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Photo of Lisa J. Dettling

Lisa J. Dettling

Principal Economist Fiscal Analysis Section Research and Statistics

(on leave to University of California Los Angeles)

[email protected]

Education

  • Ph.D., Economics, University of Maryland, 2013
  • B.S., Economics and Mathematics, The Ohio State University, 2007
Current Research Topics
  • Household formation, Social policy, Household finance, Wealth Inequality
  • Principal Economist, Fiscal Analysis Section

    Board of Governors of the Federal Reserve System

    2021 - present
  • Principal Economist, Microeconomic Surveys Section

    Board of Governors of the Federal Reserve System

    2019 - 2021
  • Senior Economist, Microeconomic Surveys Section

    Board of Governors of the Federal Reserve System

    2016 - 2019
  • Economist, Microeconomic Surveys Section

    Board of Governors of the Federal Reserve System

    2013 - 2016
  • Saving and Wealth Accumulation among Student Loan Borrowers: Implications for Retirement Preparedness
    Lisa J. Dettling, Sarena F. Goodman, and Sarah J. Reber
    Real-World Shocks and Retirement System Resiliency (2024)
    https://doi.org/10.1093/oso/9780198894131.003.0007
    See also » FRB Working Paper (2022)
  • Monetary Policy and Birth Rates: The Effect of Mortgage Rate Pass-Through on Fertility
    Fergus Cumming and Lisa Dettling
    Review of Economic Studies (2024)
    https://doi.org/10.1093/restud/rdad034
    See also » FRB Working Paper (2020)
  • Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being
    Sandra E. Black, Jeffrey T. Denning, Lisa J. Dettling, Sarena Goodman, and Lesley J. Turner
    American Economic Review (2023)
    https://doi.org/10.1257/aer.20210926
  • The smart money is in cash? Financial literacy and liquid savings among U.S. families
    Neil Bhutta, Jacqueline Blair, and Lisa Dettling
    Journal of Accounting and Public Policy (2023)
    https://doi.org/10.1016/j.jaccpubpol.2022.107000
    See also » FRB Working Paper (2021)
  • The Cyclicality of Births and Babies’ Health, Revisited: Evidence from Unemployment Insurance
    Lisa J. Dettling and Melissa Schettini Kearney
    NBER Working Paper Series (2023)
    https://doi.org/10.3386/w30937
  • Minimum Wages and Consumer Credit: Effects on Access and Borrowing
    Lisa J. Dettling and Joanne W. Hsu
    Review of Financial Studies (2021)
    https://doi.org/10.1093/rfs/hhaa091
    See also » FRB Working Paper (2017)
  • Why is the Default Rate So Low? How Economic Conditions and Public Policies Have Shaped Mortgage and Auto Delinquencies During the COVID-19 Pandemic
    Lisa J. Dettling and Lauren Lambie-Hanson
    FEDS Notes (2021)
    https://doi.org/10.17016/2380-7172.2854
  • Disparities in Wealth by Race and Ethnicity in the 2019 Survey of Consumer Finances
    Neil Bhutta, Andrew C. Chang, Lisa J. Dettling, and Joanne W. Hsu
    FEDS Notes (2020)
    https://doi.org/10.17016/2380-7172.2797
  • Changes in U.S. Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances
    Neil Bhutta, Jesse Bricker, Andrew C. Chang, Lisa J. Dettling, Sarena Goodman, Joanne W. Hsu, Kevin B. Moore, Sarah Reber, Alice Henriques Volz, and Richard A. Windle
    Federal Reserve Bulletin (2020)
    https://doi.org/10.17016/bulletin.2020.106
  • Stress Testing Household Debt
    Neil Bhutta, Jesse Bricker, Lisa Dettling, Jimmy Kelliher, and Steven Laufer
    Journal of Credit Risk (2020)
    https://doi.org/10.21314/JCR.2020.268
    See also » FRB Working Paper (2019)
  • COVID-19, the CARES Act, and Families' Financial Security
