Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending November 18, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCA INTESA S.P.A.

4c8

Banca Intesa S.p.A., Milan, Italy (?Intesa?) request to engage indirectly in certain nonbanking activities conducted thru Banca IMI Securities Corp. New York, New York, following the merger of Sanpaolo IMI S.p.A., Milan, Italy, with and into Intesa.

Newspaper:	Not applicable
Federal Register:	Not available

BANCO POPULAR NORTH AMERICA

* Branch

Banco Popular North America, New York, New York to open two new domestic branches, located at 2 South Orange Avenue, Orlando (Orange County), Florida (RSSD# 3489633) and 8885 S. Dadeland Boulevard, Miami (Miami-Dade County), Florida. (RSSD# 3489624)

Newspaper:	11/17/2006
Federal Register:	Not applicable

BANK OF NOVA SCOTIA, THE

FBSEA

The Bank of Nova Scotia, Halifax, Canada, requests prior approval from the Board of Governors of the Federal Reserve System to establish a branch office in Houston, Texas, pursuant to Section 211.24(a)(1)(i)(A) of Regulation K.

Newspaper:	Not available
Federal Register:	Not applicable

MANUFACTURERS AND TRADERS TRUST COMPANY

* 18C
* Branch

Manufacturers and Traders Trust Company, Buffalo, New York, to merge M&T New Jersey Interim Bank, Palisades Park, New Jersey, with and into M&T Bank, Buffalo, New York, under Section 18(c) of the Federal Deposit Insurance Act and, incident thereto, under Section 9 of the Federal Reserve Act, to establish a branch in Palisades Park, New Jersey.

Newspaper:	12/06/2006
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending November 18, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York