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TheEconomists

Photo of Joseph B. Nichols

Joseph B. Nichols

Senior Economist

Stress Testing Section

Banking Supervision and Regulation

202-452-2983
joseph.b.nichols@frb.gov
Education
  • Ph.D., Economics, University of Maryland, 2005
  • M.S., Operations Research, George Washington University, 1997
  • B.A., Math/Econ/Philosophy, George Washington University, 1994
  • Current Research Topics

  • Commercial Real Estate
    • Economist

      Board of Governors of the Federal Reserve System

    • 2005 - present
  • Nichols, Joseph B., Stephen D. Oliner, and Michael R. Mulhall (2013). "Swings in Commercial and Residential Land Prices in the United States," Journal of Urban Economics, vol. 73, no. 1, pp. 57-76.
  • Black, Lamont K., Chenghuan Sean Chu, Andrew Cohen, and Joseph B. Nichols (2012). "Differences Across Originators in CMBS Loan Underwriting," Journal of Financial Services Research, vol. 42, no. 1, pp. 115-134.
  • Black, Lamont K., Chenghuan Sean Chu, Andrew Cohen, and Joseph B. Nichols (2011). "Differences Across Originators in CMBS Loan Underwriting," Finance and Economics Discussion Series 2011-05. Board of Governors of the Federal Reserve System (U.S.).
  • Contreras, Juan, and Joseph Nichols (2010). "Consumption Responses to Permanent and Transitory Shocks to House Appreciation," Finance and Economics Discussion Series 2010-32. Board of Governors of the Federal Reserve System (U.S.).
  • Nichols, Joseph B., Stephen D. Oliner, and Michael R. Mulhall (2010). "Commercial and Residential Land Prices Across the United States," Finance and Economics Discussion Series 2010-16. Board of Governors of the Federal Reserve System (U.S.).
  • Nichols, Joseph B. (2007). "How has the Growth of the CMBS Market Impacted Commercial Real Estate Lending at Banks?" CMBS World, vol. 9, no. 2, pp. 18-21.
  • Nichols, Joseph B. (2007). "Nominal Mortgage Contracts and the Effects of Inflation on Portfolio Allocation," Finance and Economics Discussion Series 2007-67. Board of Governors of the Federal Reserve System (U.S.).
  • Benitez-Silva, Hugo, Moshe Buchinsky, John Rust, Emine Boz, Joseph B. Nichols, Sharbani Roy, and Ignez Tristao (2005). "Health Status, Insurance, and Expenditures in the Transition from Work to Retirement," Department of Economics Working Papers 05-11. Stony Brook University, Department of Economics.
  • Nichols, Joseph, Anthony Pennington-Cross, and Anthony Yezer (2005). "Borrower Self-Selection, Underwriting Costs, and Subprime Mortgage Credit Supply," Journal of Real Estate Finance and Economics, vol. 30, no. 2, pp. 197-219.
  • Nichols, Joseph B. (2005). "The Dual Role of Housing as a Consumption and Investment Goal," Ph.D dissertation, University of Maryland.
  • Pennington-Cross, Anthony, and Joseph Nichols (2000). "Credit History and the FHA-Conventional Choice," Real Estate Economics, vol. 28, no. 2, pp. 307-336.
  • Goodman, John L.,Jr., and Joseph B. Nichols (1997). "Does FHA Increase Home Ownership Or just Accelerate it?" Journal of Housing Economics, vol. 6, no. 2, pp. 184-202.
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Last update: August 8, 2014