Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending May 23, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

AMBANK COMPANY, INC.

* 3A3

Ambank Company, Inc., Sioux Center, Iowa proposes to acquire 100 percent of Alton Bancorporation, Alton, Iowa, and thereby indirectly acquire Community Bank, Alton, Iowa.

Newspaper:	Not available
Federal Register:	05/29/2015

HINSDALE BANK & TRUST COMPANY

* 18C
* Branch

Hinsdale Bank & Trust Company, Hinsdale, Illinois, to merge with Suburban Bank & Trust Company, Elmhurst, Illinois, and all ten locations of Suburban Bank & Trust will become branches of Hinsdale Bank & Trust Company.

Newspaper:	Not available
Federal Register:	Not applicable

ISABELLA BANK

* 18C
* Branch

Isabella Bank, Mount Pleasant, Michigan to purchase certain assets and assume certain liabilities of a branch of Flagstar Bank, Troy, Michigan, located at 4975 Bay Road, Saginaw, Michigan, which will operate as a branch of Isabella Bank.

Newspaper:	Not available
Federal Register:	Not applicable

ISABELLA BANK

* 18C
* Branch

Isabella Bank, Mount Pleasant, Michigan intends to purchase the assets and assume the liabilities of a branch of Independent Bank, Ionia, Michigan, located at 210 South Saginaw Road, Midland, Michigan, which will operate as a branch of Isabella Bank.

Newspaper:	Not available
Federal Register:	Not applicable

OXFORD BANK CORPORATION

CIC

Notice by Robert A. Clemente, as Trustee of the OJT Irrevocable Trust dated 09/20/2010, Birmingham, Michigan, to acquire 36.36 percent of Oxford Bank Corporation, Oxford, Michigan, and thereby indirectly acquire control of Oxford Bank, Oxford, Michigan.

Newspaper:	Not available
Federal Register:	Not available

STEPHENSON NATIONAL BANCORP, INC.

CIC

William Staudenmaier, individually and as co-trustee of the L. William Staudenmaier and Kathleen M. Staudenmaier Living Trust, together with Kathleen M. Staudenmaier, as co-trustee of the L. William Staudenmaier and Kathleen M. Staudenmaier Living Trust, all of Wauwatosa, Wisconsin; Ann Marie Staudenmaier, Tomas Perez, Amalia Mercedez Perez, all of Takoma Park, Maryland; L. William Staudenmaier III and Heidi L. McNeil, as trustees of the L. WM Staudenmaier III and Heidi L. McNeil Revocable Trust, L. William Staudenmaier, Kathleen Louise McNeil Staudenmaier, all of Phoenix, Arizona; Michael Staudenmaier and Anne Carlson, both of Chicago, Illinois; Peter Staudenmaier, Milwaukee, Wisconsin; Suzanne Staudenmaier and Kelly McGee, both of Minneapolis, Minnesota; Therese Louise Staudenmaier, Daniel McCarthy, and Gabriel Liam McCarthy, all of Baltimore, Maryland; James T. Breeden Jr. and Gloria Lee, both of Oakland, California; Teresa Breedan Whatley, James T. Breeden, Margaret A. Breeden, all of Carson City, Nevada; Stephenson National Bank & Trust, as trustee of the Mary L. Staudenmaier Revocable Trust and certain minor Staudenmaier children, as a group acting in concert, to be added to the Staudenmaier Control Group, and thereby retain control of 39.32 percent of Stephenson National Bancorp, Inc., and thereby indirectly retain control of Stephenson National Bank and Trust, both of Marinette, Wisconsin, pursuant to the Change in Bank Control Act.

Newspaper:	Not available
Federal Register:	06/11/2015

WHEATON BANK & TRUST COMPANY

* 18C
* Branch

Wheaton Bank & Trust Company, Wheaton, Illinois, to purchase the assets and assume the liabilities of a Hinsdale Bank & Trust Company, Hinsdale, Illinois, branch and to establish a branch at 500 South County Farm Road, Wheaton, Illinois.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2015 (July 1, 2015 - September 30, 2015)

Institution	Location
BLISSFIELD ST BK	BLISSFIELD, MICHIGAN
CLEAR LAKE B&TC	CLEAR LAKE, IOWA
COMMUNITY BK ELMHURST	ELMHURST, ILLINOIS
FIRST BK OF BERNE	BERNE, INDIANA
FIRST FARMERS B&T	CONVERSE, INDIANA
GNB BK	GRUNDY CENTER, IOWA
HINSDALE B&TC	HINSDALE, ILLINOIS
HURON CMNTY BK	EAST TAWAS, MICHIGAN
IOWA ST SVG BK	KNOXVILLE, IOWA
LAKE CITY BK	WARSAW, INDIANA
LIBERTYVILLE B&TC	LIBERTYVILLE, ILLINOIS
MARQUETTE BK	CHICAGO, ILLINOIS
NORTHERN TC	CHICAGO, ILLINOIS
STATE BK OF BLUE MOUND	BLUE MOUND, ILLINOIS
UNION B&TC	EVANSVILLE, WISCONSIN

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending May 23, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2015 (July 1, 2015 - September 30, 2015)

District: 7
Federal Reserve Bank of: Chicago