U.S. Government Accountability Office (GAO)
The information below is provided as required by the Wall Street Reform and Consumer Protection Act. The page will be updated as reports and other information becomes available.
November 19, 2024
- Bank Supervision: Federal Reserve and FDIC Should Address Weaknesses in Their Process for Escalating Supervisory Concerns (GAO-25-106771)
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September 24, 2024
July 25, 2024
July 18, 2024
- Financial Services Regulations: Improvements Needed to Policies and Procedures for Regulatory Analysis (GAO-24-106206)
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April 11, 2024
- Economic Development: Additional Training Could Help Small Lenders Implement Technology (GAO-24-106226)
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April 8, 2024
- Federal Home Loan Banks: Actions Related to the Spring 2023 Bank Failures (GAO-24-106957)
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March 6, 2024
February 28, 2024
December 22, 2023
- Federal Reserve Lending Programs: Status of Monitoring and Main Street Lending Program (GAO-24-106482)
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December 21, 2023
- Small Business Administration: Procedures for Reporting on Veteran-Owned Businesses Need Improvement (GAO-24-106071)
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December 12, 2023
- Work Arrangements: Improved Collaboration Could Enhance Labor Force Data (GAO-24-105651)
HTML | PDF - Economic Downturns: Effects of Automatic Spending Programs and Taxes (GAO-24-106056)
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November 9, 2023
- Financial Audit: Bureau of the Fiscal Service's FY 2023 and FY 2022 Schedules of Federal Debt (GAO-24-106340)
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October 30, 2023
- Credit Cards: Pandemic Assistance Likely Helped Reduce Balances, and Credit Terms Varied Among Demographic Groups (GAO-23-105269)
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October 6, 2023
- Financial Technology: Agencies Can Better Support Workforce Expertise and Measure the Performance of Innovation Offices (GAO-23-106168)
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September 14, 2023
- Financial Stability Oversight Council: Assessing Effectiveness Could Enhance Response to Systemic Risks (GAO-23-105708)
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July 24, 2023
- Blockchain in Finance: Legislative and Regulatory Actions Are Needed to Ensure Comprehensive Oversight of Crypto Assets (GAO-23-105346)
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April 28, 2023
- Bank Regulation: Preliminary Review of Agency Actions Related to March 2023 Bank Failures (GAO-23-106736)
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March 8, 2023
- Financial Technology: Products Have Benefits and Risks to Underserved Consumers, and Regulatory Clarity Is Needed (GAO-23-105536)
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December 19, 2022
- Federal Reserve Lending Programs: Risks Remain Low in Related Credit Markets, and Main Street Loans Have Generally Performed Well (GAO-23-10562)
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November 9, 2022
- Financial Audit: Bureau of the Fiscal Service's FY 2022 and FY 2021 Schedules of Federal Debt (GAO-23-105586)
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October 19, 2022
September 8, 2022
- Bank Supervision: Lessons Learned from Remote Supervision during Pandemic Could Inform Future Disruptions
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April 27, 2022
- COVID-19: Current and Future Federal Preparedness Requires Fixes to Improve Health Data and Address Improper Payments (GAO-22-105397 )
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April 19, 2022
- Native American Veterans: Improvements to VA Management Could Help Increase Mortgage Loan Program Participation (GAO-22-104627)
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April 4, 2022
- Defined Contribution Plans: 403(b) Investment Options, Fees, and Other Characteristics Varied (GAO-22-104439)
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March 7, 2022
- Banking Services: Regulators Have Taken Actions to Increase Access, but Measurement of Actions' Effectiveness Could Be Improved
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February 14, 2022
- Trafficking: Use of Online Marketplaces and Virtual Currencies in Drug and Human Trafficking (GAO-22-105101)
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January 27, 2022
- COVID-19: Significant Improvements Are Needed for Overseeing Relief Funds and Leading Responses to Public Health Emergencies (GAO-22-105291)
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January 13, 2022
- Housing Finance System: Future Reforms Should Consider Past Plans and Vulnerabilities Highlighted by Pandemic (GAO-22-104284)
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January 13, 2022
- Privacy: Federal Financial Regulators Should Take Additional Actions to Enhance Their Protection of Personal Information (GAO-22-104551)
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December 27, 2021
- Real Estate Appraisals: Most Residential Mortgages Received Appraisals, but Waiver Procedures Need to Be Better Defined (GAO-22-104472)
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December 16, 2021
- Bank Secrecy Act: Views on Proposals to Improve Banking Access for Entities Transferring Funds to High-Risk Countries (GAO-22-104792)
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December 16, 2021
- Mortgage Lending: Use of Alternative Data Is Limited but Has Potential Benefits (GAO-22-104380)
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December 13, 2021
- Countering Illicit Finance and Trade: Better Information Sharing and Collaboration Needed to Combat Trade-Based Money Laundering (GAO-22-447)
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November 9, 2021
- Financial Audit: Bureau of the Fiscal Service's FY 2021 and FY 2020 Schedules of Federal Debt (GAO-22-104592)
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October 27, 2021
- COVID-19: Additional Actions Needed to Improve Accountability and Program Effectiveness of Federal Response (GAO-22-105051)
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October 19, 2021
- Federal Reserve Lending Programs: Credit Markets Served by the Programs Have Stabilized, but Vulnerabilities Remain (GAO-22-104640)
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August 17, 2021
- Federal Debt Management: Treasury Quickly Financed Historic Government Response to the Pandemic and is assessing Risks to Market Functioning (GAO-21-606)
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July 30, 2021
- National Flood Insurance Program: Congress Should Consider Updating the Mandatory Purchase Requirement (GAO-21-578)
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July 19, 2021
- COVID-19: Continued Attention Needed to Enhance Federal Preparedness, Response, Service Delivery, and Program Integrity (GAO-21-551)
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June 15, 2021
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Financial Services Industry: Factors Affecting Careers for Women with STEM Degrees (GAO-21-490)
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June 7, 2021
- Fair Lending: CFPB Needs to Assess the Impact of Recent Changes to Its Fair Lending Activities (GAO-21-393)
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May 17, 2021
- Retirement Security: Debt Increased for Older Americans over Time, but the Implications Vary by Debt Type (GAO-21-170)
HTML | PDF - Home Mortgage Disclosure Act: Reporting Exemptions Had a Minimal Impact on Data Availability, but Additional Information Would Enhance Oversight (GAO-21-350)
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March 31, 2021
- COVID-19: Sustained Federal Action Is Crucial as Pandemic Enters Its Second Year (GAO-21-387)
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January 28, 2021
- COVID-19: Critical Vaccine Distribution, Supply Chain, Program Integrity, and Other Challenges Require Focused Federal Attention (GAO-21-265)
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January 28, 2021
- Macroprudential Oversight: Principles for Evaluating Policies to Assess and Mitigate Risks to Financial System Stability (GAO-21-230SP)
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December 16, 2020
- Financial Stability: Agencies Have Not Found Leveraged Lending to Significantly Threaten Stability but Remain Cautious Amid Pandemic (GAO-21-167)
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December 10, 2020
- Federal Reserve Lending Programs: Use of CARES Act-Supported Programs Has Been Limited and Flow of Credit Has Generally Improved (GAO-21-180)
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November 30, 2020
- COVID-19: Urgent Actions Needed to Better Ensure an Effective Federal Response (GAO-21-191)
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November 23, 2020
- Consumer Privacy: Better Disclosures Needed on Information Sharing by Banks and Credit Unions (GAO-21-36)
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November 9, 2020
- Financial Audit: Bureau of the Fiscal Service's FY 2020 and FY 2019 Schedules of Federal Debt (GAO-21-124)
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September 22, 2020
- Anti-Money Laundering: Opportunities Exist to Increase Law Enforcement Use of Bank Secrecy Act Reports, and Banks' Costs to Comply with the Act Varied (GAO-20-574)
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September 21, 2020
- COVID-19: Federal Efforts Could Be Strengthened by Timely and Concerted Actions (GAO-20-701)
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September 17, 2020
- Critical Infrastructure Protection: Treasury Needs to Improve Tracking of Financial Sector Cybersecurity Risk Mitigation Efforts (GAO-20-631)
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August 31, 2020
August 28, 2020
- Retirement Security: DOL Could Better Inform Divorcing Parties About Dividing Savings (GAO-20-541)
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July 21, 2020
