Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 9
Federal Reserve Bank of: Minneapolis

Filings received during the week ending March 10, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

1ST BANK

* 18C
* Branch

1st Bank, Evanston, Wyoming, to merge with North Side State Bank of Rock Springs, Rock Springs, Wyoming, and incident thereto proposes to establish a branch at 601 North Front Street, Rock Springs, Wyoming.

Newspaper:	Not available
Federal Register:	Not applicable

BLACKRIDGE FINANCIAL, INC.

* 3A3

BlackRidge Financial, Inc., Fargo, North Dakota, to acquire 100 percent of BlackRidgeBANK, Fargo, North Dakota, a de novo bank.

Newspaper:	Not available
Federal Register:	04/02/2007

COMMUNITY BANK - MISSOULA, INC.

* Branch

Community Bank-Missoula, Inc., Missoula, Montana, to establish a branch at 3200 Brooks Street, Missoula, Montana.

Newspaper:	03/23/2007
Federal Register:	Not applicable

GLACIER BANK OF WHITEFISH

* Branch

Glacier Bank of Whitefish, Whitefish, Montana, to establish a branch at 6195 Hwy 93 South, Whitefish, Montana, 59937.

Newspaper:	03/09/2007
Federal Register:	Not applicable

HAYWARD BANCSHARES, INC.

Member
* 3A3

Hayward Bancshares, Inc., Eau Claire, Wisconsin, to acquire 100 percent of Summit Community Bank, Maplewood, Minnesota, and incident thereto, Summit Community Bank, Maplewood, Minnesota, a de novo bank, to become a member of the Federal Reserve System.

Newspaper:	Not available
Federal Register:	04/09/2007

OTTO BREMER FOUNDATION

4c8

Otto Bremer Foundation and Bremer Financial Corporation, both of St. Paul, Minnesota, propose to acquire, through a wholly-owned subsidiary, Bremer Insurance Agencies, Inc., St. Paul, Minnesota, certain assets of Buchmeier Agency, Inc., St. Paul, Minnesota, and thereby engage in insurance agency activities in conformity with section 225.28(b)(11)(vii).

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 9 Federal Reserve Bank of: Minneapolis

Filings received during the week ending March 10, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 9
Federal Reserve Bank of: Minneapolis