Credit Risk Management

Policy Letters

Agricultural Credit

SR 12-13

FFIEC Statement on the Impact of Drought Conditions on Financial Institutions

SR 11-14

Supervisory Expectations for Risk Management of Agricultural Credit Risk

SR 05-21

Guidance on the Examination Treatment of Assets Related to the Tobacco Transition Payment Program

SR 93-26 (IB)

Applicability of the Interagency Policy Statement on Documentation of Loans to Small and Medium-sized Businesses and Farms to the Activities of U.S. Branches and Agencies of Foreign Banks

SR 84-16 (PDF)

Farm and Agricultural-Related Loans  

Counterparty Credit Risk

SR 13-3

Interagency Guidance on Leveraged Lending

SR 11-10

Interagency Counterparty Credit Risk Management Guidance

SR 99-3 (SUP)

Supervisory Guidance Regarding Counterparty Credit Risk Management

SR 97-21 (SUP)

Risk Management and Capital Adequacy of Exposures Arising from Secondary Market Credit Activities

SR 96-17 (GEN)

Supervisory Guidance for Credit Derivatives

SR 93-69 (FIS)

Examining Risk Management and Internal Controls for Trading Activities of Banking Organizations

Country Risk / ICERC

SR 08-12

Revisions to the Guide to the Interagency Country Exposure Review Committee (ICERC) Process

SR 02-5

Interagency Guidance on Country Risk Management

SR 92-40

Call Report Treatment for Debt-for-Equity and Debt-for-Debt Exchanges

General Credit-Related and Examination Activities

SR 13-5

Revisions to the Required Data Fields for the Interagency Loan Data Request

SR 11-15

Disposal of Problem Assets through Exchanges

SR 10-2

Interagency Statement on Meeting the Needs of Creditworthy Small Business Borrowers

SR 05-3

Interagency Guidance on Overdraft Protection Programs

SR 04-18

Bank Holding Company Rating System

SR 04-12

Supervision of State-Chartered Banks

SR 02-19

Use of Statistical Sampling in the Review of Commercial and Industrial Loans and Commercial Real Estate Loans during On-Site Safety and Soundness Examinations of Community Banks

SR 99-25 (SUP)

Minimum Documentation Standards for Loan Line Sheets

SR 99-24 (SUP)

Loan Write-Up Standards for Assets Criticized During Examinations

SR 96-38 (SUP)

Uniform Financial Institutions Rating System

SR 95-36 (SUP)

Bank Lending Terms and Standards

SR 95-20 (SUP)

Financial Standby Letters of Credit and Performance Standby Letters of Credit

SR 94-13 (FIS)

Loan Review Requirements for On-site Examinations

SR 93-59 (FIS)

Interagency Uniform Core Report of Examination

SR 93-26 (IB)

Applicability of the Interagency Policy Statement on Documentation of Loans to Small and Medium-sized Businesses and Farms to the Activities of U.S. Branches and Agencies of Foreign Banks

SR 92-39

Notification to State Member Banks on Federal Reserve Confirmations of Charge-offs Declared for Tax Purposes

Retail Credits

SR 10-2

Interagency Statement on Meeting the Needs of Creditworthy Small Business Borrowers

SR 05-5

Interagency FAQs on the Agencies' Appraisal Regulations and Interagency Statement on Independence of Appraisal and Evaluation Functions

SR 03-1

Account Management and Loss Allowance Methodology for Credit Card Lending

SR 00-8 (SUP)

Revised Uniform Retail Credit Classification and Account Management Policy

SR 95-27 (SUP)

Interagency Statement on Appraisals for Affordable Housing Loans

Risk Management and Underwriting

SR 13-3

Interagency Guidance on Leveraged Lending

SR 12-11 / CA 12-10

Guidance on a Lender’s Decision to Discontinue Foreclosure Proceedings

SR 10-17

Underwriting Standards for Small Business Loans Originated under the Small Business Lending Fund Program

SR 07-5

Interagency Statement on Sound Practices Concerning Elevated Risk Complex Structured Finance Activities

SR 05-11

Interagency Credit Risk Management Guidance for Home Equity Lending

SR 04-9

Revised Uniform Agreement on the Classification of Assets and Appraisal of Securities Held by Banks and Thrifts

SR 04-7

SEC Guidance on the Potential Liability of Financial Institutions for Securities Law Violations Arising from Deceptive Structured Finance Products and Transactions

SR 04-1

Interagency Policy on Banks/Thrifts Providing Financial Support to Funds Advised by the Banking Organization

SR 03-22

Framework for Assessing Consumer Compliance Risk at Bank Holding Companies

SR 03-15

Interagency Advisory on the Use of the Federal Reserve's Primary Credit Program in Effective Liquidity Management

SR 03-4

Risk Management and Valuation of Mortgage Servicing Assets Arising from Mortgage Banking Activities

SR 02-10

Derivative Contracts Hedging Trust Preferred Stock

SR 01-12 (SUP)

Interagency Guidance on Loans Held for Sale

SR 01-7 (SUP)

Revisions to Article 9 of the Uniform Commercial Code

SR 98-25 (SUP)

Sound Credit Risk Management and the Use of Internal Credit Risk Ratings at Large Banking Organizations

SR 98-18 (SUP)

Lending Standards for Commercial Loans

SR 97-21 (SUP)

Risk Management and Capital Adequacy of Exposures Arising from Secondary Market Credit Activities

SR 95-36 (SUP)

Bank Lending Terms and Standards

Shared National Credits

SR 94-62 (FIS)

Shared National Credit Program - Interagency Agreement