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Accessible version of Attachment A tables

Top-tier BHCs that meet tier 1 minimums under the current and proposed rule

By BHC total asset size, Data as of March 31, 2012

Current rules (Basel I)
Category	>= $500m and < $10b	>$10 b	Total
Total # top-tier BHCs	877	78	955
Number of BHCs that meet 4% tier 1 minimum today	859	77	936
% of BHCs that meet 4% tier 1 minimum today	98%	99%	98%
Avg $ amount of tier 1 in excess of minimum ($000s)	$111,428	$10,479,898
Avg multiple of tier 1 held / tier 1 required	3.8	3.6

Proposed rule (Basel III)
Category	>= $500m and < $10b	>$10 b	Total
Total # top-tier BHCs	877	78	955
Number of BHCs that meet 6% tier 1 minimum as proposed	810	74	884
% of BHCs that meet 6% tier 1 minimum as proposed	92%	95%	93%
Average $ amount of tier 1 in excess of minimum ($000s)	$71,715	$5,658,259
Average multiple of tier 1 held / tier 1 required	2.1	1.9

Top-tier BHCs that do not meet tier 1 minimums under the current and proposed rule

By BHC total asset size, Data as of March 31, 2012

Current rules (Basel I)
Category	>= $500m and < $10b	>$10 b	Total
Total # top-tier BHCs	877	78	955
Number of BHCs that do not meet 4% tier 1 minimum today	18	1	19
% of BHCs that do not meet 4% tier 1 minimum today	2%	1%	2%
Average $ amount of tier 1 shortfall of minimum ($000s)	-$34,766	-$497,448
Aggregate $ amount of tier 1 shortfall of minimum ($000s)	-$625,791	-$497,448

Proposed rule (Basel III)
Category	>= $500m and < $10b	>$10 b	Total
Total # top-tier BHCs	877	78	955
Number of BHCs that do not meet 6% tier 1 minimum as proposed	67	4	71
% of BHCs that do not meet 6% tier 1 minimum as proposed	8%	5%	7%
Average $ amount of tier 1 shortfall of minimum ($000s)	-$32,716	-$688,217
Aggregate $ amount of tier 1 shortfall of minimum ($000s)	-$2,191,942	-$2,752,868

Proposed rule (Basel III) excluding those who fail tier 1 min today
Category	>= $500m and < $10b	>$10 b	Total
Total # top-tier BHCs	877	78	955
Tier 1
Number of BHCs that do not meet 6% tier 1 minimum as proposed	49	3	52
% of total	6%	4%	5%
Average $ amount of tier 1 shortfall of minimum ($000s)	-$17,124	-$309,260
Aggregate $ amount of tier 1 shortfall of minimum ($000s)	-$839,087	-$927,781
Common equity tier 1 (CET1)
Number of BHCs that do not meet 4.5% CET1 minimum as proposed	54	1	55
% of total	6%	1%	6%
Average $ amount of CET1 4.5% shortfall of minimum ($000s)	-$15,355	-$21,888
Aggregate $ amount of CET1 4.5% shortfall of minimum ($000s)	-$829,181	-$21,888
Number of BHCs that do not meet 7% CET1 minimum as proposed	150	8	158
% of total	17%	10%	17%
Average $ amount of CET1 7% shortfall of minimum ($000s)	-$23,483	-$752,523
Aggregate $ amount of CET1 7% shortfall of minimum ($000s)	-$3,522,450	-$6,020,186

Banks that meet tier 1 minimums under the current and proposed rule

By bank total asset size, Data as of March 31, 2012

Current rules (Basel I)
Category	< $10b	>=$10b	Total
Total # banks	7,269	107	7,376
Number of banks that meet 4% tier 1 minimum today	7,213	107	7,320
% of total	99%	100%	99%
Avg $ amount of tier 1 in excess of minimum ($000s)	$30,110	$6,055,069
Avg multiple of tier 1 held / tier 1 required	5.7	4.1

Proposed rule (Basel III)
Category	< $10b	>=$10b	Total
Total # banks	7,269	107	7,376
Number of banks that meet 6% tier 1 minimum as proposed	7,094	106	7,200
% of total	98%	99%	98%
Average $ amount of tier 1 in excess of minimum ($000s)	$24,184	$4,153,418
Average multiple of tier 1 held / tier 1 required	3.7	2.4

Banks that do not meet tier 1 minimums under the current and proposed rule

By bank total asset size, Data as of March 31, 2012

Current rules (Basel I)
Category	< $10b	>=$10b	Total
Total # banks	7,269	107	7,376
Number of banks that do not meet 4% tier 1 minimum today	56	0	56
% of total	1%	0%	1%
Average $ amount of tier 1 shortfall of minimum ($000s)	-$2,344	$0
Aggregate $ amount of tier 1 shortfall of minimum ($000s)	-$131,254	$0

Proposed rule (Basel III)
Category	< $10b	>=$10b	Total
Total # banks	7,269	107	7,376
Number of banks that do not meet 6% tier 1 minimum as proposed	175	1	176
% of total	2%	1%	2%
Average $ amount of tier 1 shortfall of minimum ($000s)	-$5,303	-$106,263
Aggregate $ amount of tier 1 shortfall of minimum ($000s)	-$928,108	-$106,263

Proposed rule (Basel III) excluding those who fail tier 1 min today
Category	< $10b	>=$10b	Total
Total # banks	7,269	107	7,376
Tier 1
Number of banks that do not meet 6% tier 1 minimum as proposed	119	1	120
% of total	2%	1%	2%
Average $ amount of tier 1 shortfall of minimum ($000s)	-$4,273	-$106,263
Aggregate $ amount of tier 1 shortfall of minimum ($000s)	-$508,437	-$106,263
Common equity tier 1 (CET1)
Number of banks that do not meet 4.5% CET1 minimum as proposed	59	0	59
% of total	1%	0%	1%
Average $ amount of CET1 4.5% shortfall of minimum ($000s)	-$6,694	$0
Aggregate $ amount of CET1 4.5% shortfall of minimum ($000s)	-$394,934	$0
Number of banks that do not meet 7% CET1 minimum as proposed	187	2	189
% of total	3%	2%	3%
Average $ amount of CET1 7% shortfall of minimum ($000s)	-$6,206	-$196,296
Aggregate $ amount of CET1 7% shortfall of minimum ($000s)	-$1,160,524	-$392,592

Last Update: March 02, 2017