Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending April 7, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

COUNTRY HOLDING CORP.

CIC

Notice by Belote Family Partnership, LTD., Kingwood, Texas, and its general partner, Belote Management Trust, Kingwood, Texas, to retain ownership of 32.258 percent of Country Holding Corp., Austin, Texas, and indirectly Texas Country Bank, Lakeway, Texas. Mr. Farrald Belote, Jr. and Mrs. Arlene Belote, are co-trustees of the Belote Management Trust, Kingwood, Texas.

Newspaper:	04/19/2007
Federal Register:	04/18/2007

OPPORTUNITY BANCSHARES, INC.

* 3A1

Opportunity Bancshares, Inc., Richardson, Texas, to become a bank holding company by acquiring 100 percent of Opportunity Bank, National Association, Richardson, Texas.

Newspaper:	04/27/2007
Federal Register:	04/26/2007

SOUTH PLAINS FINANCIAL, INC. EMPLOYEE STOCK OWNERSHIP PLAN

* 3A3

South Plains Financial, Inc. Employee Stock Ownership Plan, Lubbock, Texas, to acquire additional shares up to 30.7 percent of South Plains Financial, Inc., Lubbock, Texas, and indirectly acquire South Plains Delaware Financial Corporation, Dover, Delaware, City Bank, Lubbock, Texas, Zia Financial Corporation, Ruidoso, New Mexico, and City Bank New Mexico, Ruidoso, New Mexico.

Newspaper:	05/02/2007
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending April 7, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas