Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 25, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

ARVEST BANK

* Branch

Arvest Bank, Fayetteville, Arkansas, to establish a branch facility to be located at 2389 N. College Avenue, Fayetteville, Arkansas.

Newspaper:	05/29/2013
Federal Register:	Not applicable

BANKTENNESSEE

* Branch

BankTennessee, Collierville, Tennessee, to establish a branch located at 13690 Highway 51 South, Suite 107, Atoka, Tennessee.

Newspaper:	06/01/2013
Federal Register:	Not applicable

CENTENNIAL BANK

* Branch

Centennial Bank, Conway, Arkansas, to establish a branch location at 34855 Highway 98 East, Destin, Florida.

Newspaper:	05/30/2013
Federal Register:	Not applicable

HARDIN COUNTY BANCORP, INC

CIC

Notice by Charles R. Soward, Rosiclare, Illinois and Kimberly A. Cotton, Henderson, Kentucky, individually, to gain control of Hardin County Bancorp, Rosiclare, Illinois.

Newspaper:	06/12/2013
Federal Register:	Not available

SIGMA HOLDINGS INC

* 3A1

Sigma Holdings, Inc., Little Rock, Arkansas, to become a bank holding company by acquiring 100 percent of The Bank of Rison, Rison, Arkansas.

Newspaper:	06/16/2013
Federal Register:	06/20/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2013 (July 1, 2013 - September 30, 2013)

Institution	Location
BANK OF BARTLETT	BARTLETT, TENNESSEE
BANK OF HALLS	HALLS, TENNESSEE
BANKFIRST FINANCIAL SVC	MACON, MISSISSIPPI
CENTENNIAL BK	CONWAY, ARKANSAS
EVOLVE B&TC	WEST MEMPHIS, ARKANSAS
GATES BKG&TC	GATES, TENNESSEE
HEARTLAND BK	BRYANT, ARKANSAS
MONTICELLO BKG CO	MONTICELLO, KENTUCKY
SOUTHERN BK	POPLAR BLUFF, MISSOURI

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 25, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2013 (July 1, 2013 - September 30, 2013)

District: 8
Federal Reserve Bank of: St. Louis