -412.2 -430.1 -436.4 -397.2 -398.9 -398.8 -370.3 -385.8
39 Other liabilities including trading liabilities 25 697.9 693.8 693.9 688.0 689.0 700.5 709.8 720.9 744.2 751.5 675.5 708.9
40 Total liabilities 17,826.1 17,999.0 18,025.9 18,025.1 18,047.7 18,106.4 18,089.1 18,107.0 18,102.5 18,158.3 18,043.7 18,135.8
41 Residual (Assets LESS Liabilities) 26 2,187.3 2,240.9 2,273.9 2,282.0 2,323.8 2,330.8 2,321.6 2,344.9 2,344.8 2,346.8 2,348.7 2,408.2

Footnotes appear on the last page.

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 16,137.2 16,315.9 16,362.6 16,427.8 16,473.1 16,534.2 16,583.5 16,653.0 16,660.5 16,676.2 16,659.6 16,661.7
2 Securities in bank credit 2 4,877.5 4,989.1 5,018.8 5,072.7 5,096.7 5,134.9 5,148.7 5,138.5 5,136.6 5,128.7 5,134.4 5,141.5
3 Treasury and agency securities 3 3,942.8 4,069.7 4,103.0 4,157.5 4,183.7 4,220.2 4,249.3 4,262.8 4,268.1 4,257.6 4,256.0 4,258.7
4 Mortgage-backed securities (MBS) 4 2,488.4 2,530.2 2,545.1 2,576.7 2,592.4 2,606.4 2,608.1 2,603.3 2,601.4 2,593.9 2,595.5 2,593.4
5 Non-MBS 5 1,454.4 1,539.4 1,557.8 1,580.8 1,591.3 1,613.8 1,641.2 1,659.5 1,666.7 1,663.7 1,660.5 1,665.3
6 Other securities 934.7 919.4 915.9 915.2 913.0 914.7 899.5 875.7 868.5 871.0 878.4 882.8
7 Mortgage-backed securities (MBS) 6 100.9 94.2 93.8 94.1 94.2 94.2 93.7 92.2 91.9 92.0 91.6 92.0
8 Non-MBS 7 833.8 825.2 822.1 821.1 818.8 820.5 805.8 783.5 776.6 779.0 786.8 790.8
9 Loans and leases in bank credit 8 11,259.7 11,326.8 11,343.8 11,355.1 11,376.4 11,399.3 11,434.7 11,514.5 11,523.9 11,547.6 11,525.2 11,520.2
10 Commercial and industrial loans 2,247.4 2,270.4 2,256.8 2,250.6 2,256.9 2,261.3 2,265.5 2,269.3 2,271.7 2,276.9 2,258.9 2,262.7
11 Real estate loans 5,432.6 5,480.0 5,493.7 5,501.1 5,502.8 5,510.4 5,515.5 5,518.9 5,522.7 5,518.9 5,511.6 5,531.6
12 Residential real estate loans 2,574.6 2,598.0 2,607.1 2,612.0 2,613.6 2,616.2 2,622.0 2,625.9 2,626.3 2,626.3 2,623.8 2,631.0
13 Revolving home equity loans 255.3 256.5 257.0 258.0 259.2 260.2 261.2 262.6 262.6 263.0 263.4 263.5
14 Closed-end residential loans 9 2,319.3 2,341.4 2,350.1 2,354.0 2,354.4 2,356.0 2,360.8 2,363.3 2,363.7 2,363.3 2,360.3 2,367.6
15 Commercial real estate loans 2,858.0 2,882.0 2,886.5 2,889.1 2,889.2 2,894.3 2,893.5 2,893.0 2,896.4 2,892.6 2,887.8 2,900.5
16 Construction and land development loans 10 475.5 470.6 467.8 469.0 467.4 465.5 464.7 461.9 463.3 462.0 457.0 459.1
17 Secured by farmland 11 114.4 115.3 115.3 115.6 115.9 115.8 115.7 116.0 116.0 116.2 116.3 116.0
18 Secured by multifamily properties 12 560.3 573.5 575.0 575.6 576.6 578.6 581.1 582.8 582.8 582.7 582.3 584.8
19 Secured by nonfarm nonresidential properties 13 1,707.8 1,722.6 1,728.4 1,728.9 1,729.3 1,734.3 1,732.0 1,732.3 1,734.3 1,731.8 1,732.1 1,740.6
20 Consumer loans 1,935.3 1,911.7 1,913.5 1,922.6 1,927.2 1,927.9 1,930.4 1,968.7 1,965.1 1,984.4 1,977.3 1,967.5
21 Credit cards and other revolving plans 1,065.9 1,060.7 1,063.2 1,071.3 1,072.9 1,075.1 1,083.3 1,118.9 1,115.0 1,133.3 1,126.9 1,113.8
22 Other consumer loans 869.4 851.0 850.3 851.4 854.4 852.8 847.0 849.8 850.1 851.1 850.4 853.7
23 Automobile loans 14 499.8 488.4 486.9 485.7 486.3 486.3 486.5 486.6 486.4 487.1 486.9 488.7
24 All other consumer loans 15 369.7 362.5 363.4 365.6 368.1 366.5 360.5 363.1 363.7 364.0 363.6 365.0
25 All other loans and leases 1,644.5 1,664.8 1,679.8 1,680.7 1,689.4 1,699.6 1,723.4 1,757.5 1,764.3 1,767.4 1,777.5 1,758.5
26 Loans to nondepository financial institutions 17 794.1 840.6 855.7 858.6 867.2 874.8 891.6 916.1 921.4 923.2 923.1 919.4
27 All loans not elsewhere classified 18 850.4 824.2 824.1 822.1 822.2 824.8 831.7 841.4 842.9 844.2 854.4 839.1
28 LESS: Allowance for loan and lease losses 195.1 198.4 199.8 200.7 201.2 202.0 202.7 202.5 202.7 202.0 201.6 201.8
29 Cash assets 21 2,266.7 2,077.9 2,029.3 2,019.1 2,027.9 2,021.4 2,033.7 2,084.7 2,094.2 2,104.9 2,041.1 2,050.2
30 Total federal funds sold and reverse RPs 22 280.6 247.2 264.2 265.5 274.6 289.0 287.8 309.8 303.7 309.0 342.1 300.1
31 Loans to commercial banks 23 6.4 4.8 5.4 6.0 6.2 6.1 6.0 5.7 5.6 5.5 5.5 5.5
32 Other assets including trading assets 24 1,709.3 1,729.5 1,740.8 1,740.0 1,751.1 1,770.1 1,781.5 1,793.1 1,816.8 1,810.8 1,746.9 1,812.2
33 Total assets 20,205.1 20,176.8 20,202.5 20,257.6 20,331.6 20,418.8 20,489.7 20,643.7 20,678.1 20,704.4 20,593.6 20,627.9
 
Liabilities
34 Deposits 16,281.2 16,229.4 16,257.8 16,309.5 16,396.4 16,432.4 16,519.7 16,680.4 16,691.8 16,722.9 16,705.1 16,644.4
35 Large time deposits 1,429.5 1,533.9 1,528.4 1,537.9 1,559.5 1,569.9 1,561.8 1,547.6 1,546.2 1,555.7 1,542.4 1,546.6
36 Other deposits 14,851.8 14,695.4 14,729.4 14,771.6 14,836.9 14,862.5 14,957.9 15,132.8 15,145.6 15,167.2 15,162.8 15,097.8
37 Borrowings 1,346.9 1,401.3 1,378.1 1,347.9 1,329.1 1,370.7 1,329.3 1,275.7 1,265.0 1,274.5 1,267.9 1,285.7
38 Net due to related foreign offices -290.9 -385.2 -368.1 -376.8 -407.9 -412.3 -390.7 -349.9 -346.3 -341.5 -342.2 -386.0
39 Other liabilities including trading liabilities 25 694.0 690.1 684.7 691.2 694.8 718.2 730.1 718.0 744.1 730.6 657.4 709.9
40 Total liabilities 18,031.1 17,935.6 17,952.4 17,971.8 18,012.4 18,109.0 18,188.3 18,324.2 18,354.6 18,386.5 18,288.2 18,254.0
41 Residual (Assets LESS Liabilities) 26 2,174.0 2,241.3 2,250.1 2,285.9 2,319.2 2,309.8 2,301.4 2,319.5 2,323.5 2,317.9 2,305.5 2,373.9

Footnotes appear on the last page.

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 10,360.1 10,534.7 10,581.4 10,627.6 10,663.1 10,700.1 10,710.2 10,739.1 10,735.0 10,732.4 10,740.1 10,783.1
2 Securities in bank credit 2 3,617.3 3,755.5 3,793.9 3,830.6 3,857.6 3,883.8 3,869.8 3,876.8 3,868.9 3,870.7 3,883.2 3,894.6
3 Treasury and agency securities 3 3,063.8 3,217.0 3,253.6 3,289.0 3,314.7 3,337.2 3,336.0 3,362.8 3,361.9 3,359.8 3,364.5 3,374.1
4 Mortgage-backed securities (MBS) 4 1,909.6 1,945.7 1,957.1 1,974.3 1,990.6 2,001.0 1,991.8 1,989.6 1,988.7 1,986.4 1,985.8 1,990.3
5 Non-MBS 5 1,154.2 1,271.3 1,296.5 1,314.7 1,324.1 1,336.2 1,344.2 1,373.2 1,373.2 1,373.4 1,378.7 1,383.8
6 Other securities 553.5 538.5 540.4 541.6 542.9 546.6 533.7 514.0 507.0 510.9 518.6 520.5
7 Mortgage-backed securities (MBS) 6 62.9 57.5 57.5 58.1 58.5 58.2 58.1 56.9 56.4 56.8 57.1 57.6
8 Non-MBS 7 490.7 481.0 482.9 483.5 484.4 488.4 475.6 457.1 450.6 454.1 461.5 462.9
9 Loans and leases in bank credit 8 6,742.8 6,779.2 6,787.4 6,797.0 6,805.6 6,816.4 6,840.4 6,862.3 6,866.1 6,861.6 6,856.9 6,888.5
10 Commercial and industrial loans 1,532.7 1,530.7 1,529.8 1,532.9 1,543.6 1,542.6 1,544.2 1,543.0 1,543.5 1,539.8 1,525.8 1,545.0
11 Real estate loans 2,481.3 2,481.2 2,478.8 2,473.5 2,469.6 2,466.7 2,466.0 2,466.2 2,468.8 2,463.6 2,466.2 2,469.6
12 Residential real estate loans 1,604.4 1,615.1 1,613.9 1,612.4 1,613.1 1,609.8 1,612.3 1,615.9 1,617.5 1,615.0 1,618.5 1,618.0
13 Revolving home equity loans 152.6 150.2 150.6 151.0 151.2 150.7 150.9 151.2 151.0 151.3 151.8 152.2
14 Closed-end residential loans 9 1,451.9 1,464.9 1,463.3 1,461.5 1,461.9 1,459.1 1,461.3 1,464.7 1,466.5 1,463.7 1,466.7 1,465.8
15 Commercial real estate loans 876.9 866.1 864.9 861.0 856.5 856.9 853.8 850.3 851.3 848.6 847.7 851.6
16 Construction and land development loans 10 133.7 130.0 129.5 129.8 130.5 130.3 129.6 128.8 128.8 128.8 129.1 129.7
17 Secured by farmland 11 6.7 6.7 6.7 6.6 6.6 6.6 6.5 6.4 6.4 6.4 6.4 6.3
18 Secured by multifamily properties 12 227.2 229.4 230.0 228.7 227.8 227.6 229.1 229.1 228.9 228.4 227.6 229.1
19 Secured by nonfarm nonresidential properties 13 509.3 500.1 498.7 495.9 491.6 492.5 488.5 485.9 487.1 484.9 484.6 486.5
20 Consumer loans 1,444.0 1,455.1 1,453.2 1,456.2 1,457.5 1,465.2 1,468.8 1,480.3 1,477.8 1,486.3 1,485.3 1,491.2
21 Credit cards and other revolving plans 841.5 868.6 868.9 873.9 875.1 881.2 881.7 890.7 888.7 895.8 894.2 897.7
22 Other consumer loans 602.5 586.6 584.3 582.3 582.4 584.1 587.0 589.6 589.2 590.5 591.1 593.5
23 Automobile loans 14 420.9 410.7 407.9 406.0 406.7 407.6 409.1 410.1 409.6 410.6 411.2 412.8
24 All other consumer loans 15 181.6 175.8 176.3 176.3 175.7 176.4 178.0 179.5 179.6 179.9 179.9 180.6
25 All other loans and leases 1,284.8 1,312.1 1,325.7 1,334.5 1,334.9 1,341.8 1,361.5 1,372.8 1,376.0 1,371.9 1,379.6 1,382.7
26 Loans to nondepository financial institutions 17 673.5 721.7 733.6 741.2 745.5 753.5 765.6 777.0 779.9 777.7 778.2 786.6
27 All loans not elsewhere classified 18 611.4 590.4 592.0 593.2 589.4 588.3 595.9 595.8 596.0 594.3 601.5 596.0
28 LESS: Allowance for loan and lease losses 127.1 129.5 130.9 131.2 131.6 132.4 132.5 132.4 132.2 132.5 132.7 132.3
29 Cash assets 21 1,707.7 1,645.9 1,622.8 1,554.6 1,534.7 1,523.3 1,480.5 1,465.5 1,446.9 1,519.0 1,437.1 1,487.3
30 Total federal funds sold and reverse RPs 22 230.5 219.0 242.2 238.3 239.9 251.5 246.6 254.9 251.7 249.8 261.2 237.5
31 Loans to commercial banks 23 6.0 4.2 4.6 4.8 4.8 4.5 4.5 4.3 4.1 4.1 4.1 4.2
32 Other assets including trading assets 24 1,286.5 1,291.9 1,298.4 1,300.8 1,319.6 1,328.5 1,337.9 1,369.2 1,377.4 1,395.3 1,352.3 1,391.0
33 Total assets 13,463.7 13,566.2 13,618.5 13,594.9 13,630.5 13,675.4 13,647.2 13,700.6 13,682.9 13,768.1 13,662.1 13,770.8
 
Liabilities
34 Deposits 10,803.6 10,877.4 10,897.8 10,911.5 10,958.3 10,969.8 10,969.0 10,969.4 10,941.9 11,009.9 10,937.7 10,965.6
35 Large time deposits 779.3 816.0 797.8 795.7 806.2 812.1 807.8 796.7 792.1 808.1 788.7 786.7
36 Other deposits 10,024.3 10,061.5 10,100.0 10,115.7 10,152.2 10,157.7 10,161.3 10,172.7 10,149.7 10,201.9 10,149.0 10,178.9
37 Borrowings 924.6 1,003.4 1,003.2 992.3 968.6 1,008.6 976.9 935.2 924.5 933.9 925.7 938.0
38 Net due to related foreign offices -361.0 -406.7 -406.2 -422.4 -445.2 -463.1 -470.7 -432.2 -433.0 -431.3 -402.5 -419.9
39 Other liabilities including trading liabilities 25 565.0 565.5 568.2 565.3 569.2 582.1 592.4 600.2 623.8 628.4 554.5 587.8
40 Total liabilities 11,932.3 12,039.6 12,063.0 12,046.7 12,050.9 12,097.4 12,067.6 12,072.7 12,057.1 12,140.9 12,015.3 12,071.6
41 Residual (Assets LESS Liabilities) 26 1,531.5 1,526.7 1,555.5 1,548.2 1,579.7 1,578.0 1,579.6 1,627.9 1,625.8 1,627.2 1,646.8 1,699.2

Footnotes appear on the last page.

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 10,412.7 10,528.5 10,558.6 10,611.7 10,641.6 10,684.1 10,740.6 10,796.6 10,797.9 10,811.5 10,804.3 10,804.1
2 Securities in bank credit 2 3,621.8 3,742.8 3,771.7 3,818.4 3,837.7 3,866.0 3,888.7 3,882.1 3,875.4 3,874.0 3,886.2 3,890.7
3 Treasury and agency securities 3 3,073.9 3,198.3 3,229.2 3,276.8 3,298.1 3,325.6 3,358.3 3,373.0 3,373.7 3,369.3 3,372.2 3,372.0
4 Mortgage-backed securities (MBS) 4 1,910.1 1,936.0 1,947.7 1,973.3 1,983.4 1,993.2 1,998.1 1,991.4 1,987.1 1,984.0 1,986.3 1,983.0
5 Non-MBS 5 1,163.9 1,262.2 1,281.5 1,303.5 1,314.7 1,332.4 1,360.2 1,381.6 1,386.6 1,385.3 1,385.8 1,389.0
6 Other securities 547.9 544.5 542.6 541.6 539.6 540.4 530.4 509.0 501.7 504.8 514.1 518.8
7 Mortgage-backed securities (MBS) 6 62.8 57.9 57.7 58.0 58.0 57.6 57.7 56.8 56.4 56.6 56.7 57.0
8 Non-MBS 7 485.1 486.6 484.8 483.6 481.5 482.9 472.7 452.3 445.3 448.2 457.4 461.8
9 Loans and leases in bank credit 8 6,790.9 6,785.7 6,786.8 6,793.3 6,803.9 6,818.1 6,851.9 6,914.5 6,922.6 6,937.5 6,918.1 6,913.4
10 Commercial and industrial loans 1,527.3 1,542.8 1,530.1 1,525.5 1,530.7 1,533.9 1,538.2 1,538.6 1,541.6 1,543.5 1,524.9 1,531.1
11 Real estate loans 2,486.7 2,478.8 2,480.9 2,480.3 2,474.6 2,474.1 2,472.9 2,471.3 2,472.5 2,468.7 2,466.9 2,474.9
12 Residential real estate loans 1,609.9 1,611.4 1,615.0 1,617.3 1,617.0 1,616.7 1,619.1 1,621.1 1,620.3 1,620.2 1,621.1 1,626.6
13 Revolving home equity loans 153.1 150.5 150.6 150.7 150.9 150.9 151.2 151.8 151.6 151.9 152.2 152.4
14 Closed-end residential loans 9 1,456.9 1,460.9 1,464.4 1,466.6 1,466.1 1,465.9 1,467.9 1,469.3 1,468.7 1,468.3 1,468.9 1,474.2
15 Commercial real estate loans 876.8 867.5 865.9 863.0 857.6 857.3 853.9 850.2 852.1 848.5 845.8 848.3
16 Construction and land development loans 10 133.1 130.8 130.2 130.9 130.9 130.5 129.9 128.4 128.3 128.1 127.9 128.5
17 Secured by farmland 11 6.8 6.6 6.6 6.6 6.6 6.5 6.5 6.5 6.5 6.4 6.4 6.3
18 Secured by multifamily properties 12 227.5 229.1 230.6 229.6 228.8 228.4 229.3 229.4 229.3 229.1 227.4 228.2
19 Secured by nonfarm nonresidential properties 13 509.4 500.9 498.5 496.0 491.3 491.9 488.1 486.0 488.0 484.8 484.1 485.3
20 Consumer loans 1,470.4 1,453.8 1,454.3 1,460.9 1,463.3 1,467.1 1,475.9 1,508.1 1,504.9 1,520.8 1,515.8 1,509.0
21 Credit cards and other revolving plans 867.5 867.6 869.7 877.0 878.1 880.1 887.4 918.0 915.0 929.9 924.8 915.5
22 Other consumer loans 602.9 586.2 584.6 583.9 585.3 587.0 588.5 590.1 589.9 590.9 591.0 593.6
23 Automobile loans 14 420.8 410.3 408.9 407.8 408.8 409.4 409.8 410.0 409.8 410.4 410.5 412.4
24 All other consumer loans 15 182.1 175.8 175.8 176.1 176.5 177.6 178.7 180.0 180.1 180.5 180.5 181.1
25 All other loans and leases 1,306.5 1,310.3 1,321.5 1,326.6 1,335.2 1,343.1 1,364.9 1,396.5 1,403.7 1,404.4 1,410.6 1,398.4
26 Loans to nondepository financial institutions 17 686.3 720.0 732.8 738.0 747.2 753.0 768.0 792.2 797.3 798.9 797.6 795.4
27 All loans not elsewhere classified 18 620.2 590.2 588.8 588.7 587.9 590.1 596.9 604.3 606.3 605.5 612.9 603.0
28 LESS: Allowance for loan and lease losses 127.2 129.1 130.9 131.6 131.8 132.4 132.8 132.7 132.6 132.2 132.4 132.5
29 Cash assets 21 1,790.1 1,612.0 1,567.6 1,535.2 1,519.7 1,507.6 1,496.1 1,538.0 1,539.6 1,578.2 1,496.5 1,491.7
30 Total federal funds sold and reverse RPs 22 250.0 217.4 233.7 234.3 243.3 257.3 254.3 275.9 269.1 276.2 310.4 266.5
31 Loans to commercial banks 23 6.0 4.3 4.7 5.0 4.9 4.6 4.5 4.3 4.1 4.0 4.1 4.1
32 Other assets including trading assets 24 1,269.8 1,288.3 1,300.0 1,302.4 1,316.1 1,335.5 1,342.8 1,353.7 1,376.3 1,368.6 1,306.9 1,370.5
33 Total assets 13,601.4 13,521.3 13,533.7 13,557.1 13,593.9 13,656.8 13,705.6 13,835.7 13,854.5 13,906.3 13,789.8 13,804.5
 
Liabilities
34 Deposits 10,942.2 10,845.7 10,869.3 10,881.6 10,927.1 10,925.1 10,978.1 11,109.8 11,107.1 11,163.9 11,125.1 11,043.7
35 Large time deposits 772.7 813.1 798.2 794.0 802.0 807.2 802.1 792.1 788.9 802.1 788.4 789.7
36 Other deposits 10,169.5 10,032.7 10,071.1 10,087.6 10,125.1 10,117.9 10,176.0 10,317.7 10,318.3 10,361.8 10,336.8 10,254.0
37 Borrowings 923.4 992.8 973.4 958.8 952.9 1,016.8 983.6 934.0 923.0 933.2 923.2 947.5
38 Net due to related foreign offices -319.9 -418.3 -405.4 -411.3 -440.6 -445.7 -424.1 -384.3 -379.6 -373.7 -377.5 -419.7
39 Other liabilities including trading liabilities 25 560.3 564.0 561.1 568.0 572.2 595.1 605.0 595.9 622.5 606.8 539.3 591.3
40 Total liabilities 12,106.0 11,984.3 11,998.4 11,997.1 12,011.7 12,091.3 12,142.6 12,255.4 12,273.0 12,330.2 12,210.1 12,162.8
41 Residual (Assets LESS Liabilities) 26 1,495.4 1,537.1 1,535.3 1,560.0 1,582.2 1,565.5 1,563.0 1,580.3 1,581.5 1,576.2 1,579.7 1,641.7

Footnotes appear on the last page.

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 5,704.7 5,784.0 5,802.7 5,814.8 5,827.6 5,848.0 5,843.9 5,836.4 5,843.6 5,836.7 5,825.3 5,843.9
2 Securities in bank credit 2 1,250.5 1,246.6 1,249.2 1,255.1 1,264.3 1,275.1 1,270.8 1,251.3 1,255.2 1,249.0 1,239.9 1,241.5
3 Treasury and agency securities 3 863.8 872.0 876.2 883.0 890.9 899.9 899.3 884.5 887.5 883.2 876.4 879.4
4 Mortgage-backed securities (MBS) 4 578.5 592.6 597.9 603.3 613.0 619.9 615.4 612.6 613.5 613.1 609.0 608.9
5 Non-MBS 5 285.3 279.4 278.3 279.7 277.9 280.1 283.9 271.9 274.0 270.1 267.5 270.5
6 Other securities 386.8 374.5 373.0 372.1 373.5 375.1 371.6 366.8 367.8 365.8 363.5 362.1
7 Mortgage-backed securities (MBS) 6 38.7 36.2 36.1 36.1 36.2 36.4 35.7 35.8 35.9 35.8 35.2 35.1
8 Non-MBS 7 348.1 338.3 336.9 336.0 337.2 338.7 335.8 331.0 331.9 330.0 328.3 327.0
9 Loans and leases in bank credit 8 4,454.2 4,537.4 4,553.5 4,559.7 4,563.3 4,573.0 4,573.0 4,585.2 4,588.3 4,587.7 4,585.4 4,602.4
10 Commercial and industrial loans 722.9 724.4 726.9 728.9 729.9 730.6 732.1 733.6 733.4 733.4 734.1 734.2
11 Real estate loans 2,939.3 3,001.5 3,012.2 3,017.2 3,022.0 3,031.6 3,034.7 3,040.8 3,043.6 3,042.1 3,039.0 3,053.3
12 Residential real estate loans 962.6 986.4 990.6 992.6 992.9 996.3 999.3 1,002.7 1,004.3 1,004.4 1,001.5 1,003.6
13 Revolving home equity loans 101.9 105.8 106.6 107.4 108.3 109.2 109.8 110.5 110.6 110.5 110.7 110.8
14 Closed-end residential loans 9 860.7 880.6 884.0 885.2 884.6 887.1 889.5 892.2 893.7 893.9 890.7 892.7
15 Commercial real estate loans 1,976.7 2,015.1 2,021.6 2,024.5 2,029.1 2,035.3 2,035.5 2,038.1 2,039.3 2,037.8 2,037.6 2,049.7
16 Construction and land development loans 10 339.9 339.8 339.9 338.3 335.8 334.4 331.6 330.9 331.8 331.1 328.7 330.6
17 Secured by farmland 11 107.3 108.7 108.5 108.7 108.9 108.8 109.0 109.2 109.3 109.2 109.4 109.5
18 Secured by multifamily properties 12 332.8 345.1 343.4 344.8 347.0 349.5 351.8 353.4 353.4 353.2 354.4 356.4
19 Secured by nonfarm nonresidential properties 13 1,196.8 1,221.5 1,229.8 1,232.7 1,237.4 1,242.6 1,243.1 1,244.5 1,244.8 1,244.4 1,245.1 1,253.2
20 Consumer loans 456.1 461.8 462.0 462.9 463.4 458.9 451.2 451.9 451.9 452.3 451.4 451.3
21 Credit cards and other revolving plans 190.3 195.5 195.2 195.1 196.1 194.9 194.0 193.0 192.5 192.9 192.4 191.9
22 Other consumer loans 265.8 266.3 266.8 267.8 267.3 263.9 257.2 258.9 259.4 259.4 259.0 259.4
23 Automobile loans 14 78.7 78.3 78.2 78.0 77.3 76.6 76.4 76.3 76.4 76.4 76.2 76.0
24 All other consumer loans 15 187.1 188.1 188.6 189.8 190.0 187.4 180.8 182.6 183.0 183.0 182.8 183.4
25 All other loans and leases 335.9 349.7 352.4 350.8 348.0 351.9 354.9 358.8 359.4 359.8 360.9 363.7
26 Loans to nondepository financial institutions 17 108.8 116.8 118.4 118.4 116.7 118.6 122.5 124.9 125.6 125.9 123.5 126.0
27 All loans not elsewhere classified 18 227.1 232.9 234.0 232.4 231.3 233.3 232.5 233.9 233.9 233.9 237.4 237.6
28 LESS: Allowance for loan and lease losses 68.0 69.3 68.7 69.1 69.4 69.6 69.6 70.0 70.2 70.1 69.8 69.3
29 Cash assets 21 440.4 489.1 477.5 495.9 518.0 516.8 518.1 509.2 515.6 493.8 495.0 514.4
30 Total federal funds sold and reverse RPs 22 31.7 29.4 28.6 32.2 32.6 34.0 34.9 34.6 34.0 34.4 35.7 37.1
31 Loans to commercial banks 23 0.7 0.4 0.5 0.8 1.1 1.5 1.6 1.6 1.6 1.6 1.6 1.6
32 Other assets including trading assets 24 440.1 440.1 440.6 437.6 431.1 430.9 434.6 439.4 439.7 440.5 442.4 445.5
33 Total assets 6,549.7 6,673.7 6,681.2 6,712.3 6,741.0 6,761.7 6,763.5 6,751.4 6,764.4 6,737.0 6,730.3 6,773.3
 
Liabilities
34 Deposits 5,295.5 5,402.7 5,403.9 5,430.9 5,469.2 5,510.0 5,517.8 5,525.7 5,535.9 5,513.4 5,528.9 5,567.8
35 Large time deposits 663.2 717.6 726.0 743.3 760.7 772.3 767.5 762.8 765.0 758.9 761.6 762.2
36 Other deposits 4,632.3 4,685.0 4,677.9 4,687.5 4,708.5 4,737.7 4,750.3 4,762.9 4,770.9 4,754.4 4,767.3 4,805.6
37 Borrowings 436.1 395.8 396.5 389.6 374.8 347.6 352.0 352.9 354.9 348.4 346.2 341.3
38 Net due to related foreign offices 29.3 32.7 36.8 35.2 33.0 33.0 34.3 35.0 34.1 32.5 32.2 34.1
39 Other liabilities including trading liabilities 25 132.9 128.3 125.7 122.8 119.7 118.4 117.4 120.7 120.5 123.2 121.0 121.1
40 Total liabilities 5,893.8 5,959.5 5,962.8 5,978.4 5,996.8 6,009.0 6,021.5 6,034.3 6,045.3 6,017.4 6,028.4 6,064.3
41 Residual (Assets LESS Liabilities) 26 655.8 714.3 718.4 733.8 744.2 752.7 742.0 717.0 719.0 719.6 701.9 709.0

Footnotes appear on the last page.

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1

Not seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 5,724.5 5,787.4 5,804.0 5,816.1 5,831.5 5,850.1 5,842.8 5,856.4 5,862.5 5,864.7 5,855.3 5,857.6
2 Securities in bank credit 2 1,255.7 1,246.3 1,247.1 1,254.3 1,259.0 1,268.9 1,260.0 1,256.4 1,261.2 1,254.6 1,248.2 1,250.8
3 Treasury and agency securities 3 868.8 871.4 873.8 880.8 885.6 894.7 891.0 889.8 894.5 888.4 883.9 886.7
4 Mortgage-backed securities (MBS) 4 578.3 594.2 597.5 603.5 609.0 613.2 610.0 611.9 614.3 610.0 609.2 610.4
5 Non-MBS 5 290.5 277.2 276.3 277.3 276.6 281.4 281.0 277.9 280.1 278.4 274.7 276.3
6 Other securities 386.8 374.9 373.3 373.5 373.5 374.2 369.1 366.6 366.8 366.2 364.3 364.1
7 Mortgage-backed securities (MBS) 6 38.1 36.3 36.1 36.1 36.2 36.6 35.9 35.4 35.5 35.4 34.9 35.0
8 Non-MBS 7 348.8 338.7 337.3 337.4 337.3 337.7 333.1 331.3 331.3 330.9 329.4 329.0
9 Loans and leases in bank credit 8 4,468.8 4,541.1 4,556.9 4,561.8 4,572.5 4,581.2 4,582.8 4,600.0 4,601.3 4,610.1 4,607.1 4,606.8
10 Commercial and industrial loans 720.1 727.6 726.7 725.1 726.2 727.5 727.4 730.7 730.1 733.4 734.0 731.6
11 Real estate loans 2,945.8 3,001.1 3,012.7 3,020.8 3,028.2 3,036.3 3,042.5 3,047.7 3,050.3 3,050.2 3,044.6 3,056.7
12 Residential real estate loans 964.7 986.6 992.1 994.7 996.6 999.4 1,002.9 1,004.8 1,006.0 1,006.0 1,002.6 1,004.5
13 Revolving home equity loans 102.2 106.1 106.5 107.3 108.3 109.3 110.0 110.9 111.0 111.0 111.2 111.1
14 Closed-end residential loans 9 862.4 880.5 885.6 887.5 888.3 890.1 892.9 894.0 895.0 895.0 891.4 893.4
15 Commercial real estate loans 1,981.2 2,014.5 2,020.6 2,026.1 2,031.5 2,036.9 2,039.6 2,042.8 2,044.3 2,044.2 2,042.0 2,052.2
16 Construction and land development loans 10 342.4 339.8 337.6 338.2 336.4 335.0 334.8 333.6 335.0 333.9 329.1 330.6
17 Secured by farmland 11 107.6 108.7 108.7 109.0 109.3 109.2 109.2 109.6 109.5 109.7 109.9 109.7
18 Secured by multifamily properties 12 332.8 344.3 344.4 346.1 347.8 350.2 351.8 353.5 353.5 353.6 354.9 356.7
19 Secured by nonfarm nonresidential properties 13 1,198.4 1,221.7 1,229.9 1,232.9 1,238.0 1,242.4 1,243.9 1,246.2 1,246.3 1,246.9 1,248.0 1,255.2
20 Consumer loans 464.9 457.9 459.2 461.7 463.9 460.8 454.4 460.6 460.3 463.6 461.5 458.4
21 Credit cards and other revolving plans 198.4 193.1 193.5 194.3 194.8 195.0 195.9 200.9 200.0 203.4 202.1 198.3
22 Other consumer loans 266.5 264.8 265.7 267.4 269.1 265.8 258.5 259.7 260.3 260.2 259.4 260.1
23 Automobile loans 14 78.9 78.1 78.1 77.9 77.5 76.9 76.7 76.6 76.7 76.6 76.4 76.3
24 All other consumer loans 15 187.6 186.7 187.6 189.5 191.6 188.9 181.8 183.1 183.6 183.5 183.0 183.9
25 All other loans and leases 337.9 354.5 358.3 354.1 354.2 356.6 358.5 361.1 360.6 363.0 366.9 360.0
26 Loans to nondepository financial institutions 17 107.8 120.5 122.9 120.6 120.0 121.9 123.6 124.0 124.0 124.3 125.4 123.9
27 All loans not elsewhere classified 18 230.1 234.0 235.4 233.5 234.3 234.7 234.8 237.1 236.6 238.6 241.4 236.1
28 LESS: Allowance for loan and lease losses 67.9 69.3 68.9 69.1 69.4 69.6 69.9 69.9 70.1 69.8 69.2 69.3
29 Cash assets 21 476.6 465.9 461.7 483.9 508.2 513.8 537.6 546.8 554.7 526.7 544.6 558.5
30 Total federal funds sold and reverse RPs 22 30.6 29.8 30.5 31.1 31.3 31.7 33.5 33.9 34.5 32.8 31.7 33.6
31 Loans to commercial banks 23 0.5 0.5 0.6 1.0 1.3 1.5 1.5 1.4 1.4 1.4 1.4 1.4
32 Other assets including trading assets 24 439.5 441.2 440.8 437.6 434.9 434.6 438.6 439.3 440.5 442.2 440.0 441.7
33 Total assets 6,603.8 6,655.5 6,668.8 6,700.6 6,737.8 6,762.0 6,784.2 6,808.0 6,823.6 6,798.1 6,803.8 6,823.4
 
Liabilities
34 Deposits 5,339.0 5,383.7 5,388.4 5,427.9 5,469.3 5,507.3 5,541.5 5,570.6 5,584.7 5,559.0 5,580.0 5,600.7
35 Large time deposits 656.8 720.9 730.1 743.9 757.5 762.6 759.6 755.5 757.3 753.7 754.0 756.9
36 Other deposits 4,682.3 4,662.8 4,658.3 4,684.0 4,711.8 4,744.7 4,781.9 4,815.1 4,827.4 4,805.4 4,826.0 4,843.8
37 Borrowings 423.5 408.5 404.7 389.0 376.2 353.9 345.7 341.6 342.1 341.3 344.8 338.2
38 Net due to related foreign offices 28.9 33.0 37.2 34.5 32.7 33.3 33.4 34.4 33.2 32.2 35.2 33.7
39 Other liabilities including trading liabilities 25 133.7 126.1 123.6 123.2 122.5 123.1 125.1 122.1 121.6 123.8 118.1 118.6
40 Total liabilities 5,925.1 5,951.3 5,954.0 5,974.7 6,000.7 6,017.7 6,045.8 6,068.9 6,081.6 6,056.3 6,078.0 6,091.2
41 Residual (Assets LESS Liabilities) 26 678.6 704.2 714.8 725.9 737.1 744.4 738.4 739.1 742.0 741.7 725.8 732.2

Footnotes appear on the last page.

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 1,286.8 1,346.0 1,344.0 1,355.1 1,361.7 1,380.8 1,377.2 1,389.4 1,390.7 1,401.6 1,380.7 1,391.3
2 Securities in bank credit 2 224.2 235.0 235.2 242.0 246.7 248.6 241.8 242.5 244.4 245.7 238.6 246.9
3 Treasury and agency securities 3 143.0 154.0 154.4 158.0 165.0 168.0 161.7 161.2 162.4 163.3 157.7 166.1
4 Mortgage-backed securities (MBS) 4 30.4 31.3 30.5 33.6 35.6 37.4 39.9 40.0 41.0 39.5 37.2 39.4
5 Non-MBS 5 112.6 122.7 123.8 124.4 129.5 130.6 121.8 121.1 121.4 123.7 120.5 126.7
6 Other securities 81.2 81.0 80.8 84.0 81.7 80.5 80.1 81.3 82.0 82.5 80.9 80.7
7 Mortgage-backed securities (MBS) 6 1.9 1.3 1.2 1.1 1.1 1.2 1.2 1.1 1.2 1.1 1.1 1.1
8 Non-MBS 7 79.3 79.7 79.6 82.9 80.6 79.3 78.9 80.2 80.9 81.3 79.8 79.6
9 Loans and leases in bank credit 8 1,062.6 1,111.0 1,108.8 1,113.1 1,115.0 1,132.2 1,135.4 1,146.9 1,146.2 1,155.9 1,142.1 1,144.4
10 Commercial and industrial loans 505.6 512.1 504.2 503.7 502.7 512.6 512.1 512.3 509.6 517.7 510.5 512.4
11 Real estate loans 111.6 115.2 116.8 117.0 115.4 116.1 117.9 117.3 117.5 117.6 115.8 116.2
12 Residential real estate loans 0.5 0.5 0.6 0.6 0.4 0.5 0.5 0.7 0.6 0.7 0.8 0.8
13 Revolving home equity loans -0.0 -0.0 0.1 0.1 0.1 0.1 0.0 0.2 0.2 0.2 0.4 0.4
14 Closed-end residential loans 9 0.5 0.5 0.5 0.5 0.3 0.4 0.4 0.4 0.4 0.5 0.5 0.5
15 Commercial real estate loans 111.1 114.7 116.2 116.3 115.0 115.6 117.4 116.7 116.9 116.9 115.0 115.3
16 Construction and land development loans 10 12.5 13.1 13.7 14.1 14.6 14.8 15.2 15.8 15.7 16.0 16.2 16.3
17 Secured by farmland 11 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 20.5 21.8 22.3 21.7 20.9 20.7 20.4 19.8 19.9 19.8 19.8 19.7
19 Secured by nonfarm nonresidential properties 13 78.0 79.7 80.1 80.4 79.3 79.9 81.6 80.8 81.1 80.9 78.9 79.1
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 445.5 483.7 487.8 492.5 496.9 503.6 505.5 517.3 519.1 520.6 515.8 515.8
26 Loans to nondepository financial institutions 17 212.3 243.3 244.1 243.3 243.9 246.5 247.6 254.9 255.7 255.7 255.4 256.1
27 All loans not elsewhere classified 18 , 19 233.2 240.4 243.6 249.2 253.0 257.0 257.9 262.4 263.4 264.8 260.4 259.7
28 LESS: Allowance for loan and lease losses 20 -0.1 0.0 0.1 0.0 -0.0 -0.0 -0.0 -0.0 -0.1 -0.0 -0.1 -0.1
29 Cash assets 21 1,337.7 1,359.6 1,293.6 1,331.0 1,223.3 1,232.1 1,199.9 1,151.0 1,211.7 1,181.7 1,019.4 1,332.1
30 Total federal funds sold and reverse RPs 22 377.3 373.6 383.3 361.7 373.7 353.2 351.8 369.9 368.3 370.8 377.1 352.8
31 Loans to commercial banks 23 0.8 0.9 0.8 0.6 0.5 1.9 2.1 1.4 1.4 1.5 1.2 1.3
32 Other assets including trading assets 24 146.0 136.7 138.7 135.9 128.6 134.2 158.6 155.7 169.2 145.1 143.5 181.6
33 Total assets 3,148.8 3,216.7 3,160.4 3,184.2 3,087.8 3,102.3 3,089.7 3,067.5 3,141.3 3,100.6 2,921.9 3,259.1
 
Liabilities
34 Deposits 1,287.2 1,326.7 1,305.1 1,316.1 1,330.7 1,338.5 1,347.8 1,323.5 1,329.2 1,341.5 1,281.6 1,379.3
35 Large time deposits 803.9 795.6 793.5 805.8 805.1 795.9 791.4 802.8 788.7 817.2 816.2 807.4
36 Other deposits 483.4 531.2 511.6 510.3 525.6 542.6 556.4 520.7 540.5 524.3 465.4 571.9
37 Borrowings 1,004.0 1,001.6 957.1 975.8 945.1 891.2 862.3 844.1 888.3 877.1 737.2 877.6
38 Net due to related foreign offices 674.6 731.0 757.8 735.4 687.3 731.6 723.5 730.4 736.6 724.2 747.0 798.4
39 Other liabilities including trading liabilities 25 171.1 151.7 149.2 149.5 140.4 143.4 166.6 159.9 180.1 149.4 145.3 184.9
40 Total liabilities 3,136.9 3,210.9 3,169.2 3,176.8 3,103.5 3,104.6 3,100.1 3,057.8 3,134.2 3,092.3 2,911.1 3,240.2
41 Residual (Assets LESS Liabilities) 26 11.9 5.8 -8.8 7.4 -15.7 -2.3 -10.4 9.7 7.1 8.4 10.9 18.9

Footnotes appear on the last page.

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States 1

Not seasonally adjusted, billions of dollars. Make Full Screen
Account 2023
Dec
2024
Jun
2024
Jul
2024
Aug
2024
Sep
2024
Oct
2024
Nov
2024
Dec
Week ending
Dec 18 Dec 25 Jan 01 Jan 08
Assets
1 Bank credit 1,302.4 1,338.7 1,339.2 1,347.0 1,355.3 1,369.0 1,381.3 1,404.4 1,404.1 1,422.8 1,403.7 1,406.9
2 Securities in bank credit 2 224.2 235.3 237.1 243.5 245.4 243.4 245.0 241.8 241.3 242.8 234.4 245.1
3 Treasury and agency securities 3 141.9 155.3 157.5 160.3 163.0 161.5 162.5 159.3 158.2 159.5 152.4 163.0
4 Mortgage-backed securities (MBS) 4 30.7 31.7 31.4 34.5 36.0 35.8 38.3 40.1 39.7 39.5 39.5 41.6
5 Non-MBS 5 111.2 123.6 126.0 125.8 127.0 125.7 124.3 119.2 118.5 120.0 113.0 121.4
6 Other securities 82.3 80.0 79.7 83.2 82.4 81.9 82.4 82.6 83.1 83.3 81.9 82.0
7 Mortgage-backed securities (MBS) 6 1.8 1.2 1.2 1.2 1.2 1.2 1.2 1.1 1.1 1.1 1.1 1.1
8 Non-MBS 7 80.5 78.8 78.5 82.1 81.2 80.7 81.3 81.4 81.9 82.2 80.8 80.9
9 Loans and leases in bank credit 8 1,078.2 1,103.3 1,102.1 1,103.5 1,109.9 1,125.6 1,136.4 1,162.5 1,162.9 1,180.0 1,169.3 1,161.8
10 Commercial and industrial loans 513.7 510.5 503.9 499.8 498.8 507.0 511.9 520.3 517.6 530.5 522.9 518.3
11 Real estate loans 110.7 116.9 117.4 116.7 114.8 115.9 116.1 116.0 116.3 115.8 115.8 116.2
12 Residential real estate loans 0.6 0.5 0.6 0.6 0.5 0.5 0.5 0.6 0.6 0.6 0.8 0.8
13 Revolving home equity loans 0.0 0.1 0.1 0.2 0.1 0.1 0.0 0.2 0.1 0.1 0.3 0.3
14 Closed-end residential loans 9 0.6 0.5 0.5 0.4 0.4 0.4 0.5 0.5 0.5 0.5 0.5 0.5
15 Commercial real estate loans 110.1 116.3 116.7 116.1 114.3 115.4 115.6 115.4 115.7 115.2 115.0 115.4
16 Construction and land development loans 10 12.5 13.4 13.8 14.2 14.5 14.8 15.3 15.8 15.8 15.9 16.0 16.0
17 Secured by farmland 11 0.1 0.1 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
18 Secured by multifamily properties 12 20.6 21.7 22.2 21.5 21.0 20.9 20.6 19.9 20.0 19.7 19.8 19.7
19 Secured by nonfarm nonresidential properties 13 76.9 81.1 80.6 80.2 78.7 79.4 79.6 79.4 79.8 79.4 79.0 79.5
20 Consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
21 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
22 Other consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
23 Automobile loans 14 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
24 All other consumer loans 15 , 16 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
25 All other loans and leases 453.8 475.9 480.8 487.0 496.2 502.7 508.4 526.2 528.9 533.6 530.6 527.2
26 Loans to nondepository financial institutions 17 218.1 237.2 239.4 240.4 245.6 248.5 251.4 261.1 262.7 263.7 264.5 261.9
27 All loans not elsewhere classified 18 , 19 235.7 238.7 241.5 246.6 250.6 254.2 256.9 265.1 266.2 269.9 266.1 265.3
28 LESS: Allowance for loan and lease losses 20 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
29 Cash assets 21 1,295.7 1,336.3 1,297.3 1,338.7 1,201.4 1,208.5 1,214.9 1,107.9 1,169.7 1,105.5 914.0 1,321.7
30 Total federal funds sold and reverse RPs 22 377.4 366.8 374.9 363.4 371.5 345.1 357.0 368.3 368.4 362.6 366.5 357.3
31 Loans to commercial banks 23 0.9 0.8 0.8 0.5 0.6 2.0 1.9 1.5 1.5 1.5 1.3 1.4
32 Other assets including trading assets 24 145.2 139.0 137.2 136.9 130.6 137.3 162.3 154.8 158.5 155.3 140.5 177.9
33 Total assets 3,121.5 3,181.6 3,149.4 3,186.5 3,059.5 3,061.9 3,117.5 3,036.9 3,102.3 3,047.7 2,826.0 3,265.2
 
Liabilities
34 Deposits 1,279.6 1,318.2 1,296.1 1,320.8 1,322.2 1,319.2 1,344.0 1,314.6 1,322.3 1,322.0 1,248.9 1,380.6
35 Large time deposits 798.5 793.3 784.5 805.6 797.6 786.7 787.2 796.5 784.1 804.2 793.4 812.6
36 Other deposits 481.1 524.9 511.6 515.1 524.7 532.5 556.8 518.1 538.2 517.8 455.5 568.0
37 Borrowings 996.3 1,007.6 960.4 975.8 918.0 860.3 859.9 838.7 894.2 860.0 706.8 892.0
38 Net due to related foreign offices 673.8 698.5 739.4 737.5 673.9 731.6 737.5 721.5 717.9 700.4 726.1 808.3
39 Other liabilities including trading liabilities 25 168.6 152.7 149.1 148.0 141.1 146.5 171.8 157.7 163.5 160.8 139.7 179.8
40 Total liabilities 3,118.3 3,177.0 3,145.0 3,182.1 3,055.2 3,057.6 3,113.2 3,032.5 3,097.8 3,043.3 2,821.5 3,260.7
41 Residual (Assets LESS Liabilities) 26 3.3 4.6 4.4 4.3 4.3 4.3 4.4 4.5 4.5 4.4 4.5 4.5

Footnotes appear on the last page.

Footnotes

  1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.)
  2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9).
  3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
  4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
  5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
  6. Includes MBS not issued or guaranteed by the U.S. government.
  7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values.
  8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income.
  9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
  10. Includes construction, land development, and other land loans.
  11. Includes loans secured by farmland, including grazing and pastureland.
  12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
  13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
  14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers.
  15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
  16. Foreign-related institutions do not report consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27).
  17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federally-sponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
  18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
  19. Foreign-related institutions include consumer loans in all other loans not elsewhere classified (line 27), rather than reporting consumer loans separately.
  20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38).
  21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
  22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
  23. Excludes loans secured by real estate, which are included in line 11.
  24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
  25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
  26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
Last Update: January 17, 2025
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