Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending August 25, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* 18C
* Branch

Arvest Bank, Fayetteville, Arkansas, to purchase the assets and assume the liabilities of the Tulsa, Oklahoma branch offices of M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin, and to retain the acquired facilities as branches.

Newspaper:	09/09/2007
Federal Register:	Not applicable

EUREKA BANCSHARES, INC.

CIC

Notice by the Cross Family Control Group, Eureka Springs, Arkansas, to gain control of Eureka Bancshares, Inc., Eureka Springs, Arkansas. The control group consists of John Fuller Cross, Jr., Charles Taff Cross, Marie Johnice Cross, and Bobbie Sue Cross Foster, all of Eureka Springs, Arkansas.

Newspaper:	Not available
Federal Register:	09/13/2007

FIRST BANKS, INC.

* 18C
* Branch
* 3A3

First Banks, Inc., Hazelwood, Missouri, and its subsidiary bank holding company, The San Francisco Company, Clayton, Missouri, to acquire 100 percent of Coast Financial Holdings, Inc., Bradenton, Florida, and thereby indirectly acquire Coast Bank of Florida, Bradenton, Florida. In addition, First Banks, Inc. and The San Francisco Company, Clayton, Missouri, to acquire up to 19.9 percent of Coast Financial Holdings, Inc. Also First Bank, St. Louis, Missouri, to merge with Coast Bank of Florida, Bradenton, Florida, and to retain the acquired facilities as branch offices.

Newspaper:	09/19/2007
Federal Register:	09/24/2007

HERITAGE STATE BANK

* Branch

Heritage State Bank, Lawrenceville, Illinois, to establish a branch facility to be located at Route 1 and Highway 68, Haubstadt, Indiana.

Newspaper:	08/30/2007
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Forth Quarter of 2007 (October 1, 2007 - December 31, 2007)

Institution	Location
NONE

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending August 25, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2007 (October 1, 2007 - December 31, 2007)

District: 8
Federal Reserve Bank of: St. Louis