Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending March 10, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

BANNER CORPORATION

* 3A5

Banner Corporation, Walla Walla, Washington, to merge with San Juan Financial Holding Company and thereby indirectly acquire its subsidiary, Islanders Bank, both of Friday Harbor, Washington.

Newspaper:	Not available
Federal Register:	04/02/2007

EAST WEST BANK

* Branch

East West Bank, Pasadena, California, to establish a branch facility at 2959 Chino Avenue, Chino, California.

Newspaper:	03/22/2007
Federal Register:	Not applicable

FRANKLIN RESOURCES, INC.

* 3A3

Franklin Resources, Inc., San Mateo, California, to retain 8.11 percent of Coast Financial Holdings, Inc., and thereby indirectly retain its subsidiary, Coast Bank of Florida, both of Bradenton, Florida.

Newspaper:	Not available
Federal Register:	04/02/2007

SKAGIT STATE BANCORP

CIC

Notice by Bishop Limited Partnership, Burlington, Washington, to increase its ownership to 10.08 percent of Skagit State Bancorp, Inc., and thereby indirectly control its subsidiary, Skagit State Bank, both of Burlington, Washington.

Newspaper:	03/08/2007
Federal Register:	02/20/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending March 10, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco