Post-Crisis Lending by Large Bank Holding Companies, Accessible Data

Figure 1: Credit and Nominal Gross Domestic Product

Index (100=2013:Q4)

Quarters Depository institution loans All loans Gross domestic product
2001:Q1 56.80 50.79 59.01
2001:Q2 58.87 52.24 60.46
2001:Q3 60.08 53.37 60.93
2001:Q4 60.89 54.79 61.60
2002:Q1 61.42 55.28 61.81
2002:Q2 61.86 56.55 62.58
2002:Q3 61.90 57.68 62.59
2002:Q4 62.65 58.78 62.95
2003:Q1 62.37 59.53 63.73
2003:Q2 62.82 60.78 64.32
2003:Q3 64.60 62.20 64.92
2003:Q4 66.08 63.77 65.32
2004:Q1 66.67 64.67 66.06
2004:Q2 68.11 66.26 66.89
2004:Q3 69.28 67.75 68.38
2004:Q4 70.32 69.27 69.51
2005:Q1 71.73 70.55 70.52
2005:Q2 74.09 72.55 71.66
2005:Q3 76.30 74.58 72.75
2005:Q4 78.94 76.98 73.90
2006:Q1 80.51 78.62 75.38
2006:Q2 83.33 81.15 76.32
2006:Q3 85.77 83.55 77.68
2006:Q4 87.54 86.19 78.72
2007:Q1 89.44 88.68 80.29
2007:Q2 91.71 91.21 81.18
2007:Q3 93.56 93.44 81.82
2007:Q4 94.95 95.65 82.74
2008:Q1 95.45 97.54 83.73
2008:Q2 97.37 99.93 84.84
2008:Q3 100.17 102.85 85.70
2008:Q4 102.75 104.94 86.38
2009:Q1 104.30 106.10 86.29
2009:Q2 104.81 106.81 87.14
2009:Q3 105.26 107.27 87.31
2009:Q4 105.65 107.01 85.59
2010:Q1 104.13 105.84 84.61
2010:Q2 101.91 104.78 84.36
2010:Q3 98.54 103.57 84.61
2010:Q4 96.58 102.12 85.69
2011:Q1 99.44 100.48 86.36
2011:Q2 97.90 99.46 87.58
2011:Q3 96.99 98.92 88.58
2011:Q4 96.72 98.05 89.59
2012:Q1 94.60 97.51 89.64
2012:Q2 94.66 97.43 90.95
2012:Q3 95.19 97.50 91.69
2012:Q4 96.51 97.83 92.86
2013:Q1 95.70 97.39 93.96
2013:Q2 96.66 97.49 94.84
2013:Q3 97.11 97.90 95.46
2013:Q4 98.57 98.46 95.87
2014:Q1 97.62 98.20 96.91
2014:Q2 98.28 98.80 97.30
2014:Q3 98.70 99.37 98.53
2014:Q4 100.00 100.00 100.00
2015:Q1 99.90 100.21 100.15
2015:Q2 101.96 100.96 101.68
2015:Q3 102.81 101.99 103.35
2015:Q4 104.76 103.12 104.07
2016:Q1 105.38 103.53 104.61
2016:Q2 107.42 104.70 105.87
2016:Q3 108.83 105.62 106.72
2016:Q4 111.40 106.75 107.19
17:Q1 112.58 107.56 107.54
17:Q2 114.89 108.51 108.53
17:Q3 116.51 110.02 109.86
17:Q4 118.03 111.18 111.00

Source: Financial Accounts of the United States, Bureau of Economic Analysis.

Financial Accounts of the United States data are available here: https://www.federalreserve.gov/releases/z1/current/default.htm.

Bureau of Economic Analysis, GDP, data are available here: https://www.bea.gov/national/index.htm#gdp.

Return to text.


Figure 2: Regulatory Capital Ratio, by Bank Type

Percent

Quarters CET1 Other CET1 CCAR
2001:Q1 0.11 0.07
2001:Q2 0.11 0.07
2001:Q3 0.11 0.07
2001:Q4 0.11 0.07
2002:Q1 0.11 0.07
2002:Q2 0.11 0.07
2002:Q3 0.11 0.07
2002:Q4 0.11 0.07
2003:Q1 0.11 0.07
2003:Q2 0.11 0.07
2003:Q3 0.11 0.07
2003:Q4 0.10 0.07
2004:Q1 0.10 0.07
2004:Q2 0.10 0.07
2004:Q3 0.10 0.07
2004:Q4 0.10 0.07
2005:Q1 0.10 0.07
2005:Q2 0.10 0.07
2005:Q3 0.10 0.07
2005:Q4 0.10 0.07
2006:Q1 0.10 0.07
2006:Q2 0.10 0.07
2006:Q3 0.09 0.07
2006:Q4 0.10 0.07
2007:Q1 0.10 0.07
2007:Q2 0.09 0.07
2007:Q3 0.09 0.07
2007:Q4 0.09 0.06
2008:Q1 0.09 0.06
2008:Q2 0.09 0.06
2008:Q3 0.09 0.05
2008:Q4 0.09 0.05
2009:Q1 0.09 0.05
2009:Q2 0.09 0.06
2009:Q3 0.09 0.07
2009:Q4 0.10 0.08
2010:Q1 0.10 0.08
2010:Q2 0.11 0.09
2010:Q3 0.11 0.09
2010:Q4 0.11 0.09
2011:Q1 0.11 0.10
2011:Q2 0.12 0.10
2011:Q3 0.12 0.10
2011:Q4 0.12 0.10
2012:Q1 0.12 0.10
2012:Q2 0.12 0.11
2012:Q3 0.12 0.11
2012:Q4 0.12 0.11
2013:Q1 0.12 0.11
2013:Q2 0.12 0.11
2013:Q3 0.12 0.11
2013:Q4 0.12 0.11
2014:Q1 0.12 0.12
2014:Q2 0.12 0.12
2014:Q3 0.12 0.12
2014:Q4 0.12 0.12
2015:Q1 0.12 0.11
2015:Q2 0.12 0.12
2015:Q3 0.12 0.12
2015:Q4 0.12 0.12
2016:Q1 0.12 0.12
2016:Q2 0.12 0.12
2016:Q3 0.12 0.12
2016:Q4 0.12 0.12

Note: Prior to 202014:Q1, the numerator of the common equity tier 1 ratio is tier 1 common capital. Beginning in 202014:Q1 for advanced approaches BHCs and in 202015:Q1 for all other BHCs, the numerator is common equity tier 1 capital.

Source: FR Y-9C.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

Return to text.


Figure 3: Loan Growth

Index (100=2013:Q4)

Quarters All Banks Other All Banks CCAR Restricted Subsample Other Restricted Subsample CCAR
2001:Q1 45.73 56.39 39.55 59.44
2001:Q2 46.51 57.37 39.98 62.85
2001:Q3 47.25 57.48 41.20 62.57
2001:Q4 48.26 56.52 42.50 63.40
2002:Q1 48.22 56.36 42.28 63.14
2002:Q2 49.43 57.29 43.38 64.05
2002:Q3 50.97 58.33 45.45 65.75
2002:Q4 52.02 61.38 46.70 67.39
2003:Q1 52.65 62.11 47.64 68.63
2003:Q2 54.31 63.90 49.42 70.31
2003:Q3 54.88 65.27 49.05 71.46
2003:Q4 56.85 65.19 52.38 71.68
2004:Q1 58.39 66.33 54.62 72.79
2004:Q2 60.70 68.49 56.86 74.63
2004:Q3 63.10 70.51 60.34 75.79
2004:Q4 65.39 72.67 64.01 78.05
2005:Q1 67.06 73.43 66.09 80.37
2005:Q2 69.57 75.10 68.33 83.30
2005:Q3 71.49 77.05 70.44 85.42
2005:Q4 73.41 78.84 72.68 88.23
2006:Q1 75.10 80.68 74.39 89.58
2006:Q2 77.63 83.02 77.02 91.97
2006:Q3 79.06 84.50 78.11 93.03
2006:Q4 80.48 86.81 79.36 93.44
2007:Q1 81.42 88.39 79.89 93.77
2007:Q2 83.10 92.79 80.96 95.57
2007:Q3 84.77 96.79 82.06 96.91
2007:Q4 86.45 101.77 82.85 99.53
2008:Q1 87.75 101.80 83.26 100.57
2008:Q2 89.86 101.63 84.41 101.50
2008:Q3 90.97 102.94 84.64 102.05
2008:Q4 92.16 99.96 85.48 101.81
2009:Q1 91.84 99.32 84.65 100.77
2009:Q2 91.57 97.25 84.19 99.45
2009:Q3 90.90 94.12 83.34 96.35
2009:Q4 91.65 92.47 87.44 94.13
2010:Q1 91.17 98.61 86.94 93.01
2010:Q2 91.18 97.17 87.89 92.08
2010:Q3 90.95 96.05 88.04 91.79
2010:Q4 90.27 95.91 87.73 92.06
2011:Q1 88.92 94.37 86.79 90.66
2011:Q2 89.03 94.84 87.41 91.97
2011:Q3 89.76 95.31 88.79 92.79
2011:Q4 90.43 96.79 89.83 95.51
2012:Q1 90.55 96.59 90.47 95.69
2012:Q2 91.97 97.32 91.82 97.24
2012:Q3 93.17 97.89 93.41 98.17
2012:Q4 95.12 99.29 95.58 99.34
2013:Q1 94.65 98.78 95.05 98.53
2013:Q2 96.59 98.83 96.90 99.05
2013:Q3 97.75 99.32 97.54 98.92
2013:Q4 100.00 100.00 100.00 100.00
2014:Q1 101.39 99.65 101.55 100.93
2014:Q2 104.81 101.18 106.40 102.82
2014:Q3 106.86 100.53 107.94 103.11
2014:Q4 109.56 101.17 110.42 104.69
2015:Q1 111.41 101.00 113.18 105.63
2015:Q2 114.06 102.95 114.79 106.49
2015:Q3 116.47 103.33 116.84 107.01
2015:Q4 120.30 104.44 120.45 107.44
2016:Q1 122.32 105.60 122.21 108.87
2016:Q2 125.87 107.39 125.04 110.63
2016:Q3 128.27 108.57 126.85 110.79
2016:Q4 130.65 108.58 129.08 111.15

Source: FR Y-9C.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

Return to text.


Figure 4: Loan Growth for All Banks Balanced Panel, by Loan Type

Index (100=2013:Q4)

Quarters C Other C CCAR CRE Other CRE CCAR RRE Other RRE CCAR Consumer Other 1 Consumer Other 2 Consumer CCAR 1 Consumer CCAR 2
2001:Q1 46.67 71.72 32.18 66.75 53.32 49.40 93.67   38.02  
2001:Q2 47.39 70.68 33.21 68.77 53.71 52.06 92.48   39.16  
2001:Q3 46.87 69.04 34.84 71.04 54.30 50.47 92.78   39.75  
2001:Q4 47.60 66.00 36.33 69.75 55.76 51.05 90.64   41.12  
2002:Q1 47.96 65.07 38.08 70.09 53.74 51.26 86.90   42.04  
2002:Q2 48.50 61.15 39.64 69.94 54.53 54.87 87.50   43.15  
2002:Q3 49.03 60.46 40.88 70.72 57.19 59.48 88.53   45.03  
2002:Q4 49.23 59.98 42.39 72.87 58.83 68.72 87.61   47.23  
2003:Q1 49.96 59.39 43.76 73.62 58.84 72.16 87.02   46.88  
2003:Q2 50.44 57.73 45.34 73.86 61.18 77.65 87.13   47.76  
2003:Q3 51.63 58.35 47.23 74.04 61.51 82.49 89.37   49.75  
2003:Q4 53.03 55.95 50.35 75.69 63.01 79.34 89.68   55.09  
2004:Q1 53.97 54.42 52.33 77.29 65.24 83.24 88.65   55.08  
2004:Q2 55.63 55.18 55.03 79.01 67.73 86.98 90.08   56.46  
2004:Q3 56.53 55.24 57.89 78.80 70.92 89.56 92.03   61.50  
2004:Q4 58.00 56.35 60.63 81.81 71.95 91.74 91.87   62.89  
2005:Q1 62.37 60.78 63.82 84.17 77.28 93.64 91.25   63.98  
2005:Q2 65.52 62.26 66.71 87.68 79.21 95.72 92.65   63.83  
2005:Q3 65.53 63.53 69.80 89.52 78.52 99.54 95.37   65.27  
2005:Q4 66.64 66.99 73.03 92.92 79.63 102.00 95.40   66.25  
2006:Q1 67.77 70.06 76.50 97.33 80.30 103.59 93.76   65.02  
2006:Q2 71.05 69.67 79.99 100.35 82.46 107.90 94.87   64.71  
2006:Q3 71.56 70.79 82.40 103.81 82.92 109.34 95.19   66.26  
2006:Q4 74.03 72.49 84.07 105.92 83.34 112.17 94.73   69.08  
2007:Q1 76.18 73.52 85.33 104.51 83.12 117.37 95.23   68.33  
2007:Q2 78.26 75.43 86.91 106.85 84.37 122.06 95.72   71.47  
2007:Q3 79.71 82.89 88.71 108.29 85.42 123.98 98.48   74.03  
2007:Q4 81.98 93.19 91.20 120.07 86.16 126.85 96.77   77.86  
2008:Q1 84.38 94.98 93.28 121.30 86.19 124.40 94.86   77.08  
2008:Q2 87.27 95.26 95.28 123.36 88.04 120.50 95.04   78.13  
2008:Q3 88.27 99.37 96.60 123.17 88.71 123.92 96.32   80.31  
2008:Q4 89.28 98.48 97.86 121.80 90.30 121.18 96.95   79.26  
2009:Q1 87.27 94.51 98.23 122.76 90.84 123.50 94.32   75.74  
2009:Q2 85.84 90.19 98.36 121.31 91.40 121.82 91.50   74.79  
2009:Q3 83.56 84.65 98.27 119.72 89.90 117.16 90.75   75.69  
2009:Q4 82.53 79.17 98.64 118.24 92.95 117.17 88.52   74.51  
2010:Q1 80.45 77.50 98.22 116.07 92.58 115.60   95.33   118.00
2010:Q2 80.04 75.76 97.77 112.75 93.73 114.03   93.19   115.11
2010:Q3 79.87 74.98 96.87 108.36 94.73 112.72   91.13   112.14
2010:Q4 80.56 75.33 95.95 104.25 94.04 113.61   88.39   108.36
2011:Q1 80.00 77.04 95.03 101.09 91.65 109.68   85.24   104.11
2011:Q2 81.31 78.74 94.00 100.32 92.07 108.32   84.59   102.58
2011:Q3 81.83 82.07 93.87 98.62 93.88 109.08   84.45   101.18
2011:Q4 83.61 86.26 93.51 97.90 93.58 109.99   85.63   101.12
2012:Q1 85.34 89.31 93.57 98.24 94.72 108.17   84.29   98.25
2012:Q2 88.06 92.51 93.72 97.57 96.42 108.45   87.12   96.99
2012:Q3 89.82 94.49 93.99 96.78 97.87 107.99   89.03   97.37
2012:Q4 93.10 97.62 95.30 97.45 98.79 107.10   91.78   98.53
2013:Q1 93.65 95.63 95.52 96.68 97.78 106.27   91.53   95.37
2013:Q2 96.15 96.90 96.83 97.09 98.79 103.86   94.46   96.42
2013:Q3 97.18 97.88 98.09 98.32 99.00 101.92   97.91   98.07
2013:Q4 100.00 100.00 100.00 100.00 100.00 100.00   100.00   100.00
2014:Q1 102.94 102.29 102.06 100.44 100.15 98.78   99.97   97.67
2014:Q2 107.86 105.11 104.54 100.98 102.47 98.54   103.83   99.75
2014:Q3 109.97 105.44 106.56 101.13 103.90 97.08   106.27   99.64
2014:Q4 113.85 108.47 108.69 101.87 105.11 96.18   108.43   100.56
2015:Q1 115.56 110.99 110.76 103.09 106.83 95.78   108.58   97.63
2015:Q2 118.76 114.49 113.50 104.63 108.76 95.96   111.82   99.34
2015:Q3 120.42 115.17 116.79 107.91 110.02 95.30   114.88   100.31
2015:Q4 123.86 117.29 121.36 110.64 111.90 95.26   118.30   100.74
2016:Q1 125.47 123.40 124.57 112.09 112.75 95.26   119.17   99.08
2016:Q2 127.43 125.69 128.42 114.67 115.29 96.38   122.72   102.05
2016:Q3 128.66 127.39 131.59 116.63 116.85 96.56   125.09   103.41
2016:Q4 130.96 126.45 135.03 118.52 117.39 95.61   127.92   104.83

Note: The break in the consumer loans series is due to FAS 167.

Source: FR Y-9C.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

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Figure 5: Small Business Loans-C&I Loans With Original Amounts of $1 million or Less

Index (100=2013:Q4)

Quarters SB C Other SB C CCAR
2010:Q2 106.14 101.68
2010:Q3 104.62 99.08
2010:Q4 102.36 99.00
2011:Q1 102.25 95.61
2011:Q2 101.80 96.37
2011:Q3 98.32 95.45
2011:Q4 98.45 97.35
2012:Q1 97.88 97.54
2012:Q2 98.65 97.83
2012:Q3 97.90 96.90
2012:Q4 98.79 99.39
2013:Q1 99.15 100.26
2013:Q2 99.89 101.49
2013:Q3 99.07 98.46
2013:Q4 100.00 100.00
2014:Q1 103.18 101.36
2014:Q2 104.62 102.89
2014:Q3 104.63 102.51
2014:Q4 105.65 102.39
2015:Q1 106.07 102.60
2015:Q2 106.30 104.19
2015:Q3 106.35 104.42
2015:Q4 107.77 104.22
2016:Q1 108.79 106.29
2016:Q2 109.08 109.78
2016:Q3 108.73 109.45
2016:Q4 110.04 109.62

Note: Small business loans are loans with an original amount of $1 million or less.

Source: Call Report.

More information on FFIEC, Call Reports, data is available here: https://cdr.ffiec.gov/public/.

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Figure 6: CRE Loans

Index (100=2013:Q4)

Quarters CRE Other CRE CCAR
2001:Q1 24.28 66.84
2001:Q2 25.09 73.50
2001:Q3 26.97 74.11
2001:Q4 28.16 74.74
2002:Q1 30.76 75.27
2002:Q2 32.48 76.26
2002:Q3 34.08 77.39
2002:Q4 36.11 77.31
2003:Q1 37.14 78.61
2003:Q2 38.30 79.12
2003:Q3 39.07 79.51
2003:Q4 44.46 80.21
2004:Q1 46.50 81.82
2004:Q2 49.65 84.60
2004:Q3 53.66 83.18
2004:Q4 57.70 89.41
2005:Q1 62.22 93.25
2005:Q2 65.45 97.10
2005:Q3 69.66 98.86
2005:Q4 73.71 105.28
2006:Q1 78.19 116.10
2006:Q2 81.86 119.88
2006:Q3 84.42 122.35
2006:Q4 85.09 123.40
2007:Q1 85.45 125.70
2007:Q2 85.86 127.33
2007:Q3 86.73 129.41
2007:Q4 88.79 131.97
2008:Q1 89.93 135.45
2008:Q2 91.13 139.55
2008:Q3 91.63 139.14
2008:Q4 92.37 137.83
2009:Q1 92.00 135.71
2009:Q2 91.97 134.97
2009:Q3 92.49 135.48
2009:Q4 95.69 131.44
2010:Q1 95.36 128.62
2010:Q2 96.16 124.56
2010:Q3 95.29 120.48
2010:Q4 94.15 116.64
2011:Q1 94.27 113.04
2011:Q2 93.60 111.99
2011:Q3 93.96 109.15
2011:Q4 93.66 107.53
2012:Q1 94.01 105.66
2012:Q2 93.70 103.80
2012:Q3 94.29 102.13
2012:Q4 96.42 101.47
2013:Q1 96.68 100.28
2013:Q2 97.15 99.45
2013:Q3 98.47 99.23
2013:Q4 100.00 100.00
2014:Q1 101.62 100.36
2014:Q2 105.03 100.63
2014:Q3 106.47 101.80
2014:Q4 107.34 102.66
2015:Q1 109.58 103.76
2015:Q2 111.73 103.87
2015:Q3 114.98 105.01
2015:Q4 118.77 105.56
2016:Q1 121.11 107.08
2016:Q2 123.49 109.04
2016:Q3 126.02 110.81
2016:Q4 128.58 112.13

Source: FR Y-9C.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

Return to text.


Figure 7: Changes in Banks' CRE Lending Standards

Index (100=2013:Q4)

Quarters CRE Standards Other CRE Standards CCAR
2001:Q1 0.38 0.48
2001:Q2 0.40 0.41
2001:Q3 0.32 0.59
2001:Q4 0.45 0.48
2002:Q1 0.31 0.30
2002:Q2 0.25 0.27
2002:Q3 0.22 0.23
2002:Q4 0.15 0.08
2003:Q1 0.09 0.29
2003:Q2 0.12 0.13
2003:Q3 0.00 0.00
2003:Q4 -0.09 0.00
2004:Q1 -0.09 -0.14
2004:Q2 -0.03 -0.17
2004:Q3 -0.13 -0.26
2004:Q4 -0.20 -0.30
2005:Q1 -0.16 -0.32
2005:Q2 -0.10 -0.17
2005:Q3 -0.09 0.00
2005:Q4 0.06 -0.04
2006:Q1 -0.03 0.13
2006:Q2 0.09 0.13
2006:Q3 0.35 0.39
2006:Q4 0.36 0.13
2007:Q1 0.41 0.17
2007:Q2 0.28 0.23
2007:Q3 0.52 0.55
2007:Q4 0.77 0.88
2008:Q1 0.84 0.75
2008:Q2 0.78 0.88
2008:Q3 0.90 0.83
2008:Q4 0.82 0.79
2009:Q1 0.62 0.71
2009:Q2 0.45 0.46
2009:Q3 0.43 0.23
2009:Q4 0.31 0.23
2010:Q1 0.20 0.04
2010:Q2 0.10 0.00
2010:Q3 0.13 -0.08
2010:Q4 0.06 -0.08
2011:Q1 0.00 -0.12
2011:Q2 0.00 -0.12
2011:Q3 0.00 -0.04
2011:Q4 0.00 -0.04
2012:Q1 -0.17 -0.11
2012:Q2 -0.03 -0.19
2012:Q3 -0.05 -0.15
2012:Q4 -0.13 -0.15
2013:Q1 -0.20 -0.23
2013:Q2 -0.18 -0.22
2013:Q3 -0.07 -0.19
2013:Q4 0.00 -0.30
2014:Q1 -0.04 -0.11
2014:Q2 0.02 -0.04
2014:Q3 -0.02 -0.12
2014:Q4 0.09 -0.19
2015:Q1 0.10 -0.22
2015:Q2 0.02 -0.04
2015:Q3 0.17 0.00
2015:Q4 0.31 0.08
2016:Q1 0.36 0.56
2016:Q2 0.42 0.48
2016:Q3 0.48 0.38
2016:Q4 0.48 0.30

Source: SLOOS.

More information on the Federal Reserve, Senior Loan Officer Opinion Survey, data is available here: https://www.federalreserve.gov/data/sloos/sloos.htm.

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Figure 8: RRE Loans
Quarters RRE Delinquency Other (Percent) RRE Delinquency CCAR (Percent) RRE Other (Percent) RRE Adj Other (Index (100=2005:Q4)) RRE CCAR (Index (100=2005:Q4)) RRE Adj CCAR (Index (100=2005:Q4))
2001:Q1 0.02 0.03 66.97 66.61 48.43 47.96
2001:Q2 0.02 0.03 67.45 67.11 51.04 50.58
2001:Q3 0.02 0.02 68.19 67.86 49.48 49.12
2001:Q4 0.02 0.03 70.03 69.72 50.05 49.72
2002:Q1 0.02 0.03 67.48 67.20 50.25 49.95
2002:Q2 0.02 0.02 68.49 68.22 53.80 53.50
2002:Q3 0.02 0.02 71.83 71.57 58.32 58.03
2002:Q4 0.02 0.02 73.88 73.64 67.38 67.08
2003:Q1 0.02 0.02 73.89 73.67 70.74 70.46
2003:Q2 0.02 0.02 76.83 76.63 76.13 75.85
2003:Q3 0.02 0.02 77.24 77.06 80.87 80.61
2003:Q4 0.02 0.02 79.13 78.98 77.78 77.56
2004:Q1 0.02 0.02 81.93 81.79 81.61 81.41
2004:Q2 0.01 0.02 85.05 84.93 85.27 85.10
2004:Q3 0.01 0.02 89.06 88.95 87.81 87.66
2004:Q4 0.02 0.02 90.36 90.27 89.94 89.83
2005:Q1 0.02 0.02 97.05 96.98 91.81 91.73
2005:Q2 0.02 0.02 99.47 99.42 93.85 93.79
2005:Q3 0.02 0.02 98.60 98.58 97.59 97.56
2005:Q4 0.02 0.02 100.00 100.00 100.00 100.00
2006:Q1 0.02 0.02 100.84 100.86 101.57 101.57
2006:Q2 0.02 0.02 103.56 103.53 105.78 105.65
2006:Q3 0.02 0.02 104.13 104.12 107.20 107.09
2006:Q4 0.02 0.02 104.66 104.69 109.98 109.83
2007:Q1 0.02 0.02 104.39 104.46 115.08 114.75
2007:Q2 0.02 0.02 105.95 106.04 119.67 119.22
2007:Q3 0.02 0.03 107.27 107.41 121.55 121.16
2007:Q4 0.02 0.04 108.21 108.49 124.37 124.07
2008:Q1 0.03 0.04 108.24 108.60 121.96 121.93
2008:Q2 0.02 0.05 110.57 111.01 118.14 118.39
2008:Q3 0.03 0.06 111.41 111.99 121.50 122.11
2008:Q4 0.03 0.09 113.41 114.17 118.80 119.89
2009:Q1 0.04 0.10 114.08 115.06 121.08 122.76
2009:Q2 0.04 0.10 114.78 116.05 119.44 121.88
2009:Q3 0.04 0.12 112.89 114.43 114.86 117.87
2009:Q4 0.05 0.14 116.73 118.55 114.88 118.72
2010:Q1 0.05 0.14 116.27 118.39 113.33 118.00
2010:Q2 0.05 0.13 117.71 120.16 111.79 117.13
2010:Q3 0.05 0.14 118.96 121.75 110.52 116.44
2010:Q4 0.05 0.13 118.10 121.31 111.38 118.04
2011:Q1 0.05 0.13 115.10 118.42 107.54 114.44
2011:Q2 0.05 0.13 115.63 119.24 106.20 113.59
2011:Q3 0.05 0.13 117.90 121.81 106.94 114.91
2011:Q4 0.05 0.14 117.52 121.70 107.84 116.36
2012:Q1 0.04 0.14 118.96 123.38 106.05 114.92
2012:Q2 0.04 0.13 121.09 125.76 106.33 115.66
2012:Q3 0.04 0.14 122.91 127.86 105.88 115.83
2012:Q4 0.04 0.14 124.06 129.26 105.00 115.27
2013:Q1 0.04 0.13 122.79 128.08 104.19 114.72
2013:Q2 0.04 0.13 124.06 129.72 101.83 112.34
2013:Q3 0.03 0.12 124.33 130.10 99.93 110.38
2013:Q4 0.03 0.11 125.58 131.49 98.04 108.43
2014:Q1 0.03 0.11 125.77 131.76 96.85 107.24
2014:Q2 0.03 0.10 128.69 134.88 96.61 107.08
2014:Q3 0.03 0.10 130.48 136.84 95.18 105.58
2014:Q4 0.03 0.09 132.01 138.56 94.29 104.69
2015:Q1 0.03 0.09 134.17 140.87 93.90 104.37
2015:Q2 0.03 0.08 136.59 143.46 94.08 104.64
2015:Q3 0.02 0.08 138.17 145.16 93.43 103.98
2015:Q4 0.02 0.07 140.53 147.69 93.40 104.09
2016:Q1 0.02 0.07 141.60 148.85 93.40 104.14
2016:Q2 0.02 0.06 144.78 152.23 94.49 105.38
2016:Q3 0.02 0.06 146.74 154.33 94.67 105.62
2016:Q4 0.02 0.06 147.43 155.09 93.73 104.59

