Meet the Researchers
Robert M. Adams
Principal Economist
Consumer Finance Section
Research and Statistics
Education
- Ph.D., Economics, Rice University, 1997
- B.A., Economics, German, University of California - Berkeley, 1989
Principal Economist
Board of Governors of the Federal Reserve System
2015 - presentSenior Economist
Board of Governors of the Federal Reserve System
2012 - 2015Economist
Board of Governors of the Federal Reserve System
2000 - 2011Economist
U.S. Department of Justice
1997 - 2000
- Rising Auto Loan Delinquencies and High Monthly Payments
Robert Adams, Vitaly Bord, and Haja Sannoh
FEDS Notes (2024)
https://doi.org/10.17016/2380-7172.3623 - 2020 Survey of Finance Companies
Robert Adams, Lisa Chen, and Michael Chernousov
Finance and Economics Discussion Series (2024)
https://doi.org/10.17016/FEDS.2024.064 - Is Lending Distance Really Changing? Distance Dynamics and Loan Composition in Small Business Lending
Robert M. Adams, Kenneth P. Brevoort, and John C. Driscoll
Journal of Banking & Finance (2023)
https://doi.org/10.1016/j.jbankfin.2023.107006
See also » FRB Working Paper (2021) - Credit Card Profitability
Robert Adams, Vitaly M. Bord, and Bradley Katcher
FEDS Notes (2022)
https://doi.org/10.17016/2380-7172.3100 - Why Did Credit Card Balances Decline so Much during the COVID-19 Pandemic?
Robert M. Adams, Vitaly M. Bord, and Bradley Katcher
FEDS Notes (2021)
https://doi.org/10.17016/2380-7172.3021 - The Effects of the COVID-19 Shutdown on the Consumer Credit Card Market: Revolvers versus Transactors
Robert M. Adams and Vitaly M. Bord
FEDS Notes (2020)
https://doi.org/10.17016/2380-7172.2792 - How the Largest Bank Holding Companies Grew: Organic Growth or Acquisitions?
Robert Adams and John Driscoll
FEDS Notes (2018)
https://doi.org/10.17016/2380-7172.2282 - Do Marketplace Lending Platforms Offer Lower Rates to Consumers?
Robert M. Adams
FEDS Notes (2018)
https://doi.org/10.17016/2380-7172.2268 - Bank Fees, Aftermarkets, and Consumer Behavior
Robert M. Adams
Finance and Economics Discussion Series (2017)
https://doi.org/10.17016/FEDS.2017.054 - Where Are All the New Banks? The Role of Regulatory Burden in New Bank Formation
Robert M. Adams and Jacob Gramlich
Review of Industrial Organization (2016)
https://doi.org/10.1007/s11151-015-9499-3
See also » FRB Working Paper (2014) - The Effects of Past Entry, Market Consolidation, and Expansion by Incumbents on the Probability of Entry in Banking
Robert M. Adams and Dean F. Amel
Review of Industrial Organization (2016)
https://doi.org/10.1007/s11151-015-9483-y
See also » FRB Working Paper (2007) - Consolidation and Merger Activity in the United States Banking Industry from 2000 through 2010
Robert M. Adams
Finance and Economics Discussion Series (2012)
https://doi.org/10.17016/FEDS.2012.51 - Consumer Switching Costs and Firm Pricing: Evidence from Bank Pricing of Deposit Accounts
Timothy H. Hannan and Robert M. Adams
Journal of Industrial Economics (2011)
https://doi.org/10.1111/j.1467-6451.2011.00456.x - Market Structure and the Pass-Through of the Federal Funds Rate
Robert M. Adams and Dean F. Amel
Journal of Banking & Finance (2011)
https://doi.org/10.1016/j.jbankfin.2010.09.020 - Market Structure after Horizontal Mergers: Evidence from the Banking Industry
Robert M. Adams, Richard L. Johnson, and Steven J. Pilloff
Review of Industrial Organization (2009)
https://doi.org/10.1007/s11151-009-9217-0 - Which Credit Unions Are Acquired? A Comment
Robert M. Adams
Journal of Financial Services Research (2009)
https://doi.org/10.1007/s10693-009-0068-5 - Who Competes with Whom? The Case of Depository Institutions
Robert M. Adams, Kenneth P. Brevoort, and Elizabeth K. Kiser
Journal of Industrial Economics (2007)
https://doi.org/10.1111/j.1467-6451.2007.00306.x
See also » FRB Working Paper (2005) - Scale Economies, Scope Economies, and Technical Change in Federal Reserve Payment Processing
Robert M. Adams, Paul W. Bauer, and Robin C. Sickles
Journal of Money, Credit and Banking (2004)
See also » FRB Working Paper (2002) - Market Power in Outputs and Inputs: An Empirical Application to Banking
Robert M. Adams, Lars-Hendrik Roller, and Robin C. Sickles
Finance and Economics Discussion Series (2002)
https://doi.org/10.17016/FEDS.2002.52 - Semiparametric Approaches to Stochastic Panel Frontiers with Applications in the Banking Industry
Robert M. Adams, Allen N. Berger, and Robin C. Sickles
Journal of Business & Economic Statistics (1999)
https://doi.org/10.1080/07350015.1999.10524823 - Computation and Inference in Semiparametric Efficient Estimation
Robert M. Adams, Allen N. Berger, and Robin C. Sickles
Kluwer Academic Publishers (1997)
https://doi.org/10.1007/978-1-4757-2644-2_4
Conference Organization
2004 - 2014 | Washington, DC
Casework Conference
Main Organizer
2016 | Washington, DC
Conference on Financial Innovtion: Online Lending to Households and Small Businesses
Co-organizer
2018 - 2022 | Washington, DC
Consumer Finance Round Robin
Co-organizer
Last Update:
October 7, 2024