September 10, 2008

Written agreement with Newnan Coweta Bancshares

For immediate release

The Federal Reserve Board on Wednesday announced the execution of a Written Agreement by and among Newnan Coweta Bancshares, Inc., a registered bank holding company, Neighborhood Community Bank, a state chartered member bank, the Federal Reserve Bank of Atlanta, and the Banking Commissioner of the State of Georgia.

A copy of the Agreement is attached.

Last Update: September 10, 2008