- Financial Company Bankruptcies: Congress and Regulators Have Updated Resolution Planning Requirements (GAO-20-608R)
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June 25, 2020
May 1, 2020
- Trade-Based Money Laundering: U.S. Government Has Worked with Partners to Combat the Threat, but Could Strengthen Its Efforts (GAO-20-333)
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March 11, 2020
- Economic Sanctions: Treasury and State Have Received Increased Resources for Sanctions Implementation but Face Hiring Challenges (GAO-20-324)
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January 29, 2020
- Countering Illicit Finance and Trade: U.S. Efforts to Combat Trade-Based Money Laundering (GAO-20-314R)
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January 15, 2020
- Counternarcotics: Treasury Reports Some Results from Designating Drug Kingpins, but Should Improve Information on Agencies' Expenditures (GAO-20-112)
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December 10, 2019
- Financial Services Regulations: Status of GAO Recommendations to Enhance Regulatory Analyses and Interagency Coordination (GAO-20-114R)
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December 5, 2019
- Federal Debt Management: Treasury Should Strengthen Policies for Market Outreach and Analysis to Maintain Broad-Based Demand for Securities (GAO-20-131)
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December 3, 2019
- Bank Secrecy Act: Examiners Need More Information on How to Assess Banks' Compliance Controls for Money Transmitter Accounts (GAO-20-46)
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November 8, 2019
- Financial Audit: Bureau of the Fiscal Service's FY 2019 and FY 2018 Schedules of Federal Debt (GAO-20-117)
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September 26, 2019
- Bank Secrecy Act: Agencies and Financial Institutions Share Information but Metrics and Feedback Not Regularly Provided (GAO-19-582)
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September 25, 2019
- Reverse Mortgages: FHA Needs to Improve Monitoring and Oversight of Loan Outcomes and Servicing (GAO-19-702)
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July 26, 2019
- Federal Rulemaking: Selected Agencies Should Clearly Communicate Practices Associated with Identity Information in the Public Comment Process (GAO-19-483)
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July 16, 2019
- Consumer Reporting Agencies: CFPB Should Define Its Supervisory Expectations (GAO-19-459)
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July 11, 2019
- Agricultural Lending: Information on Credit and Outreach to Socially Disadvantaged Farmers and Ranchers Is Limited (GAO-19-539)
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May 24, 2019
- Private Student Loans: Clarification from CFPB Could Help Ensure More Consistent Opportunities and Treatment for Borrowers (GAO-19-430)
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May 14, 2019
- Bank Supervision: Regulators Improved Supervision of Management Activities but Additional Steps Needed (GAO-19-352)
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April 12, 2019
- Tax Refund Products: Product Mix Has Evolved and IRS Should Improve Data Quality (GAO-19-269)
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March 26, 2019
- Consumer Data Protection: Actions Needed to Strengthen Oversight of Consumer Reporting Agencies (GAO-19-196)
HTML | PDF - Management Report: Areas for Improvement in the Federal Reserve Banks' Information System Controls (GAO-19-304R)
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March 22, 2019
- DATA Act: OMB Needs to Formalize Data Governance for Reporting Federal Spending (GAO-19-284)
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March 21, 2019
- U.S. Currency: Financial Benefit of Switching to a $1 Coin Is Unlikely, but Changing Coin Metal Content Could Result in Cost Savings (GAO-19-300)
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December 21, 2018
- Dodd-Frank Regulations: Consumer Financial Protection Bureau Needs a Systematic Process to Prioritize Consumer Risks (GAO-19-158)
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December 19, 2018
- Financial Technology: Agencies Should Provide Clarification on Lenders' Use of Alternative Data (GAO-19-111)
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December 10, 2018
- Financial Company Bankruptcies: Experts Had Mixed Views on Companies' Controls for Mitigating Obstacles (GAO-19-30)
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November 8, 2018
- Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2018 and 2017 Schedules of Federal Debt (GAO-19-113)
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September 5, 2018
- Community Banks: Effect of Regulations on Small Business Lending and Institutions Appears Modest, but Lending Data Could Be Improved (GAO-18-312)
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June 25, 2018
- Freedom of Information Act: Agencies Are Implementing Requirements but Additional Actions Are Needed (GAO-18-365)
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June 5, 2018
- Small Business Loans: Additional Actions Needed to Improve Compliance with the Credit Elsewhere Requirement (GAO-18-421)
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May 9, 2018
- Puerto Rico: Factors Contributing to the Debt Crisis and Potential Federal Actions to Address Them (GAO-18-387)
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May 7, 2018
- Bureau of Engraving and Printing: Options for and Costs of a Future Currency Production Facility (GAO-18-338)
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April 5, 2018
- Management Report: Areas for Improvement in the Federal Reserve Banks' Information System Controls (GAO-18-334R)
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March 22, 2018
- Financial Technology: Additional Steps by Regulators Could Better Protect Consumers and Aid Regulatory Oversight (GAO-18-254)
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March 16, 2018
- Community Reinvestment Act: Options for Treasury to Consider to Encourage Services and Small-Dollar Loans When Reviewing Framework (GAO-18-244)
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March 15, 2018
- Commercial Real Estate Lending: Banks Potentially Face Increased Risk; Regulators Generally Are Assessing Banks' Risk Management Practices (GAO-18-245)
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March 15, 2018
- Homeownership: Information on Mortgage Options and Effects on Accelerating Home Equity Building (GAO-18-297)
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March 8, 2018
- Remittances to Fragile Countries: Treasury Should Assess Risks from Shifts to Non-Banking Channels (GAO-18-313)
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February 27, 2018
- Community Banks and Credit Unions: Regulators Could Take Additional Steps to Address Compliance Burdens (GAO-18-213)
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February 26, 2018
- Bank Secrecy Act: Derisking along the Southwest Border Highlights Need for Regulators to Enhance Retrospective Reviews (GAO-18-263)
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January 30, 2018
- Financial Services Regulations: Procedures for Reviews under Regulatory Flexibility Act Need to Be Enhanced (GAO-18-256)
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December 11, 2017
- Federal Housing Administration: Capital Requirements and Stress Testing Practices Need Strengthening (GAO-18-92)
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December 6, 2017
- Large Bank Supervision: Improved Implementation of Federal Reserve Policies Could Help Mitigate Threats to Independence (GAO-18-118)
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November 9, 2017
- Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2017 and 2016 Schedules of Federal Debt (GAO-18-134)
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September 29, 2017
September 20, 2017
- Investment Management: Key Practices Could Provide More Options for Federal Entities and Opportunities for Minority- and Women-Owned Asset Managers (GAO-17-726)
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September 7, 2017
- Anti-Money Laundering: U.S. Efforts to Combat Narcotics-Related Money Laundering in the Western Hemisphere (GAO-17-684)
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May 18, 2017
- Management Report: Areas for Improvement in the Federal Reserve Banks' Information Systems Controls (GAO-17-537R)
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April 19, 2017
February 24, 2017
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Federal Reserve System: Potential Implications of Modifying the Capital Surplus Account and Stock Ownership Requirement (GAO-17-243)
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January 9, 2017
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Retirement Security: Improved Guidance Could Help Account Owners Understand the Risks of Investing in Unconventional Assets (GAO-17-102)
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December 29, 2016
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Dodd-Frank Regulations: Agencies' Efforts to Analyze and Coordinate Their Recent Final Rules (GAO-17-188)
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December 9, 2016
- Permanent Funding Authorities: Some Selected Entities Should Review Financial Management, Oversight, and Transparency Policies (GAO-17-59)
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November 15, 2016
- Federal Reserve: Additional Actions Could Help Ensure the Achievement of Stress Test Goals (GAO-17-48)
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November 10, 2016
- Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2016 and 2015 Schedules of Federal Debt (GAO-17-104)
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November 10, 2016
- Financial Institutions: Penalty and Settlement Payments for Mortgage-Related Violations in Selected Cases (GAO-17-11R)
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October 17, 2016
- Federal Reserve: Observations on Regulation D and the Use of Reserve Requirements (GAO-17-117)
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September 29, 2016
- Payment Services: Federal Reserve's Competition with Other Providers Benefits Customers, but Additional Reviews Could Increase Assurance of Cost Accuracy (GAO-16-614)
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July 25, 2016
- Mortgage Servicing: Community Lenders Remain Active under New Rules, but CFPB Needs More Complete Plans for Reviewing Rules (GAO-16-448)
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July 14, 2016
- Flood Insurance: Potential Barriers Cited to Increased Use of Private Insurance (GAO-16-611)
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July 6, 2016
- Federal Real Property: Actions Needed to Enhance Information on and Coordination among Federal Entities with Leasing Authority (GAO-16-648)
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June 6, 2016
- Management Report: Areas for Improvement in the Federal Reserve Banks' Information Systems Controls (GAO-16-601R)
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April 21, 2016
- Financial Institutions: Fines, Penalties, and Forfeitures for Violations of Financial Crimes and Sanctions Requirements (GAO-16-297)
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April 12, 2016
- Resolution Plans: Regulators Have Refined Their Review Processes but Could Improve Transparency and Timeliness (GAO-16-341)
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March 28, 2016
- Financial Regulation: Complex and Fragmented Structure Could Be Streamlined to Improve Effectiveness (GAO-16-175)
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February 16, 2016
- International Remittances: Actions Needed to Address Unreliable Official U.S. Estimate (GAO-16-60)
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February 16, 2016
- International Remittances: Money Laundering Risks and Views on Enhanced Customer Verification and Recordkeeping Requirements (GAO-16-65)
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January 27, 2016
- Banking: Federal Agencies' Compliance with Section 302 of the Riegle Community Development and Regulatory Improvement Act (GAO-16-213R)
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December 30, 2015
- Dodd-Frank Regulations: Impacts on Community Banks, Credit Unions and Systemically Important Institutions (GAO-16-169)
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November 13, 2015
- Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2015 and 2014 Schedules of Federal Debt (GAO-16-160)
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September 8, 2015
July 27, 2015
- International Insurance Capital Standards: Collaboration among U.S. Stakeholders Has Improved but Could Be Enhanced (GAO-15-534)
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July 27, 2015
July 9, 2015
- Debt Limit: Market Response to Recent Impasses Underscores Need to Consider Alternative Approaches (GAO-15-476)
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July 2, 2015
- Cybersecurity: Bank and Other Depository Regulators Need Better Data Analytics and Depository Institutions Want More Usable Threat Information (GAO-15-509)
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June 25, 2015
- Bank Regulation: Lessons Learned and a Framework for Monitoring Emerging Risks and Regulatory Response (GAO-15-365)
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May 5, 2015
- Community Development Capital Initiative: Status of the Program Investments and Participants (GAO-15-542)
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April 30, 2015
- Securities Regulation: SEC Can Further Enhance Its Oversight Program of FINRA (GAO-15-376)
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April 6, 2015
- Management Report: Areas for Improvement in the Federal Reserve Banks' Information Systems Controls (GAO-15-413R)
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March 19, 2015
- Financial Company Bankruptcies: Information on Legislative Proposals and International Coordination (GAO-15-299)
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December 18, 2014
November 20, 2014
- Financial Stability Oversight Council: Further Actions Could Improve the Nonbank Designation Process (GAO-15-51)
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November 20, 2014
- Bank Capital Reforms: Initial Effects of Basel III on Capital, Credit, and International Competitiveness (GAO-15-67)
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November 10, 2014
- Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2014 and 2013 Schedules of Federal Debt (GAO-15-157)
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October 7, 2014
September 26, 2014
- U.S. Currency: Reader Program Should Be Evaluated While Other Accessibility Features for Visually Impaired Persons Are Developed (GAO-14-823)
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September 22, 2014
- Consumer Financial Protection Bureau: Some Privacy and Security Procedures for Data Collections Should Continue Being Enhanced (GAO-14-758)
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September 11, 2014
- Federal Rulemaking: Agencies Included Key Elements of Cost-Benefit Analysis, but Explanations of Regulations' Significance Could Be More Transparent (GAO-14-714)
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September 10, 2014
- Older Americans: Inability to Repay Student Loans May Affect Financial Security of a Small Percentage of Retirees (GAO-14-866T)
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August 5, 2014
- Troubled Asset Relief: Government's Exposure to Ally Financial Lessens as Treasury's Ownership Share Declines (GAO-14-698)
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July 31, 2014
July 22, 2014
- Small Business Administration: Office of Advocacy Needs to Improve Controls over Research, Regulatory, and Workforce Planning Activities (GAO-14-525)
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June 26, 2014
- Virtual Currencies: Emerging Regulatory, Law Enforcement, and Consumer Protection Challenges (GAO-14-496)
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June 23, 2014
- Debt Management: Floating Rate Notes Can Help Treasury Meet Borrowing Goals, but Additional Actions Are Needed to Help Manage Risk (GAO-14-535)
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April 29, 2014
- Foreclosure Review: Regulators Could Strengthen Oversight and Improve Transparency of the Process (GAO-14-376)
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April 3, 2014
- International Financial Reforms: U.S. and Other Jurisdictions' Efforts to Develop and Implement Reforms (GAO-14-261)
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March 31, 2014
- Programa Para Mitigar Activos Problemáticos: Es necesario un mayor esfuerzo en el control de préstamos equitativos y en el acceso a los programas de vivienda por parte de personas sin dominio del inglés (GAO-14-457)
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March 4, 2014
- Puerto Rico: Information on How Statehood Would Potentially Affect Selected Federal Programs and Revenue Sources (GAO-14-31)
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February 25, 2014
February 13, 2014
- College Debit Cards: Actions Needed to Address ATM Access Student Choice and Transparency (GAO-14-91)
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February 6, 2014
- Troubled Asset Relief Program: More Efforts Needed on Fair Lending Controls and Access for Non-English Speakers in Housing Programs (GAO-14-117)
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January 28, 2014
- Servicemembers Civil Relief Act: Information on Mortgage Protections and Related Education Efforts (GAO-14-221)
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January 8, 2014
- Information Security: Agency Responses to Breaches of Personally Identifiable Information Need to Be More Consistent (GAO-14-34)
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December 18, 2013
- State Small Business Credit Initiative: Opportunities Exist to Enhance Performance Measurement and Evaluation (GAO-14-97)
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December 12, 2013
- Financial Audit: Bureau of the Fiscal Service's Fiscal Years 2013 and 2012 Schedules of Federal Debt (GAO-14-173)
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December 11, 2013
- Dodd-Frank Regulations: Agencies Conducted Regulatory Analyses and Coordinated but Could Benefit from Additional Guidance on Major Rules (GAO-14-67)
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- Small Business Lending Fund: Treasury Should Ensure Evaluation Includes Methods to Isolate Program Impact (GAO-14-135)
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November 27, 2013
- U.S. Currency: Coin Inventory Management Needs Better Performance Information (GAO-14-110)
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November 14, 2013
- Government Support For Bank Holding Companies: Statutory Changes to Limit Future Support Are Not Yet Fully Implemented (GAO-14-18)
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October 29, 2013
- Troubled Asset Relief Program: Status of Treasury's Investments in General Motors and Ally Financial (GAO-14-6)
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July 18, 2013
- Financial Company Bankruptcies: Need to Further Consider Proposals' Impact on Systemic Risk (GAO-13-622)
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May 16, 2013
- Diversity Management: Trends and Practices in the Financial Services Industry and Agencies after the Recent Financial Crisis (GAO-13-238)
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May 9, 2013
- Federal Reserve Banks: Areas for Improvement in Information Systems Controls (GAO-13-419R)
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April 11, 2013
March 26, 2013
- Foreclosure Review: Lessons Learned Could Enhance Continuing Reviews and Activities under Amended Consent Orders (GAO-13-277)
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February 25, 2013
- U.S. and International Sanctions Have Adversely Affected the Iranian Economy (GAO-13-325)
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February 14, 2013
- Financial Regulatory Reform: Financial Crisis Losses and Potential Impacts of the Dodd-Frank Act (GAO-13-180)
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January 23, 2013
- Financial Regulatory Reform: Regulators Have Faced Challenges Finalizing Key Reforms and Unaddressed Areas Pose (GAO-13-195)
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January 3, 2013
December 18, 2012
September 27, 2012
- Community Reinvestment Act: Challenges in Quantifying Its Effect on Low-Income Housing Tax Credit Investment (GAO-12-869R)
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September 19, 2012
- Department of the Treasury, Office of the Comptroller of the Currency; Federal Reserve System, and Federal Deposit Insurance Corporation: Risk-Based Capital Guidelines: Market Risk (GAO-12-1030R)
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September 17, 2012
- Housing Assistance: Opportunities Exist to Increase Collaboration and Consider Consolidation (GAO-12-554)
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September 13, 2012
- Community Banks and Credit Unions: Impact of the Dodd-Frank Act Depends Largely on Future Rule Makings (GAO-12-881)
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- Financial Stability: New Council and Research Office Should Strengthen the Accountability and Transparency of Their Decisions (GAO-12-886)
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July 23, 2012
- Financial Literacy: Overlap of Programs Suggests There May Be Opportunities for Consolidation (GAO-12-588)
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July 17, 2012
- Mortgage Foreclosures: Regulatory Oversight of Compliance with Servicemembers Civil Relief Act Has Been Limited (GAO-12-700)
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July 12, 2012
- Bankruptcy: Agencies Continue Rulemakings for Clarifying Specific Provisions of Orderly Liquidation Authority (GAO-12-735)
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July 5, 2012
- Foreclosure Review: Opportunities Exist to Further Enhance Borrower Outreach Efforts (GAO-12-776)
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June 28, 2012
- Foreclosure Mitigation: Agencies Could Improve Effectiveness of Federal Efforts with Additional Data Collection and Analysis (GAO-12-296)
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May 7, 2012
- Troubled Asset Relief Program: Government's Exposure to AIG Lessens as Equity Investments Are Sold (GAO-12-574)
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April 11, 2012
- Federal Reserve Banks: Areas for Improvement in Information Systems Controls (GAO-12-615R)
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March 8, 2012
- Capital Purchase Program: Revenues Have Exceeded Investments, but Concerns about Outstanding Investments Remain (GAO-12-301)
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March 7, 2012
- Debt Management: Buybacks Can Enhance Treasury's Capacity to Manage under Changing Market Conditions (GAO-12-314)
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February 15, 2012
- U.S. Coins: Alternative Scenarios Suggest Different Benefits and Losses from Replacing the $1 Note with a $1 Coin (GAO-12-307)
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January 19, 2012
- Bank Holding Company Act: Characteristics and Regulation of Exempt Institutions and the Implications of Removing the Exemptions (GAO-12-160)
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January 18, 2012
- Real Estate Appraisals: Appraisal Subcommittee Needs to Improve Monitoring Procedure (GAO-12-147)
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- Dodd-Frank Act: Hybrid Capital Instruments and Small Institution Access to Capital (GAO-12-237)
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January 17, 2012
- Bank Capital Requirements: Potential Effects of New Changes on Foreign Holding Companies and U.S. Banks Abroad (GAO-12-235)
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January 17, 2012
December 14, 2011
- Small Business Lending Fund: Additional Actions Needed to Improve Transparency and Accountability (GAO-12-183)
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December 6, 2011
- Vacant Properties: Growing Number Increases Communities' Costs and Challenges (GAO-12-34)
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November 10, 2011
- Dodd-Frank Act Regulations: Implementation Could Benefit from Additional Analyses and Coordination (GAO-12-151)
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November 8, 2011
- Financial Audit: Bureau of the Public Debt's Fiscal Years 2011 and 2010 Schedules of Federal Debt (GAO-12-164)
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October 31, 2011
- Financial Crisis: Review of Federal Reserve System Financial Assistance to American International Group, Inc. (GAO-11-616)
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October 19, 2011
- Federal Reserve Bank Governance: Opportunities Exist to Broaden Director Recruitment Efforts and Increase Transparency (GAO-12-18)
Summary | Highlights (PDF) | Full Report (PDF)
October 4, 2011
- Federal Reserve System: Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance (GAO-12-122T)
HTML | PDF
August 11, 2011
August 11, 2011
July 21, 2011
- Federal Reserve Board: Opportunities Exist to Strengthen Policies and Processes for Managing Emergency Assistance (GAO-11-696)
HTML | PDF
July 19, 2011
- Mortgage Reform: Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market (GAO-11-656)
HTML | PDF
July 19, 2011
- Bankruptcy: Complex Financial Institutions and International Coordination Pose Challenges (GAO-11-707)
HTML | PDF
July 18, 2011
- Troubled Asset Relief Program: The Government's Exposure to AIG Following the Company's Recapitalization (GAO-11-716)
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July 14, 2011
- Dodd-Frank Act: Eleven Agencies' Estimates of Resources for Implementing Regulatory Reform (GAO-11-808T)
HTML | PDF
July 13, 2011
- Proprietary Trading: Regulators Will Need More Comprehensive Information to Fully Monitor Compliance with New Restrictions When Implemented (GAO-11-529)
HTML | PDF
July 13, 2011
- Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry (GAO-11-653)
HTML | PDF
July 12, 2011
- Securities and Exchange Commission: Existing Post-Employment Controls Could Be Further Strengthened (GAO-11-654)
HTML | PDF
July 7, 2011
- Person-to-Person Lending: New Regulatory Challenges Could Emerge as the Industry Grows (GAO-11-613)
HTML | PDF
June 23, 2011
- Bank Regulation: Modified Prompt Corrective Action Framework Would Improve Effectiveness (GAO-11-612)
HTML | 2 MB PDF
May 19, 2011
- Banking Regulation: Enhanced Guidance on Commercial Real Estate Risks Needed (GAO-11-489)
HTML | 1 MB PDF
May 12, 2011
- Mortgage Foreclosures: Documentation Problems Reveal Need for Ongoing Regulatory Oversight (GAO-11-649T)
HTML | 189 KB PDF
May 2, 2011
- Mortgage Foreclosures: Documentation Problems Reveal Need for Ongoing Regulatory Oversight (GAO-11-433)
HTML | 1.6 MB PDF
March 31, 2011
- Federal Reserve Banks: Areas for Improvement in Information Systems Controls (GAO-11-447R)
HTML | 139 KB PDF
March 25, 2011
- Credit Cards: Consumer Costs for Debt Protection Products Can Be Substantial Relative to Benefits but Are Not a Focus of Regulatory Oversight (GAO-11-311)
HTML | 1 MB PDF
March 17, 2011
- Troubled Asset Relief Program: Status of Programs and Implementation of GAO Recommendations (GAO-11-476T)
HTML | 363 KB PDF
March 10, 2011
- 401(K) Plans: Certain Investment Options and Practices That May Restrict Withdrawals Not Widely Understood (GAO-11-291)
HTML | 2 MB PDF
March 4, 2011
- U.S. Coins: Replacing the $1 Note with a $1 Coin Would Provide a Financial Benefit to the Government (GAO-11-281)
HTML | 914 KB PDF
January 26, 2011
- Payday Lending: Federal Law Enforcement Uses a Multilayered Approach to Identify Employees in Financial Distress (GAO-11-147)
HTML | 1 MB PDF
January 12, 2011
- Troubled Asset Relief Program: Status of Programs and Implementation of GAO Recommendations (GAO-11-74)
HTML | 1.8 MB PDF
November 8, 2010
- Financial Audit: Bureau of the Public Debt's Fiscal Years 2010 and 2009 Schedules of Federal Debt (GAO-11-52)
HTML | 1.3 MB PDF
October 28, 2010
October 4, 2010
- Troubled Asset Relief Program: Opportunities Exist to Apply Lessons Learned from the Capital Purchase Program to Similarly Designed Programs and to Improve the Repayment Process (GAO-11-47)
HTML | 105 MB PDF
September 29, 2010
- Student Loans: Federal Web-based Tool on Private Loans Would Pose Implementation Challenges and May Be Unnecessary (GAO-10-990)
HTML | 599 KB PDF
August 3, 2010
- Financial Assistance: Ongoing Challenges and Guiding Principles Related to Government Assistance For Private Sector Companies (GAO-10-719)
HTML | 1.10 MB PDF
July 22, 2010
July 13, 2010
June 30, 2010
- Troubled Asset Relief Program: One Year Later, Actions Are Needed to Address Remaining Transparency and Accountability Challenges (GAO-10-531)
HTML | 1.14 MB PDF
May 18, 2010
- Debt Management: Treasury Was Able to Fund Economic Stabilization and Recovery Expenditures in a Short Period of Time, but Debt Management Challenges (GAO-10-498)
HTML | 1.17 MB PDF
April 27, 2010
- Troubled Asset Relief Program: Update of Government Assistance Provided to AIG (GAO-10-475)
HTML | 1.99 MB PDF
April 21, 2010
- Federal Reserve Banks: Areas for Improvement in Information Security Controls (GAO-10-640R)
HTML | 169 KB PDF
April 15, 2010
- Federal Deposit Insurance Act: Regulators' Use of Systemic Risk Exception Raises Moral Hazard Concerns and Opportunities Exist to Clarify the Provision (GAO-10-100)
HTML | 997 KB PDF
April 15, 2010
April 6, 2010
February 12, 2010
- Federal Reserve System and Federal Trade Commission: Fair Credit Reporting Risk-Based Pricing Regulations (GAO-10-408R)
HTML | 42 KB PDF
February 5, 2010
- Troubled Asset Relief Program: Treasury Needs to Strengthen Its Decision-Making Process on the Term Asset-Backed Securities Loan Facility (GAO-10-25)
HTML | 1.91 MB PDF
Reports listed are Federal Reserve related reports issued since January 1, 2010. Reports are maintained by GAO. For more information visit www.gao.gov and enter "Federal Reserve" in the keyword search.