Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending May 23, 2015

Filer

Filing Type

Filing Proposal

End of Comment Period

BNC BANCORP

* 3A5

BNC Bancorp, High Point, North Carolina, to acquire Valley Financial Corporation, Roanoke, Virginia, and thereby indirectly acquire Valley Bank, Roanoke, Virginia, pursuant to Section 3 of the Bank Holding Company Act.

Newspaper:	06/02/2015
Federal Register:	06/08/2015

DELMARVA BANCSHARES, INC.

* 3A5
* 18C
* Branch

Delmarva Bancshares, Inc., Cambridge, Maryland, to acquire 100% of the voting securities of Easton Bancorp, Inc., Easton, Maryland, and thereby indirectly acquire Easton Bank & Trust Company, Easton, Maryland.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2015 (July 1, 2015 - September 30, 2015)

Institution	Location
EAGLEBANK	BETHESDA, MARYLAND
FARMERS & MERCHANTS BK	TIMBERVILLE, VIRGINIA
MONARCH BK	CHESAPEAKE, VIRGINIA
NEWBRIDGE BK	GREENSBORO, NORTH CAROLINA
PUTNAM CTY BK	HURRICANE, WEST VIRGINIA
SONABANK	MC LEAN, VIRGINIA
TRUPOINT BK	GRUNDY, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending May 23, 2015

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2015 (July 1, 2015 - September 30, 2015)

District: 5
Federal Reserve Bank of: Richmond