Actions under delegated authority

AmericasBank, Towson, Maryland  -- to establish a branch at 1419 Forest Drive, Annapolis.
-Approved, May 17, 2007 

Citizens Bank, Flint, Michigan  -- to establish a branch at 21 North Beacon Street, Grand Haven.
-Approved, May 16, 2007 

Comerica Bank, Detroit, Michigan  -- to establish branches at 955 J Street, San Diego, California, and 13000 Saratoga-Sunnyvale Road, Saratoga.
-Approved, May 15, 2007 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 7574 North Western Avenue, Chicago, Illinois.
-Approved, May 18, 2007 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 100 South Halsted Street, Chicago, Illinois.
-Approved, May 18, 2007 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 601 South Clark Street, Chicago, Illinois.
-Approved, May 18, 2007 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 2504 West Cermak Road, Chicago, Illinois.
-Approved, May 18, 2007 

Fifth Third Bank, Grand Rapids, Michigan  -- to establish a branch at 1255 Green Bay Road, Wilmette, Illinois.
-Approved, May 18, 2007 

First State Bank, Conway, Arkansas  -- to establish a branch at 411 Hartsfield Drive, Searcy.
-Approved, May 15, 2007 

First State Bank, Conway, Arkansas  -- to establish a branch at 815 North Maple Street, Searcy.
-Approved, May 15, 2007 

HCSB, A State Banking Association, Plainview, Texas  -- to establish a branch at 451 Guadalupe Street, Kerrville.
-Approved, May 16, 2007 

Legacy Bank & Trust Company, Plato, Missouri  -- to establish a branch at 175 Johnstown Drive, Rogersville.
-Approved, May 15, 2007 

Regions Bank, Birmingham, Alabama  -- to establish a branch at Highway 441/27 and Rolling Acres, Lady Lake, Florida.
-Approved, May 18, 2007 

Regions Bank, Birmingham, Alabama  -- to establish branches at 16046 Highway 280, Chelsea; the intersection of Highway 14 East and McQuee, Prattville; 4626 General Degaulle Drive, Algiers, Louisiana; 1300 Clayton Road, Ellisville, Missouri; the southwest quadrant of Three Oaks and Corkscrew Road, Estero, Florida; 8407 Little Road, New Port Richey; the intersection of Boy Scout and Summerlin Drive, Ft. Myers; the intersection of Parkstone Boulevard and SR 434, Winter Springs; 3080 Columbia Avenue, Franklin, Tennessee; and the intersection of Parkside Drive and Turkey Cove Lane, Knoxville.
-Approved, May 16, 2007 

TriSummit Bank, Kingsport, Tennessee  -- to establish a branch at 600 North State of Franklin Road, Johnson City.
-Approved, May 16, 2007 

The Yellowstone Bank, Laurel, Montana  -- to establish a branch at 1283 North 14th Avenue, Bozeman.
-Approved, May 17, 2007 

Australia and New Zealand Banking Group Limited, Melbourne, Australia  -- to acquire Citizens Bancorp, Hagatna, Guam, and Citizen's Security Bank.
-Approved, May 18, 2007 

B Bank, Inc., Downs, Kansas  -- waiver of application in connection with the proposed merger of State Bank of Downs with FirstBank of Greeley, Greeley, Colorado.
-Granted, May 17, 2007 

Community Bancshares, Inc., Bridgeport, Texas  -- to become a bank holding company and to acquire The Community Bank, a de novo bank.
-Approved, May 16, 2007 

Cooperative Bankshares, Inc., Wilmington, North Carolina  -- to acquire Bank of Jefferson, Jefferson, South Carolina.
-Approved, May 17, 2007 

The Farmers State Bank of Fort Morgan Colorado Employee Stock Ownership Plan, Fort Morgan, Colorado  -- to acquire up to 38 percent of the shares of F.S.B. Bancorporation of Fort Morgan, parent of Farmers State Bank of Fort Morgan.
-Approved, May 17, 2007 

Fox River Financial Corporation, Burlington, Wisconsin  -- to become a bank holding company and to acquire Fox River State Bank.
-Withdrawn, May 14, 2007 

GC Bancorp, Inc., Chicago, Illinois  -- to become a bank holding company and to acquire Gold Coast Bank, a de novo bank, and engage de novo in extending credit and servicing loans.
-Approved, May 17, 2007 

LeRoy C. Darby, Inc. Employee Stock Ownership Plan, Elkader, Iowa  -- to acquire additional shares to increase its ownership from 36 percent to 91.33 percent of LeRoy C. Darby, Inc. and thereby increase its ownership in Freedom Bank.
-Approved, May 14, 2007 

Old Southern Bancorp, Inc., Orlando, Florida  -- to become a bank holding company and to acquire Old Southern Bank.
-Approved, May 14, 2007 

Renasant Corporation, Tupelo, Mississippi  -- to merge with Capital Bancorp, Inc., Nashville, Tennessee, and thereby acquire Capital Bank & Trust Company.
-Approved, May 14, 2007 

The State Bank of Wiley, Wiley, Colorado  -- waiver of application in connection with the proposed acquisition of Cheyenne Mountain Bank, Colorado Springs; and waiver of application in connection with the acquisition of Cheyenne Mountain Bank by Four Corners Community Bank, Farmington, New Mexico.
-Granted, May 18, 2007 

1st Pacific Bank of California, San Diego, California  -- to merge with Landmark National Bank, Solana Beach, and thereby acquire three branches.
-Approved, May 14, 2007 

TIB The Independent BankersBank, Irving, Texas  -- to merge with South Bay Bank, National Association, Torrance, California, and establish a branch at 17011 Beach Boulevard, Huntington Beach, California.
-Approved, May 17, 2007 

First Western Bank, Eden Prairie, Minnesota  -- to exercise full trust powers.
-Approved, May 15, 2007 

Green Country Bancorporation, Inc., Ketchum, Oklahoma  -- change in bank control.
-Permitted, May 16, 2007 

CapitalBank, Greenwood, South Carolina  -- extension to February 29, 2008, to establish a branch at the intersection of Highway 14 and Westmoreland Drive, Greer.
-Granted, May 14, 2007 

The Citizens Bank of Edmond, Edmond, Oklahoma  -- extension to September 1, 2007, to establish a branch at 3600 South Boulevard.
-Granted, May 15, 2007 

Colorado Community Bank, Yuma, Colorado  -- extension to September 7, 2007, to establish a branch at 4625 Trail Boss Drive, Castle Rock.
-Granted, May 15, 2007 

First Charter Bank, Charlotte, North Carolina  -- extension to November 24, 2007, to establish a branch at the intersection of Highway 73 and Shiloh Church Road, Kannapolis.
-Granted, May 17, 2007 

Orrstown Bank, Shippensburg, Pennsylvania  -- extension to September 14, 2007, to merge with The First National Bank of Newport, Newport.
-Granted, May 16, 2007 

Regulation CC  -- technical amendments to Appendix A to reflect the restructuring of check processing operations at the Federal Reserve Bank of Atlanta and to provide notice relating to future changes to Appendix A (Docket No. R-1287).
-Approved, May 15, 2007