Banking and Consumer Regulatory Policy

• December 19, 2012
  Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions
• December 17, 2012
  Federal Reserve Board issues supervision and regulation letter summarizing changes made to its program for consolidated supervision of large financial institutions
• December 14, 2012
  Federal Reserve Board releases proposed rules to strengthen the oversight of U.S. operations of foreign banks
• November 29, 2012
  FinCEN, Federal Reserve seek comments on Bank Secrecy Act definitions
• November 20, 2012
  Agencies announce increases in dollar thresholds in regulations Z and M for exempt consumer credit and lease transactions
• November 15, 2012
  Federal Reserve Board releases economic and financial market scenarios that will be used in next round of stress tests for large financial institutions
• November 14, 2012
  Agencies issue additional statement on supervisory practices regarding financial institutions and borrowers affected by Hurricane Sandy
• November 13, 2012
  Advertising reminds eligible borrowers of deadline to request Independent Foreclosure Review
• November 9, 2012
  Federal Reserve Board launches 2013 capital planning and stress testing program
• November 9, 2012
  Agencies provide guidance on regulatory capital rulemakings
• October 30, 2012
  Agencies issue statement on supervisory practices regarding financial institutions and borrowers affected by Hurricane Sandy
• October 26, 2012
  Federal Reserve Board announces delay in the implementation of the second phase of its program to simplify the administration of reserve requirements
• October 25, 2012
  Federal Reserve Board announces annual indexing of reserve requirement exemption amount and of low reserve tranche for 2013
• October 9, 2012
  Federal Reserve Board publishes two final rules with stress testing requirements for certain bank holding companies, state member banks, and savings and loan holding companies
• September 26, 2012
  Agencies reopen comment period on swap margin and capital proposed rulemaking
• September 24, 2012
  Agencies release a regulatory capital estimation tool to assist in assessing the potential effects of recently proposed regulatory capital rules
• August 27, 2012
  Federal Reserve Board considering changes to the implementation timeline for the Dodd-Frank company-run stress test requirements
• August 27, 2012
  Credit risk in the shared national credit portfolio declines, but remains high
• August 15, 2012
  Agencies issue proposed rule on appraisals for higher-risk mortgages
• August 8, 2012
  Federal Reserve Board extends comment period on three proposed capital rules rulemakings until October 22, 2012
• August 2, 2012
  Deadline to request Independent Foreclosure Review extended to December 31
• July 30, 2012
  Federal Reserve Board announces final rule establishing risk-management standards for financial market utilities (FMUs) designated as systemically important by the Financial Stability Oversight Council
• July 27, 2012
  Federal Reserve Board approves final rule permitting debit card issuers to receive fraud-prevention adjustment
• July 19, 2012
  Federal Reserve Board reaffirms long-standing policy of applying relevant international risk-management standards to Fedwire funds and Fedwire securities services
• July 12, 2012
  Federal Reserve Board issues supervisory guidance for new optional pre-filing process for an applicant to request a response on a potential bank acquisition or other proposal
• June 29, 2012
  Banking agencies issue host state loan-to-deposit ratios
• June 29, 2012
  Federal Reserve Board and Federal Deposit Insurance Corporation announce process for receiving and evaluating initial resolution plans, also known as living wills
• June 29, 2012
  Agencies release list of distressed or underserved nonmetropolitan middle-income geographies
• June 21, 2012
  Agencies release financial remediation guidance, extend deadline for requesting a free independent foreclosure review to September 30, 2012
• June 21, 2012
  Agencies issue guidance concerning mortgage servicing practices that impact servicemembers
• June 12, 2012
  Agencies seek comment on regulatory capital rules and finalize market risk rule
• June 7, 2012
  Federal Reserve Board approves final rule to implement changes to market risk capital rule
• June 7, 2012
  Federal Reserve Board invites comment on three proposed rules intended to help ensure banks maintain strong capital positions
• June 4, 2012
  Agencies sign Memorandum of Understanding on supervisory coordination
• May 30, 2012
  Federal Reserve Board announces final rule outlining procedures for securities holding companies (SHCs) to elect to be supervised by the Federal Reserve
• May 14, 2012
  Agencies clarify supervisory expectations for stress testing by community banks
• May 14, 2012
  Agencies finalize large bank stress testing guidance
• May 1, 2012
  Federal Reserve Board publishes comparative information on average debit card interchange fees
• April 20, 2012
  Federal Reserve Board announces the formation of the Model Validation Council
• April 19, 2012
  Agencies clarify Volcker Rule conformance period
• April 5, 2012
  Federal Reserve Board issues policy statement regarding rental of residential properties acquired in foreclosure
• April 2, 2012
  Federal Reserve seeks comment on proposed rulemaking to establish requirements for determining whether a company is predominantly engaged in financial activities
• March 30, 2012
  Agencies clarify effective date for Section 716 of the Dodd-Frank Act
• March 26, 2012
  Agencies propose revisions to leveraged finance guidance
• March 13, 2012
  Federal Reserve announces summary results of latest round of bank stress tests
• March 12, 2012
  Federal Reserve releases paper describing methodology used in 2012 Comprehensive Capital Analysis and Review stress test
• March 2, 2012
  Federal Reserve Board issues guidance for evaluating whether banking organizations are eligible for upgrades of supervisory ratings
• March 2, 2012
  Federal Reserve Board extends comment period on proposed rule to implement enhanced prudential standards and early remediation requirements
• January 31, 2012
  Agencies issue guidance on junior lien loan loss allowances

2012 Press Releases: