Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending June 3, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

GLACIER BANCORP, INC.

* 3A1
* 3A3

Glacier Bancorp, Inc., Kalispell, Montana, to indirectly acquire 100 percent of Citizens Development Company, Billings, Montana.

Newspaper:	Not available
Federal Register:	06/19/2006

HUNTER HOLDING COMPANY

4c8
* 3A5

Hunter Holding Company, Hunter, North Dakota, to merge with Streeter Insurance Agency, Inc., Streeter, North Dakota, and thereby indirectly acquire State Bank of Streeter, Streeter, North Dakota. Applicant also proposes to engage in general insurance agency activities in a town with a population of less than 5,000.

Newspaper:	Not available
Federal Register:	Not available

Minnesota Bancshares, Inc.

4c8
* 3A1

Minnesota Bancshares, Inc., Maple Grove, Minnesota, to become a bank holding company by acquiring 100% of Heron Lake State Bank, Heron Lake, Minnesota. Applicant also proposes to acquire 100% of Heron Lake Agency, Inc., Heron Lake, Minnesota, and thereby engage in insurance agency activities in a town with a population not exceeding 5000.

Newspaper:	06/16/2006
Federal Register:	06/19/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST INTRST BK, BILLINGS, MONTANA	659855	04/18/2005	06/01/2006	S	Large Bank
NORTH SHORE BK OF COMMERCE, DULUTH, MINNESOTA	126553	02/13/2006	05/22/2006	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending June 3, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis