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Meet the Researchers

Photo of You Suk Kim

You Suk Kim

Principal Economist Real Estate Finance Section Research and Statistics
202-736-5622
[email protected]

Education

  • Ph.D., Economics, University of Pennsylvania, 2014
Current Research Topics
  • Mortgage, Banking, Insurance
  • Economist

    Board of Governors of the Federal Reserve System

    2014 - 2017
  • Senior Economist

    Board of Governors of the Federal Reserve System

    2017 - 2020
  • Principal Economist

    Board of Governors of the Federal Reserve System

    2020 - present
  • Public and Private Provision of Information in Market-Based Public Programs: Evidence from Advertising in Health Insurance Marketplaces
    Naoki Aizawa and You Suk Kim
    American Economic Journal: Economic Policy (Forthcoming)
  • Intermediation frictions in debt relief: Evidence from CARES Act forbearance
    You Suk Kim, Donghoon Lee, Tess Scharlemann, and James Vickery
    Journal of Financial Economics (2024)
    https://doi.org/10.1016/j.jfineco.2024.103873
    See also » FRB Working Paper (2022)
  • Concentration and Geographic Proximity in Antitrust Policy: Evidence from Bank Mergers
    David Benson, Samuel Blattner, Serafin Grundl, You Suk Kim, and Ken Onishi
    American Economic Journal: Microeconomics (2024)
    https://doi.org/10.1257/mic.20220094
  • Cheapest-to-deliver pricing, optimal MBS securitization, and welfare implications
    Yesol Huh and You Suk Kim
    Journal of Financial Economics (2023)
    https://doi.org/10.1016/j.jfineco.2023.07.001
  • Nonbanks and Mortgage Securitization
    You Suk Kim, Karen Pence, Richard Stanton, Johan Walden, and Nancy Wallace
    Annual Review of Financial Economics (2022)
    https://doi.org/10.1146/annurev-financial-111620-025204
  • The Real Effects of Secondary Market Trading Structure: Evidence from the Mortgage Market
    Yesol Huh and You Suk Kim
    Review of Financial Studies (2022)
    https://doi.org/10.1093/rfs/hhab116
  • The Marginal Effect of Government Mortgage Guarantees on Homeownership
    Serafin Grundl and You Suk Kim
    Journal of Monetary Economics (2021)
    https://doi.org/10.1016/j.jmoneco.2021.01.003
  • Consumer Mistakes and Advertising: The Case of Mortgage Refinancing
    Serafin Grundl and You Suk Kim
    Quantitative Marketing and Economics (2019)
    https://doi.org/10.1007/s11129-018-9207-3
    See also » FRB Working Paper (2017)
  • Advertising and Risk Selection in Health Insurance Markets
    Naoki Aizawa and You Suk Kim
    American Economic Review (2018)
    https://doi.org/10.1257/aer.20151485
    See also » FRB Working Paper (2015)
  • Liquidity Crises in the Mortgage Market
    You Suk Kim, Steven M. Laufer, Karen Pence, Richard Stanton, and Nancy Wallace
    Brookings Papers on Economic Activity (2018)
    See also » FRB Working Paper (2018)
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Last Update: November 12, 2024