Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 1
Federal Reserve Bank of: Boston

Filings received during the week ending November 24, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

EASTERN FEDERAL BANK

Member

Application by Eastern Federal Bank, Norwich, Connecticut, to become a member of the Federal Reserve System pursuant to section 9 of the Federal Reserve Act and section 208.3 of Regulation H.

Newspaper:	Not applicable
Federal Register:	Not applicable

NEW HAMPSHIRE MUTUAL BANCORP

* 3A1

New Hampshire Mutual Bancorp, Manchester, New Hampshire to become a mutual holding company through the acquisition of Meredith Village Savings Bank, Meredith, New Hampshire, pursuant to section 3(a)(1) of the BHC Act.

Newspaper:	Not available
Federal Register:	12/14/2012

NEW HAMPSHIRE MUTUAL BANCORP

* 3A5
* 3A3

New Hampshire Mutual Bancorp, Manchester, New Hampshire, to acquire Merrimack Bancorp, MHC, Concord, New Hampshire, and its subsidiary bank, Merrimack County Savings Bank, Concord, New Hampshire, pursuant to sections 3(a)(3) and 3(a)(5) of the BHC Act.

Newspaper:	Not available
Federal Register:	12/14/2012

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
WATERTOWN SVG BK, WATERTOWN, MASSACHUSETTS	886204	06/04/2012	10/07/2012	O	Int Sm Bank

CRA Examinations scheduled for First Quarter of 2013 (January 1, 2013 - March 31, 2013)

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 1 Federal Reserve Bank of: Boston

Filings received during the week ending November 24, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2013 (January 1, 2013 - March 31, 2013)

District: 1
Federal Reserve Bank of: Boston