Consumers & Communities
The Federal Reserve advances supervision, community reinvestment, and research to increase understanding of the impacts of financial services policies and practices on consumers and communities.
Governor Michael S. Barr’s Speech on Developing Communities through Public-Private Partnerships
Read his keynote remarks from the Federal Reserve’s National Community Investment Conference
Consumer Compliance Outlook
Read the latest issue covering top-cited compliance violations under the Flood Disaster Protection Act and Regulation E, as well as aggregated consumer complaint data.
Small Business Credit Survey 2026 Report on Employer Firms
See how small employer firms fared last year and their outlook for 2026.
Resources for Financial Institutions
Minority Depository Institutions
Third Party Risk Management
Enforcement Actions
Federal Financial Institutions Examination Council
Additional Federal Agency Contacts
Data, Research, and Publications on Consumer & Community Issues
SHED
Consumer & Community Researchers and their Work
Small Business Credit Survey
Surveys & Data from the Federal Reserve System
Consumer & Community Context
Uneven Outcomes in the Labor Market
Read the Latest Research on Consumer & Community Issues
Decomposing Recent Employment Gains Among Disabled Workers
Shedding Light on Survey Accuracy—A Comparison between SHED and Census Bureau Survey Results
Predicting College Closures and Financial Distress
"The Only Way I Could Afford It": Who Uses BNPL and Why
Targeted Relief: Geography and Timing of Emergency Rental Assistance
Has Intergenerational Progress Stalled? Income Growth Over Five Generations of Americans