Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending April 7, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCO DAVIVIENDA S.A.

FBSEA
Other Foreign

Banco Davivienda S.A., Bogota, Columbia, (1) to acquire a majority of the shares of the capital stock of Bancafe International, Miami, Florida, and (2) to establish an international branch.

Newspaper:	Not available
Federal Register:	Not applicable

CUMBERLAND BANK

* Branch

Cumberland Bank, Franklin, Tennessee, to establish branches at the following locations: 9200 Carothers Parkway, Franklin, Tennessee; and 1470 South Church Street, Murfreesboro, Tennessee.

Newspaper:	04/18/2007
Federal Register:	Not applicable

NBOG BANCORPORATION, INC.

CIC

NBOG Bancorporation, Inc., Gainesville, Georgia, prior change in control filed by William R. Blanton, Alpharetta, Georgia, as an individual, and a group acting in concert consisting of William R. Blanton, Alpharetta Georgia, Paula M. Allen, Shelley Palmour Anderson, Kathy L. Cooper, Lanny W. Dunagan, Gilbert T. Jones, Sr., Ann M. Palmour, Wendell A. Turner, Howard Harrison, Rebecca Harrison, Robert Allen, James H. McBride, James E. Palmour, Kim Hunter, Victoria Leigh Hunter, John Cooper, Tyler Cooper, Donn H. Cooper, Paden Dunagan, Danny Dunagan, Jr., Areatha J. Keesey, David C. Harwell, LaVerne Harwell, Douglas F. Harwell, Alice Lipscomb, Jane Jones, Jewels Jones, Barbe Jones, Brandy Jones and Franklin D. Harwell, all from Gainesville, Georgia, to acquire 71.5 percent of NBOG Bancorporation, Inc., the bank holding company of The National Bank of Gainesville, both of Gainesville, Georgia.

Newspaper:	03/30/2007
Federal Register:	03/30/2007

OLD SOUTHERN BANCORP, INC.

* 3A1

Old Southern Bancorp, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Old Southern Bank, both of Orlando, Florida.

Newspaper:	05/03/2007
Federal Register:	Not available

RB BANCORPORATION

CIC

RB Bancorporation, Athens, Alabama, prior change in control notification by Alston Martin Noah, Alston Martin Noah, Jr., John Chandler Noah, Mary Payton Noah, and Sue Drinkard Noah, all of Athens, Alabama, to collectively acquire an additional 1.06 percent of the outstanding shares of RB Bancorporation and its subsidiary bank, Reliance Bank, both of Athens, Alabama. Pro forma total ownership will equal 15.08 percent.

Newspaper:	05/01/2007
Federal Register:	04/24/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending April 7, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta