Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending May 19, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

CAPITOL BANCORP LTD.

* 3A3

Capitol Bancorp, Ltd., Lansing, Michigan and Capitol Development Bancorp Limited VI, Lansing, Michigan, to acquire 51 percent of the voting shares of Issaquah Community Bank (in organization), Issaquah, Washington.

Newspaper:	Not available
Federal Register:	06/15/2007

CAPITOL BANCORP LTD.

* 4c8

Capitol Bancorp, Ltd., Lansing, Michigan and Capitol Development Bancorp Limited VI, Lansing, Michigan, to acquire 51 percent of the voting shares of High Desert Bank (in organization), Bend, Oregon, and thereby operate a savings association.

Newspaper:	Not available
Federal Register:	Not available

CITIZENS BANK

* Branch

Citizens Bank, Flint, Michigan, to establish a branch facility to be located at 21 N. Beacon, Grand Haven, Michigan.

Newspaper:	04/13/2007
Federal Register:	Not applicable

FAMILY MERCHANTS BANCORPORATION, INC.

CIC

Notice by Audrey G. Savage, Monticello, Iowa, individually and as trustee of the Audrey G. Savage Revocable Inter Vivos Trust, to gain control of Family Merchants Bancorporation, Cedar Rapids, Iowa, and thereby indirectly Family Merchants Bank, Cedar Rapids, Iowa.

Newspaper:	Not available
Federal Register:	06/04/2007

M&I MARSHALL & ILSLEY BANK

* 18C
* Branch

M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, to merge with Excel Bank Minnesota, Minneapolis, Minnesota, and thereby to establish 4 branches.

Newspaper:	Not available
Federal Register:	Not applicable

MIDWEST BANC HOLDINGS, INC.

* 3A5
* 18C
* Branch

Midwest Banc Holdings, Inc., Melrose Park, Illinois, to merge with Northwest Suburban Bancorp, Inc., Mount Prospect, Illinois, and thereby indirectly acquire Mount Prospect National Bank, Mount Prospect, Illinois, and the related application by Midwest Bank and Trust Company, Elmwood Park, Illinois, to merge with Mount Prospect National Bank, Mount Prospect, Illinois, and thereby to establish 5 branches.

Newspaper:	Not available
Federal Register:	06/04/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending May 19, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago