Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending August 25, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN SECURITY BANK

* Branch

American Security Bank, Santa Ana, California, to establish a branch facility at 2163 Compton Avenue, Corona, California.

Newspaper:	08/27/2007
Federal Register:	Not applicable

MITSUBISHI UFJ FINANCIAL GROUP, INC.

4c8

Mitsubishi UFJ Financial Group, Inc., and The Bank of Tokyo-Mitsubishi UFJ, Ltd., both of Tokyo, Japan, to acquire up to 12 percent of Visa, Inc., San Francisco, California, and thereby indirectly engage in 1) the operation of electronic funds transfer systems, 2) the operation of authorization, clearing, and settlement systems, and 3) data processing, pursuant to section 4(c)(8) of the Bank Holding Company Act.

Newspaper:	Not applicable
Federal Register:	09/07/2007

NARA BANK

* Branch

Nara Bank, Los Angeles, California, to establish a branch facility at 807 East 12th Street Unit #400, Los Angeles, California.

Newspaper:	08/31/2007
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Forth Quarter of 2007 (October 1, 2007 - December 31, 2007)

Institution	Location
HANMI BK	LOS ANGELES, CALIFORNIA
NARA BK	LOS ANGELES, CALIFORNIA
SILICON VALLEY BK	SANTA CLARA, CALIFORNIA

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending August 25, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2007 (October 1, 2007 - December 31, 2007)

District: 12
Federal Reserve Bank of: San Francisco