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Board of Governors of the Federal Reserve System
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Community Development

Features

Photo of Board Room Board seeks nominations for appointments to Consumer Advisory Council
The Council advises the Board on the exercise of its responsibilities under various consumer financial services laws and on other matters. The group meets in Washington, D.C., three times a year. Nominations are due by August 29, 2008.
Image of a home Home Mortgage Disclosure Act Data
Data on home mortgage lending submitted annually by metropolitan-area lenders. The Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975 and implemented by the Federal Reserve Board's Regulation C, requires lending institutions to report public loan data.
Image of a house Hearings under the Home Ownership and Equity Protection Act (HOEPA)
A transcript and agenda from the June 15, 2007, public hearing held to gather information about how the Board might use its rulemaking authority to curb abusive lending practices in the home mortgage market, including the subprime sector, in a way that preserves incentives for responsible lenders to provide credit to borrowers. 

Recent Consumer Affairs Letters

CA 08-2/SR 08-2 Statement to Financial Institutions Servicing Residential Mortgages on Reporting Loss Mitigation of Subprime Mortgages
CA 08-1/SR 08-1 Communication of Examination/Inspection Findings
CA 07-8 Consumer Compliance Examination Procedures for the Unfair or Deceptive Acts or Practices Provisions of Section 5 of the Federal Trade Commission Act, CA 07-8
 
Last update: July 8, 2008