    Neil Bhutta, Jacqueline Blair, Lisa Dettling, and Kevin Moore
    National Tax Journal (2020)
    https://doi.org/10.17310/ntj.2020.3.02
  • Money in the Bank? Assessing Families' Liquid Savings using the Survey of Consumer Finances
    Neil Bhutta and Lisa Dettling
    FEDS Notes (2018)
    https://doi.org/10.17016/2380-7172.2275
  • A Wealthless Recovery? Asset Ownership and the Uneven Recovery from the Great Recession
    Lisa J. Dettling, Joanne W. Hsu, and Elizabeth Llanes
    FEDS Notes (2018)
    https://doi.org/10.17016/2380-7172.2249
  • Returning to the Nest: Debt and Parental Co-Residence Among Young Adults
    Lisa J. Dettling and Joanne W. Hsu
    Labour Economics (2018)
    https://doi.org/10.1016/j.labeco.2017.12.006
    See also » FRB Working Paper (2014)
  • Every Little Bit Counts: The Impact of High-Speed Internet on the Transition to College
    Lisa J. Dettling, Sarena Goodman, and Jonathan Smith
    Review of Economics and Statistics (2018)
    https://doi.org/10.1162/REST_a_00712
    See also » FRB Working Paper (2015)
  • Recent Trends in Wealth-Holding by Race and Ethnicity: Evidence from the Survey of Consumer Finances
    Lisa J. Dettling, Joanne W. Hsu, Lindsay Jacobs, Kevin B. Moore, and Jeffrey P. Thompson
    FEDS Notes (2017)
    https://doi.org/10.17016/2380-7172.2083
  • Playing Catch-up: Youth Today Are Not Building Wealth The Way Their Parents Did
    Lisa Dettling and Joanne W. Hsu
    Finance and Development (2017)
  • Changes in U.S. Family Finances from 2013 to 2016: Evidence from the Survey of Consumer Finances
    Jesse Bricker, Lisa J. Dettling, Alice Henriques, Joanne W. Hsu, Lindsay Jacobs, Kevin B. Moore, Sarah Pack, John Sabelhaus, Jeffrey Thompson, and Richard A. Windle
    Federal Reserve Bulletin (2017)
    https://doi.org/10.17016/bulletin.2017.103-3
  • Broadband in the Labor Market: The Impact of Residential High-Speed Internet on Married Women's Labor Force Participation
    Lisa J. Dettling
    Industrial and Labor Relations Review (2017)
    https://doi.org/10.1177/0019793916644721
    See also » FRB Working Paper (2015)
  • Effects of Entering Adulthood During a Recession
    Lisa J. Dettling
    (2016)
    https://doi.org/10.15185/izawol.242
  • Why Boomerang? Debt, Access to Credit, and Parental Co-residence among Young Adults
    Lisa J. Dettling and Joanne W. Hsu
    FEDS Notes (2015)
    https://doi.org/10.17016/2380-7172.1621
  • Comparing Micro and Macro Sources for Household Accounts in the United States: Evidence from the Survey of Consumer Finances
    Lisa J. Dettling, Sebastian J. Devlin-Foltz, Jacob Krimmel, Sarah J. Pack, and Jeffrey P. Thompson
    Finance and Economics Discussion Series (2015)
    https://doi.org/10.17016/FEDS.2015.086
  • The State of Young Adults' Balance Sheets: Evidence from the Survey of Consumer Finances
    Lisa J. Dettling and Joanne W. Hsu
    Federal Reserve Bank of St. Louis Review (2014)
  • Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances
    Jesse Bricker, Lisa J. Dettling, Alice Henriques, Joanne W. Hsu, Kevin B. Moore, John Sabelhaus, Jeffrey Thompson, and Richard A. Windle
    Federal Reserve Bulletin (2014)
    https://doi.org/10.17016/bulletin.2014.100-4
  • House Prices and Birth Rates: The Impact of the Real Estate Market on the Decision to Have a Baby
    Lisa J. Dettling and Melissa Schettini Kearney
    Journal of Public Economics (2014)
    https://doi.org/10.1016/j.jpubeco.2013.09.009
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Last Update: September 9, 2024