Source: FR Y-9C.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

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Figure 9: RRE Loans and MBS
Quarters RRE Standars Other (Net Percent) RRE Standards CCAR (Net Percent) RRE MBS Other (Index (100=2013:Q4)) RRE MBS CCAR (Index (100=2013:Q4))
2001:Q1 0.04 0.05 45.58 40.61
2001:Q2 0.07 0.00 46.47 42.49
2001:Q3 0.00 0.09 48.47 43.79
2001:Q4 0.04 0.00 50.39 45.79
2002:Q1 0.03 0.00 49.95 45.22
2002:Q2 0.04 0.00 51.24 48.27
2002:Q3 0.11 0.10 53.73 51.47
2002:Q4 0.20 0.00 56.01 56.11
2003:Q1 0.10 0.00 57.03 59.81
2003:Q2 0.03 0.00 58.98 66.18
2003:Q3 0.03 -0.04 59.56 64.34
2003:Q4 -0.03 0.00 62.19 62.82
2004:Q1 0.04 -0.23 64.57 71.33
2004:Q2 0.00 -0.18 65.21 72.87
2004:Q3 0.00 0.05 66.34 73.04
2004:Q4 -0.11 -0.05 67.49 76.49
2005:Q1 0.00 -0.05 70.42 78.86
2005:Q2 0.00 0.00 70.80 80.27
2005:Q3 -0.03 -0.05 69.43 81.92
2005:Q4 0.03 0.00 69.84 82.94
2006:Q1 -0.03 -0.19 69.74 86.29
2006:Q2 -0.07 -0.13 70.44 91.15
2006:Q3 0.03 0.00 70.47 92.46
2006:Q4 0.13 0.23 70.52 94.31
2007:Q1 0.45 0.52 69.67 98.29
2007:Q2 0.33 0.45 70.36 100.12
2007:Q3 0.48 0.73 72.42 99.63
2007:Q4 0.70 0.71 74.20 102.20
2008:Q1 0.66 0.71 76.73 102.56
2008:Q2 0.88 0.88 78.88 102.30
2008:Q3 0.61 0.79 79.93 104.76
2008:Q4 0.63 0.42 83.56 104.17
2009:Q1 0.59 0.52 85.65 107.84
2009:Q2 0.29 0.35 86.51 108.94
2009:Q3 0.27 0.24 86.94 104.92
2009:Q4 0.29 0.04 89.56 106.51
2010:Q1 0.03 0.04 87.97 105.05
2010:Q2 0.00 -0.08 88.65 103.15
2010:Q3 0.27 -0.16 90.28 104.05
2010:Q4 0.10 -0.04 92.05 104.75
2011:Q1 0.07 -0.08 92.63 102.75
2011:Q2 0.04 -0.08 93.65 102.54
2011:Q3 -0.08 0.08 96.17 104.38
2011:Q4 -0.04 0.00 97.27 105.54
2012:Q1 0.00 0.08 99.69 106.30
2012:Q2 0.06 0.04 99.84 106.10
2012:Q3 0.00 -0.04 100.47 106.29
2012:Q4 -0.03 0.00 99.93 105.13
2013:Q1 -0.03 -0.12 99.46 103.92
2013:Q2 -0.05 -0.13 99.05 102.10
2013:Q3 0.07 -0.32 98.68 101.01
2013:Q4 0.09 -0.04 100.00 100.00
2014:Q1 0.20 -0.12 100.78 99.64
2014:Q2 -0.09 -0.28 102.08 100.33
2014:Q3 -0.02 -0.28 102.56 99.41
2014:Q4 -0.16 -0.28 103.42 99.05
2015:Q1 -0.21 -0.32 104.88 99.90
2015:Q2 -0.21 -0.36 106.18 100.33
2015:Q3 -0.05 -0.20 106.93 101.36
2015:Q4 -0.02 -0.36 109.38 102.81
2016:Q1 -0.10 -0.24 110.11 102.38
2016:Q2 -0.05 -0.24 111.50 103.92
2016:Q3 -0.20 -0.04 112.69 105.51
2016:Q4 0.00 -0.12 114.03 105.48

Source: SLOOS, FR Y-9C.

More information on the Federal Reserve, Senior Loan Officer Opinion Survey, data is available here: https://www.federalreserve.gov/data/sloos/sloos.htm.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

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Figure A1: Loan Growth for the Restricted Subsample ($20 Billion-$200 Billion), by Loan Type

Index (100=2013:Q4)

Quarters C Other C CCAR CRE Other CRE CCAR RRE Other RRE CCAR Consumer Other 1 Consumer Other 2 Consumer CCAR 1 Consumer CCAR 2
2001:Q1 37.08 56.55 24.28 66.84 48.82 52.41 88.61   55.90  
2001:Q2 37.54 56.90 25.09 73.50 48.68 57.67 86.19   60.11  
2001:Q3 37.79 56.24 26.97 74.11 50.39 56.11 86.57   61.17  
2001:Q4 38.26 57.09 28.16 74.74 52.44 58.91 84.77   64.74  
2002:Q1 38.55 56.40 30.76 75.27 49.36 58.29 77.00   66.67  
2002:Q2 38.84 55.85 32.48 76.26 49.70 59.78 77.73   69.26  
2002:Q3 40.18 55.89 34.08 77.39 53.77 63.71 78.45   71.52  
2002:Q4 39.34 56.24 36.11 77.31 56.60 67.38 77.33   73.83  
2003:Q1 39.80 56.05 37.14 78.61 58.20 69.58 78.17   75.63  
2003:Q2 40.52 55.18 38.30 79.12 61.86 73.87 79.56   78.05  
2003:Q3 40.32 55.60 39.07 79.51 59.02 76.18 82.19   82.53  
2003:Q4 41.75 55.53 44.46 80.21 61.71 75.96 84.05   82.65  
2004:Q1 43.01 54.80 46.50 81.82 65.50 78.78 83.55   86.72  
2004:Q2 44.12 56.04 49.65 84.60 67.20 82.66 85.08   85.10  
2004:Q3 45.91 56.32 53.66 83.18 72.11 87.11 87.28   84.93  
2004:Q4 47.73 57.92 57.70 89.41 76.62 87.54 90.31   85.50  
2005:Q1 58.04 60.34 62.22 93.25 82.90 90.29 91.34   87.05  
2005:Q2 61.80 61.86 65.45 97.10 83.15 94.64 92.33   88.82  
2005:Q3 61.59 61.96 69.66 98.86 84.20 99.33 94.92   93.09  
2005:Q4 62.47 64.62 73.71 105.28 84.88 102.45 97.06   91.48  
2006:Q1 62.83 63.74 78.19 116.10 84.37 103.01 96.48   89.43  
2006:Q2 65.64 67.04 81.86 119.88 85.63 105.64 98.39   88.10  
2006:Q3 65.94 67.79 84.42 122.35 84.40 106.99 99.53   88.23  
2006:Q4 68.93 68.35 85.09 123.40 85.04 106.45 99.56   87.85  
2007:Q1 70.40 69.00 85.45 125.70 84.62 106.06 102.14   88.50  
2007:Q2 72.44 71.06 85.86 127.33 85.47 107.07 103.22   89.42  
2007:Q3 74.02 73.31 86.73 129.41 85.35 106.40 106.43   91.15  
2007:Q4 75.42 76.63 88.79 131.97 84.02 108.08 103.98   92.70  
2008:Q1 76.73 79.32 89.93 135.45 82.47 107.61 101.32   90.13  
2008:Q2 77.86 82.14 91.13 139.55 83.78 105.40 100.50   90.08  
2008:Q3 79.76 83.89 91.63 139.14 81.83 104.92 99.83   90.62  
2008:Q4 81.27 84.48 92.37 137.83 82.61 104.32 99.44   90.42  
2009:Q1 79.11 82.14 92.00 135.71 83.24 106.96 96.03   88.12  
2009:Q2 77.46 79.36 91.97 134.97 83.76 106.96 91.46   87.50  
2009:Q3 74.60 73.30 92.49 135.48 81.65 103.38 90.13   86.98  
2009:Q4 74.50 71.16 95.69 131.44 92.78 101.84 88.80   85.99  
2010:Q1 71.85 70.05 95.36 128.62 92.60 99.75   96.06   90.97
2010:Q2 71.65 69.62 96.16 124.56 95.31 99.27   93.59   92.03
2010:Q3 72.15 69.81 95.29 120.48 96.78 100.16   90.59   93.81
2010:Q4 74.15 70.37 94.15 116.64 95.86 100.27   85.26   92.82
2011:Q1 73.58 72.13 94.27 113.04 92.78 98.00   82.62   91.76
2011:Q2 76.16 75.39 93.60 111.99 93.49 98.44   80.96   93.42
2011:Q3 77.81 77.64 93.96 109.15 96.07 99.86   80.07   93.67
2011:Q4 80.83 82.15 93.66 107.53 93.53 103.21   81.18   96.41
2012:Q1 84.29 85.03 94.01 105.66 96.26 102.51   80.35   96.45
2012:Q2 87.40 87.78 93.70 103.80 98.17 104.63   82.32   97.38
2012:Q3 89.85 89.46 94.29 102.13 99.17 105.82   84.66   99.11
2012:Q4 92.74 94.05 96.42 101.47 99.86 105.25   87.94   96.96
2013:Q1 93.26 95.10 96.68 100.28 98.81 103.14   90.13   96.85
2013:Q2 96.33 96.34 97.15 99.45 99.46 102.35   93.42   99.34
2013:Q3 97.17 96.69 98.47 99.23 99.23 101.52   97.47   98.98
2013:Q4 100.00 100.00 100.00 100.00 100.00 100.00   100.00   100.00
2014:Q1 103.99 103.36 101.62 100.36 99.89 99.22   100.99   101.55
2014:Q2 111.75 106.61 105.03 100.63 101.82 99.19   105.20   105.14
2014:Q3 113.79 106.48 106.47 101.80 102.09 98.14   105.97   106.45
2014:Q4 119.31 109.57 107.34 102.66 101.36 97.45   107.69   108.29
2015:Q1 121.52 112.00 109.58 103.76 103.05 96.58   110.18   109.20
2015:Q2 124.01 113.70 111.73 103.87 103.54 96.77   113.83   109.08
2015:Q3 125.34 113.93 114.98 105.01 103.88 95.93   117.01   111.11
2015:Q4 129.42 115.62 118.77 105.56 103.82 95.05   122.63   112.19
2016:Q1 131.87 119.95 121.11 107.08 103.84 94.39   124.05   113.39
2016:Q2 132.16 121.28 123.49 109.04 105.54 95.09   127.72   116.44
2016:Q3 133.00 120.27 126.02 110.81 106.50 94.88   129.00   118.57
2016:Q4 136.77 120.03 128.58 112.13 106.22 93.87   132.77   120.33

Note: The break in the consumer loans series is due to FAS 167.

Source: FR Y-9C.

More information on the Federal Reserve, FR Y-9C Consolidated Financial Statement for Holding Companies, data is available here: https://www.federalreserve.gov/apps/reportforms/reportdetail.aspx?sOoYJ+5BzDal8cbqnRxZRg==.

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Last Update: July 06, 2017