Proposed amendments to Regulation J that would eliminate references to "as-of adjustments" consistent with the Board's proposed amendments to Regulation D to simplify reserves administration.

Notice of proposed rulemaking; requesting public comment on proposed amendments to Regulation D, Reserve Requirements of Depository Institutions, to simplify the administration of reserve requirements and reduce administrative and operational costs for both depository institutions and Reserve Banks.

Request for comment on interim final rule that allows small bank holding companies that are S-Corps or that are organized in mutual form to exclude subordinated debt issued to Treasury under the Small Business Lending Fund (SBLF) from treatment as "debt" for purposes of the debt-to-equity standard under the Board's Small Bank Holding Company Policy Statement.

Request for comment on a proposal to require top-tier U.S. bank holding companies with total consolidated assets of $50 billion or greater to submit annual capital plans for review.

Request for comment on proposed amendments to Regulation CC (Availability of Funds and Collection of Checks) to encourage banks to clear and return checks electronically, add provisions that govern electronic items cleared through the check-collection system, and shorten the "exception" hold periods on deposited funds

Interagency Notice of Proposed Rulemaking that would revise the market risk capital rules for banking organizations with signifcant trading activity.

Interagency notice of proposed rulemaking to Expand the Scope of Community Reinvestment Act Regulations to Encourage Depository Institution Support for HUD Neighborhood Stabilization Program Activities

The Federal Bank and Thrift Regulatory Agencies announced a series of upcoming public hearings on modernizing the regulations that implement the Community Reinvestment Act (CRA).

Interagency Advance Notice of Proposed Rulemaking (ANPR) to identify possible additions to the information that furnishers must provide to consumer reporting agencies, such as the account opening date

The Board has adopted, and is seeking public comment on, an interim final rule to support in a timely manner, the full implementation and acceptance of the capital purchase program of the U.S. Department of Treasury and promote the stability of banking organizations and the financial system.

Interagency proposal to allow a banking organization to assign a 10 percent risk weight to claims on, and portions of claims guaranteed by, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

Interagency proposal that would permit banks, bank holding companies, and savings associations (collectively, banking organizations) to reduce the amount of goodwill that a banking organization must deduct from tier 1 capital by the amount of any deferred tax liability associated with that goodwill

Interagency proposed revisions to the market risk capital rule to enhance its risk sensitivity and introduce requirements for public disclosure of certain qualitative and quantitative information about the market risk of a bank or bank holding company

Joint advanced notice of proposed rulemaking requesting comment from the public, including law enforcement and financial institutions, to assess whether the potential benefit to law enforcement of a lower threshold outweighs the potential burden to financial institutions.

Joint request for comment on issues related to the accuracy of consumer credit reports and the reinvestigation of disputes

Proposed framework for Risk-Based Capital Guidelines; Implementation of New Basel Capital Accord

Proposed changes to the "Interagency Questions and Answers" regarding Flood Insurance and, on other issues and concerns regarding compliance with the Federal Flood Insurance statutes and regulations.

Interagency request for comment on proposed supervisory guidance regarding stress-testing practices at banking organizations with total consolidated assets of more than $10 billion

Request for comment regarding the discussion topics for its upcoming public hearings on potential revisions to the Board's Regulation C, which implements the Home Mortgage Disclosure Act (HMDA).

Proposed guidance designed to help ensure that incentive compensation policies at banking organizations do not encourage excessive risk-taking and are consistent with the safety and soundness of the organization

Request for comment on proposed changes to the methodology for calculating the imputed costs, collectively known as the private sector adjustment factor, that are considered when setting fees and measuring cost recovery for certain payment services provided to depository institutions

Interagency proposed Supervisory Guidance for Internal Ratings-Based Systems for Credit Risk, Advanced Measurement Approaches for Operational Risk, and the Supervisory Review Process (Pillar 2) Related to Basel II Implementation

Proposed supervisory guidance on the internal-ratings-based (IRB) approach to determine regulatory capital requirements for retail credit exposures

Proposal to adopt an interpretation of the anti-tying restrictions of section 106 of the Bank Holding Company Act Amendments of 1970, and related supervisory guidance

Proposal to approve under OMB delegated authority the extension for three years, with revision of the following reports: Senior Loan Officer Opinion Survey on Bank Lending Practices (FR 2018)and the Senior Financial Officer Survey (FR 2023).

Proposal to approve under OMB delegated authority the extension for three years, without revision, the following reports: Microeconomic Survey (FR 3051), Recordkeeping Requirements Associated with Real Estate Appraisal Standards for Federally related Transactions Pursuant to Regulations H and Y (FR H-4), and Request for Proposal (RFP)and Request for Price Quotations (RFPQ)(RFP/RFPQ); and the Proposal to conduct under OMB delegated authority the following survey: 2013 Survey of Consumer Finances (SCF)(FR 3059)

Proposal to approve under OMB delegated authority the extension for three years, without revision, of the following report: Recordkeeping Requirements of Regulation H and Regulation K Associated with Bank Secrecy Act Compliance Programs (Regulation K)

Proposal to approve under OMB delegated authority the extension for three years, without revision of the following reports: (1) Weekly Report of Selected Assets and Liabilities of Domestically Chartered Commercial Banks and U.S. Branches and Agencies of Foreign Banks (FR2644), and (2) Quarterly Report of Interest Rates on Selected Direct Consumer Installment Loans; Quarterly Report of Credit Card Plans (FR 2835; FR 2835a). Proposal to approve under OMB delegated authority the extension for three years, with revision of the following reports: Quarterly Report of Assets and Liabilities of Large Foreign Offices of U.S. Banks (FR 2502q).

Interagency proposal to extend, without revision, the Country Exposure Report (FFIEC 009) and the Country Exposure Information Report (FFIEC 009a), which are currently approved information collections.

Interagency proposal to revise and extend for three years the Consolidated Reports of Condition and Income (Call Report), which is currently an approved collection of information for each agency FFIEC 031 and FFIEC 041.

Proposal to approve under OMB delegated authority the revision, without extension, to the Financial Statements for Bank Holding Companies (FR Y-9C)

Proposal to extend, with revision, the Report of Assets and Liabilities of U.S. Branches and Agencies of Foreign Banks (FFIEC 002) and the Report of Assets and Liabilities of a Non-U.S. Branch that is Managed or Controlled by a U.S. Branch or Agency of a Foreign (Non-U.S.) Bank (FFIEC 002S)

Proposal to approve the extension for three years, with revision, of the following report: Survey of Terms of Lending (FR 2028A, FR 2028B, and FR 2028S).

Joint proposal to extend for three years, without revision, the following currently approved information collection: Prohibition on Funding of Unlawful Internet Gambling.

Proposal to approve the extension for three years, with revision of the following reports: Report of Changes in Organizational Structure, Annual Report of Bank Holding Companies, and Annual Report of Foreign Banking Organizations (FR Y-10, FR Y-6, and FR Y-7); and approve the extension for three years without revision of the Supplement to the Report of Changes in Organizational Structure (FR Y-10E)