Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending May 25, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMERCIAL BANCSHARES, INC.

* 3A5

Commercial Bancshares, Inc. of El Campo, Texas, to acquire by merger 100 percent of City State Bancshares, Inc., and indirectly acquire City State Bank, both of Palacios, Texas.

Newspaper:	Not available
Federal Register:	06/21/2013

FROST BANK

* Branch

Frost Bank, San Antonio, Texas, to establish a branch to be located at 9300 Kirby Drive, Suite 600, Houston, Texas 77054.

Newspaper:	05/24/2013
Federal Register:	Not applicable

PIONEER BANCSHARES, INC.

* 3A1

Pioneer Bancshares, Inc., Dripping Springs, Texas, to become a bank holding company by acquiring 100 percent of Pioneer Bank, State Savings Bank, Dripping Springs, Texas.

Newspaper:	Not available
Federal Register:	06/14/2013

PLAINS BANCORP, INC.

CIC

Notice by Ray Mark Bain, Lubbock, Texas, individually, as co-trustee of the RMB 2012 Family Trust, trustee of the Ray Mark Bain 2007 Trust, and trustee of the Ray Mark Bain Children's Trust; Michael Lewis Bain, Canyon, Texas, individually, as co-trustee of the RMB 2012 Family Trust, trustee of the Michael L. Bain 2007 Trust, and trustee of the Michael L. Bain Children's Trust; and Nancy Bain Seybert, Perryton, Texas, individually, as trustee of the Nancy Bain Seybert 2007 Trust, and trustee of the Nancy Bain Seybert Children's Trust; Dimmitt, Texas; collectively a group acting in concert, to control, retain and acquire greater than 25 percent of Plains Bancorp, Inc., Dimmitt, Texas, and therefore, indirectly, First United Bank, Dimmitt, Texas.

Newspaper:	Not available
Federal Register:	06/04/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2013 (July 1, 2013 - September 30, 2013)

Institution	Location
COMMUNITY BK	FORT WORTH, TEXAS
COMMUNITY TR BK	CHOUDRANT, LOUISIANA
CROWELL ST BK	CROWELL, TEXAS

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending May 25, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2013 (July 1, 2013 - September 30, 2013)

District: 11
Federal Reserve Bank of: Dallas