Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending June 3, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST FLORIDA BANK

* Branch

First Florida Bank, Naples, Florida, to establish a branch located at 6150 Diamond Centre Court, Unit 1100, Fort Myers, Florida, to be known as the First Florida Bank Fort Myers Office.

Newspaper:	06/09/2006
Federal Register:	Not applicable

PCNB Corp

3A1

PCNB Corp., McComb, Mississippi, notice to become a bank holding company by acquiring Pike county National Bank, McComb, Mississippi.

Newspaper:	Not applicable
Federal Register:	Not applicable

SECURITY BANK CORPORATION

* 3A3

Security Bank Corporation, Macon, Georgia (Security), and its subsidiary, SBKC Interim Bank(Interim), to acquire 100 percent of the outstanding shares of common stock of Homestead Bank, Suwanee, Georgia, by merging with and into Interim. Interim will be a Georgia state bank and wholly owned acquisition subsidiary of Security, which will be formed soley to facilitate the acquisition. Homestead is a Georgia state chartered bank located at 1380 Peachtee Industrial Boulevard, Suwanee, Georgia. Interim will survive the merger and will continue to operate under the name "Security Bank of Gwinnett County." Security Bank of Gwinnett County will be a separate wholly owned subsidiary of Security after the merger.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending June 3, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta