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Photo of Traci L. Mach

Traci L. Mach

Senior Economist

Financial Structure Section

Research and Statistics

202-452-3906
traci.l.mach@frb.gov
Education
  • Ph.D., Economics, Ohio State University, 2000
  • B.A., Business & Economics and German, Cornell College, 1994
  • Current Research Topics

  • Small Business Finance
    • Economist

      Board of Governors of the Federal Reserve System

    • 2003 - present
    • Assistant Professor

      University at Albany - SUNY

    • 2000 - 2003
  • Mach, Traci L. (2014). "Business to Business Credit to Small Firms," Finance and Economics Discussion Series 2014-55. Board of Governors of the Federal Reserve System (U.S.).
  • Mach, Traci L., Courtney M. Carter, Cailin R. Slattery, and Board of Governors of the Federal Reserve System (2014). "Peer-to-Peer Lending to Small Businesses," Finance and Economics Discussion Series 2014-10. Board of Governors of the Federal Reserve System (U.S.).
  • Bricker, Jesse, Brian Bucks, Arthur Kennickell, Traci Mach, and Kevin Moore (2012). "The Financial Crisis from the Family's Perspective: Evidence from the 2007-2009 SCF Panel," Journal of Consumer Affairs, vol. 46, no. 3, pp. 537-555.
  • Mach, Traci L., and John D. Wolken (2012). "Examining the Impact of Credit Access on Small Firm Survivability," Finance and Economics Discussion Series 2012-10. Board of Governors of the Federal Reserve System (U.S.).
  • Bricker, Jesse, Brian Bucks, Arthur B. Kennickell, Traci L. Mach, and Kevin B. Moore (2011). "Surveying the Aftermath of the Storm: Changes in Family Finances from 2007 to 2009," Finance and Economics Discussion Series 2011-17. Board of Governors of the Federal Reserve System (U.S.).
  • Bricker, Jesse, Brian K. Bucks, Arthur Kennickell, Traci L. Mach, and Kevin Moore (2011). "Drowning Or Weathering the Storm? Changes in Family Finances from 2007 to 2009," NBER Working Papers 16985. National Bureau of Economic Research, Inc.
  • Bucks, Brian K., Arthur B. Kennickell, Traci L. Mach, and Kevin B. Moore (2009). "Changes in U.S. Family Finances from 2004 to 2007: Evidence from the Survey of Consumer Finances," Federal Reserve Bulletin, vol. 95, pp. A1-55.
  • Mach, Traci L., and John A. Holmes (2008). "The use of Alternative Employment Arrangements by Small Businesses: Evidence from the 2003 Survey of Small Business Finances," Finance and Economics Discussion Series 2008-45. Board of Governors of the Federal Reserve System (U.S.).
  • Mach, Traci L., Lieu N. Hazelwood, and John D. Wolken (2008). "Starting Small and Ending Big--the Effect of Monetary Incentives on Response Rates in the 2003 Survey of Small Business Finances: An Observational Experiment," Finance and Economics Discussion Series 2008-26. Board of Governors of the Federal Reserve System (U.S.).
  • Chapline, Janella, Traci L. Mach, John D. Wolken, and Rachel Harter (2007). "Determining Subsampling Rates for Nonrespondents," Proceedings of the Third International Conference of Establishment Surveys (ICES III) on 18-21 June, 2007.
  • Hazelwood, Lieu N., Traci L. Mach, and John D. Wolken (2007). "Alternative Methods of Unit Nonresponse Weighting Adjustments: An Application from the 2003 Survey of Small Business Finances," Finance and Economics Discussion Series 2007-10. Board of Governors of the Federal Reserve System (U.S.).
  • Mach, Traci L., and John D. Wolken (2006). "Financial Services used by Small Businesses: Evidence from the 2003 Survey of Small Business Finances," Federal Reserve Bulletin, vol. 92, pp. A167-A195.
  • Amuedo-Dorantes, Catalina, and Traci Mach (2003). "Performance Pay and Fringe Benefits: Work Incentives Or Compensating Wage Differentials?" International Journal of Manpower, vol. 24, no. 6, pp. 672-698.
  • Amuedo-Dorantes, Catalina, and Traci Mach (2002). "The Impact of Families on Juvenile Substance use," Journal of Bioeconomics, vol. 4, no. 3, pp. 269-282.
  • Mach, Traci (2002). "A Cross-Cohort Examination of Nonmarital Teenage Childbearing," Department of Economics Discussion Papers 02-05. University at Albany, SUNY.
  • Mach, Traci, and Patricia Reagan (2002). "The Role of Access to Childcare in the Successful Transitions from Welfare to Work," Department of Economics Discussion Papers 02-04. University at Albany, SUNY.
  • Mach, Traci (2000). "Determinants of AFDC Caseloads: How have Exit and Take-Up Rates been Affected by Welfare Reform?" Discussion Papers 00-05. University at Albany, State University of New York, Department of Economics.
  • Mach, Traci (2000). "Measuring the Impact of Family Caps on Childbearing Decisions," Discussion Papers 00-04. University at Albany, State University of New York, Department of Economics.
  • Mach, Traci (2000). "The Welfare Magnate Debate Revisited in the Context of Welfare Reform," Discussion Papers 00-07. University at Albany, State University of New York, Department of Economics.
  • Mach, Traci, and Catalina Amuedo-Dorantes (2000). "It's Not how Much You Spend, it's how You Spend it: Preventing Juvenile Crime and Delinquency through Innovative School Programs," Discussion Papers 00-08. University at Albany, State University of New York, Department of Economics.
  • Mach, Traci Lynn (2000). "Three Essays on Welfare Reform," Ph.D dissertation, Ohio State University.
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Last update: September 2, 2014