Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending November 18, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPITOL BANCORP LTD.

* 3A1
* 3A3

Capitol Bancorp Ltd., Lansing, Michigan, to indirectly acquire 51 percent of the voting shares of Bank of Tacoma (in organization), Tacoma, Washington, and Capitol Development Bancorp Limited VI, Lansing, Michigan, to become a bank holding company by directly acquiring 51 percent of the voting shares of Bank of Tacoma (in organization), Tacoma, Washington.

Newspaper:	11/26/2006
Federal Register:	11/27/2006

CAPITOL BANCORP LTD.

* 3A1
* 3A3

Capitol Bancorp, Ltd., Lansing, Michigan and Capitol Development Bancorp Limited VI, Lansing, Michigan, to indirectly acquire 51 percent of the voting shares of Larimer Commerce Bank (in organization), Fort Collins, Colorado, and Capitol Bancorp Colorado Ltd. II, Lansing, Michigan, to become a bank holding company by directly acquiring 51 percent of the voting shares of Larimer Commerce Bank (in organization), Fort Collins, Colorado.

Newspaper:	12/01/2006
Federal Register:	12/07/2006

CENTURY BANCSHARES, INC.

4c8

Century Bancshares, Inc., Schaller, Iowa, to engage de novo in extending credit and servicing loans.

Newspaper:	Not applicable
Federal Register:	Not applicable

FARMERS AND MECHANICS BANK, THE

* Branch

Farmers & Mechanics Bank, Galesburg, IL, to establish a mobile bank branch serving Peoria, Tazewell, Woodford, Knox, and Warren Counties all located in Illinois.

Newspaper:	11/30/2006
Federal Register:	Not applicable

FIRST AMERICAN BANK

* 18C
* Branch

First American Bank, Fort Dodge, Iowa, to merge with First American Bank, NA, Naples, Florida. As a result of this merger, all offices of First American Bank, NA, Naples, Florida, will become branches of First American Bank, Fort Dodge.

Newspaper:	Not available
Federal Register:	Not applicable

JOHNSON BANK

* Branch

Johnson Bank, Racine, Wisconsin, to establish a branch facility to be located at 1740 Condor Lane, Green Bay, Wisconsin.

Newspaper:	11/10/2006
Federal Register:	Not applicable

ORION BANCORPORATION, INC.

* 3A5

Orion Bancorporation, Inc., Orion, Illinois, to acquire 100 percent of the voting shares of First Mid-America Bancorp, Inc., Annawan, Illinois, and thereby indirectly acquire State Bank of Annawan, Annawan, Illinois.

Newspaper:	12/08/2006
Federal Register:	12/14/2006

PETEFISH, SKILES BANCSHARES, INC.

* 3A3

Petefish, Skiles Bancshares, Inc., Virginia, Illinois, to acquire 100 percent of the voting shares of Chandlerville Bancshares, Inc., Chandlerville, Illinois, and thereby indirectly acquire Peoples State Bank of Chandlerville, Chandlerville, Illinois.

Newspaper:	11/18/2006
Federal Register:	11/17/2006

QCR HOLDINGS, INC.

Member
* 18C
* Branch
* 3A3

QCR Holdings, Inc., Moline, Illinois, to acquire 100 percent of the voting shares of Ridgeland Bancorp, Inc., Tony, Wisconsin, and thereby indirectly acquire Farmers State Bank, Ridgeland, Wisconsin, and the related applications by Farmers State Bank, Ridgeland, Wisconsin, to become a member of the Federal Reserve System, and Farmers State Bank, Ridgeland, Wisconsin, to merge with Rockford Bank and Trust Company, Rockford, Illinois, and thereby to establish a branch at 1133 Quail Court, Suite 100, Pewaukee, Wisconsin.

Newspaper:	12/02/2006
Federal Register:	11/27/2006

WISCONSIN BANCSHARES, INC.

CIC

Notice by David R. Barnes, Racine, Wisconsin, Francesca DeRose, Racine, Wisconsin, Nicolet DeRose, Kenosha, Wisconsin, and Kari Barnes, Tigard, Oregon, to collectively gain control of Wisconsin Bancshares, Inc., Kenosha, Wisconsin, and thereby indirectly acquire Banks of Wisconsin, Kenosha, Wisconsin.

Newspaper:	Not available
Federal Register:	11/21/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
F&M BK-IA, MARSHALLTOWN, IOWA	689740	07/17/2006	11/15/2006	S	Large Bank
FIRST MIDWEST BK, ITASCA, ILLINOIS	1007846	05/08/2006	10/30/2006	O	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending November 18, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago