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2012 Press Releases

Agencies release annual CRA asset-size threshold adjustments for small and intermediate small institutions

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action with BSA Financial Services, Inc.

Enforcement Actions

Federal Reserve Board issues supervision and regulation letter summarizing changes made to its program for consolidated supervision of large financial institutions

Banking and Consumer Regulatory Policy

Federal Reserve Board releases proposed rules to strengthen the oversight of U.S. operations of foreign banks

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action with Tennessee Valley Financial Holdings, Inc.

Enforcement Actions

Federal Reserve and other central banks announce an extension of the existing temporary U.S. dollar liquidity swap arrangements through February 1, 2014

Monetary Policy

Federal Reserve Board and Federal Open Market Committee release economic projections from the December 11-12 FOMC meeting

Monetary Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board issues consent cease and desist order, and assesses civil money penalty against HSBC Holdings PLC and HSBC North America Holdings, Inc.

Enforcement Actions

Federal Reserve Board announces termination of enforcement actions with Community Bankers Trust Corporation and The Northwestern Bank

Enforcement Actions

Federal Reserve Board issues consent cease and desist order, and assesses civil money penalty against Standard Chartered PLC and Standard Chartered Bank

Enforcement Actions

Federal Reserve Board announces termination of enforcement actions with Anadarko Bank & Trust Company, Hanmi Financial Corporation, and Hanmi Bank

Enforcement Actions

Federal Reserve Board issues an enforcement action with NASB Financial

Enforcement Actions

Federal Reserve Board announces appointment of the chairs and deputy chairs of the Federal Reserve Banks for 2013

Other Announcements

FinCEN, Federal Reserve seek comments on Bank Secrecy Act definitions

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action with Johnson Financial Group, Inc. and Johnson Bank

Enforcement Actions

Federal Reserve announces college Fed Challenge winners

Other Announcements

Minutes of the Board's discount rates meetings from September 24 through October 22, 2012

Monetary Policy

Agencies announce increases in dollar thresholds in regulations Z and M for exempt consumer credit and lease transactions

Banking and Consumer Regulatory Policy

Federal Reserve Board releases economic and financial market scenarios that will be used in next round of stress tests for large financial institutions

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement actions with Bankers' Bank of the West Bancorp, Bankers' Bank of the West, Butte State Company, Butte State Bank, and National Bancorp

Enforcement Actions

Agencies issue additional statement on supervisory practices regarding financial institutions and borrowers affected by Hurricane Sandy

Banking and Consumer Regulatory Policy

Federal Reserve Board announces its approval of the application by Mitsubishi UFJ Financial Group, Inc., The Bank of Tokyo-Mitsubishi UFJ, Ltd., and UnionBanCal Corporation

Orders on Banking Applications

Minutes of the Federal Open Market Committee, October 23-24, 2012

Monetary Policy

Advertising reminds eligible borrowers of deadline to request Independent Foreclosure Review

Banking and Consumer Regulatory Policy

Federal Reserve Board launches 2013 capital planning and stress testing program

Banking and Consumer Regulatory Policy

Agencies provide guidance on regulatory capital rulemakings

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action with Foster Bankshares, Inc.

Enforcement Actions

Federal Reserve announces results of auction of $3 billion in 28-day term deposits held on November 5, 2012

Monetary Policy

Federal Reserve Board announces termination of enforcement action with Boscobel Bancorp and Community First Bank

Enforcement Actions

Federal Reserve Board issues enforcement action with Liberty Bancorp of Georgia, Inc., and announces termination of enforcement action with Macatawa Bank Corporation

Enforcement Actions

Federal Reserve Board approves application by Sumitomo Mitsui Financial Group, Inc. and Sumitomo Mitsui Banking Corporation

Orders on Banking Applications

Federal Reserve offers $3 billion in 28-day term deposits through its Term Deposit Facility

Monetary Policy

Federal Reserve Board approves fee schedule for Federal Reserve Bank priced services

Other Announcements

Agencies issue statement on supervisory practices regarding financial institutions and borrowers affected by Hurricane Sandy

Banking and Consumer Regulatory Policy

Federal Reserve Board announces delay in the implementation of the second phase of its program to simplify the administration of reserve requirements

Banking and Consumer Regulatory Policy

Federal Reserve Board announces annual indexing of reserve requirement exemption amount and of low reserve tranche for 2013

Banking and Consumer Regulatory Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board issues enforcement action with Patapsco Bancorp, Inc and The Patapsco Bank

Enforcement Actions

Federal Reserve Board announces Community Depository Institutions Advisory Council members

Other Announcements

Federal Reserve Board announces approval of proposal by River Valley Bancorp to acquire Dupont State Bank

Orders on Banking Applications

Federal Reserve Board announces termination of enforcement action with Sunrise Bank

Enforcement Actions

Federal Reserve Board publishes two final rules with stress testing requirements for certain bank holding companies, state member banks, and savings and loan holding companies

Banking and Consumer Regulatory Policy

Minutes of the Board's discount rates meetings from August 13 through September 10, 2012

Monetary Policy

Minutes of the Federal Open Market Committee, September 12-13, 2012

Monetary Policy

Federal Reserve Board announces termination of enforcement actions with Northeast Securities Corporation and TCSB Bancorp

Enforcement Actions

Federal Reserve Board issues enforcement action with SouthFirst Bancshares and termination of enforcement action with West Concord Bancshares and Farmers State Bank of West Concord

Enforcement Actions

Federal Reserve Board issues consent order and order of assessment of a civil monetary penalty against American Express Company and American Express Travel Related Services Company

Enforcement Actions

Federal Reserve publishes quarterly data for discount window lending and open market transactions

Monetary Policy

Federal Reserve Board announces termination of enforcement actions with America's Community Bank and First Capital West Bankshares, Inc.

Enforcement Actions

Agencies reopen comment period on swap margin and capital proposed rulemaking

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action with VFSC, Inc., and termination of enforcement actions with Ames Community Bank

Enforcement Actions

Agencies release a regulatory capital estimation tool to assist in assessing the potential effects of recently proposed regulatory capital rules

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement actions with Capital Community Bancorporation and Coconut Grove Bank

Enforcement Actions

Federal Reserve Board announces termination of enforcement action with First Financial Holding Co., Ltd., First Commercial Bank, Ltd., and First Commercial Bank Los Angeles Branch

Enforcement Actions

Federal Reserve Board and Federal Open Market Committee release economic projections from the September 12-13 FOMC meeting

Monetary Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board issues enforcement actions and termination of enforcement action with Doral Financial Corporation and The State Bank of Geneva

Enforcement Actions

Federal Reserve announces results of auction of $3 billion in 28-day term deposits held on September 10, 2012

Monetary Policy

Federal Reserve Board announces termination of enforcement action against Rosholt Bancorporation, Inc.

Enforcement Actions

Federal Reserve offers $3 billion in 28-day term deposits through its Term Deposit Facility

Monetary Policy

Federal Reserve Board approves application by Old National Bancorp

Orders on Banking Applications

Federal Reserve Board issues enforcement action against MNB Holdings Corporation

Enforcement Actions

Minutes of the Board's discount rates meetings from July 2 through July 30, 2012

Monetary Policy

Federal Reserve Board considering changes to the implementation timeline for the Dodd-Frank company-run stress test requirements

Banking and Consumer Regulatory Policy

Federal Reserve Board begins practice of publishing Reserve Bank financial reports on a quarterly basis

Other Announcements

Credit risk in the shared national credit portfolio declines, but remains high

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action against Valley Financial Corporation and Valley Bank

Enforcement Actions

Minutes of the Federal Open Market Committee, July 31-August 1, 2012

Monetary Policy

Federal Reserve Board issues enforcement action with PNBK Sponsor LLC, PNBK Investment Partners LLC, PNBK Holdings LLC, and Patriot National Bancorp, Inc.

Enforcement Actions

Agencies issue proposed rule on appraisals for higher-risk mortgages

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action against Coastal Financial Corporation and Coastal Community Bank

Enforcement Actions

Federal Reserve Board extends comment period on three proposed capital rules rulemakings until October 22, 2012

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement actions against Asian Financial Corporation, Gold Canyon Bank, Spirit BankCorp, and the State Bank of Blue Mound, and termination of enforcement action against LegacyTexas Group

Enforcement Actions

Federal Reserve Board announces issuance of monetary sanctions against MetLife

Enforcement Actions

Deadline to request Independent Foreclosure Review extended to December 31

Banking and Consumer Regulatory Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board announces approval of notice by BB&T Corporation

Orders on Banking Applications

Federal Reserve Board announces final rule establishing risk-management standards for financial market utilities (FMUs) designated as systemically important by the Financial Stability Oversight Council

Banking and Consumer Regulatory Policy

Federal Reserve Board announces approval of the applications by Five Star Bank

Orders on Banking Applications

Federal Reserve Board approves final rule permitting debit card issuers to receive fraud-prevention adjustment

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action with Cornerstone Bancorp, Inc., and termination of enforcement actions with Community National Bancorporation, Heritage Oaks Bancorp, and Omega Capital Corp.

Enforcement Actions

Federal Reserve Board issues enforcement action with Macon Bancorp and termination of enforcement action with Premier Financial Bancorp, Inc., Abigail Adams National Bancorp, Inc., Consolidated Bank and Trust Company

Enforcement Actions

Federal Reserve Board announces termination of enforcement action against Premier Financial Corp. and Premier Bank

Enforcement Actions

Federal Reserve Board reaffirms long-standing policy of applying relevant international risk-management standards to Fedwire funds and Fedwire securities services

Banking and Consumer Regulatory Policy

Minutes of the Board's discount rates meetings from May 21 through June 18, 2012

Monetary Policy

Federal Reserve announces results of auction of $3 billion in 28-day term deposits held on July 16, 2012

Monetary Policy

Federal Reserve Board issues enforcement action with TCB Holding Company

Enforcement Actions

Federal Reserve Board announces termination of enforcement action with Tower Financial Corporation and Tower Bank & Trust Company

Enforcement Actions

Federal Reserve Board issues supervisory guidance for new optional pre-filing process for an applicant to request a response on a potential bank acquisition or other proposal

Banking and Consumer Regulatory Policy

Minutes of the Federal Open Market Committee, June 19-20, 2012

Monetary Policy

Federal Reserve offers $3 billion in 28-day term deposits through its Term Deposit Facility

Monetary Policy

Federal Reserve Board issues enforcement action with First Mutual of Richmond, Inc. and Richmond Mutual Bancorporation, Inc.

Enforcement Actions

Federal Reserve Board issues enforcement action and termination of enforcement actions

Enforcement Actions

Banking agencies issue host state loan-to-deposit ratios

Banking and Consumer Regulatory Policy

Federal Reserve Board and Federal Deposit Insurance Corporation announce process for receiving and evaluating initial resolution plans, also known as living wills

Banking and Consumer Regulatory Policy

Agencies release list of distressed or underserved nonmetropolitan middle-income geographies

Banking and Consumer Regulatory Policy

Federal Reserve Board and Treasury Department agree that Term Asset-Backed Securities Loan Facility (TALF) requires less credit protection as it winds down

Monetary Policy

Federal Reserve Board issues enforcement action with Village Bank and Trust Financial Corp

Enforcement Actions

Federal Reserve Chairman to host town hall with educators

Other Announcements

Federal Reserve Board issues enforcement actions with Crown Bankshares and Delmar Bancorp

Enforcement Actions

Jeremy C. Stein and Jerome H. Powell formally sworn in as members of the Board of Governors of the Federal Reserve System

Other Announcements

Agencies release financial remediation guidance, extend deadline for requesting a free independent foreclosure review to September 30, 2012

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement actions with Frontier National Corporation and One Financial Corporation

Enforcement Actions

Agencies issue guidance concerning mortgage servicing practices that impact servicemembers

Banking and Consumer Regulatory Policy

Federal Reserve Board and Federal Open Market Committee release economic projections from the June 19-20 FOMC meeting

Monetary Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board issues enforcement actions

Enforcement Actions

Federal Reserve Board announces consent order of prohibition against Jerry Williams

Enforcement Actions

Agencies seek comment on regulatory capital rules and finalize market risk rule

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement actions against ColoEast Bankshares, Inc., and First Trust Corporation and termination of enforcement action with Baylake Corp. and Baylake Bank

Enforcement Actions

Federal Reserve Board invites comment on three proposed rules intended to help ensure banks maintain strong capital positions

Banking and Consumer Regulatory Policy

Federal Reserve Board approves final rule to implement changes to market risk capital rule

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action against Mariner's Bancorp and termination of enforcement action with Paradise Bank

Enforcement Actions

Federal Reserve Board announces upcoming changes to its Consumer Credit (G.19) release

Other Announcements

Agencies sign Memorandum of Understanding on supervisory coordination

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action with Battle Creek State Company, Inc., Battle Creek State Bank, and Castle Rock Bank

Enforcement Actions

Federal Reserve assembles inventory of historical materials on central banking in the United States

Other Announcements

Federal Reserve Board announces final rule outlining procedures for securities holding companies (SHCs) to elect to be supervised by the Federal Reserve

Banking and Consumer Regulatory Policy

Jeremy C. Stein takes oath of office as a member of the Board of Governors of the Federal Reserve System

Other Announcements

Federal Reserve Board issues enforcement action with Premier Bank and termination of an enforcement action with Pacific Capital Bancorp

Enforcement Actions

Jerome H. Powell takes oath of office as a member of the Board of Governors of the Federal Reserve System

Other Announcements

Federal Reserve Board releases action plans and engagement letter to correct deficiencies in residential mortgage loan servicing and foreclosure processing

Enforcement Actions

Federal Reserve Board announces new video explaining how borrowers can apply for a free, independent foreclosure file review

Other Announcements

Minutes of Board discount rate meetings from April 2 through April 23, 2012

Monetary Policy

Federal Reserve Board announces termination of enforcement action with Guaranty Bancorp and Guaranty Bank and Trust Company

Enforcement Actions

Federal Reserve Board announces termination of enforcement action against BankTennessee Bancshares and BankTennessee

Enforcement Actions

Minutes of the Federal Open Market Committee, April 24-25, 2012

Monetary Policy

FOMC announces revised tentative 2012 meeting schedule and tentative 2013 meeting schedule

Monetary Policy

Federal Reserve announces results of auction of $3 billion in 28-day term deposits held on May 14, 2012

Monetary Policy

Federal Reserve Board issues enforcement action against Grand Bankshares

Enforcement Actions

Agencies finalize large bank stress testing guidance

Banking and Consumer Regulatory Policy

Agencies clarify supervisory expectations for stress testing by community banks

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement actions with AB&T Financial Corporation and ACME Holding Company, Inc.

Enforcement Actions

Federal Reserve Board announces its approval of the application by Industrial and Commercial Bank of China Limited, China Investment Corporation, and Central Huijin Investment Ltd.

Orders on Banking Applications

Federal Reserve Board announces its approval of the application by Agricultural Bank of China Limited

Orders on Banking Applications

Federal Reserve Board announces its approval of the application by Bank of China Limited

Orders on Banking Applications

Federal Reserve offers $3 billion in 28-day term deposits through its Term Deposit Facility

Monetary Policy

Federal Reserve Board publishes comparative information on average debit card interchange fees

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action against MidSouth Bank

Enforcement Actions

Federal Reserve Board announces appointment of Sharon Mowry as chief information officer and director of Information Technology

Other Announcements

Federal Reserve to host conference on ways to encourage economic growth in Native American communities

Other Announcements

Federal Reserve Board and Federal Open Market Committee release economic projections from the April 24-25 FOMC meeting

Monetary Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board issues enforcement action and termination of enforcement action

Enforcement Actions

Federal Reserve Board issues enforcement actions and termination of enforcement action

Enforcement Actions

Federal Reserve Board announces the formation of the Model Validation Council

Banking and Consumer Regulatory Policy

Agencies clarify Volcker Rule conformance period

Banking and Consumer Regulatory Policy

Federal Reserve Board announces termination of enforcement action against Citizens Republic Bancorp, Inc. and Citizens Bank

Enforcement Actions

Federal Reserve Board issues a consent cease and desist order and civil money penalty against the Bank of New York Mellon (BNYM)

Enforcement Actions

CPSS and IOSCO issue final Report on Principles for Financial Market Infrastructures and seek comment on two consultative documents

Other Announcements

Federal Reserve Board issues enforcement actions against NCAL Bancorp and Raton Capital Corporation

Enforcement Actions

Federal Reserve Board announces the issuance of a final decision and a cease and desist order against Louis A. DeNaples

Enforcement Actions

Minutes of Board discount rate meetings from February 6 through March 12, 2012

Monetary Policy

Federal Reserve Board issues policy statement regarding rental of residential properties acquired in foreclosure

Banking and Consumer Regulatory Policy

Federal Reserve approves final rule to simplify administration of reserve requirements and reduce costs for depository institutions and Federal Reserve Banks

Other Announcements

Minutes of the Federal Open Market Committee, March 13, 2012

Monetary Policy

Federal Reserve Board announces termination of enforcement action against First Bancshares

Enforcement Actions

Federal Reserve Board announces consent order against Morgan Stanley

Enforcement Actions

Federal Reserve seeks comment on proposed rulemaking to establish requirements for determining whether a company is predominantly engaged in financial activities

Banking and Consumer Regulatory Policy

Federal Reserve Board issues consent cease and desist order, and assesses civil money penalty against Banco Espírito Santo S.A. and its U.S. affiliate, Espírito Santo e Comercial de Lisboa, Inc.

Enforcement Actions

Agencies clarify effective date for Section 716 of the Dodd-Frank Act

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action Orrstown Financial Services, Inc, and Orrstown Bank, and terminates enforcement action with Cadence Financial Corporation

Enforcement Actions

Agencies propose revisions to leveraged finance guidance

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement action with Remer Bancorporation

Enforcement Actions

Federal Reserve Board announces its approval of the application by Adam Bank Group to acquire Brazos Valley Bank

Orders on Banking Applications

Federal Reserve System publishes annual financial statements

Other Announcements

Federal Reserve announces results of auction of $3 billion in 28-day term deposits held on March 19, 2012

Monetary Policy

Federal Reserve Board announces termination of enforcement action against Mid America Bank and Trust Company

Enforcement Actions

Federal Reserve Board announces termination of enforcement actions against Citizens Bancshares, The Citizens Bank of Edmond, and Credit Suisse AG

Enforcement Actions

Federal Reserve offers $3 billion in 28-day term deposits though its Term Deposit Facility

Monetary Policy

Federal Reserve survey provides information on mobile financial services

Other Announcements

Federal Reserve Board launches its Twitter channel

Other Announcements

Federal Reserve announces summary results of latest round of bank stress tests

Banking and Consumer Regulatory Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve Board issues enforcement action with Central Bancorp

Enforcement Actions

Federal Reserve releases paper describing methodology used in 2012 Comprehensive Capital Analysis and Review stress test

Banking and Consumer Regulatory Policy

Agencies and CDFI Fund to sponsor National Interagency Community Reinvestment Conference

Other Announcements

Federal Reserve Board releases action plans for three supervised financial institutions to correct deficiencies in residential mortgage loan servicing and foreclosure processing

Enforcement Actions

Termination of the enforcement action with Sterling Financial Corporation

Enforcement Actions

Federal Reserve Board issues guidance for evaluating whether banking organizations are eligible for upgrades of supervisory ratings

Banking and Consumer Regulatory Policy

Federal Reserve Board extends comment period on proposed rule to implement enhanced prudential standards and early remediation requirements

Banking and Consumer Regulatory Policy

Federal Reserve Board releases action plans for supervised financial institutions to correct deficiencies in residential mortgage loan servicing and foreclosure processing

Enforcement Actions

Federal Reserve Board issues enforcement action with Commerce Bancshares

Enforcement Actions

Minutes of Board discount rate meeting on January 23, 2012

Monetary Policy

Minutes of the Federal Open Market Committee, January 24-25, 2012

Monetary Policy

Agencies extend deadline to request review under the Independent Foreclosure Review to July 31

Other Announcements

Federal Reserve Board announces its approval of the notice by Capital One Financial Corporation ("Capital One") to acquire ING Bank

Orders on Banking Applications

Federal Reserve Board issues enforcement action with Commerce Bancshares

Enforcement Actions

The Federal Reserve Board releases orders related to the previously announced monetary sanctions against five banking organizations

Enforcement Actions

Federal Reserve Board announces agreement in principle with five banking organizations regarding the issuance of monetary sanctions

Enforcement Actions

Federal Reserve Board announces approval of notice by Hana Financial Group Inc.

Orders on Banking Applications

Federal Reserve Board issues enforcement actions with Ambank Holdings, Brogan Bankshares, and CoastalSouth Bancshares

Enforcement Actions

Agencies issue guidance on junior lien loan loss allowances

Banking and Consumer Regulatory Policy

Federal Reserve Board issues enforcement actions with Bank of Bartlett and Capitol City Bancshares, Inc.

Enforcement Actions

Federal Reserve Chairman to deliver lecture series to college students

Other Announcements

Federal Reserve issues FOMC statement of longer-run goals and policy strategy

Monetary Policy

Federal Reserve Board and Federal Open Market Committee release economic projections from the January 24-25 FOMC meeting

Monetary Policy

Federal Reserve issues FOMC statement

Monetary Policy

Federal Reserve releases templates for reporting FOMC participants' projections of the appropriate target federal funds rate

Monetary Policy

Federal Reserve Board issues enforcement action with Tennessee Central Bancshares

Enforcement Actions

Federal Reserve Board issues enforcement action with Southwest Florida Community Bancorp, Inc.

Enforcement Actions

Federal Reserve Board announces appointment of Jon Faust as special adviser in the Office of Board Members

Other Announcements

Minutes of Board discount rate meetings from November 21 through December 12, 2011

Monetary Policy

Federal Reserve announces results of auction of $3 billion in 28-day term deposits held on January 9, 2012

Monetary Policy

Reserve Bank income and expense data and transfers to the Treasury for 2011

Other Announcements

Federal Reserve Board issues enforcement action with Gold Canyon Bank

Enforcement Actions

Federal Reserve offers $3 billion in 28-day term deposits through its Term Deposit Facility

Monetary Policy

Minutes of the Federal Open Market Committee, November 28 and December 13, 2011

Monetary Policy

Last Update: December 19, 2012