Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending November 24, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

BANQUE CENTRALE POPULAIRE

FBSEA

Banque Centrale Populaire, Casablanca, Morocco, to establish a representative office in Washington, D.C.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF MCKENNEY, MCKENNEY, VIRGINIA	746429	08/06/2012	11/11/2012	S	Small Bank
BANK OF ROMNEY, ROMNEY, WEST VIRGINIA	722432	07/23/2012	10/25/2012	O	Small Bank
FARMERS & MINERS BK, PENNINGTON GAP, VIRGINIA	658924	07/30/2012	11/08/2012	S	Small Bank
SANDY SPRING BK, OLNEY, MARYLAND	506922	05/21/2012	10/25/2012	S	Large Bank

CRA Examinations scheduled for First Quarter of 2013 (January 1, 2013 - March 31, 2013)

Institution	Location
COLONIAL VA BK	GLOUCESTER, VIRGINIA
CONGRESSIONAL BK	POTOMAC, MARYLAND
FIRST CENTURY BK NA	BLUEFIELD, WEST VIRGINIA
FIRST CMNTY BK NA	BLUEFIELD, VIRGINIA
HOMETOWN BK	ROANOKE, VIRGINIA
MINERS EXCH BK	COEBURN, VIRGINIA
PEOPLES CMNTY BK	MONTROSS, VIRGINIA
SHORE BK	ONLEY, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending November 24, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2013 (January 1, 2013 - March 31, 2013)

District: 5
Federal Reserve Bank of: Richmond