Board of Governors of the Federal Reserve System

Household Debt Service and Financial Obligations Ratios (FOR)

Announcements

This feed provides information about household debt service and financial obligations ratios data from the Federal Reserve Board's FOR release available through the Data Download Program (DDP).

  • December 09, 2013
    Upcoming changes to the Household Debt Service and Financial Obligations Ratios
    Starting with the 2013: Q3 Financial Obligations Ratio (FOR) and Debt Service Ratio (DSR) publication, to be released December 2013, we will publish two subcomponents of the DSR and cease publication of the four existing subcomponents of the FOR. The first new statistic is the Mortgage DSR, defined as the total quarterly required mortgage payments divided by total quarterly disposable personal income. The second new statistic is the Consumer DSR, defined as the total quarterly required consumer debt payments divided by total quarterly disposable personal income. The DSR is the sum of the Mortgage DSR and the Consumer DSR. Most users should find the new DSR components more useful analytically than the former FOR components. The FOR components are being eliminated because of challenges inherent in measuring them accurately. Publication of the total FOR will continue.

  • December 14, 2011
    Correction to the household debt service and financial obligations ratios (FOR) data download program (DDP), released December 13, 2011

    Wednesday, December 14, 2011
    The data for the household debt service and financial obligations ratios (FOR) in the data download program (DDP), released December 13, 2011, did not include data through the third quarter. Updated data for are now available: http://www.federalreserve.gov/datadownload/Choose.aspx?rel=FOR. This correction notice pertains only to the data provided by the DDP.


  • November 08, 2011
    New graphics options are now available from the Data Download Program (DDP)
    Users can now view plotted data as column charts, and add U.S. recession shading, while using the "View chart" function of the Data Download Program (DDP).


  • December 02, 2010
    New interactive graphics feature of Data Download Program (DDP)
    Users will now be able to create and view interactive graphics of data packages from the program before downloading the underlying data and charts. The charting feature allows users to view multiple data series on a single chart as well as to display individual data points. The charts can be saved as PDFs or in a standard image file format (PNG) for publication and redistribution.

    "Graphics play an important role in identifying data trends and relationships," said Federal Reserve Vice Chair Janet L. Yellen. "With the help of this intuitive new user interface, it's now possible to create customized charts directly from Federal Reserve statistical data."


  • December 10, 2007
    Household debt service and financial obligations data are now available from the Data Download Program
    Data on household debt service and financial obligations ratios (FOR) are now available for customizable download through the Federal Reserve Board's Data Download Program (DDP). These data will be updated quarterly.

Last update: December 09, 2013